ZipRecruiter

Log In

1

Underwriting Trainee Jobs (NOW HIRING)

Auto-Owners Insurance

Underwriter

Tallahassee, FL · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto Owners Insurance Company

Underwriter

Mesa, AZ

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance

Underwriter

Mesa, AZ · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto Owners Insurance Company

Underwriter

Marion, IN

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance

Underwriter

Lakeland, FL · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance

Underwriter

Columbia, MO · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

United Fire Group

Surety Underwriter Trainee

Seattle, WA

$60K - $75K/yr

The trainee program will guide you on how to make recommendations on existing and new business. It ... Successfully complete a comprehensive surety underwriting training program consisting of mentoring ...

New

United Fire Group

Surety Underwriter Trainee

Dallas, TX · On-site

$60K - $75K/yr

The trainee program will guide you on how to make recommendations on existing and new business. It ... Successfully complete a comprehensive surety underwriting training program consisting of mentoring ...

New

Auto-Owners Insurance

Underwriter

Draper, UT · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto Owners Insurance Company

Underwriter

Draper, UT

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

next page

Showing results 1-20

All JobsUnderwriting JobsUnderwriting Trainee Jobs

Underwriting Trainee information

See salary details

$32.5K

$78.9K

$139.5K

How much do underwriting trainee jobs pay per year?

As of Jul 22, 2026, the average yearly pay for underwriting trainee in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is the difference between Underwriting Trainee vs Underwriter?

AspectUnderwriting TraineeUnderwriter
CredentialsTypically entry-level, may require a degree in finance, insurance, or related fieldProfessional certification often preferred, such as CPCU or similar
Work EnvironmentTraining programs, supervised tasks, learning-focusedDecision-making, risk assessment, independent or team-based
Job ResponsibilitiesAssisting in risk evaluation, learning underwriting processesEvaluating risks, approving or rejecting policies

In summary, an Underwriting Trainee is an entry-level role focused on learning and supporting underwriting tasks, while an Underwriter is a fully responsible professional making risk decisions independently.

What are Underwriting Trainees?

Underwriting Trainees are entry-level professionals who are learning how to evaluate insurance applications, assess risks, and determine appropriate coverage and premiums. They work under the supervision of experienced underwriters and receive training in company policies, industry regulations, and risk assessment techniques. The goal of an underwriting trainee is to develop the skills necessary to make sound decisions regarding accepting or rejecting insurance applications and to eventually become a fully qualified underwriter.

What kind of training and mentorship can an Underwriting Trainee expect during their first year?

As an Underwriting Trainee, you can expect a structured onboarding process that combines classroom learning with hands-on experience. Most insurance companies pair trainees with experienced underwriters or mentors who provide guidance on risk assessment, policy review, and client interactions. You’ll likely rotate through different insurance lines to gain a broad understanding of underwriting practices, and participate in team meetings to discuss real cases. This collaborative environment helps you build technical skills and professional networks, laying a solid foundation for advancement within the company.

How hard is it to get an underwriting job?

Securing an underwriting trainee position can be competitive, often requiring a relevant degree such as finance, economics, or business, along with strong analytical skills. Entry-level roles may also require familiarity with industry-specific software and certifications like the Chartered Insurance Professional (CIP) or similar credentials. Candidates with internship experience and good academic records tend to have better chances of obtaining such roles.

What qualifications do I need to be an underwriter?

To become an underwriting trainee, candidates typically need a bachelor's degree in finance, economics, business, or a related field. Strong analytical skills, attention to detail, and proficiency with computer software like Excel are important; some roles may also require relevant certifications such as the Chartered Insurance Underwriter (CIU) or similar credentials.

How do I become an underwriter with no experience?

To become an underwriting trainee with no experience, focus on gaining relevant knowledge through courses in insurance, finance, or risk management. Entry-level roles often require strong analytical skills, attention to detail, and proficiency with computer software; obtaining industry certifications like the Associate in Commercial Underwriting (AU) can also improve your prospects.

What are the key skills and qualifications needed to thrive as an Underwriting Trainee, and why are they important?

To thrive as an Underwriting Trainee, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Microsoft Excel are typically required, and some employers may value progress toward professional certifications like CPCU. Effective communication, organization, and a willingness to learn help candidates stand out in this entry-level position. These skills and qualities are essential for accurately assessing risks, managing data, and building a successful foundation for a career in insurance underwriting.

What is an underwriting trainee?

An underwriting trainee is an entry-level position in the insurance or financial industry where the individual learns to assess risks, evaluate applications, and determine policy terms under supervision. The role often involves training in underwriting guidelines, using specialized software, and developing analytical skills to support decision-making processes.
More about Underwriting Trainee jobs
What cities are hiring for Underwriting Trainee jobs? Cities with the most Underwriting Trainee job openings:
What are the most commonly searched types of Underwriting jobs? The most popular types of Underwriting jobs are:
What states have the most Underwriting Trainee jobs? States with the most job openings for Underwriting Trainee jobs include:
What job categories do people searching Underwriting Trainee jobs look for? The top searched job categories for Underwriting Trainee jobs are:
Underwriting Trainee jobs near you
Infographic showing various Underwriting Trainee job openings in the United States as of July 2026, with employment types broken down into 94% Full Time, and 6% Part Time. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Underwriter

Underwriter

Auto-Owners Insurance

Tallahassee, FL • On-site

Full-time

Retirement, PTO

Re-posted 5 days ago

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.
Job Description
We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team.
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company's underwriter training program for the assigned line of insurance and requires the person to:
  • Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
  • Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
  • Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
  • Analyze loss experience, financial conditions and physical characteristics of risks
  • Acquire a working knowledge of supporting sections of the underwriting department
  • Effectively communicate with independent agents and other associates through verbal and/or written means
  • Participate in and successfully complete the Company underwriter training program

Desired Skills & Experience
  • Bachelor's degree or direct equivalent experience with property/casualty underwriting
  • Ability to organize data, multi-task and make decisions independently
  • Above average communication skills (written and verbal)
  • Ability to write reports and compose correspondence
  • Ability to resolve complex issues
  • Continually develop product knowledge through participation in approved educational programs

Benefits
Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!
Equal Employment Opportunity
Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.
*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.
#LI-CH1 #LI-Hybrid

Apply