Upstart
Upstart

20 Upstart Financial Services Jobs Hiring Near You

Sr Software Engineer - Lending Platform

OR · Remote

$122K - $161K/yr

The Team Upstart's Lending Platform team builds the systems that power critical financial ... Experience developing scalable backend services that process large volumes of data using modern ...

Upstart Bank is an evolution of Upstart's AI lending platform, focused on simplifying the ... Experience working in fintech, financial services, payments, or another regulated industry

Senior Software Engineer - Lending Platform

OR · Remote

$122K - $161K/yr

The Team Upstart's Lending Platform team builds the systems that power critical financial ... Experience developing scalable backend services that process large volumes of data using modern ...

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... Experience working in fintech, financial services, payments, or another regulated industry

Upstart Bank is an evolution of Upstart's AI lending platform, focused on simplifying the ... Experience working in fintech, financial services, payments, or another regulated industry

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... Experience working in fintech, financial services, payments, or another regulated industry

Senior Software Engineer - Lending Platform

$125K - $165K/yr

The Team Upstart's Lending Platform team builds the systems that power critical financial ... Experience developing scalable backend services that process large volumes of data using modern ...

Sr Software Engineer - Lending Platform

$125K - $165K/yr

The Team Upstart's Lending Platform team builds the systems that power critical financial ... Experience developing scalable backend services that process large volumes of data using modern ...

Senior Software Engineer, Upstart Bank

OR · On-site +1

$122K - $161K/yr

Design and build scalable systems, services, and user-facing workflows that support Upstart Bank ... Experience working with reporting pipelines, financial data flows, partner integrations, or ...

Senior Software Engineer, Upstart Bank

$125K - $165K/yr

... financial concierge service (US Only) * Annual wellness allowance to support your physical and ... Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to ...

Senior Software Engineer, Upstart Bank

OR · On-site +1

$122K - $161K/yr

Design and build scalable systems, services, and user-facing workflows that support Upstart Bank ... Experience working with reporting pipelines, financial data flows, partner integrations, or ...

Senior Software Engineer, Upstart Bank

$125K - $165K/yr

... financial concierge service (US Only) * Annual wellness allowance to support your physical and ... Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to ...

The Team: Upstart's Marketplace Optimization team builds and scales systems that clear Upstart ... Experience operating in a regulated pricing environment (lending, insurance, financial services)

... Upstart, our benefits are designed to support your health, financial well-being, family, and ... service (US Only) * Annual wellness allowance to support your physical and emotional well-being and ...

... financial institutions to help them deploy capital into consumer lending assets through the Upstart ... or financial services. * Demonstrated success advising executive leaders on complex financial ...

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... Deep expertise in consumer financial services laws and mortgage regulations, including TILA, RESPA ...

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... Experience operating in a regulated pricing environment (lending, insurance, financial services)

Upstart's Product & Regulatory Legal team partners closely with Product, Engineering, Compliance ... S. state bar. * 10+ years of legal experience advising financial services, fintech, or mortgage ...

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... operations, or financial services operations. * Experience managing loan funding, delivery ...

Upstart Jobs Information

Does Upstart pay people when they’re sick?

Yes. Most people get paid when they’re sick.
100% of people say they would get paid if they were sick but scheduled to work.
Based on data from 6 people who took the Breakroom Quiz between November 2024 and December 2025.

How easy is it to get time off at Upstart?

Most people find it easy to get time off.
100% of people report it’s easy to get time off.
Based on data from 5 people who took the Breakroom Quiz between November 2024 and September 2025.

How easy is it to take sick days at Upstart?

Most people find it easy to take sick days.
100% of people report that it’s easy to take time off if they are sick.
Based on data from 5 people who took the Breakroom Quiz between November 2024 and September 2025.

Do people at Upstart feel treated with respect by their managers?

Most people feel treated with respect by their managers.
80% of people say they’re treated with respect by their managers.
Based on data from 5 people who took the Breakroom Quiz between November 2024 and December 2025.

Do people at Upstart get to take their breaks without interruption?

Only some people get breaks without interruption.
40% of people report that their breaks get interrupted.
Based on data from 5 people who took the Breakroom Quiz between November 2024 and September 2025.

Is it stressful to work at Upstart?

