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Underwriter Trainee Jobs in Spring, TX (NOW HIRING)

AIG

Senior Underwriter, Trade Credit

Houston, TX

$94K - $111K/yr

Join us as a Senior Underwriter, Trade Credit to play your part in that transformation. It's an opportunity to grow your skills and experience as a valued member of the team. Make your mark in ...

Safepoint MGA, LLC

Personal Lines Underwriter

Spring, TX · On-site

$65K - $70K/yr

Qualified, seasoned Underwriters can earn a base salary of up to $70,000.00 annually. Sign-On Bonus: * Qualified Underwriters are eligible to earn a $2,000.00 sign‑on bonus following their ...

Huntington

Underwriter Senior - Home Lending

Houston, TX · On-site +1

$102K/yr

Underwrite residential first mortgage and/or Home Equity loan applications received from mortgage loan originators, bankers and/or mortgage brokers to ensure that all credit and compliance documents ...

Huntington

Underwriter Senior - Home Lending

Houston, TX · On-site +1

$111K/yr

Underwrite residential first mortgage and/or Home Equity loan applications received from mortgage loan originators, bankers and/or mortgage brokers to ensure that all credit and compliance documents ...

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All JobsUnderwriter JobsUnderwriter Trainee JobsUnderwriter Trainee Jobs in Spring, TX

Underwriter Trainee information

See Spring, TX salary details

$28.9K

$70.2K

$124.1K

How much do underwriter trainee jobs pay per year?

As of Aug 8, 2026, the average yearly pay for underwriter trainee in Spring, TX is $70,193.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,300.00 and $77,400.00 per year, depending on experience, location, and employer.

How much does an underwriter trainee earn?

An underwriter trainee typically earns between $40,000 and $55,000 annually, depending on location, industry, and experience. Entry-level positions may start lower, but with training and skill development, salaries can increase as they gain underwriting knowledge and certifications.

How much do beginner underwriters make?

Entry-level underwriters typically earn between $45,000 and $60,000 annually, depending on location and industry. Starting salaries may increase with relevant certifications, such as the Chartered Property Casualty Underwriter (CPCU), and experience with underwriting software and risk assessment. Compensation can also vary based on the employer and the complexity of the policies handled.

What are the key skills and qualifications needed to thrive as an underwriter trainee?

To thrive as an Underwriter Trainee, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Excel are commonly required, and industry certifications like CPCU can be advantageous. Excellent communication, problem-solving, and organizational skills help you collaborate with stakeholders and manage multiple priorities. These skills are essential to accurately assess risk, make informed decisions, and contribute to the overall profitability and integrity of the insurance company.

What is the difference between Underwriter Trainee vs Underwriter?

AspectUnderwriter TraineeUnderwriter
Required CredentialsBachelor's degree, training programsExperience, certifications like CPCU or ARM often preferred
Work EnvironmentTraining programs, supervised tasksIndependent decision-making, client interaction
Employer & Industry UsageInsurance companies, entry-level rolesInsurance companies, experienced roles
Search & Comparison IntentLearning about entry-level underwriting rolesUnderstanding experienced underwriting positions

The main difference between an Underwriter Trainee and an Underwriter is experience level. Trainees are in training, focusing on learning the basics, while Underwriters have gained experience and handle complex risk assessments independently.

What is an underwriter trainee?

An Underwriter Trainee is an entry-level professional who learns how to evaluate risks and determine appropriate insurance coverage and premiums under the supervision of experienced underwriters. Their training involves learning about insurance policies, analyzing applications, assessing potential risks, and making recommendations based on company guidelines. This role serves as a starting point for a career in underwriting, providing foundational knowledge and practical experience in the insurance industry.

What are some typical challenges an underwriter trainee might encounter during their first year on the job?

