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Underwriting Manager Jobs in Texas (NOW HIRING)

DR Horton, Inc.

Underwriting Manager

Austin, TX · On-site

Horton, Inc. is currently looking for a Underwriting Manager for their Underwriting Department. The right candidate will be responsible for overall credit quality for region.

Liberty Mutual

Underwriting Manager, Energy

Houston, TX · On-site

$83K - $278K/yr

Description The Energy Underwriting Manager leads a small team of Energy Underwriters while maintaining direct underwriting responsibility for a book of business. This role combines people leadership ...

Liberty Mutual

Underwriting Manager, Energy

Plano, TX · On-site

$83K - $278K/yr

Description The Energy Underwriting Manager leads a small team of Energy Underwriters while maintaining direct underwriting responsibility for a book of business. This role combines people leadership ...

Liberty Mutual

Underwriting Manager, Energy

Houston, TX · On-site

$83K - $278K/yr

The Energy Underwriting Manager leads a small team of Energy Underwriters while maintaining direct underwriting responsibility for a book of business. This role combines people leadership with hands ...

Bitco Corporation

Manager- Underwriting

Irving, TX

We are seeking a dynamic and experienced Underwriting Manager to lead and elevate the performance of our branch underwriting team. In this role, you will oversee day-to-day underwriting operations ...

Berkley

Manager, Underwriting

Coppell, TX · Hybrid

Responsibilities As a Manager, Underwriting , you'll lead and develop a team of underwriters while driving profitable growth, underwriting excellence, and strong agency partnerships across your ...

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Underwriting Manager information

See Texas salary details

$44.7K

$96K

$147.7K

How much do underwriting manager jobs pay per year?

As of Sep 6, 2026, the average yearly pay for underwriting manager in Texas is $96,037.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,700.00 and $112,700.00 per year, depending on experience, location, and employer.

What does an underwriting manager do?

As an underwriting manager, your duties are to oversee the daily operations and administrative tasks of the underwriting department, typically under the supervision of a department head or director. Your responsibilities include helping underwriters review applications, establishing appropriate screening protocols, and developing new methodologies and models to assess the financial risk that your company assumes in the course of its transactions with clients. As the manager, you ensure that your team is meeting its goals and understands the objectives of the office. You may also perform customer service functions on behalf of the department.

How does an underwriting manager typically collaborate with other departments within an organization?

An Underwriting Manager frequently works closely with departments such as sales, risk management, and claims to ensure that underwriting guidelines are aligned with business goals and customer needs. They often participate in cross-functional meetings to review large or complex cases, provide guidance on risk appetite, and share insights on market trends. Effective communication and collaboration are essential, as Underwriting Managers must balance risk assessment with the organization's growth objectives while maintaining compliance with regulatory standards.

What are the key skills and qualifications needed to thrive as an underwriting manager, and why are they important?

To thrive as an Underwriting Manager, you need deep knowledge of risk assessment, financial analysis, and insurance products, typically supported by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, risk management platforms, and industry certifications like CPCU or ARM is highly valued. Strong leadership, decision-making, and communication skills help you manage teams and collaborate effectively with clients and stakeholders. These skills are essential for ensuring accurate risk evaluation, regulatory compliance, and profitable business operations.

What is the difference between Underwriting Manager vs Underwriter?

AspectUnderwriting ManagerUnderwriter
CredentialsTypically requires a relevant bachelor’s degree and professional certifications like CPCU or ARMOften requires a bachelor’s degree; certifications like CPCU are common but not mandatory
Work EnvironmentManages teams, oversees underwriting policies, and develops strategiesPerforms individual risk assessments and policy approvals
Industry UsageUsed in insurance companies, managing underwriting departmentsUsed across insurance firms, focusing on risk evaluation

In summary, an Underwriting Manager oversees underwriting teams and strategies, while an Underwriter focuses on evaluating individual risks. Both roles require relevant credentials and are integral to insurance operations, but they differ in scope and responsibilities.

How much does an underwriting manager earn?

