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Underwriter Trainee Jobs in Spring, TX (NOW HIRING)

The Hartford

Captives Underwriter

Houston, TX · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

AIG

Underwriter, AIGRM

Houston, TX

Make your mark in Underwriting AIG's strong brand in the market has allowed for excellent client retention and relationships, along with our desire for strong growth and thus the need for ...

Chubb

AVP, Executive Underwriter

Houston, TX · Hybrid

As an underwriting member of the CHUBB Westchester Specialty Casualty Division, this position will work within their local team to achieve profitable underwriting results through the growth ...

Chubb

AVP, Executive Underwriter

Houston, TX · On-site

As an underwriting member of the CHUBB Westchester Specialty Casualty Division, this position will work within their local team to achieve profitable underwriting results through the growth ...

Ryan Specialty

Sr. Underwriter

Houston, TX

$94K - $111K/yr

Position Summary The Senior Energy Underwriter is responsible for managing a portfolio of energysector accounts and driving both new and renewal business opportunities across the energy insurance ...

Ryan Specialty

Sr. Underwriter

Houston, TX

$94K - $111K/yr

Position Summary The Senior Energy Underwriter is responsible for managing a portfolio of energysector accounts and driving both new and renewal business opportunities across the energy insurance ...

Ryan Specialty

Sr. Underwriter

Houston, TX · On-site

$94K - $111K/yr

Position Summary The Senior Energy Underwriter is responsible for managing a portfolio of energy-sector accounts and driving both new and renewal business opportunities across the energy insurance ...

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Underwriter Trainee information

See Spring, TX salary details

$28.9K

$70.2K

$124.1K

How much do underwriter trainee jobs pay per year?

As of Jun 10, 2026, the average yearly pay for underwriter trainee in Spring, TX is $70,193.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,300.00 and $77,400.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Underwriter Trainee, and why are they important?

To thrive as an Underwriter Trainee, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Excel are commonly required, and industry certifications like CPCU can be advantageous. Excellent communication, problem-solving, and organizational skills help you collaborate with stakeholders and manage multiple priorities. These skills are essential to accurately assess risk, make informed decisions, and contribute to the overall profitability and integrity of the insurance company.

What is the difference between Underwriter Trainee vs Underwriter?

AspectUnderwriter TraineeUnderwriter
Required CredentialsBachelor's degree, training programsExperience, certifications like CPCU or ARM often preferred
Work EnvironmentTraining programs, supervised tasksIndependent decision-making, client interaction
Employer & Industry UsageInsurance companies, entry-level rolesInsurance companies, experienced roles
Search & Comparison IntentLearning about entry-level underwriting rolesUnderstanding experienced underwriting positions

The main difference between an Underwriter Trainee and an Underwriter is experience level. Trainees are in training, focusing on learning the basics, while Underwriters have gained experience and handle complex risk assessments independently.

What is an Underwriter Trainee?

An Underwriter Trainee is an entry-level professional who learns how to evaluate risks and determine appropriate insurance coverage and premiums under the supervision of experienced underwriters. Their training involves learning about insurance policies, analyzing applications, assessing potential risks, and making recommendations based on company guidelines. This role serves as a starting point for a career in underwriting, providing foundational knowledge and practical experience in the insurance industry.

What are some typical challenges an Underwriter Trainee might encounter during their first year on the job?

As an Underwriter Trainee, one common challenge is learning to balance risk assessment with client needs, while adhering to company policies and regulatory requirements. Trainees often need to quickly develop a strong understanding of underwriting guidelines and how to apply them to real-world cases, which can be complex and varied. Additionally, adapting to a fast-paced environment and effectively collaborating with senior underwriters, brokers, and agents requires strong communication and organizational skills. Overcoming these challenges is an important part of gaining confidence and proficiency in the role.

How hard is it to get a job as an underwriter?

