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Underwriting Program Jobs (NOW HIRING)

Authentic

Program Manager - Underwriting

New York, NY

$120K - $185K/yr

We're searching for an experienced underwriter who thinks like a builder. Whether your background is on the carrier or agency side, you bring deep knowledge of program structure, risk selection, and ...

Authentic

Program Manager - Underwriting

New York, NY · On-site

$120K - $185K/yr

We're searching for an experienced underwriter who thinks like a builder. Whether your background is on the carrier or agency side, you bring deep knowledge of program structure, risk selection, and ...

Coinflow

Senior Merchant Underwriter

Chicago, IL · On-site

$100K - $140K/yr

Drive process improvement or tooling projects to improve efficiency and scale our Underwriting program. * Regulatory & Scheme Adaptation: Lead initiatives to update internal processes and policies in ...

Tihinsurance

Underwriter, Programs

Napa, CA · On-site

$10K - $110K/yr

Provides leadership to a production/underwriting team. Provides high quality professional service ... program products and services to clients. 6. Communicate properly and timely with all producers ...

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Underwriting Program information

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$32.5K

$78.9K

$139.5K

How much do underwriting program jobs pay per year?

As of Jul 17, 2026, the average yearly pay for underwriting program in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals working in an underwriting program, and how can they be addressed?

Professionals in underwriting programs often encounter challenges such as balancing risk assessment with business growth goals, managing tight deadlines, and adapting to evolving regulatory requirements. Staying updated with industry guidelines, leveraging advanced data analytics tools, and cultivating strong communication skills are essential strategies for overcoming these hurdles. Additionally, collaborating closely with sales, legal, and claims teams helps underwriters make well-informed decisions and maintain consistency across the organization.

What is an underwriting program?

An underwriting program is a structured process used by financial institutions, insurance companies, or lenders to evaluate the risk and eligibility of applicants for loans, insurance policies, or other financial products. The program sets the guidelines and criteria for assessing factors such as creditworthiness, health, or property value before approving or denying an application. By standardizing this evaluation, underwriting programs help organizations make informed decisions, minimize risk, and ensure compliance with regulations.

What is the difference between Underwriting Program vs Underwriter?

AspectUnderwriting ProgramUnderwriter
CredentialsTypically requires insurance or finance certifications, such as CPCU or FCASSame certifications often required, with additional experience in risk assessment
Work EnvironmentFocuses on developing, managing, and implementing underwriting policies and programsPerforms risk evaluation, decision-making, and approval of individual insurance applications
Employer & Industry UsageCommonly employed by insurance companies, brokers, and underwriting firmsFound within insurance companies, underwriting agencies, and brokers

In summary, an Underwriting Program focuses on creating and managing underwriting strategies and policies, while an Underwriter evaluates individual risks and approves insurance applications. Both roles require similar credentials and work within the insurance industry, but their responsibilities differ in scope and focus.

What are the key skills and qualifications needed to thrive in an Underwriting Program, and why are they important?

To excel in an Underwriting Program, strong analytical skills, attention to detail, and a relevant degree in finance, business, or a related field are essential. Familiarity with underwriting software, risk assessment tools, and industry certifications such as CPCU or AU are typically required. Effective communication, critical thinking, and decision-making skills help underwriters collaborate with stakeholders and evaluate complex information. These abilities ensure accurate risk evaluation, regulatory compliance, and profitable decision-making for financial institutions.
What cities are hiring for Underwriting Program jobs? Cities with the most Underwriting Program job openings:
What states have the most Underwriting Program jobs? States with the most job openings for Underwriting Program jobs include:
Underwriting Program jobs near you
Program Manager - Underwriting

Program Manager - Underwriting

Authentic

New York, NY

$120K - $185K/yr

Other

Re-posted 10 days ago

Job description

We're searching for an experienced underwriter who thinks like a builder. Whether your background is on the carrier or agency side, you bring deep knowledge of program structure, risk selection, and what makes a book of business work - and you're looking for a place to put that expertise to work on something you can truly own. You're ambitious, self-directed, and motivated by outcomes, not just activity. At Authentic, you'll be joining a program factory that has already launched several programs and is built to scale - with the autonomy to make real decisions and the infrastructure to grow what you build. This is not a maintenance role; it's a ground-floor opportunity with proven momentum behind it.

What You'll Do

  • You'll lead the end-to-end launch of new insurance programs within our program factory - from defining underwriting guidelines and building rate/form/rule frameworks to securing and managing carrier relationships. You'll own the performance of your book, tracking loss ratios and key metrics, and making real-time adjustments to appetite and pricing to keep programs healthy and growing. You'll collaborate closely with our distribution, compliance, and operations teams to bring new programs to market quickly, and serve as the internal and external subject matter expert for the classes of business you underwrite.

Who You Are

  • 8-15 years of experience working for a reputable insurance carrier or broker
  • Underwriting expertise in a specialty vertical
  • Ability to evaluate risk and make sound underwriting judgments in ambiguous situations
  • Excellent communication and interpersonal skills, with the ability to build relationships and influence stakeholders.
  • Detail-oriented with a strong work ethic and comfort operating in a fast-paced environment.

This role offers ownership in the book you would launch and a salary of $120,000 - $185,000 based on experience.

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