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Underwriting Program Jobs in Ohio (NOW HIRING)

JLL

Analyst, Underwriting

Columbus, OH · On-site

The Analyst will become familiar with the Fannie Mae and Freddie Mac financing programs being offered by JLL and the required processing and underwriting responsibilities outlined for each program.

Berkley

Underwriting Specialist

Cincinnati, OH · On-site

Communicate corporate goals, programs, underwriting policies, procedures, best practices and guidelines to brokers * Prepare quotes and answer questions from agencies, policyholders or other external ...

W. R. Berkley

Underwriting Specialist

Cincinnati, OH · On-site

Communicate corporate goals, programs, underwriting policies, procedures, best practices and guidelines to brokers * Prepare quotes and answer questions from agencies, policyholders or other external ...

Berkley

Underwriting Specialist

Cincinnati, OH · Remote

Communicate corporate goals, programs, underwriting policies, procedures, best practices and guidelines to brokers * Prepare quotes and answer questions from agencies, policyholders or other external ...

Berkley

Underwriting Specialist

Cincinnati, OH · Remote

Communicate corporate goals, programs, underwriting policies, procedures, best practices and guidelines to brokers * Prepare quotes and answer questions from agencies, policyholders or other external ...

Medical Mutual

Underwriting Specialist

Cleveland, OH · On-site

... programs. Responsibilities: Underwriting Specialist * Based on market segment assignment: * Reviews and processes new group and benefit changes in accordance with departmental policies and procedures.

Fifth Third Bank

Underwriting Manager

Cincinnati, OH · On-site

Manage the underwriting decisions on a pipeline of conventional and/or government loans. * Retrieve ... Our extensive benefits programs are designed to support the individual needs of our employees and ...

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Underwriting Program information

What is an underwriting program?

An underwriting program is a structured process used by financial institutions, insurance companies, or lenders to evaluate the risk and eligibility of applicants for loans, insurance policies, or other financial products. The program sets the guidelines and criteria for assessing factors such as creditworthiness, health, or property value before approving or denying an application. By standardizing this evaluation, underwriting programs help organizations make informed decisions, minimize risk, and ensure compliance with regulations.

What are the key skills and qualifications needed to thrive in an underwriting program, and why are they important?

To excel in an Underwriting Program, strong analytical skills, attention to detail, and a relevant degree in finance, business, or a related field are essential. Familiarity with underwriting software, risk assessment tools, and industry certifications such as CPCU or AU are typically required. Effective communication, critical thinking, and decision-making skills help underwriters collaborate with stakeholders and evaluate complex information. These abilities ensure accurate risk evaluation, regulatory compliance, and profitable decision-making for financial institutions.

What are some common challenges faced by professionals working in an underwriting program, and how can they be addressed?

Professionals in underwriting programs often encounter challenges such as balancing risk assessment with business growth goals, managing tight deadlines, and adapting to evolving regulatory requirements. Staying updated with industry guidelines, leveraging advanced data analytics tools, and cultivating strong communication skills are essential strategies for overcoming these hurdles. Additionally, collaborating closely with sales, legal, and claims teams helps underwriters make well-informed decisions and maintain consistency across the organization.

What is the difference between Underwriting Program vs Underwriter?

AspectUnderwriting ProgramUnderwriter
CredentialsTypically requires insurance or finance certifications, such as CPCU or FCASSame certifications often required, with additional experience in risk assessment
Work EnvironmentFocuses on developing, managing, and implementing underwriting policies and programsPerforms risk evaluation, decision-making, and approval of individual insurance applications
Employer & Industry UsageCommonly employed by insurance companies, brokers, and underwriting firmsFound within insurance companies, underwriting agencies, and brokers

In summary, an Underwriting Program focuses on creating and managing underwriting strategies and policies, while an Underwriter evaluates individual risks and approves insurance applications. Both roles require similar credentials and work within the insurance industry, but their responsibilities differ in scope and focus.

What cities in Ohio are hiring for Underwriting Program jobs?

