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Personal Lines Associate Underwriter Jobs in Spring, TX

Personal Lines Underwriter

Spring, TX ยท On-site

$65K - $70K/yr

... Underwriters to support our Personal Lines Homeowners department. If you have a passion for risk ... Assists internal service associates via telephone and e-mail with exception requests beyond their ...

Personal Lines Account Manager

Houston, TX ยท On-site

$43K - $58K/yr

Personal Lines Account Manager Leavitt Group Texas Select in Houston, TX is looking for a Personal ... Know the various company products, underwriting requirements, binding authority, policy forms ...

Personal Lines Account Manager

Houston, TX ยท On-site

$45K - $55K/yr

Know the various company products, underwriting requirements, binding authority, policy forms ... Service all existing personal lines accounts by: * Speaking with customers and company personnel on ...

Personal Lines Account Manager

Houston, TX ยท On-site

$43K - $58K/yr

Personal Lines Insurance Account Manager Position Summary: The Personal Lines Insurance Account ... Maintaining a healthy working relationship with underwriters, carriers, and other stakeholders * On ...

Personal Lines Producer

Baytown, TX ยท On-site

$34K - $46K/yr

The Personal Lines Producer at Eduardo Martinez Allstate Agency is responsible for maintaining and ... Demonstrate strong knowledge of insurance products and usages, rating procedures, underwriting ...

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Showing results 1-20

Personal Lines Associate Underwriter information

See Spring, TX salary details

$29.8K

$59.4K

$135.3K

How much do personal lines associate underwriter jobs pay per year?

As of Aug 23, 2026, the average yearly pay for personal lines associate underwriter in Spring, TX is $59,419.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,200.00 and $60,100.00 per year, depending on experience, location, and employer.

What is a personal lines associate underwriter?

A Personal Lines Associate Underwriter is an insurance professional who evaluates applications for personal insurance products, such as auto, homeowners, or renters policies. They assess risk factors, review policy applications, and determine eligibility for coverage according to company guidelines. Typically, they work under the supervision of more senior underwriters and help ensure that policies are priced accurately and fairly based on risk. Their role is crucial in maintaining the profitability and integrity of the insurance portfolio while providing quality service to applicants and brokers.

What are the key skills and qualifications needed to thrive as a personal lines associate underwriter?

To thrive as a Personal Lines Associate Underwriter, you need a solid understanding of insurance principles, risk assessment, and policy evaluation, generally supported by a bachelor's degree or relevant insurance coursework. Familiarity with underwriting software, rating systems, and sometimes certifications like AINS or CPCU is common in this role. Attention to detail, analytical thinking, and strong communication skills help you effectively evaluate risks and collaborate with agents or clients. These skills are crucial to ensure accurate policy decisions, maintain profitability, and deliver excellent customer service in a competitive insurance market.

What are some common challenges faced by personal lines associate underwriters, and how can they be addressed?

Personal Lines Associate Underwriters often face the challenge of balancing risk assessment with providing competitive quotes in a fast-paced environment. They must review detailed information about clients and policies, which requires strong attention to detail and the ability to interpret underwriting guidelines accurately. Collaboration with agents and senior underwriters is key to resolving complex cases or clarifying coverage options. To address these challenges, staying organized, seeking feedback from team members, and utilizing available underwriting tools and resources can help improve decision-making and workflow efficiency.

What is the difference between Personal Lines Associate Underwriter vs Personal Lines Underwriter?

AspectPersonal Lines Associate UnderwriterPersonal Lines Underwriter
CredentialsTypically requires a relevant insurance license and some underwriting experienceOften requires similar licenses and more extensive underwriting experience
Work EnvironmentEntry to mid-level role, often in insurance companies or agenciesMid-level role, working closely with agents and clients in insurance firms
Job FocusAssists in evaluating and processing insurance applications under supervisionEvaluates risk, approves or declines policies, and sets pricing

The main difference is that the Personal Lines Associate Underwriter typically supports senior underwriters by handling initial applications and data entry, while the Personal Lines Underwriter makes final risk assessments and policy decisions. The associate role is more entry-level, focusing on support tasks, whereas the underwriter has more responsibility for risk evaluation and policy approval.

What are popular job titles related to Personal Lines Associate Underwriter jobs in Spring, TX?

For Personal Lines Associate Underwriter jobs in Spring, TX, the most frequently searched job titles are:

What job categories do people searching Personal Lines Associate Underwriter jobs in Spring, TX look for?

