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Bread Financial
Bread Financial

99 Bread Financial Credit Analyst Jobs Hiring Near You

SANY America, Inc.

Credit Analyst

Peachtree City, GA · On-site

Financial/Credit Analyst will prepare weekly monitoring reports as needed and assist the Credit Manager to control the overall risk of the Department. This ideal candidate for this role will be a go ...

Gynger

Financial & Credit Analytics Analyst

New York, NY · On-site

$150K - $200K/yr

Gynger is looking for a sharp, analytically minded Financial & Credit Analytics Analyst to help build the data, modeling, and reporting foundation behind our lending products. This is a high impact ...

DHD Consulting

Credit Analyst

Ridgefield, NJ

Qualified candidates must have: - Minimum 2~5 years of experience in financial credit analysis or risk management (preferred) BA, BS, or equivalent - Solid knowledge of technical finance and ...

Gynger

Financial & Credit Analytics Analyst

New York, NY · On-site

$150K - $200K/yr

Gynger is looking for a sharp, analytically minded Financial & Credit Analytics Analyst to help build the data, modeling, and reporting foundation behind our lending products. This is a high impact ...

Cesna Group

Credit Analyst

Ridgefield Park, NJ · On-site

$50K - $100K/yr

Qualifications * - 0-3 years of experience in financial credit analysis or risk management (preferred) * - BA, BS, or equivalent * - Solid knowledge of technical finance and accounting concepts ...

Haynes and Boone, LLP

Credit Analyst

Dallas, TX

The Credit Analyst will work closely with the Credit Manager, New Business Intake team, billing ... Monitor changes in client financial condition, payment behavior, ownership, or other risk ...

Centra

Commercial Delivery Credit Analyst

Columbus, IN · On-site

Centra is ranked among the largest credit unions in Indiana and among the most financially sound ... The Commercial Delivery Credit Analyst performs credit analysis and monitoring of the commercial ...

Haynes and Boone, LLP

Credit Analyst

Houston, TX

The Credit Analyst will work closely with the Credit Manager, New Business Intake team, billing ... Monitor changes in client financial condition, payment behavior, ownership, or other risk ...

Superior Choice Credit Union

Credit Analyst

Rice Lake, WI · On-site

$25 - $35/hr

Analyzing financial statements, credit reports, and other data to assess the strength of business members' credit requests * Performing initial credit analysis to determine alignment with credit ...

Superior Choice Credit Union

Credit Analyst

Duluth, MN · On-site

$25 - $35/hr

Analyzing financial statements, credit reports, and other data to assess the strength of business members' credit requests * Performing initial credit analysis to determine alignment with credit ...

Haynes and Boone, LLP

Credit Analyst

Dallas, TX · On-site

The Credit Analyst will work closely with the Credit Manager, New Business Intake team, billing ... Monitor changes in client financial condition, payment behavior, ownership, or other risk ...

Superior Choice Credit Union

Credit Analyst

Superior, WI · On-site

$25 - $35/hr

Analyzing financial statements, credit reports, and other data to assess the strength of business members' credit requests * Performing initial credit analysis to determine alignment with credit ...

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Bread Financial Jobs Information

Do workers at Bread Financial get paid breaks?

Yes. Most people get paid breaks.
100% of people say they get paid breaks.
Based on data from 14 people who took the Breakroom Quiz between November 2024 and June 2026.

Does Bread Financial pay people when they’re sick?

Yes. Most people get paid when they’re sick.
91% of people say they would get paid if they were sick but scheduled to work.
Based on data from 22 people who took the Breakroom Quiz between November 2024 and June 2026.

At Bread Financial, are sick days and vacation days separate paid time off?

Sick days and vacation days are separate paid time off.
90% of people say they don’t have to use vacation days when they’re out sick.
Based on data from 10 people who took the Breakroom Quiz between July 2025 and June 2026.

Is the health insurance from Bread Financial affordable enough for their workers?

