Upstart
Upstart

20 Upstart Principal Software Engineer Jobs Hiring Near You

Principal Software Engineer

OR · On-site +1

$134K - $180K/yr

The Team Upstart's Bank Technology team builds the internal platforms, security automation, and ... As a Principal Software Engineer, you will provide technical leadership across a growing portfolio ...

Principal Software Engineer

$138K - $185K/yr

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... As a Principal Software Engineer, you will provide technical leadership across a growing portfolio ...

Principal Software Engineer, Unsecured Installments

OR · On-site +1

$134K - $180K/yr

The Team Unsecured Installments is one of Upstart's core lending products, helping borrowers access ... As a Principal Software Engineer, you'll help define the technical direction for a broad and ...

Principal Software Engineer, Core Pricing

$138K - $185K/yr

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... As a Principal Software Engineer, you will drive technical excellence and innovation within the ...

OR

$134K - $180K/yr

We are developing new capabilities for Upstart's loan products and building a next generation software platform to accelerate innovation on behalf of our customers. As a Principal Software Engineer ...

As a Software Engineer on the Upstart Bank team, you will design and build reliable backend software that enables Upstart Bank to launch and scale successfully. Engineers work across a variety of ...

Principal Software Engineer, Capital Marketplace

OR · On-site +1

$134K - $180K/yr

As a Principal Engineer at Upstart on the Capital Marketplace team, you will collaborate with all ... Strong technical and software engineering fundamentals including a demonstrated ability to build ...

As a Software Engineer on the Upstart Bank team, you will design and build reliable backend software that enables Upstart Bank to launch and scale successfully. Engineers work across a variety of ...

As a Software Engineer I on the Upstart Bank team, you will help design, build, and maintain reliable backend software that enables Upstart Bank to launch and scale successfully. Engineers work ...

As a Software Engineer I on the Upstart Bank team, you will help design, build, and maintain reliable backend software that enables Upstart Bank to launch and scale successfully. Engineers work ...

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... As a Principal Engineer at Upstart on the Capital Marketplace team, you will collaborate with all ...

Senior Software Engineer, Upstart Bank

OR · On-site +1

$122K - $161K/yr

As a Senior Software Engineer on the Upstart Bank team, you will design and build systems that enable Upstart Bank to operate at scale. Depending on the team, your work may span funding, payments ...

Principal Mobile Software Engineer

$138K - $185K/yr

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... As the Principal Mobile Engineer on the Unsecured Installment team, you will be the senior ...

Senior Software Engineer, Upstart Bank

OR · On-site +1

$122K - $161K/yr

As a Senior Software Engineer on the Upstart Bank team, you will design and build systems that enable Upstart Bank to operate at scale. Depending on the team, your work may span funding, payments ...

Senior Software Engineer, Upstart Bank

$125K - $165K/yr

As a Senior Software Engineer on the Upstart Bank team, you will design and build systems that enable Upstart Bank to operate at scale. Depending on the team, your work may span funding, payments ...

Senior Software Engineer, Upstart Bank

$125K - $165K/yr

As a Senior Software Engineer on the Upstart Bank team, you will design and build systems that enable Upstart Bank to operate at scale. Depending on the team, your work may span funding, payments ...

Upstart's Unsecured Installment team builds and scales the mobile experiences behind our small ... As the Principal Mobile Engineer on the Unsecured Installment team, you will be the senior ...

Senior Software Engineer, Site Reliability

OR · On-site +1

$57 - $75.75/hr

The Team Upstart's Site Reliability Engineering (SRE) team owns the reliability, resiliency, and ... As a Senior Software Engineer focused on Site Reliability Tooling , your work will directly impact ...

Senior Software Engineer, Auto

$125K - $165K/yr

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... As a Senior Software Engineer at Upstart, you will help deliver core product and platform ...

Upstart Jobs Information

Does Upstart pay people when they’re sick?

Yes. Most people get paid when they’re sick.
100% of people say they would get paid if they were sick but scheduled to work.
Based on data from 6 people who took the Breakroom Quiz between November 2024 and December 2025.

How easy is it to get time off at Upstart?

Most people find it easy to get time off.
100% of people report it’s easy to get time off.
Based on data from 5 people who took the Breakroom Quiz between November 2024 and September 2025.

How easy is it to take sick days at Upstart?

Most people find it easy to take sick days.
100% of people report that it’s easy to take time off if they are sick.
Based on data from 5 people who took the Breakroom Quiz between November 2024 and September 2025.

Do people at Upstart feel treated with respect by their managers?

Most people feel treated with respect by their managers.
80% of people say they’re treated with respect by their managers.
Based on data from 5 people who took the Breakroom Quiz between November 2024 and December 2025.

Do people at Upstart get to take their breaks without interruption?