The top searched job categories for Personal Lines Associate Underwriter jobs in Spring, TX are:

What cities near Spring, TX are hiring for Personal Lines Associate Underwriter jobs?

Cities near Spring, TX with the most Personal Lines Associate Underwriter job openings:

Personal Lines Underwriter

Safepoint MGA, LLC

Spring, TX โ€ข On-site

$65K - $70K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 28 days ago


Job description

Job description
Safepoint MGA is an admitted Property & Casualty insurance carrier seeking experienced Underwriters to support our Personal Lines Homeowners department. If you have a passion for risk analysis and a strong background in homeowners underwriting, we encourage you to apply!


Why This Opportunity Stands Out:

Competitive, Transparent Pay:

  • Qualified, seasoned Underwriters can earn a base salary of up to $70,000.00 annually.
Sign-On Bonus:
  • Qualified Underwriters are eligible to earn a $2,000.00 sign‑on bonus following their introductory period.
Crowned One of Florida Trend’s Best Companies to Work For, 2025:
  • We’re proud to be recognized by Florida Trend in their annual Best Companies to Work For list, highlighting our standout workplace culture and employee satisfaction!

Financial Stability and Employee Visibility:

  • You’re not a number here. Join a financially solid, mission-focused team where your contributions are noticed and your growth is supported.


Job Summary

Reviews applications, inspections, and endorsement requests to determine the eligibility of the property or request for coverage within the company guidelines.
 

Duties and responsibilities

  • Reviews exterior inspection reports, new business submissions, risk alerts, as well as follow up tasks on accounts needing additional underwriting review/action.
  • Reviews requests for underwriter cancellation/nonrenewal action, reinstatement requests, and endorsements for acceptability.
  • Interprets manuals and contracts for multiple lines of business in multiple states.
  • Researches and correctly enters information into the company policy administration system.
  • Communicates effectively internally and externally, escalating issues when warranted.
  • Adheres to the established productivity and quality metrics established.  
  • Other tasks and projects may be assigned.


Essential Functions

  • Assists internal service associates via telephone and e-mail with exception requests beyond their authority level.
  • Ability to think critically, assess risk, and make informed decisions
  • Assists agents via telephone and e-mail with new business exception requests.
  • Provides feedback on submissions and documentation needed to make application or endorsement acceptable to the company.
  • Ability to obtain and maintain resident Property & Casualty insurance licensing through the Texas DOI, and reciprocal licenses in all 50 states in the continental United States


Qualifications

  • 3-5 years of underwriting experience for a carrier in property and casualty homeowners insurance required
  • TX P&C Individual Producer license and reciprocal licenses in all 50 states
  • Thorough knowledge of the underwriting process and the analytics involved
  • Excellent communication and organizational skills
  • Advanced computer skills and strong systems knowledge
  • College degree preferred


Licensing Requirements

Please note that most organizations overseeing Property and Casualty licensure requirements, including the Florida Department of Financial Services, require individuals to answer background questions about criminal history and undergo fingerprinting as part of the licensing process. Obtaining applicable licensure is a requirement for this position.


Physical Requirements

While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to type, handle, or feel; and reach with hands and arms.
 

Working Conditions

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, copiers, filing cabinets and fax machines.
Safepoint MGA, LLC does not offer immigration sponsorship or support for this role. This includes serving as the immigration employer of record or providing documentation or assistance for work authorization processes now or in the future, including H-1B, OPT, STEM OPT, CPT, J-1, etc.
 

Compensation and Benefits

We recognize that talented professionals are attracted to companies that provide a great place to work, combined with a comprehensive and competitive pay and benefits package, along with opportunities for personal growth and job advancement. For this reason we are pleased to provide:

  • Market Competitive Wages commensurate with experience
  • Sign-on bonus potential
  • Prof. Development and Educational Assistance Programs
  • Safe Harbor 401K Plan with Immediate Vesting and an Automatic Company Contribution
  • Paid Time-Off (Discretionary, PTO, Parental Leave, and others)
  • Company Paid Holidays
  • Health Insurance
  • Dental Insurance
  • Vison Insurance
  • Short and Long Term Disability Insurance
  • Flexible Spending Accounts with Company Contribution
  • Health Savings Accounts with Company Contribution
  • Employee Life and AD&D Insurance
  • Dependent Life and AD&D Insurance
  • Free AAA Membership
  • Identity Theft Protection
  • Other Ancillary Insurance Benefit Programs
  • And more…

Safepoint Insurance is an equal employment opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age or disability. We assure you that your opportunity for employment with Safepoint depends solely on your qualifications.

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