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Underwriter Training Program Jobs in Texas (NOW HIRING)

Sr Production Underwriter

Dallas, TX · On-site

$103K - $136K/yr

Support and participate in the deployment of technical underwriting training/content ... Programs designed to support the employee well-being and financial security. This pay range ...

Underwriter

Plano, TX · Hybrid

$55K - $120K/yr

Conduct file reviews and program audits to analyze underwriting quality and compliance with ... Participate in training and professional development activities to continuously enhance ...

Captives Underwriter

Houston, TX · Hybrid

$124K - $199K/yr

Program Management * Participation in all aspects of program management such as actuarial pricing ... Bachelor's Degree preferred, or equivalent combination of education, training and experience * 5 + ...

Captives Underwriter

Frisco, TX · Hybrid

$124K - $199K/yr

Program Management * Participation in all aspects of program management such as actuarial pricing ... Bachelor's Degree preferred, or equivalent combination of education, training and experience * 5 + ...

Senior Underwriter

Humble, TX · On-site

$85K - $100K/yr

... external training programs, online training, meetings, and seminars/conferences, etc ... Lead the underwriting of existing client renewals, loan modifications and periodic credit reviews

Review and underwrite collateral to ensure the documentation meets investor and program criteria ... Three to six months of related experience and/or training * Strong verbal and written communication ...

Benefits - competitive compensation, paid time off, comprehensive wellness benefits and programs ... training of other personnel as directed. What you need to have: * 7+ years commercial lines ...

New

Review and underwrite collateral to ensure the documentation meets investor and program criteria ... Three to six months of related experience and/or training * Strong verbal and written communication ...

Review and underwrite collateral to ensure the documentation meets investor and program criteria ... Three to six months of related experience and/or training * Strong verbal and written communication ...

Property Underwriter Location: Austin, TX, Dallas, TX (Hybrid/Flexible) Reporting to: Senior ... Program (EAP) * Equity -This position is eligible for equity compensation * Training and Career ...

Review and underwrite collateral to ensure the documentation meets investor and program criteria ... Three to six months of related experience and/or training * Strong verbal and written communication ...

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Showing results 1-20

Underwriter Training Program information

See Texas salary details

$30.3K

$73.5K

$130K

How much do underwriter training program jobs pay per year?

As of Jul 15, 2026, the average yearly pay for underwriter training program in Texas is $73,487.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,800.00 and $81,100.00 per year, depending on experience, location, and employer.

What can I expect from the mentorship and training structure in an Underwriter Training Program?

In an Underwriter Training Program, you can expect a combination of formal classroom instruction, hands-on casework, and close mentorship from experienced underwriters. Trainees typically start by learning about risk assessment, insurance products, and industry regulations, gradually taking on more responsibility as they demonstrate proficiency. Regular feedback and collaboration with senior team members help you develop practical skills and build confidence in decision-making. This supportive environment is designed to ensure a smooth transition from trainee to fully qualified underwriter.

What is the difference between Underwriter Training Program vs Underwriter?

AspectUnderwriter Training ProgramUnderwriter
CredentialsTypically requires a bachelor's degree, sometimes certifications like CPCU or ARMOften requires a bachelor's degree and relevant certifications
Work EnvironmentTraining setting, classroom and on-the-job learningFull-time underwriting role in office or remote
Employer UsageUsed by insurance companies to develop new talentEstablished role for assessing risk and approving policies

The Underwriter Training Program is designed to prepare individuals for a career as an Underwriter by providing structured training and mentorship. Once completed, participants typically transition into full Underwriter roles. The main difference lies in the training phase versus the fully operational underwriting position.

What is an Underwriter Training Program?

An Underwriter Training Program is a structured educational initiative designed to teach individuals the fundamentals of underwriting, which involves assessing and evaluating risks for insurance, loans, or other financial products. Participants learn about risk analysis, industry regulations, financial documentation, and decision-making processes. These programs often combine classroom instruction with hands-on experience, preparing trainees for entry-level underwriting positions. Completion of such a program can lead to certifications or advancement within financial or insurance organizations.

Is underwriting a lot of math?

Underwriting involves analyzing financial data and assessing risk, which requires a good understanding of basic math and quantitative skills. While advanced math is not typically necessary, underwriters often use calculations, ratios, and statistical tools to make informed decisions. Strong attention to detail and familiarity with spreadsheets or underwriting software are also important.

Will AI replace underwriting?

AI is increasingly used to assist underwriters by automating data analysis and risk assessment, but it is unlikely to fully replace human underwriters in the near future. Underwriters still rely on judgment, industry knowledge, and complex decision-making that AI tools support rather than replace. The role may evolve to focus more on oversight and interpretation of AI-generated insights.

Can I become an underwriter with no experience?

Underwriter training programs often accept candidates with little or no prior experience, focusing instead on relevant skills such as attention to detail, analytical ability, and understanding of insurance principles. Completing coursework or certifications in insurance or risk assessment can improve chances of entry, and some employers provide on-the-job training for new underwriters.

What are the key skills and qualifications needed to thrive in an Underwriter Training Program, and why are they important?

