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Surplus Lines Insurance Jobs in Virginia (NOW HIRING)

Join Kinsale Insurance, a leading excess and surplus (E&S) lines carrier headquartered in Richmond, VA. We're known for our innovative, high-quality approach to specialty insurance -- helping clients ...

Associate Claims Examiner

Richmond, VA · On-site

$70K - $73K/yr

Join Kinsale Insurance, a leading excess and surplus (E&S) lines carrier headquartered in Richmond, VA. We're known for our innovative, high-quality approach to specialty insurance - helping clients ...

Join Kinsale Insurance, a leading excess and surplus (E&S) lines carrier headquartered in Richmond, VA. We're known for our high-quality, high-touch approach and our innovative, personalized ...

Associate Underwriter

Richmond, VA · On-site

$65K - $80K/yr

Join Kinsale Insurance, a leading excess and surplus (E&S) lines carrier headquartered in Richmond, VA. We're known for our high-quality, high-touch approach and our innovative, personalized ...

Join Kinsale Insurance, a leading excess and surplus (E&S) lines carrier headquartered in Richmond, VA. We're known for our high-quality, high-touch approach and innovative, personalized solutions ...

HR Coordinator

Richmond, VA · On-site

$60K - $70K/yr

Join Kinsale Insurance, a leading excess and surplus (E&S) lines carrier headquartered in Richmond, VA. We're known for our high-quality, high-touch approach and innovative, personalized solutions ...

QA Analyst

Richmond, VA · On-site

$100K - $115K/yr

Join Kinsale Insurance, a leading excess and surplus (E&S) lines carrier headquartered in Richmond, VA. We're known for our high-quality, high-touch approach and innovative, personalized solutions ...

HR Coordinator

Richmond, VA · On-site

$60K - $70K/yr

Join Kinsale Insurance, a leading excess and surplus (E&S) lines carrier headquartered in Richmond, VA. We're known for our high-quality, high-touch approach and innovative, personalized solutions ...

QA Analyst

Richmond, VA · On-site

$100K - $115K/yr

Join Kinsale Insurance, a leading excess and surplus (E&S) lines carrier headquartered in Richmond, VA. We're known for our high-quality, high-touch approach and innovative, personalized solutions ...

Underwriting Quality Auditor

Richmond, VA · On-site

$89K - $120K/yr

Required Qualifications * 5+ years of underwriting experience with an Excess & Surplus or Property ... Background in quality assurance, claims, compliance, specialty lines, or multiple insurance lines.

Showing results 41-60

Surplus Lines Insurance information

See Virginia salary details

$25.8K

$48K

$72.4K

How much do surplus lines insurance jobs pay per year?

As of Aug 22, 2026, the average yearly pay for surplus lines insurance in Virginia is $47,994.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,700.00 and $54,500.00 per year, depending on experience, location, and employer.

What is surplus lines insurance?

A Surplus Lines Insurance job involves working with non-admitted insurance carriers to provide coverage for risks that standard insurers won't cover. Professionals in this field help businesses and individuals secure specialized policies for unique or high-risk situations. Duties may include underwriting, compliance with state regulations, and working with brokers to place coverage. This role requires knowledge of insurance laws, risk assessment, and market trends.

What are the key skills and qualifications needed to thrive in surplus lines insurance?

To thrive in Surplus Lines Insurance, you need a comprehensive understanding of property and casualty insurance products, risk assessment, and regulatory compliance, usually supported by experience in insurance underwriting or brokerage. Familiarity with surplus lines software platforms, E&S carrier systems, and holding relevant licenses such as the Surplus Lines Broker License is often required. Strong analytical thinking, negotiation, and relationship-building abilities are key soft skills for excelling in this dynamic sector. These competencies are crucial for navigating complex risks, ensuring compliance, and effectively serving clients with unique or high-risk insurance needs.

What are some typical challenges faced by professionals in surplus lines insurance roles?

