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Variable Annuities Jobs (NOW HIRING)

Deep knowledge of Variable Annuities, Fixed Annuities, Fixed Indexed Annuities, Advisory Annuities, and Registered Index-Linked Annuities. * Strong understanding of retirement income planning ...

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Variable Annuities information

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$39K

$87.2K

$119K

How much do variable annuities jobs pay per year?

As of Aug 18, 2026, the average yearly pay for variable annuities in the United States is $87,223.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What are variable annuities?

Variable annuities are long-term investment products offered by insurance companies that allow you to invest your money in a selection of sub-accounts, which are similar to mutual funds. The value of your annuity can fluctuate based on the performance of these investments, so your returns are not guaranteed. Variable annuities often offer optional features like death benefits or income guarantees, but these can come with additional fees. They are commonly used as a way to save for retirement or generate income during retirement.

What are some common challenges faced by professionals working in variable annuities, and how can they be addressed?

Professionals in variable annuities often face challenges such as staying updated with complex regulatory changes, effectively communicating investment risks to clients, and navigating fluctuating market conditions. To address these challenges, it's important to engage in ongoing professional development, collaborate closely with compliance teams, and utilize clear, client-friendly educational materials. Building strong relationships with both clients and internal stakeholders can also help ensure that solutions are tailored to individual needs and regulatory requirements.

What are the key skills and qualifications needed to thrive as a variable annuities specialist, and why are they important?

To thrive as a Variable Annuities Specialist, you need a solid understanding of investment products, financial planning, and relevant securities licensing such as FINRA Series 6 or 7. Familiarity with annuity illustration software, customer relationship management (CRM) systems, and compliance platforms is essential. Strong interpersonal communication, problem-solving, and ethical decision-making are crucial soft skills for building trust and guiding clients. These skills and qualifications are vital to ensure accurate advice, regulatory compliance, and lasting client relationships in a highly regulated financial services environment.

What is the difference between Variable Annuities vs Financial Advisors?

AspectVariable AnnuitiesFinancial Advisors
CredentialsLicenses such as Series 6, 7, 63, 65/66, and state insurance licensesSeries 7, 66, 65, CFP, or CFA certifications
Work EnvironmentInsurance companies, financial firms, or independent agenciesFinancial planning firms, banks, or independent practice
Industry UsageOffer investment products and retirement solutionsProvide financial planning, investment advice, and portfolio management

While Variable Annuities are insurance products offering investment options for retirement, Financial Advisors are professionals providing comprehensive financial planning and investment advice. Both roles often collaborate but serve different functions within the financial industry.

More about Variable Annuities jobs

What states have the most Variable Annuities jobs?

States with the most job openings for Variable Annuities jobs include:

Infographic showing various Variable Annuities job openings in the United States as of August 2026, with employment types broken down into 2% As Needed, 72% Full Time, 22% Part Time, 1% Temporary, and 3% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $87,223 per year, or $41.9 per hour.

Manager of Traditional Insurance and Annuities -- Financial Services

CCI Consulting

Glenside, PA โ€ข On-site

Full-time

Life, Retirement

Re-posted 18 days ago


Job description

Company Description

ย 

Job Description

Basic Function:ย ย Maintain a comprehensive awareness of Company's Traditional Insurance (life, LTC and DI) and Annuity product offerings and industry trends, and be able to respond and coordinate to financial advisors specific requests for information. Assist with promotion in combination with leveraging expertise in annuities. Partner with financialย advisors to determining product suitability. Act as a liaison between the field, branch staff, marketing, asset management and compliance.ย  Meet with branches to facilitate communication and enhance knowledge of specific product offerings. ย Identify training resources for financialย advisors and Company staff. Coordinate with Sales and Marketing staff of product providers.
Responsibilities:ย 
A.ย ย Provide education
1.ย Coordinate continuing education for branch tours, retreats and regional meetings and other Company training opportunities
2.ย Gather research and analysis as directed on annuities and financial markets.
3.ย ย Provide advice on product suitabilityย 
B.ย Knowledgeable of traditional insurance and variable annuities available under our selling agreements
1.ย ย Variable Annuities with living benefits
2.ย ย Equity Indexed Annuities
3.ย ย Immediate Annuities
4.ย ย Fixed Annuities with and with out retirement contribution
5.ย ย Crump/ Fixed Annuitiesย 
6. Traditional insurance (life, LTC and DI)
C.ย ย ย  Point Person for Field concerning product and sales questions regarding traditional insurance andย annuities.

1.ย General compliance and regulatory inquiries

2.Commission and licensing questions
3. Collaborate with Marketing and product wholesalers to communicate product changes to financialย advisorsย ย ย ย ย ย ย 
4. Work with financial advisors and wholesalers to stay aware of the most updated and best sales material.ย ย ย ย ย ย ย ย ย ย ย  ย ย ย ย ย 
5. Promote use of annuity and insuranceย software

D.ย  Make recommendations, and provide detailed analysis and reports to management on traditional insurance and annuity sales trendsย 
E. Research and Developmentย ย ย ย ย ย 
1. Electronic transaction data for major traditional insurance annuity providersย ย ย ย ย  2. No Load Annuities platformย ย ย ย ย ย 
3. New Annuities Softwareย ย ย ย ย ย 
4.ย Retirement income evaluatorย ย ย ย ย ย 
5. Penalties and Free Outย 
F.ย Maintain insurance company relationship ย ย ย ย ย 
1.ย ย Selling agreements and key accounts ย ย ย ย ย 
2.ย Commissions and Productsย ย ย ย ย 
3. Wholesalersย ย ย ย ย 
4. Annuity meetingsย ย ย ย ย ย 

G.ย  Act as a consultant for the Compliance Departmentย ย ย ย ย ย 
1. Assist with investigating and researching traditional insurance and annuity related complaintsย ย ย ย ย ย 
2. Suitability Reviewsย ย ย ย ย ย 
3.ย Compliance Memorandumsย ย ย ย ย ย 
4.ย Exception Reports

Qualifications

Required:ย ย ย ย 


  • Knowledge of Traditional Insurance, Annuities and other investments.
  • Extensive spreadsheet (MS Excel), database (MS Access), and word processing (MS Word) applications knowledge.
  • Experience with Microsoft Visual Basic and the development of Excel Macros


Skills:
Strong presentation skills
Ability to interact with people at all levels
Strong problem solving skills
Detail oriented
Ability to manage multiple tasks while still meeting required deadlines
Organizational and time management skills
Flexibility
Customer service orientation
Ability to understand new concepts quickly and communicate them to othersย ย ย ย ย ย ย ย ย ย ย 
Education/Training:
Bachelor's degree in Finance or Business or equivalent work experience
Insurance License preferred
Field and Wholesale experience
Financialย Advisor with clients preferredย 
Registration/Certification:
Series 6 or 7 preferredย ย 
Physical and Other Requirements:
Travel required approximately 25% of the time.

Additional Information

Compensation for this role will be commensurate with experience.ย  To apply with interest, please provide an updated MSWord version of your resume and salary range to James Lombardo at [emailย protected]

I look forward to hearing from you,

James Lombardo

[emailย protected]