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Virtual Banking Jobs in California (NOW HIRING)

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Fintech Engineering Lead

San Francisco, CA · On-site

$120K - $159K/yr

We are creating a joint virtual banking and cryptocurrency wallet that allows users all over the world to move seamlessly within our financial ecosystem. Why now: stablecoins are changing cross ...

SPRCHRGR

Virtual/Fractional CFO

Los Angeles, CA · Remote

Our Virtual CFOs are critical members of our clients' finance department, bringing financial ... Support clients with investor capital raise activities and bank debt negotiations * Prepare for and ...

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Virtual Banking information

See California salary details

$11

$24

$33

How much do virtual banking jobs pay per hour?

As of Aug 10, 2026, the average hourly pay for virtual banking in California is $24.08, according to ZipRecruiter salary data. Most workers in this role earn between $20.14 and $27.07 per hour, depending on experience, location, and employer.

What is the difference between Virtual Banking vs Customer Service Representative?

AspectVirtual BankingCustomer Service Representative
CredentialsBanking certifications, financial knowledgeCustomer service skills, sometimes banking knowledge
Work EnvironmentRemote, online platformsCall centers, in-person or remote
Industry UsageBanking, financial servicesBanking, retail, service industries
Primary FocusManaging online banking services, financial transactionsAssisting customers with inquiries, resolving issues

Virtual Banking professionals focus on managing online banking platforms and financial transactions, often requiring banking certifications. Customer Service Representatives handle customer inquiries and support, sometimes within banking but also in other industries. While both roles involve customer interaction, Virtual Banking emphasizes financial expertise and remote digital services, whereas Customer Service Representatives may work in various settings assisting with general customer needs.

How does a virtual banking professional typically collaborate with clients and internal teams?

As a Virtual Banking professional, you will regularly interact with clients through digital channels such as chat, email, and video calls to address their banking needs, resolve issues, and help them navigate online services. Collaboration with internal teams—including IT, compliance, and product management—is essential to ensure that customer concerns are addressed efficiently and that digital banking platforms are secure and user-friendly. You’ll play a key role in gathering feedback from clients and relaying it to the appropriate teams to drive improvements. This role requires adaptability, strong communication skills, and a customer-centric mindset to succeed in a fast-evolving digital environment.

What is virtual banking?

Virtual banking refers to financial services provided primarily or exclusively online, without the need for customers to visit physical bank branches. Virtual banks offer a range of services, such as opening accounts, transferring funds, paying bills, and applying for loans, all through digital platforms like mobile apps and websites. This model often provides greater convenience and sometimes lower fees compared to traditional banking, as overhead costs are reduced. Security and customer support are typically managed through secure online channels and call centers.

What are the key skills and qualifications needed to thrive as a virtual banking specialist?

To thrive as a Virtual Banking Specialist, you need a solid understanding of banking products, financial regulations, and customer service, often supported by a finance-related degree or relevant experience. Familiarity with digital banking platforms, CRM software, and secure communication tools is typically required. Strong soft skills like active listening, problem-solving, and clear remote communication help build client trust and resolve issues efficiently. These skills ensure effective online service delivery, compliance, and customer satisfaction in a technology-driven financial environment.

How does virtual banking work?

Virtual banking involves managing financial transactions and accounts through online platforms or mobile apps without visiting physical branches. Bank employees or specialists may assist customers remotely via chat, phone, or video calls, and skills in digital tools and cybersecurity are often important for this role.

Can I work remotely for a virtual banking job?

Virtual banking jobs often offer remote work options, allowing employees to perform tasks such as customer service, account management, and financial analysis from home. Employers typically require familiarity with online banking platforms, strong communication skills, and sometimes specific certifications, with remote work arrangements varying by company policies and role requirements.
What are the most commonly searched types of Banking jobs in California? The most popular types of Banking jobs in California are:
What are popular job titles related to Virtual Banking jobs in California? For Virtual Banking jobs in California, the most frequently searched job titles are:
What job categories do people searching Virtual Banking jobs in California look for? The top searched job categories for Virtual Banking jobs in California are:
What cities in California are hiring for Virtual Banking jobs? Cities in California with the most Virtual Banking job openings:
Virtual Banking jobs near you
Infographic showing various Virtual Banking job openings in California as of August 2026, with employment types broken down into 86% Full Time, 11% Part Time, and 3% Contract. Highlights an 45% Physical, 3% Hybrid, and 52% Remote job distribution, with an average salary of $50,084 per year, or $24.1 per hour.

Fintech Engineering Lead

CM Search

San Francisco, CA • On-site

$120K - $159K/yr

Full-time

Posted 4 days ago

Job description

Our client is building a consumer finance app for emerging markets, in partnership with extremely large distribution partners. We are creating a joint virtual banking and cryptocurrency wallet that allows users all over the world to move seamlessly within our financial ecosystem.

Why now: stablecoins are changing cross-border payments. There is an opportunity to rebuild financial infrastructure for the 3 billion people who need better financial rails.

We're a small, senior-only team moving fast. We are well-funded with the ability to offer high cash compensation, based in SF, and led by proven founders with successful exits. Every hire shapes our product direction while we make Day 1 impact on global financial inclusion.

Role Description

Year of Experience: 5+

Scope of Role

We're seeking a Fintech Engineering Lead who has directly leverable B2C banking, stablecoin, or payments experience. This is a critically important role on our team. You'll be working with the technical founders to set standards that conform with industry engineering best practices and building a highly performant, reliable, and secure app from the ground up.

Our stack:

Python (FastAPI) monolith supported by Postgres and Redis on AWS. We are open to Rust and/or Go for any services that need to be broken out for performance.

Backend serves a REST API that powers our iOS, Android, and Web frontends. We are integrating with cryptocurrency wallet and banking service providers, among other services for auth, ledger, payment rails, etc.

This is a financial services application with significant complexity handling real money at scale, internationally.

MUST HAVE SKILLS

CANDIDATES MUST BE SUBMITTED WITH A GITHUB PROFILE

5+ years building and shipping fintech software with deep expertise in at least one of the following systems: ledgering, payments processing, stablecoin infra, risk/fraud management

Experience generally across the backend: working with Postgres, Redis, AWS, etc.

You might be an especially good fit if you have a Full-stack engineering skillset, with ability to flex across other parts of the stack