ZipRecruiter

Log In

1

Insurance Underwriter Jobs in Spring, TX (NOW HIRING)

Ryan Specialty

Sr. Underwriter

Houston, TX

$94K - $111K/yr

Position Summary The Senior Energy Underwriter is responsible for managing a portfolio of energysector accounts and driving both new and renewal business opportunities across the energy insurance ...

Ryan Specialty

Sr. Underwriter

Houston, TX · On-site

$94K - $111K/yr

Position Summary The Senior Energy Underwriter is responsible for managing a portfolio of energy-sector accounts and driving both new and renewal business opportunities across the energy insurance ...

Ryan Specialty

Sr. Underwriter

Houston, TX

$94K - $111K/yr

Position Summary The Senior Energy Underwriter is responsible for managing a portfolio of energysector accounts and driving both new and renewal business opportunities across the energy insurance ...

AIG

Underwriter II, Energy

Houston, TX

$84K - $111K/yr

Make your mark in Underwriting AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High ...

FocusOne Mortgage Solutions

Jr Underwriter

Houston, TX · On-site

Verify homeowners / hazard insurance (and flood or windstorm coverage where applicable), confirming ... One to three years of mortgage underwriting and/or loan processing experience, ideally including ...

FocusOne

Jr Underwriter

Houston, TX · On-site

Verify homeowners / hazard insurance (and flood or windstorm coverage where applicable), confirming ... One to three years of mortgage underwriting and/or loan processing experience, ideally including ...

next page

Showing results 1-20

All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Spring, TX

Insurance Underwriter information

See Spring, TX salary details

$24.9K

$55.4K

$93.4K

How much do insurance underwriter jobs pay per year?

As of Jul 15, 2026, the average yearly pay for insurance underwriter in Spring, TX is $55,425.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,200.00 and $74,300.00 per year, depending on experience, location, and employer.

Is underwriting in insurance a good career?

Insurance underwriting is a stable career that involves evaluating risks and determining policy terms, often requiring analytical skills and attention to detail. It offers opportunities for advancement, professional certification, and a consistent work environment, making it a viable option for those interested in finance and risk management.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an Insurance Underwriter, and why are they important?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What qualifications do I need to be an underwriter?

To become an insurance underwriter, a bachelor's degree in fields such as finance, economics, or business is typically required. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What Are Insurance Underwriters?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What do you do as an insurance underwriter?

An insurance underwriter evaluates insurance applications to determine coverage eligibility and premium rates based on risk assessment. They review applicant information, analyze data, and ensure policies comply with company standards, often using specialized software. Strong analytical skills and knowledge of insurance policies are essential for this role.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

How much do you get paid for an insurance underwriter?

Insurance underwriters typically earn a median annual salary of around $70,000, with salaries ranging from approximately $50,000 to over $100,000 depending on experience, location, and industry. Entry-level underwriters may start lower, while experienced professionals or those in specialized fields can earn higher wages, often supplemented by certifications and advanced skills.
More about Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in Spring, TX? The most popular types of Insurance Underwriter jobs in Spring, TX are:
What are popular job titles related to Insurance Underwriter jobs in Spring, TX? For Insurance Underwriter jobs in Spring, TX, the most frequently searched job titles are:
What job categories do people searching Insurance Underwriter jobs in Spring, TX look for? The top searched job categories for Insurance Underwriter jobs in Spring, TX are:
What cities near Spring, TX are hiring for Insurance Underwriter jobs? Cities near Spring, TX with the most Insurance Underwriter job openings:
Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Spring, TX as of July 2026, with employment types broken down into 1% As Needed, 72% Full Time, 23% Part Time, and 4% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $55,425 per year, or $26.6 per hour.
Sr. Underwriter

Sr. Underwriter

Ryan Specialty

Houston, TX

$94K - $111K/yr

Full-time

PTO

Re-posted 27 days ago

Job description

Position Summary

The Senior Energy Underwriter is responsible for managing a portfolio of energysector accounts and driving both new and renewal business opportunities across the energy insurance market. This role evaluates complex operational and environmental risks inherent to energy operations, reviews applications and technical documentation, analyzes exposure data, and determines appropriate coverage terms, conditions, and pricing to support sound underwriting decisions. The Energy Underwriter develops and maintains underwriting practices and guidelines in accordance with delegated authority and actively builds strong relationships with brokers, clients, and industry stakeholders within the assigned portfolio.

What will your job entail?

  • Underwrites new and renewal energy-sector risks, evaluating submissions, policy forms, broker requests, engineering reports, and supporting documentation in alignment with corporate underwriting standards and energyspecific guidelines. Obtains additional technical data as needed.

  • Assesses and determines risk acceptability, deciding whether to accept, modify, or decline accounts based on analysis of exposure type, operational hazards, geographical considerations, safety controls, loss history, and other critical factors relevant to energy operations.

  • Establishes appropriate coverage structures, including limits, premiums, terms, and conditions, based on risk evaluation and established underwriting strategies. Ensures disciplined portfolio management across energy lines of business.

  • Delivers highquality underwriting service for new and renewal energy accounts, demonstrating strong technical competence, industry knowledge, and adherence to underwriting authorities and compliance standards.

  • Identifies and evaluates complex operational exposures, ensuring compliance with regulatory, environmental, and industryspecific requirements (domestic and international) established by carriers and governing bodies.

  • Develops premium projections and contributes to business planning, supporting budget goals, profitability targets, and sustainable portfolio performance.

  • Maintains and strengthens broker relationships, collaborating closely with internal teams to manage the full underwriting cycle-including submissions, pricing, quotes, bind orders, and policy issuance-to provide accurate and timely service to clients.

  • Builds longterm professional relationships within a designated energy portfolio, operating within delegated authority and partnering with brokers to design tailored insurance solutions for clients in the energy sector.

  • Drives new business opportunities while maximizing retention, ensuring proactive review of renewals and execution of strategies that meet growth and profitability objectives.

  • Participates in marketing and industry engagement activities, attending market events, webinars, and training sessions to remain current on competitive dynamics, regulatory developments, and emerging energy underwriting trends.

  • Maintains uptodate knowledge of energy industry risks, evolving technologies, market conditions, regulatory requirements, and underwriting best practices, adjusting strategies to align with industry changes.

Work Experience and Education
  • Bachelor's degree or Master's degree in Risk Management, Business Administration, Engineering, Actuarial Science, or a related field; equivalent work experience considered.
  • 5+ years of experience in Energy Underwriting or underwriting within related industrial sectors.
Licenses & Certifications
  • Must meet minimum requirements for applicable state insurance licenses and/or surplus lines licenses.
  • Professional designations such as CPCU, ARM, or energyfocused certifications are a plus.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization.Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression,sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners,and communities.This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $132,000.00 - $165,000.00 annually.

The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Apply