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Insurance Underwriter Jobs in Spring, TX (NOW HIRING)

Captives Underwriter

Houston, TX ยท Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Understanding of financial statements and ratios used in risk analysis. - Understanding of insurance financial fundamentals; impact of underwriting decisions on company assets. Ability to understand ...

Understanding of financial statements and ratios used in risk analysis. - Understanding of insurance financial fundamentals; impact of underwriting decisions on company assets. Ability to understand ...

Understanding of financial statements and ratios used in risk analysis. - Understanding of insurance financial fundamentals; impact of underwriting decisions on company assets. Ability to understand ...

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Insurance Underwriter information

See Spring, TX salary details

$24.9K

$55.4K

$93.4K

How much do insurance underwriter jobs pay per year?

As of Aug 24, 2026, the average yearly pay for insurance underwriter in Spring, TX is $55,425.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,200.00 and $74,300.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.

What are the most commonly searched types of Insurance Underwriter jobs in Spring, TX?

The most popular types of Insurance Underwriter jobs in Spring, TX are:

What are popular job titles related to Insurance Underwriter jobs in Spring, TX?

For Insurance Underwriter jobs in Spring, TX, the most frequently searched job titles are:

What job categories do people searching Insurance Underwriter jobs in Spring, TX look for?

The top searched job categories for Insurance Underwriter jobs in Spring, TX are:

What cities near Spring, TX are hiring for Insurance Underwriter jobs?

Cities near Spring, TX with the most Insurance Underwriter job openings:

Infographic showing various Insurance Underwriter job openings in Spring, TX as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $55,425 per year, or $26.6 per hour.

Experienced Underwriter, Representation & Warranty Insurance

Berkshire Hathaway Specialty Insurance

Houston, TX โ€ข On-site

$150K - $250K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted yesterday


Job description

Who are we?
A strategic and trusted insurance partner, Berkshire Hathaway Specialty Insurance (BHSI), provides a broad range of commercial property, casualty and specialty insurance coverages and outstanding service to customers and brokers around the world. Part of Berkshire Hathaway’s insurance operations, we bring our solutions to market with our stellar brand name, top-rated balance sheet, and the expertise of our global team of professionals, who exude excellent capabilities and strong character.

We are a values-based organization where respect, integrity, excellence, collaboration, and passion define who we are and how we do business. We value diversity of backgrounds, experience, and perspectives and strive to foster an inclusive environment that enables all our team members to bring their best selves to work. We are one team committed to building a culture where every teammate has the opportunity to contribute and be recognized. Want to be part of the team building the finest property, casualty and specialty lines insurance company in the world?

Learn more about our unique culture and history.


Job Opportunity:

BHSI has an exciting opportunity to join our established Transactional Liability team as a Representation & Warranty Insurance (RWI) Underwriter. The Transactional Liability team provides insurance in connection with Mergers & Acquisitions and other transactions, including Representation and Warranty Insurance, Tax Insurance, and Contingent Liability Insurance. In this role, the RWI Underwriter will collaborate with our Transactional Liability team to execute Representation and Warranty Insurance deals across a wide range of industry sectors. Key responsibilities will include: building relationships with distribution partners (insurance brokers and law firms) and customers; analyzing risk and exercising judgment to offer appropriate policy terms; evaluating due diligence and managing specialist advisors to assist as necessary; reviewing and negotiating transaction agreements and policy documentation; and proactively responding to changes in the M&A environment that could impact risks.

We are considering candidates in our New York City, Boston, Atlanta, Chicago and Houston offices, although we are willing to consider other locations depending on individual circumstances.


Duties & Responsibilities:

  • Establish, develop and expand broker, law firm and customer relationships
  • Review transaction materials to understand target company profiles and provide preliminary terms
  • Underwrite M&A transactions in an expedient and thoughtful manner, focusing on the diligence process and scope of representations
  • Engage and manage outside counsel and specialist advisors to assist with underwriting review
  • Draft and negotiate RWI insurance policies
  • Maintain awareness of the competitive environment in, and the unique risk profile of, the product line


Qualifications, Skills and Experience:

  • A minimum of three years of related experience required; however, candidates with more experience are encouraged to apply.
  • Prior experience with Representation and Warranty Insurance and/or an M&A legal background preferred, but not required
  • Ability to work within a team in a fast-paced environment and make quick decisions while maintaining underwriting integrity
  • Strong analytical and problem-solving skills
  • Careful attention to detail
  • Strong communication skills, both verbal and written, and desire to build industry relationships

BHSI Offers:

  • A competitive package and exciting growth opportunities for career-oriented teammates.
  • A dynamic, action oriented, and thoughtful environment centered on always doing the right thing for our customers, teammates, and our other stakeholders.
  • A purposely non-bureaucratic organization that embraces simplicity over complexity and emphasizes individual excellence in a team framework.
  • Benefits that support your life and well-being, which include:
  • Comprehensive Health, Dental and Vision benefits
  • Disability Insurance (both short-term and long-term)
  • Life Insurance (for you and your family)
  • Accidental Death & Dismemberment Insurance (for you and your family)
  • Flexible Spending Accounts
  • Health Reimbursement Account
  • Employee Assistance Program
  • Retirement Savings 401(k) Plan with Company Match
  • Generous holiday and Paid Time Off
  • Tuition Reimbursement
  • Paid Parental Leave

The base salary range for this position is $150,000 to $250,000, along with annual bonus eligibility. Total compensation for a candidate is determined by their relevant skills, location, and experience. We value our teammates – both their capabilities and character – as demonstrated by our amazing culture.


NOTE: Compensation will be commensurate with experience. This job description is not intended to be all-inclusive. Team Member may perform other related duties as negotiated to meet the ongoing needs of the organization.