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Underwriting Program Jobs in Connecticut (NOW HIRING)

Underwriting Manager

Cheshire, CT · Hybrid

$72K - $157K/yr

Coach underwriting leaders, mentor underwriters, and contribute to the design and delivery of underwriting training programs; travel is required. * Makes recommendations on underwriting policy and ...

... MGAs, programs, Lloyds, and pools. The division manages over 100 client relationships and has ... The Head of Underwriting will have underwriting binding authority via their letter of authority.

... MGAs, programs, Lloyds, and pools. The division manages over 100 client relationships and has ... The Head of Underwriting will have underwriting binding authority via their letter of authority.

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Underwriting Program information

What are some common challenges faced by professionals working in an underwriting program, and how can they be addressed?

Professionals in underwriting programs often encounter challenges such as balancing risk assessment with business growth goals, managing tight deadlines, and adapting to evolving regulatory requirements. Staying updated with industry guidelines, leveraging advanced data analytics tools, and cultivating strong communication skills are essential strategies for overcoming these hurdles. Additionally, collaborating closely with sales, legal, and claims teams helps underwriters make well-informed decisions and maintain consistency across the organization.

What is an underwriting program?

An underwriting program is a structured process used by financial institutions, insurance companies, or lenders to evaluate the risk and eligibility of applicants for loans, insurance policies, or other financial products. The program sets the guidelines and criteria for assessing factors such as creditworthiness, health, or property value before approving or denying an application. By standardizing this evaluation, underwriting programs help organizations make informed decisions, minimize risk, and ensure compliance with regulations.

What is the difference between Underwriting Program vs Underwriter?

AspectUnderwriting ProgramUnderwriter
CredentialsTypically requires insurance or finance certifications, such as CPCU or FCASSame certifications often required, with additional experience in risk assessment
Work EnvironmentFocuses on developing, managing, and implementing underwriting policies and programsPerforms risk evaluation, decision-making, and approval of individual insurance applications
Employer & Industry UsageCommonly employed by insurance companies, brokers, and underwriting firmsFound within insurance companies, underwriting agencies, and brokers

In summary, an Underwriting Program focuses on creating and managing underwriting strategies and policies, while an Underwriter evaluates individual risks and approves insurance applications. Both roles require similar credentials and work within the insurance industry, but their responsibilities differ in scope and focus.

What are the key skills and qualifications needed to thrive in an Underwriting Program, and why are they important?

To excel in an Underwriting Program, strong analytical skills, attention to detail, and a relevant degree in finance, business, or a related field are essential. Familiarity with underwriting software, risk assessment tools, and industry certifications such as CPCU or AU are typically required. Effective communication, critical thinking, and decision-making skills help underwriters collaborate with stakeholders and evaluate complex information. These abilities ensure accurate risk evaluation, regulatory compliance, and profitable decision-making for financial institutions.
Underwriting Leadership Development Program (Conversion)

Underwriting Leadership Development Program (Conversion)

Cvshealth

Hartford, CT • Hybrid

$21.10 - $44.99/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 12 days ago


CVS Health rating

5.8

Company rating: 5.8 out of 10

Based on 4,319 frontline employees who took The Breakroom Quiz

88th of 109 rated pharmacies


Job description

We're building a world of health around every individual - shaping a more connected, convenient and compassionate health experience. At CVS Health, you'll be surrounded by passionate colleagues who care deeply, innovate with purpose, hold ourselvesaccountable and prioritize safety and quality in everything we do. Join us and be part of something bigger - helping to simplify health care one person, one family and one community at a time.

Projected Program Start Date: June - July 2027; exact start date to be finalized and communicated at a later date
Primary Location:Hartford, CT
Starting Salary:$31.73

Sponsorship:
Work visa sponsorship is not available for this role. This includes participation in Curricular Practical Training (CPT), Optional Practical Training (OPT), and F-1 Visa programs.


The Underwriting Leadership Development Program is primarily based in Hartford, CT, where participantsbenefitfrom a strong community of underwriting professionals, leadership visibility, and engagement with program participants. The program also offers opportunities in multiple office locations across the country and provides a hybrid work arrangement of3days in the office per week.

During the selection process, candidates mayindicatetheir preferred office location. While Hartfordremainsthe primary program location, alternative office locations may be considered based on business needs and participant circumstances. We will take location preferences into consideration and make every effort to accommodate them. Final work location decisions will be communicated prior to theprogramstart date.

About This Business Area

AtAetna,CVS Health, we are looking for talented individuals to help us deliver on our mission of providing a connected, affordable, and high-quality health care experience while building a world of health around every consumer. As part of that mission, our Underwriting organization plays a critical role in developing sustainable, competitive health care solutions that balance customer needs, risk management, and long-term business performance.

The Underwriting Leadership Development Program (ULDP) is a premier rotational experience and key talent pipeline designed to develop agile, growth-minded early career talent into future underwriting leaders.Through three 18-month rotations, participants gainhands-on experience evaluating risk, developing pricing strategies, supporting profitable growth, and influencing key business decisions across a variety of underwriting business segments.

As a participant, you will builda strong foundationin underwritingexpertise, financial analysis, business acumen, and leadership while gaining exposure to senior leaders, cross-functional business partners, and a community of fellow program participants. Through focused training, mentorship, enterprise projects, committee participation, and executive visibility, you will strengthen both your technical underwriting and leadership capabilities.

Examples of areas in which you may rotate include:

  • Commercial Underwriting

  • Government Underwriting

  • International Underwriting

  • Dental, VisionUnderwriting

  • Pharmacy Underwriting

  • National Accounts

  • Public & Labor

  • Voluntary Benefits

  • Other underwriting and risk management areas

In addition to rotational assignments, participants are encouraged to take ownership of their development by contributing to projects and initiatives that drive business results, strengthen the ULDP community, and support the future underwriting talent pipeline. Opportunities may include:

  • Process improvement and operational efficiency initiatives

  • Underwriting innovation and automation projects

  • Data analysis and business insights projects

  • Cross-functional business projects with partners across Sales, Account Management, Actuarial, Product, and other business areas

  • Recruiting, onboarding, and early talent engagement initiatives

  • Intern and extern program support activities

  • Networking, community service, and culture-building initiatives

  • Strategic projects that support underwriting and enterprise priorities

We are committed to the development of our participants, with all eligible program graduatesbeing placed through ourpooled mobility processinto post-program roles within our Commercial Underwriting organization at the Manager, 109level.

Anticipated Weekly Hours

40

Time Type

Full time

Pay Range

The typical pay range for this role is:

$21.10 - $44.99

This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors.

Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.

Great benefits for great people

We take pride in offering a comprehensive and competitive mix of pay and benefits that reflects our commitment to our colleagues and their families.

This fulltime position is eligible for a comprehensive benefits package designed to support the physical, emotional, and financial wellbeing of colleagues and their families. The benefits for this position include medical, dental, and vision coverage, paid time off, retirement savings options, wellness programs, and other resources, based on eligibility.


Additional details about available benefits are provided during the application process and on Benefits Moments.

This job does not have an application deadline, as CVS Health accepts applications on an ongoing basis.

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.


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