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Underwriting Trainee Jobs (NOW HIRING)

GNY Insurance Companies

Underwriter Trainee

Manhattan, NY · On-site

$54K - $95K/yr

Trainees will learn all aspects of insurance including rating, underwriting, claims and loss ... control. Specifically, all trainees will learn how to analyze risk exposures, evaluate insurance ...

AJC Search Associates, Ltd.

Broker will also consider an Underwriting Trainee for this position. Salary: $map.get("vacancy_salary-text"). Date posted: 04/10/2026

Auto-Owners Insurance

Underwriter

Lexington, KY · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance

Underwriter

Forest, VA · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance

Underwriter

Montgomery, AL · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance

Underwriter

Mesa, AZ · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto Owners Insurance Company

Underwriter

Marion, IN

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance

Underwriter

Lakeland, FL · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto Owners Insurance Company

Underwriter

Lakeland, FL · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto Owners Insurance Company

Underwriter

Mesa, AZ · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance

Underwriter

Draper, UT · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

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Underwriting Trainee information

See salary details

$32.5K

$78.9K

$139.5K

How much do underwriting trainee jobs pay per year?

As of Jun 6, 2026, the average yearly pay for underwriting trainee in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is the difference between Underwriting Trainee vs Underwriter?

AspectUnderwriting TraineeUnderwriter
CredentialsTypically entry-level, may require a degree in finance, insurance, or related fieldProfessional certification often preferred, such as CPCU or similar
Work EnvironmentTraining programs, supervised tasks, learning-focusedDecision-making, risk assessment, independent or team-based
Job ResponsibilitiesAssisting in risk evaluation, learning underwriting processesEvaluating risks, approving or rejecting policies

In summary, an Underwriting Trainee is an entry-level role focused on learning and supporting underwriting tasks, while an Underwriter is a fully responsible professional making risk decisions independently.

What are Underwriting Trainees?

Underwriting Trainees are entry-level professionals who are learning how to evaluate insurance applications, assess risks, and determine appropriate coverage and premiums. They work under the supervision of experienced underwriters and receive training in company policies, industry regulations, and risk assessment techniques. The goal of an underwriting trainee is to develop the skills necessary to make sound decisions regarding accepting or rejecting insurance applications and to eventually become a fully qualified underwriter.

What kind of training and mentorship can an Underwriting Trainee expect during their first year?

As an Underwriting Trainee, you can expect a structured onboarding process that combines classroom learning with hands-on experience. Most insurance companies pair trainees with experienced underwriters or mentors who provide guidance on risk assessment, policy review, and client interactions. You’ll likely rotate through different insurance lines to gain a broad understanding of underwriting practices, and participate in team meetings to discuss real cases. This collaborative environment helps you build technical skills and professional networks, laying a solid foundation for advancement within the company.

What are the key skills and qualifications needed to thrive as an Underwriting Trainee, and why are they important?

To thrive as an Underwriting Trainee, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Microsoft Excel are typically required, and some employers may value progress toward professional certifications like CPCU. Effective communication, organization, and a willingness to learn help candidates stand out in this entry-level position. These skills and qualities are essential for accurately assessing risks, managing data, and building a successful foundation for a career in insurance underwriting.
More about Underwriting Trainee jobs
What cities are hiring for Underwriting Trainee jobs? Cities with the most Underwriting Trainee job openings:
What are the most commonly searched types of Underwriting jobs? The most popular types of Underwriting jobs are:
What states have the most Underwriting Trainee jobs? States with the most job openings for Underwriting Trainee jobs include:
What job categories do people searching Underwriting Trainee jobs look for? The top searched job categories for Underwriting Trainee jobs are:
Underwriting Trainee jobs near you
Infographic showing various Underwriting Trainee job openings in the United States as of May 2026, with employment types broken down into 94% Full Time, 5% Part Time, and 1% Contract. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Personal Lines - Underwriting Trainee June 2026

Personal Lines - Underwriting Trainee June 2026

The Cincinnati Insurance Companies

Gilbert, AZ • On-site

$70K/yr

Full-time

Posted 18 days ago

Cincinnati Insurance Company rating

8.6

Company rating: 8.6 out of 10

Based on 20 frontline employees who took The Breakroom Quiz

73rd of 260 rated insurance

Job description

Make a difference with a career in insurance
At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we're looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.
If you're ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.
Build your future with us
Our Personal Lines department is currently seeking candidates for a underwriting trainee.
The pay rate for this position is $33.65 hourly. The hourly pay rate will convert to $70,000 annually upon successful completion of training. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.
Be ready to:
After completing training, underwriters provide underwriting support and service to agencies in an assigned territory and contribute to our company's profitability by:
  • consulting agencies with sound advice and decisions that will lead to profit and growth for the agencies and company
  • managing territories toward successful results including profitability, growth and new business
  • developing relationships with agencies, field associates and home office associates to foster a collaborative team approach to agency success

Be equipped with:
  • an enthusiasm for learning and applying knowledge
  • strong negotiation skills
  • relationship-building and effective listening skills
  • a business-minded approach and an interest in seeing work contribute to corporate success
  • strong analytical, problem-solving and decision-making skills
  • detail-oriented skills
  • organizational skills and a devotion to effectively managing time to maximize progress
  • ability to thrive in a fast-paced environment
  • ability to develop positive relationships with agency personnel and field associates

Bring education and experience from:
  • a bachelor's degree

OR
  • four or more years of insurance-related work experience and have earned an Associate in General Insurance (AINS) designation

Enhance your talents
Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you're new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional - all while enjoying a meaningful career.
Enjoy benefits and amenities
Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.
Embrace a diverse team
As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights.

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