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Underwriter Training Program Jobs in Houston, TX

Captives Underwriter

Houston, TX · Hybrid

$124K - $199K/yr

Program Management * Participation in all aspects of program management such as actuarial pricing ... Bachelor's Degree preferred, or equivalent combination of education, training and experience * 5 + ...

Senior Underwriter

Humble, TX · On-site

$85K - $100K/yr

... external training programs, online training, meetings, and seminars/conferences, etc ... Lead the underwriting of existing client renewals, loan modifications and periodic credit reviews

Underwriter

Houston, TX · On-site +1

$78K - $112K/yr

Our policy is to provide employment, training, compensation, promotion, and other conditions or ... This role may also be eligible to participate in a discretionary annual incentive program. Chubb ...

Underwriter

Houston, TX · On-site

$78K - $112K/yr

This role may also be eligible to participate in a discretionary annual incentive program. Chubb ... Our policy is to provide employment, training, compensation, promotion, and other conditions or ...

... program (Section 50(a)(5)). The position also serves as a backup closer and supports the ... This is a hands-on underwriting role with built-in cross-training in closing operations - an ideal ...

... program (Section 50(a)(5)). The position also serves as a backup closer and supports the ... This is a hands-on underwriting role with built-in cross-training in closing operations -- an ideal ...

... training files. • Perform other duties as assigned. Qualifications : To perform this job ... Mentor program • 401(k) with 6% match • More -- FirstHorizon.com/First-Horizon-National ...

Senior Underwriter, Trade Credit

Houston, TX · On-site

$94K - $111K/yr

... programs and processes. You balance the needs of multiple stakeholders, making sound decisions ... Training, mentoring, providing technical direction to fellow Underwriters to contribute to group ...

... program business * Provide oversight and governance on all marine coverages * Provide the ... Provide training on products and line of business tools to the field/business units to ensure ...

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Showing results 1-20

Underwriter Training Program information

See Houston, TX salary details

$31K

$75.3K

$133.2K

How much do underwriter training program jobs pay per year?

As of Aug 16, 2026, the average yearly pay for underwriter training program in Houston, TX is $75,327.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,300.00 and $83,100.00 per year, depending on experience, location, and employer.

How long does it take to become an underwriter?

Becoming an underwriter typically requires completing a training program that lasts from a few weeks to several months, depending on the employer and the complexity of the policies involved. Many underwriters also pursue industry certifications, such as the Chartered Property Casualty Underwriter (CPCU), which can take additional time to obtain. Gaining experience through entry-level roles can also be part of the pathway to becoming a fully qualified underwriter.

What can I expect from the mentorship and training structure in an underwriter training program?

In an Underwriter Training Program, you can expect a combination of formal classroom instruction, hands-on casework, and close mentorship from experienced underwriters. Trainees typically start by learning about risk assessment, insurance products, and industry regulations, gradually taking on more responsibility as they demonstrate proficiency. Regular feedback and collaboration with senior team members help you develop practical skills and build confidence in decision-making. This supportive environment is designed to ensure a smooth transition from trainee to fully qualified underwriter.

What is the difference between Underwriter Training Program vs Underwriter?

AspectUnderwriter Training ProgramUnderwriter
CredentialsTypically requires a bachelor's degree, sometimes certifications like CPCU or ARMOften requires a bachelor's degree and relevant certifications
Work EnvironmentTraining setting, classroom and on-the-job learningFull-time underwriting role in office or remote
Employer UsageUsed by insurance companies to develop new talentEstablished role for assessing risk and approving policies

The Underwriter Training Program is designed to prepare individuals for a career as an Underwriter by providing structured training and mentorship. Once completed, participants typically transition into full Underwriter roles. The main difference lies in the training phase versus the fully operational underwriting position.

Is it hard to get a job in an underwriter training program?

Securing a position in an underwriter training program can be competitive, often requiring relevant education such as a degree in finance, business, or related fields, along with strong analytical skills. Candidates typically undergo a structured training process that assesses their understanding of risk assessment and insurance principles, and prior experience or certifications can improve chances of acceptance.

What is an underwriter training program?

An Underwriter Training Program is a structured educational initiative designed to teach individuals the fundamentals of underwriting, which involves assessing and evaluating risks for insurance, loans, or other financial products. Participants learn about risk analysis, industry regulations, financial documentation, and decision-making processes. These programs often combine classroom instruction with hands-on experience, preparing trainees for entry-level underwriting positions. Completion of such a program can lead to certifications or advancement within financial or insurance organizations.

How much do beginner underwriters make?

Entry-level underwriters typically earn between $45,000 and $60,000 annually, depending on location and industry. Starting salaries can increase with relevant certifications, such as the Chartered Property Casualty Underwriter (CPCU), and experience with underwriting software and risk assessment. Compensation may also vary based on the employer and the complexity of the policies handled.

