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Surety Underwriter Jobs (NOW HIRING)

Surety Underwriter

Irvine, CA · Hybrid

$75K - $115K/yr

Description Surety Underwriter - Irvine, CA (Hybrid) Who We Are At Old Republic Surety Company, we don't just hire professionals-we build careers. As a leading provider of contract, fidelity, and ...

Surety Underwriter

Irvine, CA · Hybrid

$75K - $115K/yr

Surety Underwriter - Irvine, CA (Hybrid) Who We Are At Old Republic Surety Company, we don't just hire professionals--we build careers. As a leading provider of contract, fidelity, and commercial ...

- As a Contract Surety Underwriter, you will be responsible for development of contract surety business in a defined territory. You will play a critical role in the production and underwriting of ...

As a Contract Surety Underwriter, you will be responsible for development of contract surety business in a defined territory. You will play a critical role in the production and underwriting of ...

We are currently seeking a motivated and ambitious in house Surety Underwriter to join our team. This is an exciting opportunity to build relationships and service our Surety customers. This position ...

We are currently seeking a motivated and ambitious in house Surety Underwriter to join our team. This is an exciting opportunity to build relationships and service our Surety customers. This position ...

UFG is hiring for a Sr. Surety Underwriter who is actively working towards building and maintaining a profitable mix of new and existing surety business by developing and maintaining strong working ...

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Surety Underwriter information

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$557

$673

$759

How much do surety underwriter jobs pay per week?

As of Jun 23, 2026, the average weekly pay for surety underwriter in the United States is $673.08, according to ZipRecruiter salary data. Most workers in this role earn between $625.00 and $721.15 per week, depending on experience, location, and employer.

Is surety underwriting a good career?

Surety underwriting is a stable career that involves evaluating and approving bond applications for construction, licensing, and other industries. It requires strong analytical skills, knowledge of insurance and financial principles, and often offers opportunities for advancement and professional certification. The role typically involves office work with regular hours and a focus on risk assessment.

What does a surety underwriter do?

A surety underwriter evaluates the risk of providing surety bonds, which guarantee the completion of projects or obligations. They review applicant financials, project details, and industry standards to determine bond terms and pricing, often using specialized software and requiring industry certifications. Their work helps ensure that bonds are issued responsibly and that obligations are met.

What are some common challenges faced by Surety Underwriters, and how can they be addressed?

Surety Underwriters often face the challenge of assessing the risk of unique or complex projects, especially when clients have limited credit history or operate in volatile industries. Balancing the need to support clients with prudent risk management requires strong analytical skills and sound judgment. Collaboration with agents, legal teams, and clients is critical to gather accurate information and construct tailored solutions. Staying updated on industry trends and regulatory requirements also helps underwriters navigate evolving risks and make informed decisions.

What are the 3 C's of surety underwriting?

The 3 C's of surety underwriting are Character, Capacity, and Collateral. Character assesses the applicant's integrity and reputation, Capacity evaluates their ability to fulfill contractual obligations, and Collateral considers the security provided to support the bond. These factors help underwriters determine the risk level when issuing surety bonds.

What are the key skills and qualifications needed to thrive as a Surety Underwriter, and why are they important?

To thrive as a Surety Underwriter, you need a solid understanding of finance, risk analysis, and underwriting principles, often supported by a bachelor's degree in business, finance, or a related field. Familiarity with industry tools like underwriting software, financial statement analysis systems, and relevant certifications such as AFSB (Associate in Fidelity and Surety Bonding) is highly valuable. Strong analytical thinking, negotiation skills, and effective communication are essential soft skills for building client relationships and making sound judgments. These competencies are crucial for accurately assessing risk, ensuring profitable decisions, and maintaining trust with clients and stakeholders.

What is the highest paying underwriting job?

Senior or executive-level surety underwriters, such as Chief Underwriters or Underwriting Managers, tend to have the highest salaries in the underwriting field. These roles often require extensive experience, advanced certifications, and leadership responsibilities, resulting in higher compensation compared to entry- or mid-level underwriters.

What is the difference between Surety Underwriter vs Claims Adjuster?

AspectSurety UnderwriterClaims Adjuster
CredentialsTypically requires a bachelor's degree in finance, insurance, or related field; certifications like CPCU or ARM are commonRequires a bachelor's degree; certifications like AIC or CPCU are advantageous
Work EnvironmentWorks in insurance or surety companies, assessing bond applications and riskWorks in insurance companies, investigating and settling claims
Industry UsagePrimarily in surety and bonding industryPrimarily in property and casualty insurance

While both roles involve risk assessment and require similar credentials, Surety Underwriters focus on evaluating bond applications and underwriting risks in the surety industry. Claims Adjusters handle claims after losses occur, focusing on settlement and investigation. Understanding these differences helps clarify career paths and employer expectations in the insurance industry.

