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Underwriting Program Jobs (NOW HIRING)

Senior Underwriting Risk Specialist

Atlanta, GA ยท On-site

$94K - $112K/yr

The Sr. Underwriting Risk Specialist will utilize strong underwriting, data analysis, and market ... Consult clients on all aspects of an AUW program from the risk selection perspective including ...

Senior Underwriting Risk Specialist

Atlanta, GA ยท On-site

$94K - $112K/yr

The Sr. Underwriting Risk Specialist will utilize strong underwriting, data analysis, and market ... Consult clients on all aspects of an AUW program from the risk selection perspective including ...

Completion of Associate in Underwriting program and CPCU coursework The salary range for this position is $75,101-$93,876. The actual base pay offered to the successful candidate will be based on ...

New

Program Broker

Lehi, UT ยท On-site

Position Summary: The Program Broker is a front-line revenue role accountable for driving new ... Gather underwriting-ready risk details, including operations, payroll or revenue, subcontractor ...

Program Broker

Lehi, UT ยท On-site

Position Summary: The Program Broker is a front-line revenue role accountable for driving new ... Gather underwriting-ready risk details, including operations, payroll or revenue, subcontractor ...

Underwriting Assistant

$20 - $27.50/hr

Educational Assistance Program * Employee Referral Program * Paid Parental Leave * Remote First Organization About the role The Underwriting Assistant plays a critical role in supporting the ...

The Sr. Underwriting Risk Specialist will utilize strong underwriting, data analysis, and market ... Consult clients on all aspects of an AUW program from the risk selection perspective including ...

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Underwriting Program information

See salary details

$32.5K

$78.9K

$139.5K

How much do underwriting program jobs pay per year?

As of Jun 6, 2026, the average yearly pay for underwriting program in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals working in an underwriting program, and how can they be addressed?

Professionals in underwriting programs often encounter challenges such as balancing risk assessment with business growth goals, managing tight deadlines, and adapting to evolving regulatory requirements. Staying updated with industry guidelines, leveraging advanced data analytics tools, and cultivating strong communication skills are essential strategies for overcoming these hurdles. Additionally, collaborating closely with sales, legal, and claims teams helps underwriters make well-informed decisions and maintain consistency across the organization.

What is an underwriting program?

An underwriting program is a structured process used by financial institutions, insurance companies, or lenders to evaluate the risk and eligibility of applicants for loans, insurance policies, or other financial products. The program sets the guidelines and criteria for assessing factors such as creditworthiness, health, or property value before approving or denying an application. By standardizing this evaluation, underwriting programs help organizations make informed decisions, minimize risk, and ensure compliance with regulations.

What is the difference between Underwriting Program vs Underwriter?

AspectUnderwriting ProgramUnderwriter
CredentialsTypically requires insurance or finance certifications, such as CPCU or FCASSame certifications often required, with additional experience in risk assessment
Work EnvironmentFocuses on developing, managing, and implementing underwriting policies and programsPerforms risk evaluation, decision-making, and approval of individual insurance applications
Employer & Industry UsageCommonly employed by insurance companies, brokers, and underwriting firmsFound within insurance companies, underwriting agencies, and brokers

In summary, an Underwriting Program focuses on creating and managing underwriting strategies and policies, while an Underwriter evaluates individual risks and approves insurance applications. Both roles require similar credentials and work within the insurance industry, but their responsibilities differ in scope and focus.

What are the key skills and qualifications needed to thrive in an Underwriting Program, and why are they important?