Professionals in Surplus Lines Insurance often deal with complex, hard-to-place risks and must navigate a patchwork of state-specific compliance requirements. Staying current with changing regulations and carrier appetites requires diligence and ongoing education. The role frequently involves collaborating with retail agents, underwriters, and clients to develop customized solutions for unique risks. Success in this role demands adaptability, strong communication skills, and the ability to manage multiple priorities in a fast-paced environment. Overcoming these challenges provides valuable industry expertise and positions you for advancement opportunities within specialty insurance markets.

What are the most commonly searched types of Surplus Lines Insurance jobs in Virginia?

The most popular types of Surplus Lines Insurance jobs in Virginia are:

What are popular job titles related to Surplus Lines Insurance jobs in Virginia?

For Surplus Lines Insurance jobs in Virginia, the most frequently searched job titles are:

Infographic showing various Surplus Lines Insurance job openings in Virginia as of August 2026, with employment types broken down into 1% As Needed, 68% Full Time, 27% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $47,994 per year, or $23.1 per hour.

$70K - $73K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 19 days ago


Job description

Are you a recent college graduate or considering a career change? Kinsale Insurance has a proven track record of helping candidates like you build rewarding careers through our Associate program. Join Kinsale Insurance, a leading excess and surplus (E&S) lines carrier headquartered in Richmond, VA. We’re known for our innovative, high-quality approach to specialty insurance — helping clients navigate complex risks across Property, Casualty, and Specialty lines in all 50 states.

About the Role

As an Associate Claims Examiner, you’ll join a collaborative, fast-paced team where no two days are the same. You’ll develop hands-on expertise in evaluating and resolving commercial insurance claims under the guidance of experienced Claims Supervisors. We promote from within and offer clear career paths — no prior claims experience required. If you bring strong communication skills, analytical thinking, and a drive to learn, we’ll teach you the rest.

What You’ll Do
  • Managing a desk of low-to-moderately complex Property and Liability claims under the supervision of a Claims Supervisor.
  • Conducting thorough investigations throughout all stages of the claims process.
  • Evaluating coverage and drafting clear, accurate correspondence to policyholders.
  • Communicating proactively with policyholders, claimants, and other stakeholders to keep all parties informed on claim status.
  • Determining liability, assessing exposure, and negotiating claims through to resolution.
  • Maintaining accurate, organized documentation and records in each claim file.
  • Driving claims toward timely and effective resolution with a proactive, solutions-oriented approach.
What You Bring
  • Associate’s or Bachelor’s degree, or relevant experience in the insurance industry.
  • Superior written and verbal communication skills with the ability to engage diverse stakeholders.
  • Strong analytical and problem-solving abilities with attention to detail.
  • Solid organizational and time management skills with the ability to manage a high-volume claims desk.
  • Proficiency in Microsoft Office products including Word, Outlook, Excel, and PowerPoint.
  • A team-oriented mindset with the ability to thrive in a collaborative environment.
  • Strong negotiation skills and experience directing investigations are a plus.
Why You’ll Love Working at Kinsale
  • Competitive Pay & Bonus Opportunities – Rewarding performance and initiative with a strong base salary and performance-based bonuses.
  • Comprehensive Benefits – Health, dental, and vision insurance with up to $3,600 (individual) or $7,000 (family) in HSA contributions per year.
  • Work-Life Balance – Generous paid time off including 22 days of PTO and 10 paid company holidays.
  • Career Growth – Clear promotion paths from within, dedicated mentorship, and ongoing professional development.
  • Retirement & Security – Up to 6% matching 401(k) contributions on base salary and bonus, fully vested from day one, plus standard life insurance and disability coverage.
  • Continuous Learning – Annual $3,000 reimbursement for educational training and professional certifications.
Integrity & Responsibility

Kinsale values strong financial responsibility. A credit check will be conducted as part of the selection process for roles that require sound judgment, trustworthiness, or access to sensitive information.

Ready to Apply?

If you’re motivated, detail-oriented, and eager to grow, this is your opportunity to build a meaningful career in insurance claims. Join Kinsale Insurance and thrive in a company that rewards initiative, collaboration, and excellence.

Apply today and start building your future with us!

Salary Range: $70,000 - $73,000
This posted range is our best estimate; starting salaries may vary. Additionally, the posted range reflects only base salary and does not include annual bonuses, benefits, or reimbursements. Â