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Underwriting Trainee Jobs in Spring, TX (NOW HIRING)

... underwriting, acquisition/disposition, portfolio analysis and estate purposes. ESSENTIAL DUTIES ... At a minimum, must have or will obtain appraiser trainee license issued by the appropriate state ...

... underwriting, acquisition/disposition, portfolio analysis and estate purposes. ESSENTIAL DUTIES ... trainee license issued by the appropriate state Board. • Proficient in Excel and Word. • ...

Underwriting Trainee information

See Spring, TX salary details

$28.9K

$70.2K

$124.1K

How much do underwriting trainee jobs pay per year?

As of Jun 10, 2026, the average yearly pay for underwriting trainee in Spring, TX is $70,193.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,300.00 and $77,400.00 per year, depending on experience, location, and employer.

What is the difference between Underwriting Trainee vs Underwriter?

AspectUnderwriting TraineeUnderwriter
CredentialsTypically entry-level, may require a degree in finance, insurance, or related fieldProfessional certification often preferred, such as CPCU or similar
Work EnvironmentTraining programs, supervised tasks, learning-focusedDecision-making, risk assessment, independent or team-based
Job ResponsibilitiesAssisting in risk evaluation, learning underwriting processesEvaluating risks, approving or rejecting policies

In summary, an Underwriting Trainee is an entry-level role focused on learning and supporting underwriting tasks, while an Underwriter is a fully responsible professional making risk decisions independently.

What are Underwriting Trainees?

Underwriting Trainees are entry-level professionals who are learning how to evaluate insurance applications, assess risks, and determine appropriate coverage and premiums. They work under the supervision of experienced underwriters and receive training in company policies, industry regulations, and risk assessment techniques. The goal of an underwriting trainee is to develop the skills necessary to make sound decisions regarding accepting or rejecting insurance applications and to eventually become a fully qualified underwriter.

What kind of training and mentorship can an Underwriting Trainee expect during their first year?

As an Underwriting Trainee, you can expect a structured onboarding process that combines classroom learning with hands-on experience. Most insurance companies pair trainees with experienced underwriters or mentors who provide guidance on risk assessment, policy review, and client interactions. You’ll likely rotate through different insurance lines to gain a broad understanding of underwriting practices, and participate in team meetings to discuss real cases. This collaborative environment helps you build technical skills and professional networks, laying a solid foundation for advancement within the company.

What are the key skills and qualifications needed to thrive as an Underwriting Trainee, and why are they important?

To thrive as an Underwriting Trainee, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Microsoft Excel are typically required, and some employers may value progress toward professional certifications like CPCU. Effective communication, organization, and a willingness to learn help candidates stand out in this entry-level position. These skills and qualities are essential for accurately assessing risks, managing data, and building a successful foundation for a career in insurance underwriting.
What are the most commonly searched types of Underwriting jobs in Spring, TX? The most popular types of Underwriting jobs in Spring, TX are:
What are popular job titles related to Underwriting Trainee jobs in Spring, TX? For Underwriting Trainee jobs in Spring, TX, the most frequently searched job titles are:
What job categories do people searching Underwriting Trainee jobs in Spring, TX look for? The top searched job categories for Underwriting Trainee jobs in Spring, TX are:
What cities near Spring, TX are hiring for Underwriting Trainee jobs? Cities near Spring, TX with the most Underwriting Trainee job openings:
Infographic showing various Underwriting Trainee job openings in Spring, TX as of June 2026, with employment types broken down into 93% Full Time, and 7% Part Time. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $70,193 per year, or $33.7 per hour.
Surety Associate Underwriter (Contract Surety)

Surety Associate Underwriter (Contract Surety)

Iat Insurance Group

Spring, TX • Hybrid

Full-time

Medical, Retirement, PTO

Posted 11 days ago


Job description

Raise your hand if you’re naturally curious and enjoy learning about different industries and how their businesses operate. We get that. In fact, this Associate Underwriter role might be the perfect career launch to keep you learning, analyzing, and growing. This position is part of our extensive Underwriting Trainee Program, a structured and immersive experience designed to build a strong foundation in the field. Through this program, hires gain exposure to all angles of the underwriting profession and are equipped to apply analytical skills in evaluating business risk from an insurance standpoint.

Building a strong career foundation is imperative to professional growth – that’s why our Associate Underwriter program is designed to provide hires with the skills needed for a rewarding future in Underwriting. Associate Underwriters will be mentored by a designated coach to learn about the company, and the part they’ll play in making IAT successful.

Job Description:
IAT Insurance Group has an opening for a Contract Surety Associate Underwriter in our Spring, Texas location, starting June 1st of 2026. This position is a great entry-level career opportunity and/or a great position for someone with several years of industry experience who wants to continue to learn and grow in the insurance industry.  The program consists of Home Office classroom sessions, Field Office training and individual study.  This program offers qualified candidates the chance to learn about the insurance business and the opportunity for a successful career in the surety industry.  Please note, IAT works on a hybrid schedule, working from the office Monday through Wednesday with the option of working remotely Thursday and Friday.
 
Upon completion of the training program the candidate will be prepared to:
  • Assess legal documents including contracts, bond forms, General Agreements of Indemnity and similar documents.
  • Evaluate the financial position of firms by analyzing their financial statements, job schedules and credit reports.
  • Analyze a construction firm’s management and organizational capabilities to prosecute single projects and overall work program.
  • Develop effective business relationships with agency partnerships.
  • Closely interact with Branch Management and Home Office personnel.
  • Perform other duties as necessary.
Qualifications:
  • A four-year college degree or equivalent applicable experience (We will consider May 2026 graduates).
  • Equivalent applicable experience is defined as 4 years of applicable insurance industry experience.
  • The desire and ability to travel.
  • Excellent oral and written communication skills as well as demonstrated leadership, professionalism, organization and time management.
  • Must be authorized to work in the United States without visa sponsorship by employer, now or in the future.

*Current IAT employees must have been in their role for at least six months and must have received, at a minimum, a “Meets Expectations” during their performance review to be eligible for the program.

Our Culture:
IAT is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together® is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.
At IAT, we’re committed to driving and building an open and supportive culture for all. Our employees propel IAT forward – driving innovation, stable partnerships, and growth. That’s why we continue to build an engaging workplace culture to attract and retain the best talent.
We offer comprehensive benefits like:
  • 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
  • 7% 401(k) Company Match and additional Profit Sharing
  • Hybrid work environment
  • Numerous training and development opportunities to assist you in furthering your career
  • Healthcare and Wellness Programs
  • Opportunity to earn performance-based bonuses
  • College Loan Assistance Support Plan
  • Educational Assistance Program
  • Mentorship Program
  • Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.  We maintain a drug-free workplace and participate in E-Verify.