Trainee Default Reporting Analyst Jobs in Virginia

At Goldschmitt and Associates LLC (G&A), we're not just another company-we're a catalyst for innovation and impact, and we're inviting passionate, forward-thinking individuals to join us on this journey. Recognized multiple times on the Inc 5000 list of the fastest-growing companies, G&A is a leader in tech transformation and system modernization for some of the nation's most important federal agencies.
Our culture is built on creativity and collaboration. We offer flexible schedules, telework options, and an environment where your ideas truly matter. At G&A, you won't just clock in-you'll be solving real-world challenges and working on projects that make a difference in the lives of millions.
Joining our team means becoming part of a vibrant, connected community where innovation thrives, your voice is heard, and your impact is felt. Whether you're a tech enthusiast, a strategic thinker, or a problem-solver, at G&A, you'll have the opportunity to level up your career while making a real-world impact.
If you're ready to be part of a company that values purpose as much as progress, G&A is the place for you!
Summary:
The Loan Analyst provides oversight, guidance, and advanced expertise in managing the institution's Federal Perkins Loan portfolio. In addition to performing complex financial analyses, this role leads the day to day activities of staff responsible for borrower account reviews, adjustments, reconciliations, and compliance tasks. The Loan Analyst ensures the accuracy and financial integrity of the portfolio, monitors workload distribution, and supports highquality service delivery to meet institutional and federal compliance requirements.
This position requires strong analytical skills, deep knowledge of loan accounting principles, the ability to interpret Perkins Program regulations, and the leadership capacity to guide team members, oversee quality, and support operational decisionmaking.
This position is remote.
The anticipated salary range for this position is $70,000.00 - $79,000.00.
Job Duties and Responsibilities:

• Analyze and maintain borrower accounts within the Perkins Loan portfolio
• Review payment activity, interest accrual, deferment, forbearance, cancellation, and default status
• Investigate and resolve account discrepancies, misapplied payments, and balance inconsistencies
• Coordinate account updates with third-party servicers and collection agencies
• Experience managing contract modification activities, change requests, and deliverable updates
• Perform monthly and quarterly reconciliation of the Perkins Loan servicing system to the institution's general ledger and revolving fund
• Prepare portfolio reports including:
  • Outstanding principal and interest
  • Delinquency and default aging
  • Cash activity and collections
  • Cancellation and rehabilitation activity
• Support year-end financial reporting and audit preparation
• Assist with audit and other regulatory reviews
• Ensure compliance with Federal Perkins Loan Program regulations and institutional policies
• Monitor due diligence requirements for billing, collections, and default prevention
• Maintain audit-ready documentation for account adjustments and reporting
• Identify compliance risks and recommend corrective actions
• Analyze portfolio trends and identify areas for operational improvement
• Develop tracking tools and reports to enhance oversight and decision-making
• Support system upgrades, data validation, and servicing transitions as needed

• Knowledge and understanding of the Telephone Consumer Protection Act and Consumer Financial Protection Bureau, its related regulations, and the state laws and regulations
• Ability to create presentations and provide training to staff regarding performance
• Ability to audit and review and reconcile loan balances and payments
• Capable of leading a team and coaching a team
• Detailed-oriented and ability to multi-task
• Excellent written, verbal, and interpersonal communication skills
• Proficient knowledge of Microsoft Office applications, specifically Excel
• Ability to read, write, and speak fluent English
• Excellent presentation and facilitations skills
• Demonstrated ability to communicate effectively within all levels of the organization
• Ability to adjust quickly to changing business needs

NOTE: This job description is not intended to be an exhaustive list of all duties, responsibilities or qualifications associated with the job. It is intended to describe the general nature and work responsibilities of the position. This job description and the duties of this position are subject to change, modification and addition as deemed necessary by the Company.

Goldschmitt and Associates offers the following benefits:

• 401(k) with immediate vesting
• Paid Federal Holidays
• Tuition Reimbursement
• Medical Insurance, including Vision and Dental Insurance
• Employer-Paid Short-Term and Long-Term Disability
• Employer Paid Life Insurance
• Supplemental Life Insurance
• FSA/HSA Programs
• Commuter Benefits Program
• Adoption Assistance Program
• Employee Assistance Program (EAP)
• Caregiver Support Program
• Health Advocacy Program
• Financial Wellbeing Support

Goldschmitt and Associates is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to sex, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.