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Insurance Underwriter Jobs in Spring, TX (NOW HIRING)

The Hartford

Captives Underwriter

Houston, TX · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Chubb

AVP, Executive Underwriter

Houston, TX · Hybrid

Understanding of financial statements and ratios used in risk analysis. - Understanding of insurance financial fundamentals; impact of underwriting decisions on company assets. Ability to understand ...

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Insurance Underwriter information

See Spring, TX salary details

$24.9K

$55.4K

$93.4K

How much do insurance underwriter jobs pay per year?

As of Jun 10, 2026, the average yearly pay for insurance underwriter in Spring, TX is $55,425.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,200.00 and $74,300.00 per year, depending on experience, location, and employer.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an Insurance Underwriter, and why are they important?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What Are Insurance Underwriters?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What do you do as an insurance underwriter?

An insurance underwriter evaluates insurance applications to determine the risk level and decide whether to approve coverage and at what premium. They analyze factors such as applicant information, policy details, and industry data, often using specialized software, to ensure the company's profitability and risk management. Strong analytical skills and knowledge of insurance policies are essential for this role.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

More about Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in Spring, TX? The most popular types of Insurance Underwriter jobs in Spring, TX are:
What are popular job titles related to Insurance Underwriter jobs in Spring, TX? For Insurance Underwriter jobs in Spring, TX, the most frequently searched job titles are:
What job categories do people searching Insurance Underwriter jobs in Spring, TX look for? The top searched job categories for Insurance Underwriter jobs in Spring, TX are:
What cities near Spring, TX are hiring for Insurance Underwriter jobs? Cities near Spring, TX with the most Insurance Underwriter job openings:
Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Spring, TX as of June 2026, with employment types broken down into 6% As Needed, and 94% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $55,425 per year, or $26.6 per hour.

Underwriter/Sr. Underwriter, Public D&O

Allied World Insurance

Houston, TX • On-site

Other

Medical, Dental, Life, Retirement

Posted yesterday

Job description

Allied World is looking for an experienced Public Directors & Officers underwriter to join our team in our Houston office. Responsible for underwriting a complex book of business, employing the methods necessary to meet projected profitability, GWP, and expense goals, management and growth of the overall portfolio of business, implementing proper underwriting discipline/guidelines, marketing and servicing of existing and potential clients.  
Duties and Responsibilities

       Compliance with underwriting guidelines, systems and procedures

       General underwriting functions including underwriting submission review, pricing analysis, setting of terms and conditions, and quote/binder/invoice authorizations

       Seek input from Actuarial Department to set process specific accounts when appropriate

       Liaise with Claims Department on any specific claims activity and overall market claims concerns, which could potentially affect profitability

       Consistent with Internal Audit department procedures, achieve compliance with all underwriting and administrative guidelines

       Marketing - attend client/broker meetings, lunches, dinners and other social outings as applicable.  Meet with key brokers regularly to discuss production, service and other topics related to division operations

       Follow treaty and facultative reinsurance protocols as required

       Stay current with respect to major industry issues and developments

       Provide specific reports as needed by senior staff

       Other duties as assigned

Desired Skills and Experience

       4-year college degree required

       2 - 5 years underwriting experience preferred

       Solid writing and communication Skills

       Excellent organizational skills, and ability to multi-task

       Ability to work independently in a fast-paced, high-pressure environment

       Willingness to travel

Must be able to think originally, be willing to challenge ideas and be receptive to having their own ideas challenged
 

Allied World

Allied World Assurance Company Holdings, Ltd, through its subsidiaries, is a global provider of insurance and reinsurance solutions. We operate under the brand Allied World and have supported clients, cedents and trading partners with thoughtful service and meaningful coverages since 2001.We are a subsidiary ofFairfax FinancialHoldings, Limited and benefit from a strong capital base and a worldwide network of affiliated entities that allow us to think and respond in non-traditional ways. 

Our generous benefits package includes Health, Dental and Disability Insurance, a company match 401k plan, and Group Term Life Insurance.Allied World is an Equal Opportunity Employer. All qualified applicants will be considered for employment without consideration of any disability, veteran status or any other characteristic protected by law. 

 To learn more, visitawac.com, or follow us on Facebook atfacebook.com/alliedworldand LinkedIn atlinkedin.com/company/allied-world. 

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