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52 Upstart Software Engineer Jobs Hiring Near You

Senior Software Engineer, Upstart Bank

OR · On-site +1

$122.40K - $161.30K/yr

As a Senior Software Engineer on the Upstart Bank team, you will design and build systems that enable Upstart Bank to operate at scale. Depending on the team, your work may span funding, payments ...

Senior Software Engineer, Upstart Bank

$125.40K - $165.30K/yr

As a Senior Software Engineer on the Upstart Bank team, you will design and build systems that enable Upstart Bank to operate at scale. Depending on the team, your work may span funding, payments ...

Senior Software Engineer, Site Reliability

OR · On-site +1

$57 - $75.75/hr

The Team Upstart's Site Reliability Engineering (SRE) team owns the reliability, resiliency, and ... As a Senior Software Engineer focused on Site Reliability Tooling , your work will directly impact ...

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... As a Software Engineer, Foundations at Upstart, you will help scale and extend backend data systems ...

Senior Software Engineer, Site Reliability

$58.25 - $77.50/hr

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... As a Senior Software Engineer focused on Site Reliability Tooling , your work will directly impact ...

Senior Software Engineer - Pricing

OR · On-site +1

$122.40K - $161.30K/yr

The Team Upstart's Core Pricing team drives key initiatives that directly influence Upstart ... As a Senior Software Engineer on Core Pricing, you'll play a critical role in evolving the systems ...

The Team: Upstart's Foundations team builds and maintains the large-scale data platforms that ... As a Software Engineer, Foundations at Upstart, you will help scale and extend backend data systems ...

Senior Software Engineer - Pricing

$125.40K - $165.30K/yr

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... As a Senior Software Engineer on Core Pricing, you'll play a critical role in evolving the systems ...

Senior Software Engineer, Foundations

$125.40K - $165.30K/yr

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... As a Senior Software Engineer at Upstart, you will help scale and extend backend data systems that ...

Senior Software Engineer, Borrower Experience

$125.40K - $165.30K/yr

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... As a Senior Software Engineer, Borrower Experience at Upstart, you will work across full-stack ...

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... As a Software Engineer on the Servicing Engineering team, you will partner closely with product ...

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... As a Software Engineer II on the team, you will be part of the broader Growth organization and ...

OR

$122.40K - $161.30K/yr

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and ... As a Senior Software Engineer (L5) at Upstart, you will design and build scalable backend systems ...

New

Principal Software Engineer, Cash Line

OR · Remote

$134.90K - $180.80K/yr

The Team Cash Line is Upstart's new always on revolving credit product designed to expand access to ... tools in engineering, with a forward-looking perspective on how AI is reshaping software ...

As Senior Manager, Software Engineering for Upstart Bank, you will lead one or more engineering teams responsible for a critical area of the bank platform. You will translate product, regulatory, and ...

Senior Software Engineer, Borrower Experience

OR · On-site +1

$122.40K - $161.30K/yr

Upstart's Borrower Experience (BX) team is responsible for building and evolving the borrower ... As a Senior Software Engineer, Borrower Experience at Upstart, you will work across full-stack ...

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Upstart Jobs Information

What are the key skills and qualifications needed to thrive as a Software Engineer, and why are they important?

To thrive as a Software Engineer, you need strong programming skills, problem-solving abilities, and a degree in computer science or a related field. Familiarity with coding languages (such as Python, Java, or C++), version control systems like Git, and knowledge of software development methodologies are typically required. Excellent teamwork, communication, and adaptability distinguish top performers in this role. These skills ensure efficient, high-quality software development that meets user needs and adapts to technological changes.

What are some common challenges software engineers face when collaborating on large development teams?

Software engineers working on large teams often encounter challenges with communication, code integration, and maintaining consistent coding standards. Coordinating across multiple developers can lead to merge conflicts and misunderstandings about project requirements or priorities. Adopting tools like version control systems, regular code reviews, and clear documentation helps mitigate these issues. Building strong collaboration skills and proactively seeking clarification are key to ensuring smooth teamwork and project success.

