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Underwriting Program Jobs in Ohio (NOW HIRING)

Manage the underwriting decisions on a pipeline of conventional and/or government loans. * Retrieve ... Our extensive benefits programs are designed to support the individual needs of our employees and ...

With deep industry expertise, flexible underwriting capabilities, and a collaborative approach, we design innovative insurance programs tailored to each client's unique risk profile. CNA continues to ...

Underwriting Analyst - FHA

Cleveland, OH · On-site

$69K - $105K/yr

The position will collaborate and support the LEAN Underwriters, closers, and originators for the ... Program, FHA a plus. EQUIPMENT USED Standard office equipment (PC, copier, scanner, financial ...

The position will collaborate and support the LEAN Underwriters, closers, and originators for the ... Program, FHA a plus. EQUIPMENT USED Standard office equipment (PC, copier, scanner, financial ...

Showing results 21-40

Underwriting Program information

What are some common challenges faced by professionals working in an underwriting program, and how can they be addressed?

Professionals in underwriting programs often encounter challenges such as balancing risk assessment with business growth goals, managing tight deadlines, and adapting to evolving regulatory requirements. Staying updated with industry guidelines, leveraging advanced data analytics tools, and cultivating strong communication skills are essential strategies for overcoming these hurdles. Additionally, collaborating closely with sales, legal, and claims teams helps underwriters make well-informed decisions and maintain consistency across the organization.

Is underwriting a good career to get into?

Underwriting is a stable career that involves evaluating risks for insurance companies, requiring analytical skills and attention to detail. It often offers opportunities for advancement, professional certifications, and a predictable work environment, making it a viable option for those interested in finance and risk assessment.

What is an underwriting program?

An underwriting program is a structured process used by financial institutions, insurance companies, or lenders to evaluate the risk and eligibility of applicants for loans, insurance policies, or other financial products. The program sets the guidelines and criteria for assessing factors such as creditworthiness, health, or property value before approving or denying an application. By standardizing this evaluation, underwriting programs help organizations make informed decisions, minimize risk, and ensure compliance with regulations.

Can I become an underwriting program with no experience?

Underwriting programs typically require some knowledge of insurance principles and analytical skills, but many entry-level positions are open to candidates without prior experience. Relevant education, such as a degree in finance or business, and familiarity with underwriting software can improve chances of entry. On-the-job training is common for new hires in underwriting roles.

What is the difference between Underwriting Program vs Underwriter?

AspectUnderwriting ProgramUnderwriter
CredentialsTypically requires insurance or finance certifications, such as CPCU or FCASSame certifications often required, with additional experience in risk assessment
Work EnvironmentFocuses on developing, managing, and implementing underwriting policies and programsPerforms risk evaluation, decision-making, and approval of individual insurance applications
Employer & Industry UsageCommonly employed by insurance companies, brokers, and underwriting firmsFound within insurance companies, underwriting agencies, and brokers

In summary, an Underwriting Program focuses on creating and managing underwriting strategies and policies, while an Underwriter evaluates individual risks and approves insurance applications. Both roles require similar credentials and work within the insurance industry, but their responsibilities differ in scope and focus.

What are the key skills and qualifications needed to thrive in an underwriting program, and why are they important?

To excel in an Underwriting Program, strong analytical skills, attention to detail, and a relevant degree in finance, business, or a related field are essential. Familiarity with underwriting software, risk assessment tools, and industry certifications such as CPCU or AU are typically required. Effective communication, critical thinking, and decision-making skills help underwriters collaborate with stakeholders and evaluate complex information. These abilities ensure accurate risk evaluation, regulatory compliance, and profitable decision-making for financial institutions.
What cities in Ohio are hiring for Underwriting Program jobs? Cities in Ohio with the most Underwriting Program job openings:

Crop Underwriting Product Specialist

Great American Insurance Group

Cincinnati, OH • On-site, Remote

$70K - $115K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 22 days ago


Great American Insurance Group rating

8.8

Company rating: 8.8 out of 10

Based on 31 frontline employees who took The Breakroom Quiz

57th of 303 rated insurance


Job description

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.
At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.
This position is not eligible for employment visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship.
The Crop Division of Great American has been helping generations of farmers take control of their risks since 1915. The Division is also one of a select few private companies authorized by the United States Department of Agriculture Risk Management Agency (USDA RMA) to write MPCI policies. With six regional offices throughout the U.S., the teams provide tremendous expertise in the specific needs of farmers and crops.
https://www.greatamericancrop.com/
Great American's Crop Division is seeking a Senior Underwriting Product Representative or Underwriting Product Specialist to join our team. Position level and compensation will be based on the selected candidate's experience, skills, and qualifications.
This position is based in our Cincinnati, OH headquarters or one of our regional offices located in Albany, GA; Peoria, IL; Eau Claire, WI; Lawrence, KS; Fargo, ND; or Fresno, CA. Great American's culture is built on connection, shared learning, and strong relationships. To support this, employees in this role are expected to be on-site four days a week, with the flexibility to work one day remotely. Core in-office days are Tuesday-Thursday, with the fourth day determined by business needs.
Essential Job Functions and Responsibilities
  • Develops, maintains, and conveys underwriting system training materials and job aids to support consistent and efficient system processing for internal staff.

  • Develops and delivers training programs for agency partners on GreatAg system enhancements, process updates, and new functionality, including specialized seasonal training sessions.

  • Learns and utilizes applicable reporting, analytics, and technology platforms, including Tableau and other third-party systems, to support underwriting operations, training initiatives, and process improvements.

  • Represents the underwriting function in cross-functional meetings and projects, collaborating with Claims, Compliance, Information Technology, and other business partners to support operational objectives and system enhancements.

  • Serves as a subject matter resource on underwriting processing systems, workflows, and product-related processes, providing guidance and support to underwriters, agencies, and business partners.

  • Identifies opportunities to improve underwriting forms, and system functionality by recommending and implementing solutions that enhance operational efficiency.

  • Trouble-shoots system issues and works with IT resources to fix and improve system applications and address programming needs based on RMA changes and other business needs.

  • Performs other duties as assigned.

Job Requirements
  • Bachelor's degree in Agriculture, Business, or a related field, or equivalent experience.

  • Generally, a minimum of 5 years of crop insurance underwriting, product support, technical training, or agency-facing experience.

  • Strong knowledge of MPCI programs, RMA regulations, policy provisions, underwriting workflows, and related crop insurance processes.

  • Ability to interpret and communicate regulatory, procedural, and product changes to internal and external stakeholders.

  • Proficiency with Excel, underwriting systems, and other business applications, along with strong written and verbal communication skills.

  • Senior-level, lead, or subject matter expert experience supporting underwriting operations.

  • Preferred experience in collaborating with IT partners regarding system enhancements, leading and testing of IT tickets. And troubleshooting system issues related to crop insurance system applications.

  • Familiarity with private crop insurance products in addition to MPCI and established relationships within the crop insurance industry (preferred).

Business Unit:
Crop
Salary Range:
$70,000.00 -$115,000.00
Benefits:
We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.
Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at http://www.gaig.com/careers.
*Excludes seasonal employees and interns.

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