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Virtual Bank Jobs in California (NOW HIRING)

Sadient

Fintech Engineering Lead

San Francisco, CA · On-site

$220 - $340/hr

The product focuses on building a joint virtual banking and cryptocurrency wallet platform, enabling users around the world to move seamlessly within a unified financial ecosystem with secure ...

CM Search

Fintech Engineering Lead

San Francisco, CA

$120K - $159K/yr

We are creating a joint virtual banking and cryptocurrency wallet that allows users all over the world to move seamlessly within our financial ecosystem. Why now: stablecoins are changing cross ...

Zact

Sales Executive - Bank Partnerships

Saratoga, CA · On-site +1

Familiarity with card programs, BIN sponsorship, virtual cards, or bank-led distribution models is a plus. Commercial, Delivery & Adoption Mindset * Strong negotiation, commercial structuring, and ...

Paychex

$65K - $100K/yr

Overview Work with assigned bank partners to earn business referrals and sell Paychex products and ... We provide over 21 comprehensive rewards, including medical coverage, virtual wellness classes ...

Paychex

Channel Sales Associate - Bank

Walnut Creek, CA · On-site

$65K - $100K/yr

Overview Work with assigned bank partners to earn business referrals and sell Paychex products and ... We provide over 21 comprehensive rewards, including medical coverage, virtual wellness classes ...

Paychex

Channel Sales Associate - Bank

Walnut Creek, CA

$65K - $100K/yr

Overview Work with assigned bank partners to earn business referrals and sell Paychex products and ... We provide over 21 comprehensive rewards, including medical coverage, virtual wellness classes ...

Hope Bank

Lead Corporate Trainer

Gardena, CA · On-site

Facilitate high-impact live, in-person ILT across bank locations; travel up to 30% * Deliver advanced virtual instructor-led training using proven engagement * Model facilitation excellence and serve ...

Axos Bank

FVP, Sr. Product Manager

San Diego, CA · Remote

$150K - $175K/yr

Axos Bank Target Range: $150,000.00/Yr. - $175,000.00/Yr. Actual starting pay will vary based on ... Contribute to the development and execution of strategic product initiatives, including Virtual ...

Axos Bank

FVP, Sr. Product Manager

San Diego, CA · Remote

$150K - $175K/yr

Axos Bank Target Range: $150,000.00/Yr. - $175,000.00/Yr. Actual starting pay will vary based on ... Contribute to the development and execution of strategic product initiatives, including Virtual ...

Axos Bank

FVP, Sr. Product Manager

San Diego, CA · On-site

$150K - $175K/yr

Axos Bank Target Range: $150,000.00/Yr. - $175,000.00/Yr. Actual starting pay will vary based on ... Contribute to the development and execution of strategic product initiatives, including Virtual ...

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Virtual Bank information

See California salary details

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$33

How much do virtual bank jobs pay per hour?

As of Aug 28, 2026, the average hourly pay for virtual bank in California is $24.08, according to ZipRecruiter salary data. Most workers in this role earn between $20.14 and $27.07 per hour, depending on experience, location, and employer.

What is a virtual bank?

A Virtual Bank job involves working for a digital-only financial institution that operates without physical branches. Employees typically handle customer service, account management, fraud prevention, and financial advising through online platforms, phone calls, or chat support. Roles can vary from customer support representatives to compliance officers and software developers. These positions often require strong communication skills, financial knowledge, and proficiency with digital banking tools. Many Virtual Bank jobs offer remote work opportunities, making them accessible to candidates in various locations.

What are the typical daily responsibilities for employees working at a virtual bank?

At a Virtual Bank, daily responsibilities often include assisting customers via digital channels, processing online transactions, managing account inquiries, and addressing technical or financial questions. Employees may also monitor for fraudulent activity, ensure regulatory compliance, and help implement new digital banking features. Collaboration often occurs virtually with team members from IT, compliance, and customer service to maintain smooth operations. Adapting quickly to new technologies and maintaining a high level of digital security awareness are also regular parts of the role. This dynamic work environment offers opportunities to learn cutting-edge banking tools and interact with clients in innovative ways.

