Bread Financial
Bread Financial

74 Bread Financial Fraud Analyst Jobs Hiring Near You

As a senior leader, must work at a Bread Financial office a minimum of 6 days per month. Ability to ... Proven success in analyzing large amounts of data which foster actionable business decisions.

Regional Engagement Manager

Columbus, OH · On-site

$91.50K - $180.10K/yr

The Field Team at Bread Financial works internally and with our clients to drive top-line sales by ... Analyze performance and identify critical opportunities to influence results. - (40%) * Develop ...

Regional Engagement Manager

Columbus, OH · On-site +1

$91.50K - $180.10K/yr

The Field Team at Bread Financial works internally and with our clients to drive top-line sales by ... Analyze performance and identify critical opportunities to influence results. - (40%) * Develop ...

Compliance Consultant

Columbus, OH · Hybrid

$112.60K - $221.80K/yr

Certified Fraud Examiner (CFE) * Certified Regulatory Compliance Manager (CRCM) * 5+ years with ... Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits ...

Senior Category Strategist

Columbus, OH · Hybrid

$91.50K - $180.10K/yr

Financial Analysis * Financial Budgeting * Lease Analysis * Microsoft Excel Macros * Pivot Tables ... Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits ...

Lead Controllership

Columbus, OH · Hybrid

$101K - $198.90K/yr

The Lead Analyst provides critical financial insights that align with the company's overall ... Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits ...

Lead Controllership

Columbus, OH · On-site

$101K - $198.90K/yr

The Lead Analyst provides critical financial insights that align with the company's overall ... Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits ...

Product Marketing Specialist

Columbus, OH · On-site +1

$91.50K - $180.10K/yr

KPI Analysis * Product Marketing * Multichannel Marketing * Financial Technology * Marketing ... Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits ...

Product Marketing Specialist

Columbus, OH · On-site

$91.50K - $180.10K/yr

KPI Analysis * Product Marketing * Multichannel Marketing * Financial Technology * Marketing ... Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits ...

Category Strategist

Columbus, OH · Hybrid

$80.40K - $158.30K/yr

Bachelor's Degree in Finance, Business Administration, Business Analytics, Procurement, Project ... Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits ...

Bachelor's Degree in Business Administration, Finance, Business Analytics, Procurement, or Project ... Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits ...

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Bread Financial Jobs Information

What are the key skills and qualifications needed to thrive as a Fraud Analyst, and why are they important?

To thrive as a Fraud Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or a related field, often supported by a bachelor's degree. Familiarity with fraud detection software, data analysis tools like SQL or Excel, and relevant certifications such as CFE (Certified Fraud Examiner) are commonly required. Strong problem-solving, critical thinking, and effective communication skills help Fraud Analysts investigate suspicious activities and collaborate with other departments. These skills and qualifications are essential for accurately identifying fraudulent behavior, minimizing financial losses, and upholding organizational integrity.

What are some typical challenges faced by Fraud Analysts, and how can they be addressed?

Fraud Analysts often deal with the challenge of distinguishing between legitimate and suspicious activities in large volumes of data, which requires keen attention to detail and strong analytical skills. Another common challenge is keeping up with evolving fraud tactics and technologies. To overcome these, analysts regularly participate in ongoing training, leverage advanced detection tools, and collaborate closely with IT and compliance teams. Open communication and knowledge sharing within the team also play key roles in staying ahead of potential threats.

What does a Fraud Analyst do?

A Fraud Analyst is responsible for detecting, investigating, and preventing fraudulent activities within an organization, typically in the banking, finance, or retail sectors. They analyze transactions, monitor accounts for suspicious behavior, and use specialized software to identify patterns that may indicate fraud. Fraud Analysts work closely with other departments and law enforcement agencies to resolve cases and help develop strategies to minimize future risks.

What is the difference between Fraud Analyst vs Compliance Analyst?

AspectFraud AnalystCompliance Analyst
Required CredentialsCertifications like CFE, ACFE, or fraud-specific trainingCertifications such as CRCM, CAMS, or compliance-specific courses
Work EnvironmentFinancial institutions, e-commerce, insurance companiesBanking, finance, healthcare, and regulatory agencies
Employer & Industry UsageFocus on detecting and preventing fraud activitiesFocus on ensuring adherence to laws and regulations

While both Fraud Analysts and Compliance Analysts work within financial and regulated industries, Fraud Analysts primarily focus on identifying and preventing fraudulent activities, whereas Compliance Analysts ensure organizations follow legal and regulatory standards. Both roles require similar certifications and often operate in overlapping environments, but their core responsibilities differ significantly.