To excel in an Underwriting Program, strong analytical skills, attention to detail, and a relevant degree in finance, business, or a related field are essential. Familiarity with underwriting software, risk assessment tools, and industry certifications such as CPCU or AU are typically required. Effective communication, critical thinking, and decision-making skills help underwriters collaborate with stakeholders and evaluate complex information. These abilities ensure accurate risk evaluation, regulatory compliance, and profitable decision-making for financial institutions.
What cities are hiring for Underwriting Program jobs? Cities with the most Underwriting Program job openings:
What states have the most Underwriting Program jobs? States with the most job openings for Underwriting Program jobs include:
Market Facing Underwriter OR Underwriting Specialist- Accident & Health Division

Market Facing Underwriter OR Underwriting Specialist- Accident & Health Division

Zurich Insurance Group

Manhattan, NY โ€ข Hybrid

$60K - $125K/yr

Other

Posted 29 days ago


Job description

Zurich Insurance is currently looking for a Market Facing Underwriter/Underwriting Specialist for our Accident & Health Division. While this position will be based out of a Zurich office, you will have the flexibility to work on a hybrid basis. You will partner with your manager to set a flexible work schedule that supports you, our customers, and our brokers and agents. This role includes three in-office days each week, ensuring both connection and adaptability as you build your career at Zurich.

The position will have technical and transactional responsibilities and will support higher level underwriters/business leads within the Group Accident team in building, implementing, and fulfilling complex B to B to C programs across a diverse suite of Accident & Health products.

Our Underwriters are market-facing with objectives focused on profitable growth, operational excellence and superior service to our broker partners and customers.ย 

Our Market Facing Underwriter/Underwriting Specialist is responsible for:

  • Market facing, account servicing, and production activities within the A&H Division.ย 
  • Providing technical support on complex national/regional program development and implementation - creating rating/pricing documentation, quote/proposal documents, plan and policy development, state requirements review across customer footprint, instructing and reviewing customer fulfillment materials, and review of third-party marketing materials.
  • Performing system entry, driving end-to-end policy/plan processing, and ensuring the completeness of underwriting/program files.
  • Complying with underwriting rules and guidelines, insurance laws and regulations and rating manual rules across multi-state footprints.
  • Participate in the development and maintenance of market relationships through providing superior service to our distribution partners, third party administrators and customers.
  • Collaborating with higher level underwriters/business leads and various other internal stakeholders.

This role will be filled at either theUnderwriter or Underwriting Specialist.The hiring manager will determine the appropriate level based upon the selected applicant's experience and skill set relative to the qualifications listed for this position.ย 

Underwriter Required Qualifications:ย 

  • High School Diploma or Equivalent and 1 or more years of experience in the Insurance or Market Facing area.ย 
    ORย 
  • High School Diploma or Equivalent and 2 or more years of experience in the Claims or Underwriting Support areaย 
    ANDย 
  • Knowledge of the insurance industry and the legal and regulatory environmentย 
  • Knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelinesย 

ORย 

Underwriting Specialist Required Qualifications:ย 

  • High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area.ย 
    ORย 
  • High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support areaย 
    ORย 
  • Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing areaย 
    ORย 
  • Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support areaย 
    ANDย 
  • Knowledge of line/s of business and the legal and regulatory guidelinesย 
  • Knowledge of time restraints for quotes on new and renewal businessย 
  • Experience with Microsoft Officeย 

Preferred Qualifications:

  • Bachelors Degree with 1 or more years' experience in the underwriting area, preferably Accident and Health experience.
  • Advanced skills in Microsoft Excel, Microsoft Word, and Adobe Acrobat
  • Excellent attention to detail and organizational skills, able to manage multiple priorities and deadlines effectively
  • Strong written and verbal communication skills, with the ability to work collaboratively across teams and interact confidently with external and internal partners
  • Ability to work within a guiding set of rules/principles and solve for the ambiguous where/as needed
ย 

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply-your unique background matters to us. The pay range shown is a national average and may vary by location. The combined salary range for this position is $60,000.00 - $125,000.00. The proposed salary range for the Underwriter is $60,000.00 - $95,000.00, with short-term incentive bonus eligibility set at 10%.

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]

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Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment-so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500.

Join us for a brighter future-for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code 1033.

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Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.

Location(s): AM - Chicago, AM - Atlanta, AM - New York, AM - Parsippany, AM - Philadelphia, AM - Schaumburg
Remote Working: Hybrid
Schedule: Full Time
Employment Sponsorship Offered:ย Noย ย 
Linkedin Recruiter Tag: #LI-AK1 #LI-ASSOCIATE #LI-HYBRIDย