Cities in Ohio with the most Underwriting Program job openings:

Underwriting Program jobs near you

Commercial Underwriter - Ohio

Cincinnati, OH • On-site, Remote

West Bend Insurance Company
Insurance Services • 1 - 5K employees

9.5

Company rating: 9.5 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

7th of 313 rated insurance

Great coworkers

People enjoy working here

Good employer

Learn more about West Bend Insurance Companyexternal

$68K - $96K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 24 days ago

Job description

Company Overview
Recognized as a Milwaukee Journal Sentinel Top Workplace for 14 consecutive years, including three years of being honored as number one! Join us at West Bend, where we believe that our associates are our greatest asset. We hire talented individuals who are conscientious, dedicated, customer focused, and able to build lasting relationships. We create and maintain an environment where you feel a sense of belonging and appreciation. Your diversity of thought, experience, and knowledge are valued. We're committed to fostering a welcoming culture, offering you opportunities for meaningful work and professional growth. More than a workplace, we celebrate our successes and take pride in serving our communities.
Job Summary
We are growing at West Bend! Our Commercial Lines Underwriting team plays a critical role in our journey towards profitable growth. Our Underwriters are relationship focused with strong communication skills, motivated, and work in a fast-paced team environment. West Bend is an industry leading carrier that works solely through the independent agency system. We are looking for the right individual to join our team!
E
Work Location
This is a fully remote/work from home role and is designed for a person living in Ohio to cover the territory. On occasion you may be asked to travel to an office location for in-person engagement activities such as team meetings, training and corporate events.
External applications will be accepted on a rolling basis while the position remains open.
Responsibilities & Qualifications
Summary of Responsibilities
The Underwriter II is responsible for underwriting and managing a portfolio of commercial insurance accounts with moderate to high complexity. This role involves applying advanced underwriting knowledge to assess risk, determine appropriate coverage, and ensure profitability. The Underwriter II collaborates with internal and external stakeholders, supports agency relationships, and contributes to enterprise initiatives.
Key Responsibilities
  • Underwrite new business submissions, renewals and endorsements.
  • Oversee growth and profitability of an underwriting territory.
  • Use internal and external data and reporting to support decision-making.
  • Document underwriting files with sufficient detail and clarity.
  • Provide territory performance reports and action plans to leadership.
  • Collaborate with sales, claims, loss control, and agency partners.
  • Lead agency visits and promote product line benefits and growth/incentive efforts. Support agency action plans.
  • Maintain compliance with underwriting guidelines, best practices, rate plans, and the Letter of Authority.
  • Mentor new associates, Underwriter I, and support training.
  • Participate in committees and enterprise initiatives.
  • Navigate conflict and contribute to team solutions.

Preferred Experience and Skills
  • 3+ years of experience in commercial multi-line underwriting
  • Analytical, communication, and organizational skills.
  • Proficient in Microsoft Office Suite.
  • Ability to mentor and support team development.
  • Comfortable with underwriting systems and continuous learning.

Preferred Education and Training
  • Bachelor's degree in Business, Insurance or related field
  • Completion of certificate in General Insurance and Associate in Underwriting program

Salary Statement
The estimated salary range for this position is $68,933-$96,505.
The actual base pay offered to the successful candidate will be based on multiple factors, including but not limited to job-related knowledge/skills, experience, business needs, geographical location, and internal equity. Compensation decisions are made by West Bend and are dependent upon the facts and circumstances of each position and candidate.
Benefits
West Bend offers a comprehensive benefit plan including but not limited to:
  • Medical & Prescription Insurance
  • Health Savings Account
  • Dental Insurance
  • Vision Insurance
  • Short and Long Term Disability
  • Flexible Spending Accounts
  • Life and Accidental Death & Disability
  • Accident and Critical Illness Insurance
  • Employee Assistance Program
  • 401(k) Plan with Company Match
  • Pet Insurance
  • Paid Time Off. Standard first year PTO is 17 days, pro-rated based on month of hire. Enhanced PTO may be available for experienced candidates
  • Bonus eligible based on performance
  • West Bend will comply with any applicable state and local laws regarding employee leave benefits, including, but not limited to providing time off pursuant to the Colorado Healthy Families and Workplaces Act for Colorado employees, in accordance with its plans and policies.

EEO
West Bend provides equal employment opportunities to all associates and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, and promotion.
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