What is a Surety Underwriter?

A Surety Underwriter is a professional who evaluates and assesses the risk involved in issuing surety bonds, which are financial guarantees that ensure contractual obligations are fulfilled. They analyze applicants’ financial statements, credit reports, and business operations to determine the likelihood that obligations will be met. Based on their analysis, they decide whether to approve bond applications and on what terms. Surety underwriters play a critical role in industries like construction, where bonds are often required for projects. Their decisions help protect both the obligee (the party requiring the bond) and the surety company from financial loss.
More about Surety Underwriter jobs
What cities are hiring for Surety Underwriter jobs? Cities with the most Surety Underwriter job openings:
What are the most commonly searched types of Surety Underwriter jobs? The most popular types of Surety Underwriter jobs are:
What states have the most Surety Underwriter jobs? States with the most job openings for Surety Underwriter jobs include:
Infographic showing various Surety Underwriter job openings in the United States as of June 2026, with employment types broken down into 97% Full Time, 1% Part Time, and 2% Contract. Highlights an 66% Physical, 13% Hybrid, and 21% Remote job distribution, with an average salary of $35,000 per year, or $16.8 per hour.
Surety Underwriter

$75K - $115K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.


Job description

Description
Surety Underwriter - Irvine, CA (Hybrid)
Who We Are
At Old Republic Surety Company, we don't just hire professionals-we build careers. As a leading provider of contract, fidelity, and commercial bonds, we partner with over 4,500 independent agencies nationwide to deliver exceptional service and innovative underwriting solutions. Joining us as a Surety Underwriter means becoming part of a company known for stability, expertise, and a commitment to excellence. This Surety Underwriter opportunity in Irvine, CA offers a dynamic hybrid work environment where collaboration, growth, and impact come together. If you're looking to grow as a Surety Underwriter in a company that values your voice and expertise, this is your moment.
What You'll Do
As a Surety Underwriter, you will play a key role in driving profitable growth while building lasting relationships. You will evaluate and underwrite bonds within your authority, ensuring alignment with company profitability goals. The Surety Underwriter will travel throughout the assigned territory to strengthen agency relationships, uncover new business opportunities, and represent the company at industry events.
In this Surety Underwriter role, you'll collaborate with internal teams and agency partners to deliver efficient underwriting solutions while staying ahead of market trends, economic shifts, and competitor strategies. You'll also support and mentor junior team members, helping to build a strong, knowledgeable underwriting team. Every day as a Surety Underwriter brings variety, responsibility, and the chance to make a measurable impact.
What You Bring
To succeed as a Surety Underwriter, you bring a strong foundation and a drive to grow. A Bachelor's degree and at least one year of related experience-or completion of an Associate Underwriter program-are required. Experience in commercial banking is preferred and will help you excel in this Surety Underwriter position.
You are relationship-driven, analytical, and adaptable. As a Surety Underwriter, you're comfortable balancing independent decision-making with collaborative teamwork. You're also open to regular travel and thrive in a role that combines fieldwork with strategic thinking.
Benefits & Perks
We believe a great Surety Underwriter deserves outstanding support and rewards:
Financial:
• Competitive salary ($75,000-$115,000) commensurate with experience
• 401k Savings & Profit-Sharing Plan, including company match contribution
• Roth investment options
• 529 Education Savings Plan
• Employee Referral Bonus Program
Health:
• Health Insurance
• Dental Insurance
• Flexible Spending & Health Savings Account options
• Life Insurance
• Vision Insurance
• Supplement Life Insurance
• Long-Term Disability Insurance
• Paid Leave of Absence Benefits
• Accident & Critical Illness Insurance
• Pet Insurance
Work-Life Balance:
• 37.5 hour standard work week
• Hybrid work opportunities available upon completion of training
• Casual business attire
• Generous paid time-off (PTO)
• Paid holidays
• Volunteer opportunities
• Company-sponsored events and outings
Interested? Click 'apply' and follow some very simple steps to get your resume in front of the Talent Acquisition Team.
Old Republic Surety Company is an Equal Opportunity Employer and is committed to maintaining a diverse workplace.
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