Most people feel stressed out here.
83% of people say they often feel stressed out at work.
Based on data from 6 people who took the Breakroom Quiz between November 2024 and December 2025.

Do people at Upstart enjoy their jobs?

Only some people enjoy their job.
40% of people report they don’t enjoy their job.
Based on data from 5 people who took the Breakroom Quiz between November 2024 and December 2025.

Do people at Upstart recommend working with their team?

Only some people recommend working with their team.
67% of people report that they wouldn’t recommend working with their immediate team to a friend.
Based on data from 6 people who took the Breakroom Quiz between November 2024 and December 2025.

Do people get enough training when they start at Upstart?

Most people got enough training when they started.
67% of people report they got enough training when they started working here.
Based on data from 6 people who took the Breakroom Quiz between November 2024 and December 2025.

Do people think Upstart’s headquarters understands what’s happening where they work?

Most people think headquarters doesn’t understand what’s happening where they work.
83% of people think that this employer’s headquarters or owners don’t have a good understanding of what’s really happening where they work.
Based on data from 6 people who took the Breakroom Quiz between November 2024 and December 2025.

Do workers feel well informed about how Upstart is doing?

Most people feel well informed about how the company is doing.
100% of people feel that they are kept well informed about how the company is doing as a whole.
Based on data from 5 people who took the Breakroom Quiz between November 2024 and December 2025.
What are the most popular categories at Upstart?
Infographic showing various Financial Services job openings at Upstart in the United States as of July 2026, with employment types broken down into 99% Full Time, and 1% Temporary. Highlights an 9% Physical, and 91% Remote job distribution.

Sr Software Engineer - Lending Platform

Upstart

OR • Remote

$122K - $161K/yr

Other

Re-posted 21 hours ago


Upstart rating

7.6

Company rating: 7.6 out of 10

Based on 6 frontline employees who took The Breakroom Quiz


Job description

The Team

Upstart's Lending Platform team builds the systems that power critical financial operations across the company. The team develops highly scalable, event-driven platforms that automate accounting close processes, capital risk workflows, and other finance capabilities that support the accuracy and integrity of Upstart's financial operations.

As a Senior Software Engineer, you'll design and deliver the core systems that process large volumes of financial data and events. Your work will directly influence the reliability of Upstart's balance sheet, accelerate finance automation, and create a strong technical foundation for future investments across Treasury and other financial platforms.

How you'll make an impact
  • Design, build, and operate distributed, event-driven systems that power accounting close automation and capital risk workflows.
  • Deliver scalable data processing solutions that transform high-volume financial events into accurate, reliable business outcomes.
  • Partner closely with Product, Data Analytics, Finance, and Engineering teams to define technical solutions for complex financial processes.
  • Improve the reliability, scalability, and maintainability of critical financial systems while thoughtfully managing technical debt.
  • Lead multi-quarter engineering initiatives from architecture through production, balancing long-term platform investments with business priorities.
  • Leverage AI-assisted development tools to improve engineering productivity while maintaining high standards for quality, security, and correctness.
Minimum Qualifications
  • Bachelor's degree in Computer Science, Engineering, Mathematics, or a related technical field (or equivalent practical experience).
  • 4+ years of professional software engineering experience building and operating production systems. (L5 standard).
  • Experience designing and building distributed, event-driven applications in cloud environments such as AWS.
  • Experience developing scalable backend services that process large volumes of data using modern programming languages.
  • Experience designing, testing, and deploying reliable production systems using software engineering best practices.
Preferred Qualifications
  • Knowledge of financial systems, accounting processes, or capital risk management.
  • Experience building high-throughput data processing or event streaming platforms.
  • Ability to design systems that balance scalability, maintainability, and long-term operational efficiency.
  • Experience collaborating across engineering, product, analytics, and business stakeholders to deliver complex technical initiatives.
  • Curiosity for applying generative AI tools to accelerate software development and improve engineering effectiveness.
Position location

Remote

Travel requirements

As a digital-first company, the majority of your work can be accomplished remotely. Most employees live and work throughout the U.S. or Canada (outside Quebec) and come together for regular team onsites several times per year.


What Upstart employees say

Pay

Hours and flexibility

Workplace

Get the full story on Breakroom