Upstart
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60 Upstart Principal Software Engineer Jobs Hiring Near You

Principal Software Engineer

OR ยท On-site +1

$134K - $180K/yr

The Team Upstart's Bank Technology team builds the internal platforms, security automation, and ... As a Principal Software Engineer, you will provide technical leadership across a growing portfolio ...

Principal Software Engineer

$138K - $185K/yr

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... As a Principal Software Engineer, you will provide technical leadership across a growing portfolio ...

Principal Software Engineer, Unsecured Installments

OR ยท On-site +1

$134K - $180K/yr

The Team Unsecured Installments is one of Upstart's core lending products, helping borrowers access ... As a Principal Software Engineer, you'll help define the technical direction for a broad and ...

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... As a Principal Engineer at Upstart on the Capital Marketplace team, you will collaborate with all ...

Principal Software Engineer, Capital Marketplace

OR ยท On-site +1

$134K - $180K/yr

As a Principal Engineer at Upstart on the Capital Marketplace team, you will collaborate with all ... Strong technical and software engineering fundamentals including a demonstrated ability to build ...

Upstart's Unsecured Installment team builds and scales the mobile experiences behind our small ... As the Principal Mobile Engineer on the Unsecured Installment team, you will be the senior ...

Senior Software Engineer, Upstart Bank

OR ยท On-site +1

$122K - $161K/yr

As a Senior Software Engineer on the Upstart Bank team, you will design and build systems that enable Upstart Bank to operate at scale. Depending on the team, your work may span funding, payments ...

Senior Software Engineer, Upstart Bank

$125K - $165K/yr

As a Senior Software Engineer on the Upstart Bank team, you will design and build systems that enable Upstart Bank to operate at scale. Depending on the team, your work may span funding, payments ...

Senior Software Engineer, Upstart Bank

OR ยท On-site +1

$122K - $161K/yr

As a Senior Software Engineer on the Upstart Bank team, you will design and build systems that enable Upstart Bank to operate at scale. Depending on the team, your work may span funding, payments ...

Principal Mobile Software Engineer

$138K - $185K/yr

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... As the Principal Mobile Engineer on the Unsecured Installment team, you will be the senior ...

Senior Software Engineer, Upstart Bank

$125K - $165K/yr

As a Senior Software Engineer on the Upstart Bank team, you will design and build systems that enable Upstart Bank to operate at scale. Depending on the team, your work may span funding, payments ...

Senior Software Engineer, Site Reliability

OR ยท On-site +1

$57 - $75.75/hr

The Team Upstart's Site Reliability Engineering (SRE) team owns the reliability, resiliency, and ... As a Senior Software Engineer focused on Site Reliability Tooling , your work will directly impact ...

Senior Software Engineer, Auto

OR ยท On-site +1

$122K - $161K/yr

Upstart's Auto Direct team is expanding access to secured lending products that help more borrowers ... As a Senior Software Engineer at Upstart, you will help deliver core product and platform ...

Senior Software Engineer, Auto

$125K - $165K/yr

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... As a Senior Software Engineer at Upstart, you will help deliver core product and platform ...

Senior Software Engineer - Lending Platform

$125K - $165K/yr

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... As a Senior Software Engineer, you'll design and deliver the core systems that process large ...

Senior Software Engineer

OR ยท On-site +1

$122K - $161K/yr

The Team Upstart's Bank Technology team builds the software systems, automation, and internal ... As a Senior Software Engineer, you will design and build internal applications that power critical ...

Senior Software Engineer, Site Reliability

$58.25 - $77.50/hr

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... As a Senior Software Engineer focused on Site Reliability Tooling , your work will directly impact ...

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... As a Software Engineer on the Distribution Platform team at Upstart, you will be instrumental in ...

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Infographic showing various Principal Software Engineer job openings at Upstart in the United States as of July 2026, with employment types broken down into 99% Full Time, and 1% Temporary. Highlights an 13% Physical, and 87% Remote job distribution.
Principal Software Engineer

Principal Software Engineer

Upstart

OR โ€ข On-site, Remote

$134K - $180K/yr

Other

Posted 24 days ago


Job description

The Team

Upstart's Bank Technology team builds the internal platforms, security automation, and operational systems that enable Upstart Bank to operate securely, efficiently, and at scale. The team partners closely with stakeholders across risk, legal, compliance, security, and operations to create software solutions that support the bank's growth as a licensed financial institution.

As a Principal Software Engineer, you will provide technical leadership across a growing portfolio of internal platforms and automation systems. You will drive architectural direction, solve complex technical challenges, and establish engineering patterns that enable the team to deliver secure, scalable, and maintainable solutions for the bank's most critical operational functions.

How you'll make an impact
  • Lead the architecture, design, and implementation of internal platforms, security automation systems, and workflow tooling that support Upstart Bank operations.
  • Establish scalable engineering patterns, technical standards, and system designs that enable long-term platform growth and maintainability.
  • Partner with stakeholders across risk, compliance, legal, operations, and engineering to translate complex business requirements into durable software solutions.
  • Design and oversee relational data models, authorization systems, integrations, and platform services that support secure and reliable operations.
  • Identify and mitigate technical risks, making thoughtful decisions around system architecture, platform investments, and build-versus-buy tradeoffs.
  • Mentor engineers through technical leadership, architectural reviews, design documentation, and engineering best practices.
  • Drive technical strategy for internal platforms and automation initiatives as the bank expands its operational and regulatory capabilities.
Minimum Qualifications
  • Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field (or equivalent practical experience) and 8+ years of software engineering experience.
  • Experience designing, building, and operating large-scale production software systems and web applications.
  • Experience leading architecture and technical design for distributed systems, platform services, or internal software platforms.
  • Experience designing relational database schemas, APIs, integrations, authentication systems, and role-based access control frameworks.
  • Experience partnering with cross-functional stakeholders to deliver software solutions supporting operational, compliance, security, or business-critical workflows.
Preferred Qualifications
  • Knowledge of TypeScript, Node.js, Next.js, Prisma, or similar modern application frameworks.
  • Experience building security automation, governance, risk and compliance (GRC) platforms, or operational workflow systems.
  • Familiarity with regulated industries such as financial services, banking, healthcare, or other compliance-driven environments.
  • Knowledge of compliance frameworks, including SOC 2, NIST CSF, or similar regulatory standards.
  • Ability to influence technical strategy, drive alignment across teams, and navigate ambiguous problem spaces with sound engineering judgment.

Position Location - This role is available in the following locations: Remote

Time Zone Requirements - This team operates on the East/West Coast time zones.

Travel Requirements - This team has regular on-site collaboration sessions. These occur X days per Month/Quarter at the Y office. If you need to travel to make these meetups, Upstart will cover all travel related expenses.