Do workers at Bread Financial get paid breaks?

Yes. Most people get paid breaks.
100% of people say they get paid breaks.
Based on data from 13 people who took the Breakroom Quiz between November 2024 and April 2026.

Does Bread Financial pay people when they’re sick?

Yes. Most people get paid when they’re sick.
90% of people say they would get paid if they were sick but scheduled to work.
Based on data from 20 people who took the Breakroom Quiz between November 2024 and April 2026.

Is the health insurance from Bread Financial affordable enough for their workers?

Most people say the health insurance costs are okay.
100% of people say the health insurance costs are okay
Based on data from 11 people who took the Breakroom Quiz between March 2025 and April 2026.

Do workers at Bread Financial worry about hours?

Most people don’t worry about getting enough hours.
93% of people report they don’t worry about getting enough hours.
Based on data from 15 people who took the Breakroom Quiz between November 2024 and April 2026.

How easy is it for Bread Financial workers to change shifts?

Most people find it easy to change shifts.
81% of people report that it’s easy to change shifts if they need to.
Based on data from 16 people who took the Breakroom Quiz between November 2024 and April 2026.

How easy is it to get time off at Bread Financial?

Most people find it easy to get time off.
86% of people report it’s easy to get time off.
Based on data from 21 people who took the Breakroom Quiz between November 2024 and April 2026.

Do Bread Financial managers change schedules at the last minute?

Most managers don’t change people’s schedules at the last minute.
94% of people say their manager doesn’t change their shift schedule at the last minute.
Based on data from 17 people who took the Breakroom Quiz between November 2024 and April 2026.

Do workers at Bread Financial do extra work that they don't get paid for?

Rarely. Most people don’t do unpaid extra work.
81% of people report that they don’t do extra unpaid work.
Based on data from 16 people who took the Breakroom Quiz between November 2024 and April 2026.

How easy is it to take sick days at Bread Financial?

Most people find it easy to take sick days.
90% of people report that it’s easy to take time off if they are sick.
Based on data from 21 people who took the Breakroom Quiz between November 2024 and April 2026.

Is working at Bread Financial good if you’re a parent or caregiver?

Most parents and caregivers say this is a good place to work.
94% of people who care for a child or other relative report this is a good place to work.
Based on data from 16 people who took the Breakroom Quiz between November 2024 and April 2026.

Do people at Bread Financial feel treated with respect by their managers?

Most people feel treated with respect by their managers.
94% of people say they’re treated with respect by their managers.
Based on data from 17 people who took the Breakroom Quiz between November 2024 and April 2026.

Do people at Bread Financial get to take their breaks without interruption?

Most people get breaks without interruption.
89% of people report that they get to take their breaks without interruption.
Based on data from 18 people who took the Breakroom Quiz between November 2024 and April 2026.

Is it stressful to work at Bread Financial?

Most people feel stressed out here.
70% of people say they often feel stressed out at work.
Based on data from 20 people who took the Breakroom Quiz between November 2024 and April 2026.

Do people at Bread Financial enjoy their jobs?

Most people enjoy their job.
74% of people report they enjoy their job.
Based on data from 19 people who took the Breakroom Quiz between November 2024 and April 2026.

Do people at Bread Financial recommend working with their team?

Most people recommend working with their team.
67% of people report that they would recommend working with their immediate team to a friend.
Based on data from 21 people who took the Breakroom Quiz between November 2024 and April 2026.

Do people get enough training when they start at Bread Financial?

Most people got enough training when they started.
71% of people report they got enough training when they started working here.
Based on data from 21 people who took the Breakroom Quiz between November 2024 and April 2026.

Do people get support to advance at Bread Financial?

Only some people are given support to advance their career here.
In the last year, 38% of people report not being given support to advance their career here.
Based on data from 21 people who took the Breakroom Quiz between November 2024 and April 2026.

Do people think Bread Financial’s headquarters understands what’s happening where they work?

Most people think headquarters understands what’s happening where they work.
56% of people think that this employer’s headquarters or owners have a good understanding of what’s really happening where they work.
Based on data from 16 people who took the Breakroom Quiz between December 2024 and February 2026.

Do workers feel well informed about how Bread Financial is doing?

