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Junior Underwriter Jobs in Spring, TX (NOW HIRING)

THIRD COAST BANK

Senior Underwriter

Houston, TX · On-site

$90K - $107K/yr

The Senior Underwriter will be a leader within the underwriting group and will play an active role in the development of best practices and in training more junior underwriters. Essential Functions:

The Hartford

Captives Underwriter

Houston, TX · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Chubb

AVP, Executive Underwriter

Houston, TX · On-site

As an underwriting member of the CHUBB Westchester Specialty Casualty Division, this position will work within their local team to achieve profitable underwriting results through the growth ...

Chubb

AVP, Executive Underwriter

Houston, TX · Hybrid

As an underwriting member of the CHUBB Westchester Specialty Casualty Division, this position will work within their local team to achieve profitable underwriting results through the growth ...

Chubb

AVP, Executive Underwriter

Houston, TX · Hybrid

As an underwriting member of the CHUBB Westchester Specialty Casualty Division, this position will work within their local team to achieve profitable underwriting results through the growth ...

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All JobsUnderwriter JobsJunior Underwriter JobsJunior Underwriter Jobs in Spring, TX

Junior Underwriter information

See Spring, TX salary details

$7

$19

$29

How much do junior underwriter jobs pay per hour?

As of Aug 24, 2026, the average hourly pay for junior underwriter in Spring, TX is $19.82, according to ZipRecruiter salary data. Most workers in this role earn between $14.95 and $24.38 per hour, depending on experience, location, and employer.

What is a junior underwriter?

A junior underwriter works at a loan company or other financial institution and supports a senior underwriter during the consumer loan process. As a junior underwriter, your job duties include reviewing customer loan applications for accuracy and completeness, evaluating credit reports to determine the creditworthiness of an applicant, and resolving issues with the application process. You may also work with the funding side of the business to secure financing for loans.

What does a junior underwriter do?

A Junior Underwriter assists in evaluating and analyzing the risks associated with insurance applications or loan requests. They review documents, verify applicant information, and follow established guidelines to determine eligibility. Working under the supervision of senior underwriters, they help ensure that decisions are accurate and align with company policies. Their role often involves data entry, communication with clients or brokers, and learning the fundamentals of risk assessment.

What are the key skills and qualifications needed to thrive as a junior underwriter?

To thrive as a Junior Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and regulatory compliance systems is typically required. Effective communication, organization, and a collaborative mindset help individuals excel in evaluating applications and coordinating with teams. These skills ensure accurate risk evaluation, regulatory adherence, and smooth workflow within the underwriting process.

What are some common challenges faced by junior underwriters in their first year on the job?

Junior Underwriters often encounter challenges such as managing a steep learning curve when assessing risk and understanding complex insurance policies. They may also find it challenging to balance speed and accuracy while processing applications, as well as adapting to various underwriting software and compliance requirements. Working closely with senior underwriters and other departments helps develop decision-making skills and a strong attention to detail, both of which are essential for success and career growth in underwriting.

How much do beginner underwriters make?

Entry-level underwriters typically earn between $45,000 and $60,000 annually, depending on the industry and location. Starting salaries may be higher with relevant certifications or a degree in finance or risk management, and the role often requires strong analytical skills and attention to detail.

Is it hard to get a job in underwriting?

Getting a junior underwriter position can be competitive, as it often requires relevant education, such as a degree in finance or risk management, and sometimes industry certifications. Strong analytical skills, attention to detail, and familiarity with underwriting software can improve chances of employment.
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Junior Underwriter jobs near you
Infographic showing various Junior Underwriter job openings in Spring, TX as of August 2026, with employment types broken down into 96% Full Time, 2% Part Time, and 2% Contract. Highlights an 67% Physical, 13% Hybrid, and 20% Remote job distribution, with an average salary of $41,216 per year, or $19.8 per hour.

Senior Underwriter

THIRD COAST BANK

Houston, TX • On-site

$90K - $107K/yr

Full-time

Re-posted 20 days ago

Job description

Location: This position is on-site at either our Bee Cave, Dallas, or Galleria office.

Position Summary:

The Senior Underwriter will be a contributing member of the Commercial Underwriting team and will be viewed as a subject matter expert in a variety of industries and loan structures. This individual should have a diverse underwriting background with knowledge in C & I, CRE, OORE, NOORE, Private Wealth and Corporate Banking. The Senior Underwriter is responsible for managing the underwriting process while ensuring credit quality and adherence with Third Coast Bank’s lending policy. The Underwriter will collaborate with all involved parties to ensure transactions are underwritten to meet the client’s expectation. The Senior Underwriter will be a leader within the underwriting group and will play an active role in the development of best practices and in training more junior underwriters.

Essential Functions:

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  1. Works independently with little or no oversight. Prepares credit packages and loan offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned. Serves as a subject matter expert for certain asset classes and may represent or lead department on special projects or assignments.
  2. Support various lending departments including: Community Bank, C & I, CRE and Private Bank
  3. Performs independent credit analysis and risk assessment on larger more complex credit relationships in a timely and efficient manner.
  4. As a subject matter expert, Senior Underwriter will provide recommendations on credit structuring and will interact with internal and external clients.
  5. Ability to prioritize multiple tasks to meet customer deadlines while ensuring the credit integrity of the transaction.
  6. Proactive about identifying/delivering process improvements and helping establish best practices for the team.
  7. Assist with the training and development of other more junior underwriters.
  8. Build and maintain strong working relationships with the deal teams and client.
  9. Attends in person client calls with the Line of Business to gain a better understanding on the lending relationship and proposed transactions.
  10. This individual has recognized leadership capacity and will be viewed as a credit resource throughout the Bank.
  11. Performs all other duties as assigned.

Supervisory Responsibility:

This position has no supervisory responsibilities.

Job Type:

This is a full-time, exempt position. Typical work hours are Monday through Friday, 8:00am to 5:00pm.

Travel:

No travel is expected for this position.

Work Environment:

This job operates in a professional office environment. This position uses office equipment such as computers, phones, copy and fax machines, calculators, filing cabinets and printers.

Physical Demands:

This position will be responsible for writing, typing, speaking, listening, lifting (up to 50 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling and reaching.

Mental Demands:

The incumbent in this position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks and constant interruptions.

Education and Experience:

  • Role requires a business degree preferably in Corporate Finance or Accounting and 7 + years of underwriting or commercial banking experience.
  • Thorough knowledge of financial statement analysis and demonstrated ability to identify and mitigate key risks.