An underwriting manager typically earns between $80,000 and $150,000 annually, depending on experience, location, and the size of the organization. They often oversee underwriting teams, analyze risk, and use specialized software to evaluate insurance applications.

Is an underwriting manager a good job?

An underwriting manager oversees risk assessment and decision-making in insurance companies, requiring strong analytical skills and industry knowledge. The role typically offers a competitive salary, opportunities for advancement, and requires leadership and communication abilities. Job satisfaction depends on individual interests in finance, risk management, and team management.
More about Underwriting Manager jobs

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For Underwriting Manager jobs in Texas, the most frequently searched job titles are:

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Underwriting Manager jobs near you
Infographic showing various Underwriting Manager job openings in Texas as of August 2026, with employment types broken down into 86% Full Time, 11% Part Time, 2% Contract, and 1% Nights. Highlights an 79% Physical, 3% Hybrid, and 18% Remote job distribution, with an average salary of $96,037 per year, or $46.2 per hour.

Underwriting Manager

Legacy Mutual Mortgage Services LTD

San Antonio, TX • On-site

Full-time

Re-posted 5 days ago

Key responsibilities

  • Develop, document, and improve underwriting guidelines to ensure consistent, high-quality underwriting.

  • Evaluate funding requests and escalated requests by assessing risk and determining appropriate funding limits.

  • Review and assess compliance and quality outcomes, and develop action plans to correct deficiencies.

Job description

Description:

The Underwriting Manager is responsible for delivering leadership and direction to several teams of Underwriters, Underwriting Team Leads and Quality Control professionals responsible for providing sound decisions on a variety of loan products. The Underwriting Manager provides strategic input and leadership in decision making issues affecting the Company’s underwriting function


Essential Functions Include:

  • Develop, document and improve underwriting guidelines to ensure consistent, high quality underwriting in collaboration with Operations, Compliance, and Corporate training.
  • Ensure that underwriting      turn times and decisions are sound and within the scope of good business      practices and company policies.
  • Instruct and lead underwriting team in appropriate risk management principles and how to interpret and apply credit guidelines and procedures.
  • Identify audit finding issues and underwriting training opportunities.
  • Evaluate funding requests and escalated requests by assessing risk across multiple attributes of data and determining appropriate funding limits.
  • Ensures administrative and operational compliance with regulatory requirements and upholds Fair Lending Practices as well as credit policies and underwriting procedures.
  • Responsible for Credit, Quality Control, Appraisal Management and Risk Analysis.· 
  • Review and assess compliance and quality  outcomes identified in the various stages of underwriting reviews and develop      action plans to correct deficiencies.
  • Implement regulatory, Agency, Investor and mortgage insurer guideline changes.
  • Make recommendations to management regarding additional credit enhancements needed to make deals more acceptable.
  • Manage credit risk in a manner consistent with the loan quality targets established.
  • Provide leadership, guidance and underwriting support.
  • May perform other duties and projects as assigned.
Requirements:


  • Excellent project management and strong attention to detail with the ability to prioritize, manage multiple projects and meet deadlines efficiently. 
  • Sound judgment and decision-making ability.
  • Excellent verbal and written communication skills.
  • Exhibits a professional manner in dealing with others and works to maintain constructive working relationships.
  • Ten years of in-depth knowledge and experience in conventional mortgage loan underwriting.
  • Minimum of three years managing an underwriting team.
  • Thorough knowledge of Fannie, Freddie, FHA, VA, USDA, and private investor underwriting guidelines and procedures.
  • Knowledge of Conventional and Government automated and manual underwriting guidelines and standards.
  • Must have experience using a mortgage-based system to assist in underwriting loans. Experience with Ellie Mae Encompass, preferred.
  • Must have working knowledge of and experience with Microsoft Office (Outlook, Word, PowerPoint and Excel).
  • College degree preferred. 
  • Valid FHA DE/CHUMS ID, SAR, LAPP and VA Automatic underwriting and appraisal authority preferred.
  • Proficiency with DU (Desktop Underwriter), LP (Loan Prospector), Total Scorecard and GUS, preferred.