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Underwriting Trainee Jobs in Texas (NOW HIRING)

United Fire Group

Surety Underwriter Trainee

Dallas, TX

$60K - $75K/yr

The trainee program will guide you on how to make recommendations on existing and new business. It ... Successfully complete a comprehensive surety underwriting training program consisting of mentoring ...

USLI

Underwriting Assistant Trainee (Austin, TX)

Austin, TX · On-site

$19.25 - $26.50/hr

S. Benefits Canada Benefits Underwriting Assistant Trainee (Austin, TX) Location: Austin, TX Team: South Central - Austin Job Type: Policy Services & Underwriting Support FT/PT Status: Full Time ...

New

Palm Harbor Homes

Loan Officer Trainee

Plano, TX

$26.44/hr

As a Loan Officer Trainee, you will collaborate with Loan Officers, Loan Processors, Lending Associates, Underwriting, Compliance team and other essential departments. The Loan Officer Trainee will ...

CountryPlace Mortgage Ltd.

Loan Officer Trainee

Plano, TX · On-site

$26.44/hr

As a Loan Officer Trainee, you will collaborate with Loan Officers, Loan Processors, Lending Associates, Underwriting, Compliance team and other essential departments. The Loan Officer Trainee will ...

DR Horton, Inc.

Mortgage Mastery Trainee

Austin, TX · On-site

Horton, Inc. is currently looking for a Mortgage Mastery Trainee for their Corporate Mortgage ... Submit files to Underwriting. * Review conditions. * Provide loan status. * When all conditions are ...

DR Horton, Inc.

Mortgage Mastery Trainee

Austin, TX · On-site

Horton, Inc. is currently looking for a Mortgage Mastery Trainee for their Corporate Mortgage ... Submit files to Underwriting. * Review conditions. * Provide loan status. * When all conditions are ...

GEICO

Auto Damage Trainee (Field)

San Antonio, TX · On-site +1

$52K/yr

Your Impact at GEICO As a Field Auto Damage Trainee, you'll provide reassurance and solutions that ... Valid driver's license that meets company underwriting guidelines required. * Core Skills: * Strong ...

GEICO

Auto Damage Trainee (Field)

Houston, TX · On-site +1

$61K/yr

Your Impact at GEICO As a Field Auto Damage Trainee, you'll provide reassurance and solutions that ... Valid driver's license that meets company underwriting guidelines required. * Core Skills: * Strong ...

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All JobsUnderwriting JobsUnderwriting Trainee JobsUnderwriting Trainee Jobs in Texas

Underwriting Trainee information

See Texas salary details

$30.3K

$73.5K

$130K

How much do underwriting trainee jobs pay per year?

As of Aug 23, 2026, the average yearly pay for underwriting trainee in Texas is $73,487.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,800.00 and $81,100.00 per year, depending on experience, location, and employer.

What is an underwriting trainee?

Underwriting Trainees are entry-level professionals who are learning how to evaluate insurance applications, assess risks, and determine appropriate coverage and premiums. They work under the supervision of experienced underwriters and receive training in company policies, industry regulations, and risk assessment techniques. The goal of an underwriting trainee is to develop the skills necessary to make sound decisions regarding accepting or rejecting insurance applications and to eventually become a fully qualified underwriter.

What kind of training and mentorship can an underwriting trainee expect during their first year?

As an Underwriting Trainee, you can expect a structured onboarding process that combines classroom learning with hands-on experience. Most insurance companies pair trainees with experienced underwriters or mentors who provide guidance on risk assessment, policy review, and client interactions. You’ll likely rotate through different insurance lines to gain a broad understanding of underwriting practices, and participate in team meetings to discuss real cases. This collaborative environment helps you build technical skills and professional networks, laying a solid foundation for advancement within the company.

What are the key skills and qualifications needed to thrive as an underwriting trainee, and why are they important?

To thrive as an Underwriting Trainee, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Microsoft Excel are typically required, and some employers may value progress toward professional certifications like CPCU. Effective communication, organization, and a willingness to learn help candidates stand out in this entry-level position. These skills and qualities are essential for accurately assessing risks, managing data, and building a successful foundation for a career in insurance underwriting.

What is the difference between Underwriting Trainee vs Underwriter?