As an Underwriter Trainee, one common challenge is learning to balance risk assessment with client needs, while adhering to company policies and regulatory requirements. Trainees often need to quickly develop a strong understanding of underwriting guidelines and how to apply them to real-world cases, which can be complex and varied. Additionally, adapting to a fast-paced environment and effectively collaborating with senior underwriters, brokers, and agents requires strong communication and organizational skills. Overcoming these challenges is an important part of gaining confidence and proficiency in the role.

How do I become an underwriter trainee with no experience?

To become an underwriter trainee with no experience, candidates typically need a high school diploma or equivalent; some employers prefer or require a bachelor's degree in fields like finance, business, or economics. Entry-level positions often provide on-the-job training, and developing skills in analysis, attention to detail, and familiarity with underwriting software can improve chances. Certifications such as the Associate in Commercial Underwriting (ACU) or similar can also enhance prospects for advancement.
What are the most commonly searched types of Underwriter jobs in Spring, TX? The most popular types of Underwriter jobs in Spring, TX are:
What are popular job titles related to Underwriter Trainee jobs in Spring, TX? For Underwriter Trainee jobs in Spring, TX, the most frequently searched job titles are:
What job categories do people searching Underwriter Trainee jobs in Spring, TX look for? The top searched job categories for Underwriter Trainee jobs in Spring, TX are:
What cities near Spring, TX are hiring for Underwriter Trainee jobs? Cities near Spring, TX with the most Underwriter Trainee job openings:
Underwriter Trainee jobs near you
Infographic showing various Underwriter Trainee job openings in Spring, TX as of August 2026, with employment types broken down into 87% Full Time, 10% Part Time, and 3% Contract. Highlights an 94% Physical, 4% Hybrid, and 2% Remote job distribution, with an average salary of $70,193 per year, or $33.7 per hour.

Underwriter Assistant -The Woodlands, TX

Bass Underwriters, Inc

The Woodlands, TX • On-site

$54K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 7 days ago

Job description

Overview
The Opportunity
Underwriter Assistant - The Woodlands, TX
Salary starting at $54,000 per year plus bonus opportunities!
Looking for a dynamic job that provides growth? Are you driven and connect easily with others? This position is for you!
We are currently looking to add an Underwriter Assistant to our team An Underwriter Assistant provides support to an Underwriter by reviewing applications, evaluating risk, creating quotes, and processing new and renewal business. This is the perfect stepping stone into a lucrative career in Underwriting. Get exposure to risk analysis, building relationships, and learn directly from an Underwriter who has walked in your shoes. No insurance experience is required to be successful in this role. Bass Underwriters will provide the tools and mentorship to help make you successful in your position.
Benefits of Joining Our Team:
  • Paid Time Off
  • 10 Paid Holidays
  • 401(k) with company match up
  • Medical, Dental, & Vision insurance
  • Supplemental benefits including company paid long-term disability and life insurance.
  • Designation reimbursement

Responsibilities
Responsibilities include:
  • Review applications
  • Evaluate risks
  • Research carrier guidelines
  • Interface with agents and insurance carriers
  • Process and service new and renewal business
  • Network with current agents to cultivate relationships and seek new opportunities

Qualifications
Job Requirements:
  • Bachelor Degree - (Business, Finance, Economics, Risk Management & Insurance or other related major or experience preferred)
  • Strong customer orientation, excellent interpersonal and communication skills
  • Strong problem analysis and resolution skills
  • Must be able to prioritize and be responsive to complex issues
  • Detail oriented and able to multi-task
  • Proficient in Microsoft Office and able to navigate various websites and databases

Additionally, the successful candidate will be highly motivated with a positive outgoing personality, possess an entrepreneurial spirit, have a service mentality, and be comfortable in a fast paced environment.
Who We Are
Bass Underwriters, Inc. is a leading Managing General Agency for commercial property and casualty insurance. We focus on risks that fit outside the box and play a pivotal role between agents and insurance carriers. Our relationships are driven by our commitment to our independent agents, and that translates into every team here are Bass Underwriters.

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