What are the key skills and qualifications needed to thrive in the virtual bank position, and why are they important?

To thrive in a Virtual Bank, professionals need a robust understanding of financial services, digital banking operations, and customer relationship management, often supported by degrees in finance, business, or related fields. Familiarity with online banking platforms, cybersecurity protocols, and digital transaction systems is typically required, and certifications like Certified Digital Banker (CDB) can be advantageous. Excellent communication, problem-solving, and adaptability to fast-evolving technology are valuable soft skills in this environment. These competencies enable employees to deliver secure, efficient, and customer-focused banking services in an online setting.

What does a virtual bank do?

A virtual bank is a financial institution that operates entirely online without physical branches. It provides banking services such as account management, deposits, withdrawals, loans, and payments through digital platforms, often using secure apps and websites. Virtual bank employees may handle customer support, fraud prevention, and digital transactions, requiring skills in financial technology and cybersecurity.

What are the most commonly searched types of Bank jobs in California?

The most popular types of Bank jobs in California are:

What are popular job titles related to Virtual Bank jobs in California?

For Virtual Bank jobs in California, the most frequently searched job titles are:

What job categories do people searching Virtual Bank jobs in California look for?

The top searched job categories for Virtual Bank jobs in California are:

What cities in California are hiring for Virtual Bank jobs?

Cities in California with the most Virtual Bank job openings:

Virtual Bank jobs near you
Infographic showing various Virtual Bank job openings in California as of August 2026, with employment types broken down into 84% Full Time, 12% Part Time, and 4% Contract. Highlights an 32% Physical, 2% Hybrid, and 66% Remote job distribution, with an average salary of $50,084 per year, or $24.1 per hour.

Fintech Engineering Lead

San Francisco, CA • On-site

Sadient
See more jobs at Sadientexternal

$220 - $340/hr

Other

Posted 9 days ago

Job description

San Francisco, United States | Posted on 08/10/2026

We are hiring for a client in the social banking and digital wallet industry, driving innovation in consumer finance across emerging markets. The product focuses on building a joint virtual banking and cryptocurrency wallet platform, enabling users around the world to move seamlessly within a unified financial ecosystem with secure transactions, accessibility, and meaningful financial inclusion.

Our client is a well-funded, senior-only team based in San Francisco, led by founders with successful exits and supported by large global distribution partners. These roles offer high cash compensation and the chance to make an immediate Day 1 impact on a rapidly scaling product shaping the future of global consumer finance.

The Role

We're seeking a Fintech Engineering Lead who has directly leverable B2C banking, stablecoin, or payments experience. This is a critically important role on our team. You ’ ll be working with the technical founders to set standards that conform with industry engineering best practices and building a highly performant, reliable, and secure app from the ground up.

Our Stack

Python (FastAPI) monolith supported by Postgres and Redis on AWS. We are open to Rust and/or Go for any services that need to be broken out for performance.

Backend serves a REST API that powers our iOS, Android, and Web frontends. We are integrating with cryptocurrency wallet and banking service providers, among other services for auth, ledger, payment rails, etc.

This is a financial services application with significant complexity handling real money at scale, internationally.

Requirements
  • 5+ years building and shipping fintech software with deep expertise in at least one of the following systems: ledgering, payments processing, stablecoin infra, risk/fraud management
  • Experience generally across the backend: working with Postgres, Redis, AWS, etc.
  • You might be an especially good fit if you have a Full-stack engineering skillset, with ability to flex across other parts of the stack
What We Offer
  • Day 1 impact on partner products used by millions globally
  • Shape technical vision and architecture as we scale
  • Ground-floor opportunity in the rapidly expanding stablecoin ecosystem
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