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Underwriting Program Jobs in Washington (NOW HIRING)

navymutual

Director of Underwriting

Arlington, VA

Partner with reinsurance carriers on complex cases and program optimization * Ensure alignment ... Maintain underwriting guidelines, SOPs, audit readiness, and regulatory compliance * Support ...

Berkadia

Senior Underwriting Analyst

Chevy Chase, MD · Hybrid

Develop a personal development plan for self-study training and participate in required programs. Coach and mentor other staff members. Demonstrate flexibility in supporting other underwriting tasks ...

Berkadia

Senior Underwriting Analyst

Chevy Chase, MD · On-site

$85K - $100K/yr

... programs. • Coach and mentor other staff members. • Demonstrate flexibility in supporting other underwriting tasks as required by the process. • Other duties as assigned. We Stand for ...

Geico

Sr Director, Corporate Underwriting

Bethesda, MD · On-site

$195K - $315K/yr

Senior Director, Corporate Underwriting Leads the corporate underwriting strategy and ... Personalized development programs, mentorship, and certification assistance. Great Culture:

Walkerdunlop

HUD Underwriting Analyst

Bethesda, MD · Hybrid

$65K - $75K/yr

Conduct file reviews to ensure all application exhibits meet program requirements and support underwriting and third-party needs * Collect and analyze borrower and principal information, including ...

GEICO

Sr Director, Corporate Underwriting

Bethesda, MD · On-site

$195K - $315K/yr

Senior Director, Corporate Underwriting Leads the corporate underwriting strategy and ... Personalized development programs, mentorship, and certification assistance. Great Culture:

Manulife

Senior Underwriting Consultant

Washington, DC · Remote

$111K - $131K/yr

The Senior Underwriting Consultant is responsible for evaluating applications of the highest ... Our generous paid time off program in the U.S. includes up to 11 paid holidays, 3 personal days ...

Manulife

Senior Underwriting Consultant

Washington, DC · Remote

$111K - $131K/yr

The Senior Underwriting Consultant is responsible for evaluating applications of the highest ... Our generous paid time off program in the U.S. includes up to 11 paid holidays, 3 personal days ...

The Hartford

Captives Underwriter

Alexandria, VA · Hybrid

$124K - $199K/yr

You will have responsibility for underwriting workers compensation, general liability and commercial auto for Captive programs. The Captives Underwriter's major purpose is to profitably grow their ...

Temple View Capital LLC

Underwriter

Bethesda, MD · Hybrid

$80K - $90K/yr

... resource of underwriting expertise to support our other TVC departments, particularly Sales, Processing, and Valuations teamsDevelop a strong working knowledge of all TVC loan programs and ...

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Underwriting Program information

What are some common challenges faced by professionals working in an underwriting program, and how can they be addressed?

Professionals in underwriting programs often encounter challenges such as balancing risk assessment with business growth goals, managing tight deadlines, and adapting to evolving regulatory requirements. Staying updated with industry guidelines, leveraging advanced data analytics tools, and cultivating strong communication skills are essential strategies for overcoming these hurdles. Additionally, collaborating closely with sales, legal, and claims teams helps underwriters make well-informed decisions and maintain consistency across the organization.

What is an underwriting program?

An underwriting program is a structured process used by financial institutions, insurance companies, or lenders to evaluate the risk and eligibility of applicants for loans, insurance policies, or other financial products. The program sets the guidelines and criteria for assessing factors such as creditworthiness, health, or property value before approving or denying an application. By standardizing this evaluation, underwriting programs help organizations make informed decisions, minimize risk, and ensure compliance with regulations.

What is the difference between Underwriting Program vs Underwriter?

AspectUnderwriting ProgramUnderwriter
CredentialsTypically requires insurance or finance certifications, such as CPCU or FCASSame certifications often required, with additional experience in risk assessment
Work EnvironmentFocuses on developing, managing, and implementing underwriting policies and programsPerforms risk evaluation, decision-making, and approval of individual insurance applications
Employer & Industry UsageCommonly employed by insurance companies, brokers, and underwriting firmsFound within insurance companies, underwriting agencies, and brokers

In summary, an Underwriting Program focuses on creating and managing underwriting strategies and policies, while an Underwriter evaluates individual risks and approves insurance applications. Both roles require similar credentials and work within the insurance industry, but their responsibilities differ in scope and focus.