Most people say the health insurance costs are okay.
100% of people say the health insurance costs are okay
Based on data from 13 people who took the Breakroom Quiz between March 2025 and June 2026.

Do people get paid time off at Bread Financial?

Most people get paid time off work.
100% of people say they get paid time off.
Based on data from 10 people who took the Breakroom Quiz between July 2025 and June 2026.

How far ahead of time do people find out their work schedule?

Most people find out their schedule less than four weeks ahead of time.
  • 75% of people with changing schedules find out their shifts one week or less ahead of time.
  • 0% of people with changing schedules find out their shifts two weeks ahead of time.
  • 0% of people with changing schedules find out their shifts three weeks ahead of time.
  • 25% of people with changing schedules find out their shifts four weeks or more ahead of time.

Based on data from 8 people who took the Breakroom Quiz between January 2025 and April 2026.

Do workers at Bread Financial worry about hours?

Most people don’t worry about getting enough hours.
93% of people report they don’t worry about getting enough hours.
Based on data from 15 people who took the Breakroom Quiz between November 2024 and April 2026.

Do Bread Financial workers get to choose the shifts they work?

Most people get to choose which shifts they work.
86% report that they have enough control over which shifts they work.
Based on data from 7 people who took the Breakroom Quiz between November 2024 and January 2026.

How easy is it for Bread Financial workers to change shifts?

Most people find it easy to change shifts.
81% of people report that it’s easy to change shifts if they need to.
Based on data from 16 people who took the Breakroom Quiz between November 2024 and April 2026.

How easy is it to get time off at Bread Financial?

Most people find it easy to get time off.
87% of people report it’s easy to get time off.
Based on data from 23 people who took the Breakroom Quiz between November 2024 and June 2026.

Do Bread Financial managers change schedules at the last minute?

Most managers don’t change people’s schedules at the last minute.
94% of people say their manager doesn’t change their shift schedule at the last minute.
Based on data from 17 people who took the Breakroom Quiz between November 2024 and April 2026.

Do jobs at Bread Financial spill into time workers aren’t paid for?

Rarely. The job doesn't usually spill into unpaid time.
19% of people report that their job takes up time that they don’t get paid for.
Based on data from 16 people who took the Breakroom Quiz between November 2024 and April 2026.

How easy is it to take sick days at Bread Financial?

Most people find it easy to take sick days.
91% of people report that it’s easy to take time off if they are sick.
Based on data from 23 people who took the Breakroom Quiz between November 2024 and June 2026.

Is working at Bread Financial good if you’re a parent or caregiver?

Most parents and caregivers say this is a good place to work.
94% of people who care for a child or other relative report this is a good place to work.
Based on data from 17 people who took the Breakroom Quiz between November 2024 and June 2026.

Do people at Bread Financial feel treated with respect by their managers?

Most people feel treated with respect by their managers.
95% of people say they’re treated with respect by their managers.
Based on data from 19 people who took the Breakroom Quiz between November 2024 and June 2026.

Do people at Bread Financial get to take their breaks without interruption?

Most people get breaks without interruption.
90% of people report that they get to take their breaks without interruption.
Based on data from 20 people who took the Breakroom Quiz between November 2024 and June 2026.

Is it stressful to work at Bread Financial?

Most people feel stressed here.
68% of people say they often feel stressed at work.
Based on data from 22 people who took the Breakroom Quiz between November 2024 and June 2026.

Do people at Bread Financial enjoy their jobs?

Most people enjoy their job.
76% of people report they enjoy their job.
Based on data from 21 people who took the Breakroom Quiz between November 2024 and June 2026.

Do people at Bread Financial recommend working with their team?

Only some people recommend working with their team.
35% of people report that they wouldn’t recommend working with their immediate team to a friend.
Based on data from 23 people who took the Breakroom Quiz between November 2024 and June 2026.

Do people get enough training when they start at Bread Financial?

