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Remote 1099 Adjuster Jobs (NOW HIRING)

This is not a 1099 opportunity. All Independent Adjusters employed by Crawford & Co. will do so as a W2 employee . ** J oin the Catastrophe Roster: Deployments are temp/seasonal opportunities, not ...

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Remote 1099 Adjuster information

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$41K

$76K

$99K

How much do remote 1099 adjuster jobs pay per year?

As of Jun 9, 2026, the average yearly pay for remote 1099 adjuster in the United States is $76,039.00, according to ZipRecruiter salary data. Most workers in this role earn between $66,000.00 and $85,500.00 per year, depending on experience, location, and employer.

What is the difference between Remote 1099 Adjuster vs Remote 1099 Claims Examiner?

AspectRemote 1099 AdjusterRemote 1099 Claims Examiner
CredentialsAdjuster license, insurance knowledgeClaims handling certification, insurance background
Work EnvironmentIndependent contractor, remoteIndependent contractor, remote
Industry UsageInsurance companies, adjusting firmsInsurance carriers, third-party administrators

Both roles are remote, independent contractor positions within the insurance industry. A Remote 1099 Adjuster primarily evaluates and settles insurance claims, often requiring licensing and adjusting skills. A Remote 1099 Claims Examiner reviews and processes claims, typically needing claims handling certifications. While both are remote and 1099 roles, their focus and required credentials differ slightly, catering to different aspects of insurance claim management.

What is a Remote 1099 Adjuster?

A Remote 1099 Adjuster is an independent contractor who evaluates insurance claims from a remote location, rather than working in an office. They are called '1099' adjusters because they receive IRS Form 1099 for tax purposes, indicating they are not traditional employees. Remote 1099 Adjusters investigate claims, assess damages, and recommend settlements for insurance companies, often using digital tools and communications. This role allows for flexibility in work location and schedule, but also requires self-management and understanding of independent contractor responsibilities.

Can claims adjusters work remotely?

Yes, many claims adjusters, including those working as remote 1099 adjusters, can perform their duties from home. They typically use specialized software and communication tools to evaluate claims, and remote work arrangements are common in the industry, especially for independent contractors. However, specific employer policies and job requirements may vary.

What are the key skills and qualifications needed to thrive as a Remote 1099 Adjuster, and why are they important?

To thrive as a Remote 1099 Adjuster, you need strong analytical skills, a working knowledge of insurance policies, and relevant licensure (such as state adjuster licenses). Proficiency in claims management software, digital documentation tools, and remote communication platforms is typically required. Excellent time management, self-motivation, and clear communication are vital soft skills for success in an independent, remote environment. These qualifications ensure accurate, efficient claims handling and client satisfaction while working autonomously.

What are some common challenges faced by Remote 1099 Adjusters, and how can they be managed effectively?

Remote 1099 Adjusters often encounter challenges such as managing a fluctuating workload, staying organized without direct supervision, and maintaining clear communication with clients and team members across different time zones. To manage these effectively, it’s important to use robust digital tools for case tracking and documentation, establish a consistent daily routine, and proactively schedule regular check-ins with supervisors or clients. Strong self-discipline and time management skills are key to balancing multiple claims and meeting deadlines while working independently.
More about Remote 1099 Adjuster jobs
What cities are hiring for Remote 1099 Adjuster jobs? Cities with the most Remote 1099 Adjuster job openings:
What are the most commonly searched types of 1099 Adjuster jobs? The most popular types of 1099 Adjuster jobs are:
What states have the most Remote 1099 Adjuster jobs? States with the most job openings for Remote 1099 Adjuster jobs include:
Infographic showing various Remote 1099 Adjuster job openings in the United States as of June 2026, with employment types broken down into 97% Full Time, and 3% Contract. Highlights an 63% Physical, 12% Hybrid, and 25% Remote job distribution, with an average salary of $76,039 per year, or $36.6 per hour.

FLOOD ADJUSTER - 1099 INDEPENDENT CONTRACTOR

Administrative Strategies

Remote

Part-time, Contractor

Posted 22 days ago


Job description

Job Summary:
The Flood Adjuster's job is to assess damage from floods and determine the scope and cost of repairs, ultimately helping policyholders receive the appropriate compensation for their losses. This involves inspecting damaged property, gathering information, and working with various stakeholders to resolve claims. This position is a 1099 part time independent contractor role.
Responsibilities:
  • Evaluate property damage caused by floodwater, including taking measurements and photographs.
  • Investigates flood claims to determine if the loss is covered by the insurance policy and the appropriate amount to be paid.
  • Determine the scope of the damage, including both direct flood damage and non-flood-related damage, and verify that the claim is indeed caused by flood.
  • Prepare accurate estimates of the damage and the costs associated with repairs including specialized knowledge for manufactured homes and residential losses.
  • Work within the framework of the FEMA guidelines and regulations for flood insurance claims.
  • Coordinate with other professionals, such as contractors, and other adjusters, to efficiently handle claims.
  • Work independently and with others in a virtual team setting
  • Maintain accurate and thorough records of all claims and related activities.

QUALIFICATIONS:
  • High School Diploma or equivalent; College Degree a plus
  • Minimum 2 years of experience in the insurance industry, restoration, construction estimating or other related field.
  • Possess appropriate insurance company certifications
  • Licensed in your state of residence (if required) and/or other states
  • Strong analytical and problem-solving skills
  • Excellent oral and written communication skills
  • Ability to work independently and in a team environment
  • Strong computer, Microsoft Word and Excel, and estimating software, Xactimate or MSB, experience.
  • Knowledge of NFIP and related regulations
  • Ability to identify building products and replacement techniques for damaged materials.
  • Ability to handle high-stress situations
  • Valid driver's license.
  • Pass Background Check
  • Ability to travel on short notice (within 24-48 hours) and to remain at site as long as necessary. (Adjusters are responsible for their own transportation and living expenses while deployed).

Special Requirements:
  • Must have necessary tools and equipment: laptop computer with Microsoft word and Excel as well as approved estimated software (Xactimate), cell phone with text messaging, internet and email capabilities, digital camera, and tape measure.
  • Must have own transportation, proof of auto insurance with required limits of liability.

About AdStrat
Administrative Strategies is a claims servicing firm established in 2010, and we believe that Together we Make a Difference. Our teams and clients work together to make a difference and rebuild the lives of policyholders who have experienced a loss. We do this by making sure everyone on our team lives our core values:
  • We Are One Team: We work together to accomplish remarkable things.
  • We Do the Right Thing: We act with integrity and honesty in all interactions.
  • We Care: We care for each other, our partners, policyholders, our business, and our world.
  • We Deliver: Clients trust us to build things that work, and we take that seriously. With our "can do" spirit, our team will overcome obstacles, find solutions, and deliver exceptional results.
  • We Welcome Everyone: We actively foster an environment of inclusion, and respect for others.