Only some people get breaks without interruption.
40% of people report that their breaks get interrupted.
Based on data from 5 people who took the Breakroom Quiz between November 2024 and September 2025.

Is it stressful to work at Upstart?

Most people feel stressed out here.
83% of people say they often feel stressed out at work.
Based on data from 6 people who took the Breakroom Quiz between November 2024 and December 2025.

Do people at Upstart enjoy their jobs?

Only some people enjoy their job.
40% of people report they don’t enjoy their job.
Based on data from 5 people who took the Breakroom Quiz between November 2024 and December 2025.

Do people at Upstart recommend working with their team?

Only some people recommend working with their team.
67% of people report that they wouldn’t recommend working with their immediate team to a friend.
Based on data from 6 people who took the Breakroom Quiz between November 2024 and December 2025.

Do people get enough training when they start at Upstart?

Most people got enough training when they started.
67% of people report they got enough training when they started working here.
Based on data from 6 people who took the Breakroom Quiz between November 2024 and December 2025.

Do people think Upstart’s headquarters understands what’s happening where they work?

Most people think headquarters doesn’t understand what’s happening where they work.
83% of people think that this employer’s headquarters or owners don’t have a good understanding of what’s really happening where they work.
Based on data from 6 people who took the Breakroom Quiz between November 2024 and December 2025.

Do workers feel well informed about how Upstart is doing?

Most people feel well informed about how the company is doing.
100% of people feel that they are kept well informed about how the company is doing as a whole.
Based on data from 5 people who took the Breakroom Quiz between November 2024 and December 2025.
What other companies are hiring for Principal Software Engineer jobs?
What are the most popular categories at Upstart?
Infographic showing various Principal Software Engineer job openings at Upstart in the United States as of July 2026, with employment types broken down into 99% Full Time, and 1% Temporary. Highlights an 9% Physical, and 91% Remote job distribution.

Principal Software Engineer

Upstart

OR • On-site, Remote

$134K - $180K/yr

Other

Re-posted 14 days ago


Upstart rating

7.6

Company rating: 7.6 out of 10

Based on 6 frontline employees who took The Breakroom Quiz


Job description

The Team

Upstart's Bank Technology team builds the internal platforms, security automation, and operational systems that enable Upstart Bank to operate securely, efficiently, and at scale. The team partners closely with stakeholders across risk, legal, compliance, security, and operations to create software solutions that support the bank's growth as a licensed financial institution.

As a Principal Software Engineer, you will provide technical leadership across a growing portfolio of internal platforms and automation systems. You will drive architectural direction, solve complex technical challenges, and establish engineering patterns that enable the team to deliver secure, scalable, and maintainable solutions for the bank's most critical operational functions.

How you'll make an impact
  • Lead the architecture, design, and implementation of internal platforms, security automation systems, and workflow tooling that support Upstart Bank operations.
  • Establish scalable engineering patterns, technical standards, and system designs that enable long-term platform growth and maintainability.
  • Partner with stakeholders across risk, compliance, legal, operations, and engineering to translate complex business requirements into durable software solutions.
  • Design and oversee relational data models, authorization systems, integrations, and platform services that support secure and reliable operations.
  • Identify and mitigate technical risks, making thoughtful decisions around system architecture, platform investments, and build-versus-buy tradeoffs.
  • Mentor engineers through technical leadership, architectural reviews, design documentation, and engineering best practices.
  • Drive technical strategy for internal platforms and automation initiatives as the bank expands its operational and regulatory capabilities.
Minimum Qualifications
  • Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field (or equivalent practical experience) and 8+ years of software engineering experience.
  • Experience designing, building, and operating large-scale production software systems and web applications.
  • Experience leading architecture and technical design for distributed systems, platform services, or internal software platforms.
  • Experience designing relational database schemas, APIs, integrations, authentication systems, and role-based access control frameworks.
  • Experience partnering with cross-functional stakeholders to deliver software solutions supporting operational, compliance, security, or business-critical workflows.
Preferred Qualifications
  • Knowledge of TypeScript, Node.js, Next.js, Prisma, or similar modern application frameworks.
  • Experience building security automation, governance, risk and compliance (GRC) platforms, or operational workflow systems.
  • Familiarity with regulated industries such as financial services, banking, healthcare, or other compliance-driven environments.
  • Knowledge of compliance frameworks, including SOC 2, NIST CSF, or similar regulatory standards.
  • Ability to influence technical strategy, drive alignment across teams, and navigate ambiguous problem spaces with sound engineering judgment.

Position Location - This role is available in the following locations: Remote

Time Zone Requirements - This team operates on the East/West Coast time zones.

Travel Requirements - This team has regular on-site collaboration sessions. These occur X days per Month/Quarter at the Y office. If you need to travel to make these meetups, Upstart will cover all travel related expenses.


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