To thrive in an Underwriter Training Program, you need strong analytical skills, attention to detail, and a relevant bachelor's degree, often in finance, business, or a related field. Familiarity with underwriting software, financial modeling tools, and risk assessment systems is typically required, and some programs value progress toward professional designations like CPCU. Effective communication, problem-solving, and decision-making abilities help candidates excel in evaluating applications and collaborating with colleagues. These skills ensure accurate risk assessment, sound decision-making, and contribute to the organization's profitability and compliance.

How do you train to be an underwriter?

Training to become an underwriter typically involves completing a relevant bachelor's degree in finance, business, or a related field, followed by on-the-job training where new underwriters learn company-specific policies and risk assessment techniques. Many employers also offer specialized training programs or certifications, such as the Chartered Property Casualty Underwriter (CPCU), to develop skills in underwriting principles and industry standards.
What are the most commonly searched types of Underwriter Training Program jobs in Texas? The most popular types of Underwriter Training Program jobs in Texas are:
What cities in Texas are hiring for Underwriter Training Program jobs? Cities in Texas with the most Underwriter Training Program job openings:
Small Business Underwriter Trainee - Hybrid

Small Business Underwriter Trainee - Hybrid

The Hartford

San Antonio, TX • Hybrid

Full-time

Posted 16 days ago


The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 111 frontline employees who took The Breakroom Quiz

54th of 281 rated insurance


Job description

Associate Underwriter - UBTRAN

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

Underwriting Trainee Opportunities: Gain Real World Experience

As a participant in the Small Business Underwriter On-boarding and Risk Education training program, you will gain critical experience to prepare you for a successful underwriting career at The Hartford.

Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, we value entrepreneurial spirits, self-starters and are customer focused. We welcome all ideas and encourage authenticity. It's where opportunities exist to hone your underwriting skills by working with our sales teams, experienced underwriters, and other leaders - and your career path can take any direction you might choose.

Our 14-week hybrid training program starting October 2026 includes self-directed and virtual classroom learning sessions. You will receive on-the-job work experience as well as ongoing coaching and support from your mentor and manager to round out your Small Business Underwriting experience. After the formal program concludes, you will have the knowledge to begin a formal career with full support every step of the way.

AS AN ASSOCIATE UNDERWRITER YOU WILL:
Work on our underwriting team supporting small business owners. The underwriter will handle all commercial lines, including Business Owner's Policy (BOP), Commercial Automobile, Workers' Compensation and Umbrella.
Learn to accurately develop and price individual risks, analyze loss and risk information, and recognize "red flags" and file inconsistencies to write profitable commercial business.
Partner with aligned territory sales rep to achieve profit and growth objectives.
Learn to build and leverage relationships with key agents that allow The Hartford to obtain new accounts and drive optimal business results in a highly competitive marketplace.


You Will Be a Good Match if You Have:
A customer-first mindset, putting our customers at the center of everything you do.
A passion for making decisions by analyzing data and employing critical thinking skills.
A team spirit and desire to work collaboratively.
A financial mindset to help make the best decisions.
Ability to own your work and following through on commitments.
Ability to decipher and execute within a fluid and changing business environment.
An understanding of how to build relationships and trust among diverse groups.
The ability to advance your career into technical OR leadership positions.

Qualifications:
Bachelor's Degree; prior Insurance experience preferred,
Excellent written and interpersonal communication and presentation skills
Ability to think analytically about business problems, make recommendations, and propose solutions.
Possession of resilience and an entrepreneurial spirit
Demonstration of solid time, organizational, and desk management skills.
Goal oriented with a strong desire to deliver outcomes in timely manner.
Acts with a sense of urgency and is responsive to internal and external customer needs.
Strong sales skills with the ability to negotiate and sell all messages including with those that may be difficult.
Challenge the status quo to implement improvement and compete to win.
Demonstrates satisfactory progress during the Training Program and achieve passing scores on all tests, case studies, and foundational underwriting assessments.
Flexibility to travel approximately 10% of the time.

The Small Business Underwriting team supports customers and agents countrywide so candidates must be available to work the below schedules:
Charlotte, NC: 8:00AM - 5:00PM EST.
Clinton, NY: 8:00AM - 5:00 PM EST.
Hartford, CT: 8:00AM - 5:00 PM EST.
San Antonio, TX: 10:00AM - 7:00 PM CST.
Scottsdale, AZ: 9:00AM - 6:00PM MST.

- Location: hybrid reporting to Charlotte, NC; Clinton, NY; Hartford CT; San Antonio, TX or Scottsdale, AZ

Sustaining The Hartford's unique workplace culture is vital to delivering on our purpose - underwriting human achievement - and continuously producing outstanding results. Our enterprise work model, which reflects a mix of in-office, hybrid and fully remote roles, helps us attract, retain and develop the talent we need to achieve the company's strategic goals. This role will have a Hybrid work arrangement.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$53,600 - $80,400

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us|Our Culture|What It's Like to Work Here|Perks & Benefits


What The Hartford employees say

Pay

Benefits

Hours and flexibility

Workplace

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Hartford logo

About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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