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Workers Compensation Underwriter Jobs (NOW HIRING)

Sr. Underwriter, Staffing

Conshohocken, PA · On-site

$96K - $114K/yr

... Sr. Underwriter, Staffing Staffing Lines, established in 1998, is a national insurance program ... Our current program offers Workers Compensation to Outplacement Firms, Executive Recruiting Firms ...

Company Details Berkley Industrial Comp Berkley Industrial Comp's (BIN) underwriting department focuses on workers' compensation insurance, partnering closely with underwriting and business ...

Berkley Industrial Comp Berkley Industrial Comp's (BIN) underwriting department focuses on workers' compensation insurance, partnering closely with underwriting and business engagement teams to ...

Company Details Berkley Industrial Comp Berkley Industrial Comp's (BIN) underwriting department focuses on workers' compensation insurance, partnering closely with underwriting and business ...

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Workers Compensation Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do workers compensation underwriter jobs pay per year?

As of Aug 8, 2026, the average yearly pay for workers compensation underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What does a workers compensation underwriter do?

A Workers Compensation Underwriter is responsible for evaluating and analyzing the risks associated with insuring businesses for workplace injuries and illnesses. They review applications, assess the likelihood and potential cost of claims, and determine appropriate premiums and coverage terms. Their goal is to ensure that the insurance company remains profitable while providing fair and adequate coverage to clients. Workers Compensation Underwriters often collaborate with agents, brokers, and risk managers to gather information and make informed decisions.

What are the key skills and qualifications needed to thrive as a workers compensation underwriter?

To thrive as a Workers Compensation Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of insurance principles, typically supported by a bachelor's degree in business, finance, or a related field. Familiarity with underwriting software, risk evaluation tools, and certifications like CPCU (Chartered Property Casualty Underwriter) are commonly required. Excellent communication, negotiation abilities, and sound judgment help underwriters collaborate with agents and clients while making fair decisions. These skills ensure accurate risk assessment, policy profitability, and effective client relationships in a highly regulated insurance market.

What is the difference between Workers Compensation Underwriter vs Claims Adjuster?

AspectWorkers Compensation UnderwriterClaims Adjuster
CredentialsTypically requires a bachelor’s degree, insurance licenses, and industry certificationsRequires a bachelor’s degree, insurance licenses, and claims handling certifications
Work EnvironmentOffice-based, analyzing policies and risk factorsOffice and field work, investigating claims and interviewing claimants
Industry UsageUsed in insurance companies to assess risk and determine policy termsUsed in insurance companies to evaluate and settle claims

While both roles are integral to the insurance industry, a Workers Compensation Underwriter focuses on assessing risk and setting policy terms, whereas a Claims Adjuster handles claims processing and settlement. Understanding these differences helps clarify career paths and job expectations within the workers' compensation insurance sector.

What are some common challenges faced by workers compensation underwriters, and how can applicants prepare for them?

Workers Compensation Underwriters often encounter challenges such as evaluating complex risk profiles, keeping up with frequently changing state regulations, and balancing the needs of clients with the company's risk appetite. Applicants can prepare by strengthening analytical and research skills, staying informed about industry trends, and developing effective communication strategies to collaborate with agents and clients. Additionally, attention to detail and adaptability are key to managing diverse cases and regulatory requirements efficiently.
More about Workers Compensation Underwriter jobs
What cities are hiring for Workers Compensation Underwriter jobs? Cities with the most Workers Compensation Underwriter job openings:
What states have the most Workers Compensation Underwriter jobs? States with the most job openings for Workers Compensation Underwriter jobs include:
What job categories do people searching Workers Compensation Underwriter jobs look for? The top searched job categories for Workers Compensation Underwriter jobs are:
Infographic showing various Workers Compensation Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, and 4% Contract. Highlights an 89% Physical, 2% Hybrid, and 9% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Sr. Underwriter, Staffing

