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Underwriting Associate Jobs in Spring, TX (NOW HIRING)

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Marine Underwriting Associate

Houston, TX · Hybrid

Our Marine team is seeking an Underwriting Associate to join their growing team in the Houston, TX area. This is a full time, non-exempt role. This is a hybrid opportunity (2x a week in office, 3x ...

thg

Marine Underwriting Associate

Houston, TX · Hybrid

Our Marine team is seeking an Underwriting Associate to join their growing team in the Houston, TX area. This is a full time, non-exempt role. This is a hybrid opportunity (2x a week in office, 3x ...

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$8

$16

$28

How much do underwriting associate jobs pay per hour?

As of Jun 11, 2026, the average hourly pay for underwriting associate in Spring, TX is $16.92, according to ZipRecruiter salary data. Most workers in this role earn between $13.46 and $17.98 per hour, depending on experience, location, and employer.

What are underwriting associates?

Underwriting associates are entry- to mid-level professionals who support underwriters in evaluating and processing insurance applications or loan requests. They assist in gathering and reviewing applicant information, assessing risk factors, and preparing documentation necessary for decision-making. Their work ensures that underwriters have accurate data to determine whether to approve or deny coverage or loans, and under what terms. Underwriting associates often interact with agents, clients, and other departments to facilitate a smooth underwriting process.

Is underwriting a tough job?

Underwriting is a detail-oriented role that involves assessing risks and making decisions based on financial data, requiring strong analytical skills and attention to detail. The job can be demanding due to tight deadlines, the need for accuracy, and the responsibility of approving or denying applications, but it also offers opportunities for professional growth and specialization. Familiarity with industry regulations and tools like underwriting software is often necessary.

Do underwriters earn good money?

Underwriters typically earn a median salary that varies by industry and experience, with many earning competitive wages in the financial and insurance sectors. Entry-level underwriters may start with lower pay, but experienced professionals with specialized skills or certifications can earn higher salaries, often supplemented by bonuses or benefits.

Will AI replace underwriting?

AI is increasingly used in underwriting to automate data analysis and risk assessment, improving efficiency and consistency. However, human underwriters still play a vital role in complex decision-making, interpreting nuanced information, and applying judgment that AI cannot replicate fully.

What do underwriting associates do?

Underwriting associates evaluate insurance applications by analyzing risk factors, reviewing applicant information, and determining coverage eligibility and premium rates. They use tools like underwriting software and may collaborate with agents or underwriters to ensure accurate assessments and compliance with company policies.

What are the key skills and qualifications needed to thrive as an Underwriting Associate, and why are they important?

To thrive as an Underwriting Associate, you need a strong understanding of risk assessment, analytical skills, and knowledge of insurance principles, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, data analysis tools, and sometimes certifications such as CPCU or AU is highly valuable. Attention to detail, effective communication, and organizational skills help you excel in evaluating applications and collaborating with clients and colleagues. These skills ensure accurate risk evaluation, efficient workflow, and compliance with industry standards, leading to sound business decisions and customer satisfaction.

What are some common challenges Underwriting Associates face when balancing risk assessment with client expectations?

Underwriting Associates often need to carefully evaluate the risk profile of applicants while also considering the business objectives and maintaining positive relationships with clients or brokers. A common challenge is ensuring thorough risk analysis under tight deadlines, especially when clients expect quick decisions. Balancing the need for accuracy and compliance with internal policies, while also providing responsive service, requires strong organizational and communication skills. Collaborating closely with senior underwriters and other departments can help manage these challenges and ensure informed, fair decisions.
What are the most commonly searched types of Underwriting jobs in Spring, TX? The most popular types of Underwriting jobs in Spring, TX are:
What cities near Spring, TX are hiring for Underwriting Associate jobs? Cities near Spring, TX with the most Underwriting Associate job openings:
Underwriting Associate jobs near you
Infographic showing various Underwriting Associate job openings in Spring, TX as of June 2026, with employment types broken down into 86% Full Time, 3% Part Time, 3% Contract, and 8% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $35,194 per year, or $16.9 per hour.
Marine Underwriting Associate

Marine Underwriting Associate

The Hanover Insurance Group, Inc.