Most people got enough training when they started.
74% of people report they got enough training when they started working here.
Based on data from 23 people who took the Breakroom Quiz between November 2024 and June 2026.

Do people get support to advance at Bread Financial?

Only some people are given support to advance their career here.
In the last year, 35% of people report not being given support to advance their career here.
Based on data from 23 people who took the Breakroom Quiz between November 2024 and June 2026.

Do people think Bread Financial’s headquarters understands what’s happening where they work?

Most people think headquarters understands what’s happening where they work.
56% of people think that this employer’s headquarters or owners have a good understanding of what’s really happening where they work.
Based on data from 18 people who took the Breakroom Quiz between December 2024 and June 2026.

Do workers feel well informed about how Bread Financial is doing?

Most people feel well informed about how the company is doing.
80% of people feel that they are kept well informed about how the company is doing as a whole.
Based on data from 20 people who took the Breakroom Quiz between November 2024 and June 2026.

What other companies are hiring for Credit Analyst jobs?

What are the most popular jobs at Bread Financial?

What are the most popular categories at Bread Financial?

Infographic showing various Credit Analyst job openings at Bread Financial in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 25% Physical, 11% Hybrid, and 64% Remote job distribution.

Credit Analyst

SANY America, Inc.

Peachtree City, GA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 2 days ago

Job description

Description
Credit Analyst
ABOUT THE ROLE
As part of the Americas team, SANY Capital USA is seeking highly motivated Financial/Credit Analyst. This role will analyze credit data and financial information of persons or companies that are applying for credit or loans to determine the risk to Sany Capital USA or other credit-granting institutions. Financial/Credit Analyst will prepare weekly monitoring reports as needed and assist the Credit Manager to control the overall risk of the Department. This ideal candidate for this role will be a go getter who takes on extra responsibilities and tasks, who learns new skills independently, who helps others and who is consistently seeking innovative ways to get the job done.
With current revenues over $500 million, SANY America continues to make strong progress and significant investments in the Americas market; the organization is now pursuing an aggressive growth strategy and is looking to move quickly beyond this initial platform and increase market share.
KEY RESPONSIBILITIES
  • Manages credit and risk process for semi-standard to more complex small to large sized inventory lines for dealerships in the equipment industry.
  • Responsible to analyze and underwrite new and existing smaller ticket lease/loan transactions.
  • Work with team members to manage the financial vendors & programs in Canada and United States
  • Process the daily retail deals from the Vendors & SCUS from time to time
  • The position requires a candidate to have very strong credit and analytical skills, who can multi-task and work in a high-paced team environment.
  • Reviewing and analyzing credit requests to determine financial and non-financial strengths, risk levels, and feasibility of proposed credit relationships and transactions.
  • Analyzing and communicating financial condition and performance (historic, current and projected) of proposed and existing customers.
  • Establishing and determining appropriate controls and formulas as may be required based on complexity and risk of a credit proposal
  • Evaluating trends in customer data to promptly identify and report areas of concern and/or potential problem loan, determining courses of action to mitigate identified risks and/or concerns
  • Determine proper credit structure and controls necessary to monitor the structure (i.e. regulatory, inventory, account receivable terms, pricing, etc.) and then presenting conclusions to Senior Management team
  • Manage the commercial loan portfolio, which includes renewal of maturing loans and lines of credit
  • Provide communication (oral and written) with customers concerning loan documentation
  • Assist with collection efforts on delinquent or problem accounts
  • Lead initiatives which add value, supports SANY vision, core values, business principles, goals and objectives
  • Adhere to all policies procedures, processes, company practices, guidelines, expectations, laws and regulations
  • Staying abreast of new developments in the field of commercial lending and changing government regulations
  • Develop and maintain effective work relationships at all levels of the organization by participating in and contributing to a positive work environment that exhibits courteous, respectful and professional behavior
  • Demonstrate consistent professional appearance, image, ethics, integrity, demeanor, and represent the SANY brand
  • Responsible for drafting and organizing the review of documents related to technical modifications, ensuring localization and finalization
  • Conducting market research and visits as assigned by subsidiary for product-related activities.
  • Handling other tasks assigned by leadership

