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Underwriter Jobs in Georgia (NOW HIRING)

Underwriter (Financial Lines) Position Summary A growing insurance organization is seeking an experienced and analytical Financial Lines Underwriter to support its underwriting operations. This role ...

Review, analyze, and underwrite cyber submissions for a range of client profiles and industries, including primary and excess placements. * Underwriting Decisions: Determine risk acceptability ...

Review, analyze, and underwrite cyber submissions for a range of client profiles and industries, including primary and excess placements. * Underwriting Decisions: Determine risk acceptability ...

Position Summary Twin Maples Specialty seeks an experienced Senior Underwriter to join our Excess Casualty team. The ideal candidate will demonstrate a strong technical underwriting background ...

Underwriter

Alpharetta, GA ยท On-site

$70 - $90/hr

Underwriting Decisions: Determine risk acceptability, pricing, coverage terms, and conditions within delegated authority, adhering to company guidelines and risk appetite. * Portfolio Management:

Underwriting Decisions: Determine risk acceptability, pricing, coverage terms, and conditions within delegated authority, adhering to company guidelines and risk appetite. * Portfolio Management:

Underwriter

Alpharetta, GA ยท On-site

$120 - $180/hr

Position Summary Twin Maples Specialty seeks an experienced Senior Underwriter to join our Excess Casualty team. The ideal candidate will demonstrate a strong technical underwriting background ...

Position Summary Twin Maples Specialty seeks an experienced Senior Underwriter to join our Excess Casualty team. The ideal candidate will demonstrate a strong technical underwriting background ...

Captives Underwriter

Alpharetta, GA ยท Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Captives Underwriter

Alpharetta, GA ยท Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Underwriter - Programs

Atlanta, GA ยท On-site

$140K/yr

This role is responsible for underwriting, managing, and growing a profitable portfolio of specialized commercial insurance programs serving a diverse range of business service and contractor-focused ...

Underwriter - Programs

Atlanta, GA ยท On-site

$140K/yr

This role is responsible for underwriting, managing, and growing a profitable portfolio of specialized commercial insurance programs serving a diverse range of business service and contractor-focused ...

Launch Your Underwriting Career at RSUI RSUI is hiring for a summer 2027 class of Underwriter Trainees in Atlanta, Georgia! If you're finishing your degree and determining your underwriting career ...

This role is responsible for underwriting, managing, and growing a profitable portfolio of specialized commercial insurance programs serving a diverse range of business service and contractor-focused ...

The Associate Underwriter is responsible for the underwriting of a book of business, utilizing sound judgment and discretion as well as relying on underwriting policies and guidelines, rating, rules ...

Underwriting Decisions: Determine risk acceptability, pricing, coverage terms, and conditions within delegated authority, adhering to company guidelines and risk appetite. * Portfolio Management:

Underwriter - Programs

Atlanta, GA ยท On-site

$140 - $175/hr

This role is responsible for underwriting, managing, and growing a profitable portfolio of specialized commercial insurance programs serving a diverse range of business service and contractor-focused ...

Underwriter or above * Travel: 0-10% * Salary: $65,0000-$75,000.00 * Location: San Diego, CA, Chicago, IL, Atlanta, GA. Hybrid or Remote. Role overview DUAL North America is seeking an Associate ...

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Underwriter information

See Georgia salary details

$27.4K

$66.6K

$117.8K

How much do underwriter jobs pay per year?

As of Sep 6, 2026, the average yearly pay for underwriter in Georgia is $66,604.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,500.00 and $73,500.00 per year, depending on experience, location, and employer.

What does an underwriter do?

An underwriter evaluates the risk of insuring a person, property, or company and decides whether to provide insurance or a loan, and at what terms. They analyze applications, review financial and background information, and use statistical data to determine the likelihood of a loss. Underwriters play a key role in banking, insurance, and mortgage industries, ensuring that risks are carefully assessed to protect their organization from potential losses.

What are the key skills and qualifications needed to thrive as an underwriter, and why are they important?

To thrive as an Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Proficiency with underwriting software, risk assessment tools, and industry certifications such as CPCU or ARM is highly valued. Excellent decision-making, negotiation, and communication skills help underwriters effectively assess risk and interact with clients or agents. These skills are essential for accurately evaluating applications, minimizing financial risk, and supporting organizational profitability.

What are some common challenges faced by underwriters in balancing risk assessment and business goals?

Underwriters often face the challenge of thoroughly assessing risk while also supporting their company's business objectives, such as meeting production goals or maintaining client relationships. This requires a careful analysis of data, attention to detail, and effective communication with agents or brokers to clarify information and negotiate terms. Balancing these priorities can be demanding, but successful underwriters develop strong analytical skills and the ability to make judicious decisions under time constraints. Collaboration with other departments, such as claims and sales, is also key to ensuring both risk management and business targets are achieved.