Houston, TX • On-site

$55K - $65K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 28 days ago

Hanover Insurance rating

8.4

Company rating: 8.4 out of 10

Based on 25 frontline employees who took The Breakroom Quiz

102nd of 260 rated insurance

Job description

For more than 170 years, The Hanover has been committed to delivering on our promises and being there when it matters the most. We live our values every day, demonstrating we CARE through our values, Sustainability initiatives and inclusive corporate culture.
Our Marine team is seeking an Underwriting Associate to join their growing team in the Houston, TX area. This is a full time, non-exempt role. This is a hybrid opportunity (2x a week in office, 3x remote).
POSITION OVERVIEW: This position serves as an essential member of the Marine Underwriting Associate team by supporting various underwriting functions in partnership with assigned Underwriters and/or territories. Underwriting Associates are responsible for supporting new business and renewal activities, policy servicing handling including processing transactions and partnering with other support areas like Billing, Premium Audit, Claims, Agency Licensing as well as responding to agent inquiries. Additionally, individuals in this role are responsible for following operational workflows and best practices while ensuring service levels are met and a positive customer experience is provided to internal and external partners. As needed, UAs may be tasked with cross-training peers. As applicable, UA may have designated level of UW authority.
IN THIS ROLE, YOU WILL:
  • Supports the Underwriter in new business and renewal activities
  • Account preparation: collection/analysis of data, ensuring complete file documentation, instruction, solicitation, etc.
  • Helps to support the quoting and issuance cycle
  • Updates work management system statuses throughout the cycle of the policy and monitors work in queue
  • Documents all new and renewal accounts including the completion of underwriting tools and information from outside resources in accordance to Best Practice guidelines
  • Completes loss control ordering form at issuance and monitors Task Assistant and monthly report to advise underwriter of report availability
  • Handles legal notice requests that must be sent at the direction of the Underwriter
  • May partner with Premium Audit and Agency accounting as needed for audit transactions and overdue premium reconciliation
  • Consistently executes to all UA steps during new business and renewal issuance and subsequent transaction to achieve quality and service standards
  • Facilitates transfer of accounts to Process Support for issuance, provides detailed processing instructions and updates appropriate statuses
  • Uses appropriate communication channels to refer or follow-up with the underwriter to ensure outstanding items are handled timely
  • Serves as primary service contact to ensure superior customer experience; presents solutions for rush new business, renewal and endorsement requests.
  • Responds to account inquiries such as accounting status and billing issues
  • Manages account information ensures accuracy of input into all appropriate systems
  • Demonstrates working knowledge of underwriting systems, workflows, procedures and compliance rules
  • Can assist with cross-training support of UA teammates
  • Understands strategy, territory appetite and key agent partners in order to achieve growth and profitability goal
  • Cultivates strong business relationships (internal and external) by proactively communicating and conveying ownership and commitment

WHAT YOU NEED TO APPLY:
  • Associate's Degree or equivalent experience
  • 1-2+ years of Commercial Lines/Specialty insurance experience
  • Fundamental underwriting, practices, procedures, workflows, systems & tools knowledge
  • Robust functional knowledge of product offerings and solid business acumen
  • Strong analytical skills
  • Strong organizational and time management skills
  • Strong attention to detail and prioritization skills
  • Ability to work cross-functionally

CAREER DEVELOPMENT:
It's not just a job, it's a career, and we are here to support you every step of the way. We want you to be successful and fulfilled. Through on-the-job experiences, personalized coaching and our robust learning and development programs, we encourage you - at every level - to grow and develop.
BENEFITS:
We offer comprehensive benefits to help you be healthy, build financial security, and balance work and home life. At The Hanover, you'll enjoy what you do and have the support you need to succeed.
Benefits include:
  • Medical, dental, vision, life, and disability insurance
  • 401K with a company match
  • Tuition reimbursement
  • PTO
  • Company paid holidays
  • Flexible work arrangements
  • Cultural Awareness Day in support of IDE
  • On-site medical/wellness center (Worcester only)
  • Click here for the full list of Benefits

EEO statement:
The Hanover values diversity in the workplace and among our customers. The company provides equal opportunity for employment and promotion to all qualified employees and applicants on the basis of experience, training, education, and ability to do the available work without regard to race, religion, color, age, sex/gender, sexual orientation, national origin, gender identity, disability, marital status, veteran status, genetic information, ancestry or any other status protected by law.
Furthermore, The Hanover Insurance Group is committed to providing an equal opportunity workplace that is free of discrimination and harassment based on national origin, race, color, religion, gender, ancestry, age, sexual orientation, gender identity, disability, marital status, veteran status, genetic information or any other status protected by law."
As an equal opportunity employer, Hanover does not discriminate against qualified individuals with disabilities. Individuals with disabilities who wish to request a reasonable accommodation to participate in the job application or interview process, or to perform essential job functions, should contact us at:HRServices@hanover.com and include the link of the job posting in which you are interested.
Privacy Policy:
To view our privacy policy and online privacy statement, click here.
Applicants who are California residents: To see the types of information we may collect from applicants and employees and how we use it, please click here
Compensation:
The target hiring range for this role may vary based on geographic location and other factors, including merit or performance, demonstrated proficiency, skills for the role, education, travel requirements, and experience. Additional compensation may include an annual bonus (which could take the form of a general bonus, sales incentive, or short-term incentive), long-term incentive or spot recognition awards. The posted range reflects our ability to hire at different position titles and levels depending on background and experience.

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