1

Underwriting Program Jobs in Georgia (NOW HIRING)

Senior Underwriting Risk Specialist

Atlanta, GA ยท On-site

$94K - $112K/yr

The Sr. Underwriting Risk Specialist will utilize strong underwriting, data analysis, and market ... Consult clients on all aspects of an AUW program from the risk selection perspective including ...

Senior Underwriting Risk Specialist

Atlanta, GA ยท On-site

$94K - $112K/yr

The Sr. Underwriting Risk Specialist will utilize strong underwriting, data analysis, and market ... Consult clients on all aspects of an AUW program from the risk selection perspective including ...

Underwriting Assistant

Alpharetta, GA ยท On-site

$18.25 - $25.25/hr

Experienced Underwriting Assistant to support the Westfield Specialty Insurance Excess Casualty ... Maintains an operating knowledge of Westfield Group standardized hardware, software programs, third ...

Underwriting Manager

Alpharetta, GA ยท Hybrid

$72K - $157K/yr

Coach underwriting leaders, mentor underwriters, and contribute to the design and delivery of underwriting training programs; travel is required. * Makes recommendations on underwriting policy and ...

Underwriting Assistant

Alpharetta, GA ยท On-site

$18.25 - $25.25/hr

Experienced Underwriting Assistant to support the Westfield Specialty Insurance Excess Casualty ... Maintains an operating knowledge of Westfield Group standardized hardware, software programs, third ...

Underwriting Quality Manager

Atlanta, GA ยท On-site

$104K - $114K/yr

How you will create an impact The purpose of the Underwriting Quality Manager for Commercial Casualty and Programs is to determine adherence to the AIG Underwriting Control Framework. This includes ...

next page

Showing results 1-20

Underwriting Program information

What are some common challenges faced by professionals working in an underwriting program, and how can they be addressed?

Professionals in underwriting programs often encounter challenges such as balancing risk assessment with business growth goals, managing tight deadlines, and adapting to evolving regulatory requirements. Staying updated with industry guidelines, leveraging advanced data analytics tools, and cultivating strong communication skills are essential strategies for overcoming these hurdles. Additionally, collaborating closely with sales, legal, and claims teams helps underwriters make well-informed decisions and maintain consistency across the organization.

What is an underwriting program?

An underwriting program is a structured process used by financial institutions, insurance companies, or lenders to evaluate the risk and eligibility of applicants for loans, insurance policies, or other financial products. The program sets the guidelines and criteria for assessing factors such as creditworthiness, health, or property value before approving or denying an application. By standardizing this evaluation, underwriting programs help organizations make informed decisions, minimize risk, and ensure compliance with regulations.

What is the difference between Underwriting Program vs Underwriter?

AspectUnderwriting ProgramUnderwriter
CredentialsTypically requires insurance or finance certifications, such as CPCU or FCASSame certifications often required, with additional experience in risk assessment
Work EnvironmentFocuses on developing, managing, and implementing underwriting policies and programsPerforms risk evaluation, decision-making, and approval of individual insurance applications
Employer & Industry UsageCommonly employed by insurance companies, brokers, and underwriting firmsFound within insurance companies, underwriting agencies, and brokers

In summary, an Underwriting Program focuses on creating and managing underwriting strategies and policies, while an Underwriter evaluates individual risks and approves insurance applications. Both roles require similar credentials and work within the insurance industry, but their responsibilities differ in scope and focus.

What are the key skills and qualifications needed to thrive in an Underwriting Program, and why are they important?

To excel in an Underwriting Program, strong analytical skills, attention to detail, and a relevant degree in finance, business, or a related field are essential. Familiarity with underwriting software, risk assessment tools, and industry certifications such as CPCU or AU are typically required. Effective communication, critical thinking, and decision-making skills help underwriters collaborate with stakeholders and evaluate complex information. These abilities ensure accurate risk evaluation, regulatory compliance, and profitable decision-making for financial institutions.

Regional Underwriting Manager

Columbia Insurance

Johns Creek, GA โ€ข On-site

Other

Medical, Dental, Vision, Retirement, PTO

Re-posted 6 days ago


Job description

Pay Philosophyย 

The typical starting salary for this position is determined by a number of factors, including, but not limited to, acquired skills, experience, education, and certifications/designations. This position may be eligible for annual merit increases and participation in our bonus program.

What are we looking for?

Join our team as a Regional Underwriting Manager. In this position you will supervise and monitor the underwriting function in accordance with company policies,ย procedures and philosophy. Ourย ideal candidate will be located in Johns Creek, GA. This role is eligible for hybrid work.

Who we are and what we do?

At Columbia Insurance, we believe our people are the heart of our success and our greatest strength. With robust benefits, a fun, family-like atmosphere, and a culture that thrives on real connections, Columbia truly is the place to be. Our vision is to lead the industry in people-first partnerships. The best way to achieve that is by bringing together a team of skilled, passionate, and talented individuals.

Why us?

  • Medical, Dental, and Vision coverage
  • 401(k) and company match
  • Generous paid time off (PTO), paid company holidays, paid maternity/paternity leave, and supplemental sick leave
  • Family-like culture
  • Year-round wellness initiatives
  • Company sponsored events
  • Opportunities for professional development with conferences, events, and continued education

Company History

Our legacy has roots back to 1889 when we first became part of the mutual insurance movement in the Midwest. Today, our extensive heritage resonates nationwide, as we proudly serve customers in 14 states across the country.

BASIC FUNCTION AND RESPONSIBILITY

Supervise and monitor the underwriting function in accordance with company policies, procedures and philosophy.

ESSENTIAL FUNCTIONS

  • Maintain a book of business focused on profitable growth by developing, implementing, monitoring and controlling individual risk underwriting programs.
  • Supervise the review and issuance of applications, renewals and change requests; assure all needed information is gathered and make insurability decisions within prescribed limits of authority.
  • Advise underwriters on complicated risks; make underwriting decisions on risks exceeding underwriters limit of authority.
  • Supervise, train and monitor underwriters, loss control and premium audit staff ensuring adherence to company policies, procedures, and technical knowledge of staff.
  • Communicate with internal and external individuals/companies regarding coverages, rates, risk selection, applications, etc.
  • Coordinate and manage departmental workflow with other departments/divisions in accordance with corporate guidelines.
  • Assist in agent education and training.
  • Supervise the review of assigned agencies experience with marketing personnel.
  • Perform quality audits on branch underwriting personnel on a routine and ongoing basis.
  • Serve as a member of the Corporate Quality Audit Team.
  • Make periodic visits to stimulate profitable production and improve company/agency relations.
  • Monitor competition through industry association, affiliation and contracts.
  • Enforce company policies and procedures.
  • Other duties as assigned.

REQUIRED QUALIFICATIONS

  • At least four years of management experience
  • At least five years of commercial lines underwriting experience, preferably with ISO
  • Excellent communication and customer service skills
  • Strong technical P/C underwriting knowledge and skills
  • Advanced knowledge of ISO commercial class codes and Commercial Lines Manual underwriting requirements

EDUCATION QUALIFICATIONS

  • Bachelor's degree required

PREFERRED QUALIFICATIONS

  • Supplemental insurance education/designations
  • Experience with the independent agency system

EOE

Columbia Insurance prohibits discrimination and harassment of any type and affords equal employment opportunities to employees and applicants without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.

If you are unable to complete the electronic application for any reason, please contact Mandi Giboney: mgiboney@columbiainsurance.com 573-777-4087