How do you become an underwriter with no experience?

To become an underwriter with no experience, candidates typically start by obtaining relevant education such as a bachelor's degree in finance, economics, or a related field. Entry-level underwriter positions often provide on-the-job training, and gaining knowledge of insurance policies, risk assessment, and using underwriting software can improve prospects. Certifications like the Associate in Commercial Underwriting (AU) or similar can also enhance employability.

What are the key skills and qualifications needed to thrive in an underwriter training program, and why are they important?

To thrive in an Underwriter Training Program, you need strong analytical skills, attention to detail, and a relevant bachelor's degree, often in finance, business, or a related field. Familiarity with underwriting software, financial modeling tools, and risk assessment systems is typically required, and some programs value progress toward professional designations like CPCU. Effective communication, problem-solving, and decision-making abilities help candidates excel in evaluating applications and collaborating with colleagues. These skills ensure accurate risk assessment, sound decision-making, and contribute to the organization's profitability and compliance.

What are the most commonly searched types of Underwriter Training Program jobs in Houston, TX?

The most popular types of Underwriter Training Program jobs in Houston, TX are:

What are popular job titles related to Underwriter Training Program jobs in Houston, TX?

For Underwriter Training Program jobs in Houston, TX, the most frequently searched job titles are:

What job categories do people searching Underwriter Training Program jobs in Houston, TX look for?

The top searched job categories for Underwriter Training Program jobs in Houston, TX are:

What cities near Houston, TX are hiring for Underwriter Training Program jobs?

Cities near Houston, TX with the most Underwriter Training Program job openings:

Infographic showing various Underwriter Training Program job openings in Houston, TX as of August 2026, with employment types broken down into 75% Full Time, and 25% Contract. Highlights an 100% In-person job distribution, with an average salary of $75,327 per year, or $36.2 per hour.

Middle & Large Business Underwriter Trainee/Associate - Houston

The Hartford Financial Services Group, Inc.

Houston, TX • On-site

$60K - $91K/yr

Full-time

Posted 3 days ago

New


The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 121 frontline employees who took The Breakroom Quiz

57th of 308 rated insurance


Job description

Associate Underwriter - UYTRAN
We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
Underwriting Trainee Opportunities: Gain Real World Experience
We're in the business of helping people achieve amazing things. From opening a small business to buying a car or home to recovering from illness or injury and so much more, we help people protect the things that matter. And you can help us when you join our team of underwriters. They're at the heart of everything we do. And by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.
Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, we value self-starters, and all ideas are welcome. It's where opportunities exist to hone your underwriting skills by working with our sales teams, experienced underwriters, and other leaders - and your career path can take any direction you might choose.
As part of our Commercial Underwriter Onboarding and Risk Education (CORE) development program, you'll gain an experience of a lifetime. Our 22-week program begins in July and includes self-directed and virtual classroom learning sessions. What's more, you'll get on-the-job work experience as well as integrated sales training with support from your mentor and manager to round out your Commercial Underwriting experience. After the formal program concludes, you'll have the knowledge to begin a formal career here, with us behind you every step of the way.
This role will allow for a hybrid work schedule working three days in the office and two days from home.
We'll Be a Good Match if You Have:
  • A customer-first mindset, putting our customers at the center of everything you do
  • A passion for making decisions through both analyzing data and employing critical thinking skills
  • A team spirit and desire to work collaboratively
  • A financial mindset to help make the best decisions
  • Ability to own your work and following through on commitments
  • Ability to decipher and execute within a fluid and changing business environment
  • An understanding of how to build relationships and trust among diverse groups

Qualifications:
  • Bachelor's Degree preferred, or equivalent combination of education, training, and Insurance experience
  • Up to 3 years of Insurance experience preferred
  • Excellent written and interpersonal communication and presentation skills
  • Ability to think analytically about business problems, make recommendations, and propose solutions
  • Possession of resilience and an entrepreneurial spirit
  • Demonstration of solid time, organizational, and desk management skills
  • Goal oriented with a strong desire to deliver outcomes in timely manner
  • Acts with a sense of urgency and is responsive to internal and external customer needs
  • Strong sales skills with the ability to negotiate and sell all messages including with those that may be difficult
  • Challenge the status quo to implement improvement and compete to win
  • A valid driver's license is required, as use of a company pool car will be necessary for periodic travel
  • Demonstrates satisfactory progress during the Training Program and achieve passing scores on all tests, case studies, and foundational underwriting assessments
  • Potential to travel during training may exist

Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$60,800 - $91,200
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us | Our Culture | What It's Like to Work Here | Perks & Benefits

What The Hartford employees say

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About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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