What is the difference between Underwriter vs Actuary?

AspectUnderwriterActuary
Required CredentialsInsurance license, sometimes certifications like CPCUFellowship in SOA or CAS, actuarial exams
Work EnvironmentInsurance companies, underwriting departmentsConsulting firms, insurance companies, financial institutions
Industry UsageCommon in insurance, bankingPrimarily in insurance, pensions, finance
Job FocusAssessing risk for policy approvalAnalyzing statistical data to predict future risks

While both underwriters and actuaries work in the insurance industry assessing risk, underwriters focus on evaluating individual insurance applications and approving policies. Actuaries analyze large data sets to forecast future risks and set premium rates. Their roles complement each other but require different certifications and skill sets.

Do underwriters make a lot of money?

Underwriters typically earn a median annual salary that varies by industry and experience, with many earning between $60,000 and $100,000. Senior or specialized underwriters can earn higher salaries, especially with professional certifications and experience in fields like insurance or banking.

Do you need a degree to be an underwriter?

A degree is not always required to become an underwriter, but many employers prefer candidates with a bachelor's degree in fields like finance, business, or economics. Relevant skills such as analytical ability, attention to detail, and knowledge of insurance or lending practices are also important, and professional certifications can enhance job prospects.

Is it hard to get into underwriting?

Getting into underwriting can be competitive, as it often requires relevant education such as a degree in finance, economics, or related fields, along with strong analytical skills. Entry-level positions may be accessible with internships or certifications like the Chartered Property Casualty Underwriter (CPCU), but advancing in the field typically requires experience and industry knowledge.

What are the most commonly searched types of Underwriter jobs in Georgia?

The most popular types of Underwriter jobs in Georgia are:

What cities in Georgia are hiring for Underwriter jobs?

Cities in Georgia with the most Underwriter job openings:

What are popular job titles related to Underwriter jobs in GA?

For Underwriter jobs in GA, the most frequently searched job titles are:

Infographic showing various Underwriter job openings in Georgia as of August 2026, with employment types broken down into 91% Full Time, 5% Part Time, and 4% Contract. Highlights an 74% Physical, 9% Hybrid, and 17% Remote job distribution, with an average salary of $66,604 per year, or $32 per hour.

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Job description

Underwriter (Financial Lines)


Position Summary

A growing insurance organization is seeking an experienced and analytical Financial Lines Underwriter to support its underwriting operations. This role is responsible for assessing complex professional liability exposures, making sound underwriting decisions, and cultivating strong relationships with broker partners. The successful candidate will demonstrate solid business judgment, attention to detail, and a commitment to delivering responsive service while contributing to profitable portfolio growth.


Primary Responsibilities


Evaluate Risk

Review and assess new business opportunities as well as renewal accounts within the Financial Lines segment. Analyze underwriting data, financial information, and exposure details to determine risk quality.


Underwriting Authority

Make informed decisions regarding account acceptance, pricing, coverage structure, terms, and conditions in accordance with established underwriting authority and organizational guidelines.


Manage Portfolio Performance

Oversee an assigned portfolio of business with a focus on achieving underwriting profitability, retention goals, and strategic growth objectives.


Build Distribution Relationships

Develop and strengthen partnerships with insurance brokers through consistent communication, technical expertise, and high-quality service.


Cross-Functional Coordination

Partner with colleagues across claims, actuarial, and risk management functions to evaluate loss trends, share insights, and support disciplined underwriting practices.


Policy Administration

Prepare and process quotations, endorsements, policy documents, and related underwriting materials in an accurate and timely manner.


Drive New Business Opportunities

Identify opportunities to increase market penetration and expand the professional liability book in alignment with business goals.


Industry Awareness

Remain informed on marketplace developments, emerging risks, regulatory changes, and evolving coverage trends affecting Financial Lines products.


Required Qualifications

  • Bachelor's degree in Business, Risk Management, Insurance, Finance, or a related discipline, or equivalent industry experience.
  • Minimum of two years of experience underwriting Financial Lines products preferred; other commercial underwriting experience will also be considered.
  • Knowledge of professional liability coverages, underwriting principles, pricing techniques, and policy structures.
  • Strong critical thinking, analytical, negotiation, and risk evaluation abilities.
  • Excellent written and verbal communication skills with the ability to interact effectively with brokers and internal stakeholders.
  • Proficiency with underwriting technologies, policy administration platforms, and Microsoft Office applications.
  • Ability to manage priorities independently while contributing effectively within a team-oriented environment.
  • Industry credentials such as CPCU, RPLU, or comparable designations are viewed favorably.


What the Organization Offers

  • Competitive salary and comprehensive benefits package.
  • Collaborative and employee-focused workplace culture.
  • Opportunities for career progression, skill development, and ongoing professional education.
  • The ability to contribute to a growing and evolving underwriting platform.