What are Software Engineers?

Software Engineers are professionals who design, develop, test, and maintain computer software and systems. They use programming languages, engineering principles, and problem-solving skills to build applications, websites, or software solutions that meet specific needs. Software Engineers may work in a variety of industries, such as technology, finance, healthcare, or entertainment, collaborating with other team members to deliver functional and reliable software. Their role often involves analyzing user requirements, writing code, debugging errors, and continually improving software performance.

What is the difference between Software Engineer vs Software Developer?

AspectSoftware EngineerSoftware Developer
CredentialsBachelor's degree in CS or related field, certificationsBachelor's degree often preferred, certifications optional
Work EnvironmentDesigning, developing, testing, and maintaining software systemsWriting, coding, and implementing software applications
Industry UsageUsed across tech, finance, healthcare, and more for system-level rolesCommonly used in app and web development projects
Search IntentUnderstanding roles, responsibilities, and qualificationsLearning about coding, programming, and project work

While both roles involve software creation, Software Engineers typically focus on designing and architecting complex systems, whereas Software Developers mainly concentrate on coding and building specific applications. The roles often overlap, but the Engineer role may require broader system knowledge and design skills.

Infographic showing various Software Engineer job openings at Upstart in the United States as of May 2026, with employment types broken down into 100% Full Time. Highlights an 7% Physical, and 93% Remote job distribution.
Senior Software Engineer, Upstart Bank

Senior Software Engineer, Upstart Bank

Upstart

On-site, Remote

$122.40K - $161.30K/yr

Other

Posted 13 days ago


Job description

The Team: 

Upstart Bank is an evolution of Upstart's AI lending platform, focused on simplifying the regulatory infrastructure behind our marketplace while expanding access to credit nationwide. By moving from a fragmented, state-based system to a unified federal framework, Upstart Bank enables more consistent borrower experiences, reduces structural costs, and unlocks opportunities to improve pricing and access to credit at scale.

As a Senior Software Engineer on the Upstart Bank team, you will design and build systems that enable Upstart Bank to operate at scale. Depending on the team, your work may span funding, payments, reporting, partner integrations, and internal operational workflows. You'll help build reliable, audit-ready software in a regulated environment while supporting seamless borrower and partner experiences.


How you'll make an impact

  • Design and build scalable systems, services, and user-facing workflows that support Upstart Bank's core platform and operations
  • Own technical design and delivery for medium-to-large engineering projects spanning multiple quarters
  • Translate business, operational, and regulatory requirements into reliable, maintainable software
  • Improve system reliability, performance, observability, and data consistency across distributed services and integrations
  • Contribute to architecture and design discussions, helping systems evolve for scale, auditability, and long-term maintainability
  • Partner with product, compliance, operations, and other engineers to deliver high-quality solutions in a regulated environment
  • Uphold a high engineering bar through strong implementation, code review, testing, and operational ownership

Minimum Qualifications 

  • Bachelor's degree in Computer Science, Engineering, or Mathematics, or a related field (or its equivalent) + 4 years of experience
  • Experience building and operating production software systems in backend or full-stack environments
  • Experience building scalable services, APIs, or web applications in cloud environments
  • Experience owning the technical delivery of medium-to-large engineering projects spanning multiple quarters
  • Proficiency in at least one modern programming language such as Python, Java, or Kotlin

Preferred Qualifications

  • Experience working in fintech, banking infrastructure, payments, or other regulated financial systems
  • Familiarity with distributed systems, event-driven architectures, and communication frameworks such as Kafka or gRPC
  • Experience building systems that support reliability, auditability, and strong operational controls
  • Experience working with reporting pipelines, financial data flows, partner integrations, or internal operational tooling
  • Ability to collaborate effectively with product, compliance, operations, and engineering partners
  • Experience working across both backend services and user-facing application layers
  • Proven ability to thrive in diverse work environments, including collaborative, self-directed, remote, and in-person settings.

Position location This role is available in the following locations: Remote

Time zone requirements The team operates on the East/West coast time zones.

Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions' cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

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