REQUIRED QUALIFICATIONS
  • Minimum 3 years of experience underwriting within the equipment leasing space. Previous captive finance experience is preferred
  • Working knowledge of commercial loan underwriting with sound understanding of credit worthiness
  • Proficient using advanced Microsoft Excel (formulas, graphs, spreadsheets, pivot tables, v-lookup, etc.); experience with Microsoft Office
  • Ability to calculate figures, amounts, ratios, formulas, compute interest, discounts, fees, etc.
  • Working experience with Cino and Infoplease/Solifi, a plus
  • Effective written communication which includes the ability to query reports, create reports and letters
  • Ability to read, analyze and interpret commercial, consumer and equipment loan documents along with reports
  • Strong communication, presentation skills and teamwork skills with the ability to build trust and credibility globally which includes winning approval from various stakeholders.
  • Demonstrate a high degree of creativity and mature judgement in anticipating and solving non-reoccurring, unprecedented problems. Have a Root Cause/Countermeasure approach to problem solving (analytical vs. intuitive)
  • Time management skills with the ability to plan, create, maintain and resolve open issues, analyze workflow, demonstrate sense of urgency and set priorities to meet deadlines
  • Process driven, detailed oriented, results driven and self-motivated
  • Self-starter who is responsive, organized, self-motived with the ability to produces accurate results, meet all established goals, objectives and expectations, and comply with all policies, procedures, regulations, guidelines and laws with minimal supervision
  • Ability to effectively handle and maintain confidential matters and information

EDUCATION
  • Bachelor's degree in finance, Accounting, Economics, Business Administration or related field.

WORK ENVIRONMENT & PHYSICAL REQUIREMENTS
  • On site-Peachtree City, GA

COMPENSATION & BENEFITS
Compensation will be competitive and commensurate with experience. It will include a base salary and an annual performance bonus.
  • Medical, dental, and vision
  • Paid Time Off
  • 401(k) savings plans
  • Health Savings Account (HSA)
  • Flexible Spending Accounts (FSAs)
  • Company paid STD and LTD benefits
  • Life Insurance
  • Employee Assistance Program (EAP)

EQUAL OPPORTUNITY STATEMENT
SANY America is an Equal Opportunity Employer and considers all qualified applicants for employment without regard to race, color, religion, sex, pregnancy, sexual orientation, gender identity, national origin, age, disability, veteran status, genetic information, or any other protected status under applicable federal, state, or local law.
DRUG AND ALCOHOL FREE WORKPLACE NOTICE
SANY America is an equal opportunity employer and maintains a drug and alcohol-free workplace consistent with applicable federal, state, and local laws. Applicants may be required to complete pre-employment screenings, including drug and/or alcohol testing, as a condition of employment where permitted by applicable law. Testing requirements, employment practices, and workplace policies may vary based on work location, position responsibilities, business necessity, workplace safety considerations, customer requirements, contractual obligations, and applicable regulatory standards.
SANY America complies with applicable federal, state, and local laws relating to marijuana/cannabis use, including applicable medical and recreational marijuana laws where permitted. However, applicants and employees are prohibited from being impaired or under the influence of alcohol, illegal drugs, or other prohibited substances while working, operating Company vehicles or equipment, performing safety sensitive duties, conducting Company business, or while on Company property, consistent with applicable law.
Certain positions may be designated as safety sensitive or subject to additional regulatory, customer, contractual, operational, or workplace safety requirements and may require participation in pre employment, random, reasonable suspicion, post-accident, return to duty, follow up, or other drug and/or alcohol testing programs in accordance with applicable federal, state, and local laws.

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