Most people feel well informed about how the company is doing.
78% of people feel that they are kept well informed about how the company is doing as a whole.
Based on data from 18 people who took the Breakroom Quiz between November 2024 and April 2026.
What are the most popular categories at Bread Financial?
Infographic showing various Fraud Analyst job openings at Bread Financial in the United States as of May 2026, with employment types broken down into 100% Full Time. Highlights an 27% Physical, 32% Hybrid, and 41% Remote job distribution.
Director Fraud Strategy

$154.50K - $347.70K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 26 days ago


Bread Financial rating

7.8

Company rating: 7.8 out of 10

Based on 21 frontline employees who took The Breakroom Quiz


Job description

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here.

Job Summary

The Director of Fraud Strategy leads the Fraud Strategy function of Account Protection, being responsible for the analysis of fraud trends, the development of mitigation strategies and deployment of creative solutions to effectively manage fraud losses, maximize revenue, and support business growth. The Director is responsible to manage and develop a multifaceted team of fraud analysts that provide both real-time and trending insight into fraud vulnerabilities and countermeasure opportunities. The Director guides the development and optimization of fraud mitigation controls within our framework of tools to ensure the business meets or exceeds Fraud Loss goals while supporting business growth targets.The Fraud Strategy Director defines and measures through insight and statistical analysis existing and future mitigation opportunities as part of the decensign and development process. The Director must measure and monitor fraud performance for the purpose of statistically quantifying risk and opportunity. The Director also seeks and designs creative solutions to fraud risk challenges through optimization of existing controls, pursuit of new tools and expanded use of alternative data.


Essential Job Functions

Develop and communicate vision for the team, define success and how it will be measured. This includes delivering on the vision for the Account Protection function as well as more specific definitions for the Fraud Strategy Team.

Demonstrates the ability to work independently, remain organized, and prioritize work to work on multiple projects over the same time period with accuracy and attention to detail.

Utilize critical thinking skills to help analyze business issues, collaborates with stakeholders to resolve problems, is strategic, and gains consensus on the best solution.

Hire, develop, supervise, and retain key talent.

Ensure individuals have the skills and tools needed to support the development and execution of fraud mitigation.

Research and understand industry best practices for fraud mitigation strategies, techniques and risk.

Build relationships by establishing trust, confidence and credibility with senior leaders, executives, and regulatory bodies.

Build and maintain productive partnerships with key areas of the business (e.g., Operations, Credit Management, Client Partnership) to ensure strategies are comprehensive, fit for purpose and executed as designed.

Research and understand relevant regulations and work with Compliance and Operations partners to ensure strategies comply.

Ensure controls are in place to mitigate any potential liability.

Reports to: VP of Fraud

Work Environment:

Normal office environment. As a senior leader, must work at a Bread Financial office a minimum of 6 days per month. Ability to travel 6 days a month if not located near a Bread Financial office.

Ability to travel 25% of time if not located near Bread Financial office

Direct Reports: This role will have two to four direct reports and eight to twelve direct reports in function.

Minimum Qualifications:

Bachelor's Degree or equivalent education in Business Management, Statistics, Mathematics

Seven years' work experience directly related to the role and five years minimum of supervisory experience

Seven years or more experience demonstrated understanding of risk management disciplines, varying analytic practices and fraud risk concepts.

Proven success in analyzing large amounts of data which foster actionable business decisions.

Experience managing data analysts or statisticians with a proven capacity to lend guidance, insight and comprehension of in-depth, detailed analysis they produce.

Solid understanding of operational execution is necessary to contextualize, and support recommended strategic deployments.

Preferred Experience:

Master's in Business Management, Statistics, Mathematics

Ten years or more in Fraud Risk and/or Credit Risk

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

Salary Range (unless otherwise noted below):

$134,400.00 - $278,200.00

Full Salary Range for position:

California: $154,500.00 - $347,700.00Colorado: $134,400.00 - $292,100.00New York: $147,800.00 - $347,700.00Washington: $141,100.00 - $319,900.00Maryland: $141,100.00 - $306,000.00Washington DC: $154,500.00 - $319,900.00Illinois: $134,400.00 - $306,000.00New Jersey: $154,500.00 - $319,900.00Vermont: $134,400.00 - $278,200.00Ohio: $134,400.00 - $278,200.00

The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.

Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial's 401(k) plan.

All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time ("PSST") upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.

Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.

Click here for more Benefits information.

About Bread Financial

At Bread Financial, you'll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We've been consistently recognized as a best place to work nationally and in many markets and we're proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled-both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread Financial(NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.

Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress,visit breadfinancial.comor follow us on Instagram and LinkedIn.

  • Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
  • The Company is an Equal Opportunity Employer.
  • Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
  • The Company participates in E-Verify.
  • The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
  • The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at TaOps@breadfinancial.com.

Job Family:

Credit Operations

Job Type:

Regular

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