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Workers Compensation Underwriter Jobs (NOW HIRING)

In this role, you'll manage your own book of business, applying your knowledge of workers compensation and MEM's underwriting strategy to drive profitable growth and deliver exceptional service to ...

$65K - $98K/yr

In this role, you'll manage your own book of business, applying your knowledge of workers compensation and MEM's underwriting strategy to drive profitable growth and deliver exceptional service to ...

Senior Underwriter

Queens, NY · On-site

$65K - $77K/yr

* Provide support to both the Liability and Workers' Compensation departments. * Analyze drivers ... Maintain underwriting files. * Assist the department manager and assistant manager in completing ...

Although Rockwood underwrites general liability insurance and workers' compensation for many types of businesses, ourspecialtyis underwriting workers' compensation insurance for the mining industry ...

$66K - $85K/yr

Company Argo Group Argo Group is an underwriter of specialty insurance products in the property and ... TEMP - Workers' Compensation Claims Adjuster Employment Type: Contingent Worker FLSA Status: Non ...

TEMP-Workers' Compensation Claims Adjuster

Omaha, NE · On-site +1

$63K - $81K/yr

Company Argo Group Argo Group is an underwriter of specialty insurance products in the property and ... TEMP - Workers' Compensation Claims Adjuster Employment Type: Contingent Worker FLSA Status: Non ...

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Workers Compensation Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do workers compensation underwriter jobs pay per year?

As of Aug 7, 2026, the average yearly pay for workers compensation underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What does a workers compensation underwriter do?

A Workers Compensation Underwriter is responsible for evaluating and analyzing the risks associated with insuring businesses for workplace injuries and illnesses. They review applications, assess the likelihood and potential cost of claims, and determine appropriate premiums and coverage terms. Their goal is to ensure that the insurance company remains profitable while providing fair and adequate coverage to clients. Workers Compensation Underwriters often collaborate with agents, brokers, and risk managers to gather information and make informed decisions.

What are the key skills and qualifications needed to thrive as a workers compensation underwriter?

To thrive as a Workers Compensation Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of insurance principles, typically supported by a bachelor's degree in business, finance, or a related field. Familiarity with underwriting software, risk evaluation tools, and certifications like CPCU (Chartered Property Casualty Underwriter) are commonly required. Excellent communication, negotiation abilities, and sound judgment help underwriters collaborate with agents and clients while making fair decisions. These skills ensure accurate risk assessment, policy profitability, and effective client relationships in a highly regulated insurance market.

What is the difference between Workers Compensation Underwriter vs Claims Adjuster?

AspectWorkers Compensation UnderwriterClaims Adjuster
CredentialsTypically requires a bachelor’s degree, insurance licenses, and industry certificationsRequires a bachelor’s degree, insurance licenses, and claims handling certifications
Work EnvironmentOffice-based, analyzing policies and risk factorsOffice and field work, investigating claims and interviewing claimants
Industry UsageUsed in insurance companies to assess risk and determine policy termsUsed in insurance companies to evaluate and settle claims

While both roles are integral to the insurance industry, a Workers Compensation Underwriter focuses on assessing risk and setting policy terms, whereas a Claims Adjuster handles claims processing and settlement. Understanding these differences helps clarify career paths and job expectations within the workers' compensation insurance sector.

What are some common challenges faced by workers compensation underwriters, and how can applicants prepare for them?

Workers Compensation Underwriters often encounter challenges such as evaluating complex risk profiles, keeping up with frequently changing state regulations, and balancing the needs of clients with the company's risk appetite. Applicants can prepare by strengthening analytical and research skills, staying informed about industry trends, and developing effective communication strategies to collaborate with agents and clients. Additionally, attention to detail and adaptability are key to managing diverse cases and regulatory requirements efficiently.
More about Workers Compensation Underwriter jobs
What cities are hiring for Workers Compensation Underwriter jobs? Cities with the most Workers Compensation Underwriter job openings:
What states have the most Workers Compensation Underwriter jobs? States with the most job openings for Workers Compensation Underwriter jobs include:
What job categories do people searching Workers Compensation Underwriter jobs look for? The top searched job categories for Workers Compensation Underwriter jobs are:
Infographic showing various Workers Compensation Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, and 4% Contract. Highlights an 89% Physical, 2% Hybrid, and 9% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Underwriter II (Remote)

memployersmins

Columbia, MO • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 10 days ago


Job description

Candidate must be located in MO, IA, IL, TN, AR, NE, or IL
Are you an experienced insurance professional with a passion for evaluating risk and building strong relationships? MEM Insurance is seeking a detail-oriented and collaborative Underwriter II to join our Underwriting team. In this role, you’ll manage your own book of business, applying your knowledge of workers compensation and MEM’s underwriting strategy to drive profitable growth and deliver exceptional service to our customers and partners.
 
At MEM, we believe in doing more than just protecting businesses—we’re here to support the people behind them. That includes our employees. We foster a culture of trust, collaboration, and continuous learning. If you’re looking for a place where your expertise is valued and your growth is supported, we’d love to meet you.
 
Essential Duties and Responsibilities:
  • Independently manage an assigned book of business, applying MEM’s underwriting philosophy, rating methodology, and guidelines.
  • Evaluate, select, and price new and renewal business within granted underwriting authority.
  • Analyze risk exposures, trends, and loss history using underwriting tools, predictive modeling, and forecasting.
  • Collaborate with producers and policyholders—both virtually and in person—to build strong, consultative relationships.
  • Communicate underwriting decisions clearly and professionally, ensuring alignment with regulatory rules and company standards.
  • Partner with Safety and Risk Services to assess and mitigate risk.
  • Refer business outside of authority as appropriate and support sound underwriting decisions.
  • Participate in cross-functional projects and committees to support company and departmental goals.
  • Serve as a mentor and technical resource for less experienced underwriters and underwriting assistants.
Qualifications:
  • Bachelor’s degree in Business Administration, Insurance and Risk Management, or a related field—or equivalent combination of education and underwriting experience.
  • 3 years of workers' compensation underwriting experience required or 3 years of property and casualty underwriting experience including workers' compensation underwriting 
  • Valid driver’s license required.
  • Insurance designations such as RWCS, AINS, AU, or CPCU are highly encouraged.
Company Culture and Values:
At MEM Insurance, we’re more than a workers compensation carrier—we’re a team of people who care deeply about protecting businesses and empowering employees. We live our values every day by fostering a culture of integrity, service, and innovation. We believe in investing in our people, encouraging professional development, and celebrating success together. Join a company where your voice matters and your work makes a difference.
 
Total Rewards:
Health Plans
  • Medical, Dental, and Vision
  • Fertility benefits and fully paid preventative care
  • Dental coverage includes adult orthodontia and other uncommon treatments
 
Fully Employer-Paid Life and Disability Benefits
  • Life Insurance – three times base salary
  • Accidental Death and Dismemberment
  • Short and Long-term Disability
 
Wellness and Recognition
  • Employee Wellness and Recognition Program with employer-paid incentives for employees and spouses
 
Flexible Spending and Savings
  • Flexible Spending Account and Dependent Care options
  • Health Savings Account with generous employer contribution
 
Time Away from Work
  • Generous PTO accruals
  • 11 Holidays and 4 Early Releases
  • 16 Hours of Volunteer Time Off
  • 20 Days of Paid Parental Leave (in addition to STD)
  • Marriage, Bereavement, and Jury Duty Leave
 
Additional Benefits
  • Employee Assistance Programs
  • 401(k) Retirement Plan with employer match and profit sharing
  • Adoption Assistance
  • Tuition Assistance