What are the key skills and qualifications needed to thrive in an Underwriting Program, and why are they important?

To excel in an Underwriting Program, strong analytical skills, attention to detail, and a relevant degree in finance, business, or a related field are essential. Familiarity with underwriting software, risk assessment tools, and industry certifications such as CPCU or AU are typically required. Effective communication, critical thinking, and decision-making skills help underwriters collaborate with stakeholders and evaluate complex information. These abilities ensure accurate risk evaluation, regulatory compliance, and profitable decision-making for financial institutions.
Underwriting Program jobs near you
Director of Underwriting

Director of Underwriting

Navy Mutual Aid Association

Arlington, VA • On-site

$165K - $185K/yr

Full-time

Posted 22 days ago

Job description

At Navy Mutual, our mission is rooted in serving members of the uniformed services and their families with financial strength, integrity, and care. We are seeking a Director of Underwriting to lead and modernize our Underwriting and New Business functions-driving both operational excellence and a best-in-class member experience.
This is a high-impact leadership role responsible for translating strategy into scalable, efficient operations while ensuring disciplined risk management, strong compliance, and sustained growth.
What You'll Do
Strategic Leadership & Execution
  • Develop and execute underwriting and new business strategies aligned to organizational goals, risk appetite, and service standards
  • Translate enterprise strategy into disciplined, scalable, and measurable operating practices
  • Lead transformation initiatives to modernize underwriting and new business processes

Operational Excellence
  • Oversee end-to-end new business lifecycle: intake, underwriting, requirements, offers, reconsiderations, and policy activation
  • Optimize workflows, case assignment, and throughput to improve cycle times, productivity, and consistency
  • Establish and monitor service level agreements (SLAs) and performance standards

Underwriting Leadership & Risk Management
  • Provide technical underwriting guidance on complex life insurance risks
  • Ensure decisions are well-documented, compliant, and aligned with mortality expectations and reinsurance requirements
  • Review and approve complex cases within authority and escalate as needed

Transformation & Innovation
  • Lead adoption of automation, accelerated underwriting, and third-party data solutions
  • Evaluate and implement digital tools and workflow enhancements to improve speed and accuracy
  • Advance real-time decisioning capabilities and member experience improvements

Performance & Analytics
  • Develop and monitor KPIs and KRIs, including:
    • Cycle time and throughput
    • Quality and post-issue audit results
    • Requirement aging and placement rates
    • Productivity and vendor performance
  • Identify trends, risks, and improvement opportunities; drive corrective action

People Leadership
  • Lead, coach, and develop underwriting and new business teams, including managers and senior technical staff
  • Drive performance management, workforce planning, succession planning, and talent development
  • Foster a culture of accountability, continuous improvement, and high performance

Cross-Functional Partnership
  • Collaborate with Sales, Inforce, Claims, Finance, Legal, Compliance, and Technology
  • Partner with reinsurance carriers on complex cases and program optimization
  • Ensure alignment across teams to deliver a seamless, member-first experience

Governance & Compliance
  • Maintain underwriting guidelines, SOPs, audit readiness, and regulatory compliance
  • Support escalations, member complaints, and risk-related reviews (e.g., rescissions, contestable claims)
  • Manage vendor relationships (e.g., medical exams, labs, data providers)

What You Bring
Required Qualifications
  • Bachelor's degree in a related field
  • 8+ years of life insurance underwriting experience, including complex case review
  • Proven leadership experience managing teams and/or senior technical professionals
  • Deep understanding of:
    • Medical underwriting and terminology
    • Mortality risk assessment
    • Reinsurance practices
  • Experience leading:
    • Process improvement and operational transformation
    • Automation and accelerated underwriting initiatives
    • KPI/KRI development and performance analytics
  • Strong working knowledge of underwriting systems, workflow tools, and policy administration platforms
  • Excellent communication, leadership, and stakeholder management skills
  • Ability to operate effectively in a fast-paced, production-driven environment

Preferred Qualifications
  • Professional designations such as CLU, FLMI, ALU, or FALU
  • Experience with vendor management and underwriting data providers
  • Advanced proficiency in Microsoft Excel and reporting tools

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