Novacore

Conshohocken, PA • On-site

$96K - $114K/yr

Full-time

Posted 5 days ago


Job description

Why join the Novacore team?
Because your next stellar chapter starts here - and we're building something bold and meaningful.
At Novacore, we're not your average insurance company. We're a team of driven professionals passionate about redefining the specialty insurance experience for our agents, carrier partners - and for each other.
We specialize in tailored solutions for niche industries, powered by advanced analytics, modern technology and a culture of innovation. Backed by strong leadership and strategic growth initiatives, Novacore is poised to scale and lead in the specialty insurance market.
But at our core, we believe it's not just what we do - it's how we do it and who we do it with.
Recognized as a top workplace, Novacore is a place where ambition is supported, growth is continuous and culture matters. From day one, you'll find mentorship, hands-on learning and clear paths for advancement. You'll grow your skills, expand your expertise and become even more exceptional - because when you succeed, we all do.
We offer:
  • A collaborative, results-driven environment
  • Competitive compensation and comprehensive benefits
  • Year-round social and community events
  • Ongoing mentorship and professional development
  • Endless opportunities for upward mobility

So if you're ready to be part of something extraordinary - with a team that's transforming commercial insurance - we want to meet you.
Sr. Underwriter, Staffing
Staffing Lines, established in 1998, is a national insurance program designed for the Temporary and Permanent Staffing Industry. Our current program offers Workers Compensation to Outplacement Firms, Executive Recruiting Firms, Temporary Staffing Firms and Permanent Placement Firms. Our newly launched Package Program will complement the established Workers Compensation Program and focus on 5 major occupational areas: office/clerical, industrial and light manufacturing, technical/professional, medical and sales and marketing. There is a great opportunity for us to leverage our relationship with the current Staffing Lines workforce to fulfill their package needs.
The Senior Workers' Compensation Underwriter with specialized experience within the staffing industry is responsible for evaluating, pricing, and structuring workers' compensation risks - including guaranteed cost (GC) placements and deductible options across staffing industries. The ideal candidate combines strong technical underwriting skills with deep knowledge of NCCI classification rules, staffing-specific exposures, and MGA/MGU program design.
Responsibilities:
  • Evaluate new and renewal workers' compensation submissions for staffing agencies, analyzing loss history, experience modification factors, payroll/exposure data, and client-specific risk characteristics.
  • Manage a book of business of staffing accounts, monitoring renewal retention, rate adequacy, and loss trends.
  • Determine appropriate NCCI class codes for staffing placements across multiple end-client industries (manufacturing, food processing, warehousing, clerical, healthcare, etc.), applying "own premises" exclusions, temp-to-hire distinctions, and dual-wage/split-classification rules where applicable.
  • Assess risk quality of staffing clients' safety programs, client vetting processes, and workplace injury/return-to-work practices.
  • Make authoritative pricing, coverage, and program-structure decisions within delegated underwriting authority.
  • Serve as a technical resource and mentor to junior underwriters, providing guidance on complex classification questions and program structuring.
  • Partner with production/sales teams and retail/wholesale brokers to develop new business, respond to RFPs, and negotiate terms on accounts.
  • Maintain accurate underwriting files and documentation to support audits, reinsurance reporting, and regulatory reviews.

Qualifications:
  • Bachelor's degree in risk management or insurance majors a plus, or equivalent experience.
  • 7+ years of workers' compensation underwriting experience, with experience underwriting staffing risks.
  • Demonstrated expertise in NCCI classification rules as applied to temporary staffing placements, including multi-state classification nuances and independent bureau states (CA, NY, PA, NJ, WI, etc.).
  • Hands-on experience underwriting and structuring guaranteed cost and deductible programs, including collateral analysis and program design.
  • Strong analytical skills, including comfort working with loss runs, experience mod worksheets, and exposure/payroll data.
  • Proven track record of managing a profitable book of business and meeting growth/retention targets.
  • Strong verbal and written skills.
  • Detail-oriented with demonstrated ability to self-direct, prioritize work, and meet deadlines.
  • Up to 25% travel.