Securing a position as an underwriter can be competitive, often requiring a bachelor's degree in finance, economics, or a related field, along with strong analytical skills. Entry-level roles may be accessible with relevant internships or certifications, but advancing typically involves gaining experience and industry knowledge, such as familiarity with underwriting software and risk assessment techniques.
What are the most commonly searched types of Underwriter jobs in Spring, TX? The most popular types of Underwriter jobs in Spring, TX are:
What are popular job titles related to Underwriter Trainee jobs in Spring, TX? For Underwriter Trainee jobs in Spring, TX, the most frequently searched job titles are:
What job categories do people searching Underwriter Trainee jobs in Spring, TX look for? The top searched job categories for Underwriter Trainee jobs in Spring, TX are:
What cities near Spring, TX are hiring for Underwriter Trainee jobs? Cities near Spring, TX with the most Underwriter Trainee job openings:
Underwriter Trainee jobs near you
Infographic showing various Underwriter Trainee job openings in Spring, TX as of June 2026, with employment types broken down into 94% Full Time, and 6% Part Time. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $70,193 per year, or $33.7 per hour.
Surety Associate Underwriter (Contract Surety)

Surety Associate Underwriter (Contract Surety)

Iat Insurance Group

Spring, TX • Hybrid

Full-time

Medical, Retirement, PTO

Posted 11 days ago

Job description

Raise your hand if you’re naturally curious and enjoy learning about different industries and how their businesses operate. We get that. In fact, this Associate Underwriter role might be the perfect career launch to keep you learning, analyzing, and growing. This position is part of our extensive Underwriting Trainee Program, a structured and immersive experience designed to build a strong foundation in the field. Through this program, hires gain exposure to all angles of the underwriting profession and are equipped to apply analytical skills in evaluating business risk from an insurance standpoint.

Building a strong career foundation is imperative to professional growth – that’s why our Associate Underwriter program is designed to provide hires with the skills needed for a rewarding future in Underwriting. Associate Underwriters will be mentored by a designated coach to learn about the company, and the part they’ll play in making IAT successful.

Job Description:
IAT Insurance Group has an opening for a Contract Surety Associate Underwriter in our Spring, Texas location, starting June 1st of 2026. This position is a great entry-level career opportunity and/or a great position for someone with several years of industry experience who wants to continue to learn and grow in the insurance industry.  The program consists of Home Office classroom sessions, Field Office training and individual study.  This program offers qualified candidates the chance to learn about the insurance business and the opportunity for a successful career in the surety industry.  Please note, IAT works on a hybrid schedule, working from the office Monday through Wednesday with the option of working remotely Thursday and Friday.
 
Upon completion of the training program the candidate will be prepared to:
  • Assess legal documents including contracts, bond forms, General Agreements of Indemnity and similar documents.
  • Evaluate the financial position of firms by analyzing their financial statements, job schedules and credit reports.
  • Analyze a construction firm’s management and organizational capabilities to prosecute single projects and overall work program.
  • Develop effective business relationships with agency partnerships.
  • Closely interact with Branch Management and Home Office personnel.
  • Perform other duties as necessary.
Qualifications:
  • A four-year college degree or equivalent applicable experience (We will consider May 2026 graduates).
  • Equivalent applicable experience is defined as 4 years of applicable insurance industry experience.
  • The desire and ability to travel.
  • Excellent oral and written communication skills as well as demonstrated leadership, professionalism, organization and time management.
  • Must be authorized to work in the United States without visa sponsorship by employer, now or in the future.

*Current IAT employees must have been in their role for at least six months and must have received, at a minimum, a “Meets Expectations” during their performance review to be eligible for the program.

Our Culture:
IAT is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together® is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.
At IAT, we’re committed to driving and building an open and supportive culture for all. Our employees propel IAT forward – driving innovation, stable partnerships, and growth. That’s why we continue to build an engaging workplace culture to attract and retain the best talent.
We offer comprehensive benefits like:
  • 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
  • 7% 401(k) Company Match and additional Profit Sharing
  • Hybrid work environment
  • Numerous training and development opportunities to assist you in furthering your career
  • Healthcare and Wellness Programs
  • Opportunity to earn performance-based bonuses
  • College Loan Assistance Support Plan
  • Educational Assistance Program
  • Mentorship Program
  • Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.  We maintain a drug-free workplace and participate in E-Verify.

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