AspectUnderwriting TraineeUnderwriter
CredentialsTypically entry-level, may require a degree in finance, insurance, or related fieldProfessional certification often preferred, such as CPCU or similar
Work EnvironmentTraining programs, supervised tasks, learning-focusedDecision-making, risk assessment, independent or team-based
Job ResponsibilitiesAssisting in risk evaluation, learning underwriting processesEvaluating risks, approving or rejecting policies

In summary, an Underwriting Trainee is an entry-level role focused on learning and supporting underwriting tasks, while an Underwriter is a fully responsible professional making risk decisions independently.

How do you become an underwriting trainee?

To become an underwriting trainee, candidates typically need a bachelor's degree in finance, economics, or a related field. Relevant skills include analytical thinking and attention to detail, and some companies may require or prefer prior internship experience in insurance or finance. On-the-job training is provided, and strong communication skills are beneficial for success in the role.

How much do beginner underwriting trainees make?

Beginner underwriting trainees typically earn between $40,000 and $55,000 annually, depending on the industry, location, and company. Entry-level roles often include training on underwriting software and risk assessment skills, with salaries increasing with experience and certifications.

What are the most commonly searched types of Underwriting jobs in Texas?

The most popular types of Underwriting jobs in Texas are:

What are popular job titles related to Underwriting Trainee jobs in Texas?

For Underwriting Trainee jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Underwriting Trainee jobs in Texas look for?

The top searched job categories for Underwriting Trainee jobs in Texas are:

What cities in Texas are hiring for Underwriting Trainee jobs?

Cities in Texas with the most Underwriting Trainee job openings:

Underwriting Trainee jobs near you
Infographic showing various Underwriting Trainee job openings in Texas as of August 2026, with employment types broken down into 92% Full Time, and 8% Part Time. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $73,487 per year, or $35.3 per hour.

Surety Underwriter Trainee

United Fire Group

Dallas, TX

$60K - $75K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 4 days ago

Job description

UFG is currently seeking a Surety Underwriter Trainee to join our growing Surety Department.  You will be provided on the job training that will teach you how to perform analysis of financial statements, review contractor applications, analyze credit reports and learn to use various sources to conduct research. The trainee program will guide you on how to make recommendations on existing and new business.   It will teach you how to determine acceptability of submissions and work toward a profitable and controlled level of growth. This will be done by servicing the business as well as meeting or exceeding the department’s annual goals and objectives.  Through travel with experienced underwriters, you will learn how to conduct successful agency visits, mutually beneficial contractor visits and market UFG Surety products to new and existing agency partners. 

Essential Duties & Responsibilities: 

  • Successfully complete a comprehensive surety underwriting training program consisting of mentoring, self-study, and on-line learning.
  • Gain an understanding and develop analytical skills on how to investigate, analyze, and underwrite surety business profitably.
  • Underwrite new submissions and existing accounts with assistance from mentors.  Evaluate and assess financial status, credit standing, and organization profile to analyze and determine acceptability of the risk within the framework of UFG underwriting policies and procedures.
  • Assist surety underwriters in processing their books of business.
  • Handle confidential information with discretion.
  • Provide high-quality customer service in all interactions with internal and external customers
  • Maintain electronic files per department guidelines.
  • Gain exposure and skills on various software platforms.

Qualifications: 

Education: 

  • Bachelor’s degree, or combination of education or surety experience.
  • Bachelor’s degree in business administration, economics, finance or accounting preferred. 

Certifications/Designations: 

  • Certified, or working towards, AFSB designation, preferred. 
  • Employees are expected to participate in continuing education throughout their careers.

Experience: 

  • 1+ years of professional work experience preferred.

Working Conditions: 

  • General office environment.
  • Accompany surety representatives to visit agency force and contract accounts.
  • May be exposed to weather conditions, and/or results and debris of adverse weather conditions, during agency/contract visits.

Pay Transparency Statement:

UFG Insurance is committed to fair and equitable compensation practices. The base salary range for this position is $60,000 - $75,000 annually, which represents the typical range for new hires in this role. Individual pay within this range will be determined based on a variety of factors, including relevant experience, education, certifications, skills, internal equity, geography and market data. 

In addition to base salary, UFG Insurance offers a comprehensive total rewards package that includes:

  • Annual incentive compensation
  • Medical, dental, vision & life insurance
  • Accident, critical Illness & short-term disability insurance
  • Retirement plans with employer contributions
  • Generous time-off program
  • Programs designed to support the employee well-being and financial security.

This pay range disclosure is provided in accordance with applicable state and local pay transparency laws.  

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