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Senior Surety Underwriter Jobs (NOW HIRING)

Sr Surety Underwriter

Pittsburgh, PA · On-site

$103K - $136K/yr

UFG is hiring for a Sr. Surety Underwriter who is actively working towards building and maintaining a profitable mix of new and existing surety business by developing and maintaining strong working ...

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Senior Surety Underwriter information

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$37K

$106.6K

$133.5K

How much do senior surety underwriter jobs pay per year?

As of Aug 2, 2026, the average yearly pay for senior surety underwriter in the United States is $106,601.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $116,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Surety Underwriter, and why are they important?

To thrive as a Senior Surety Underwriter, you need deep knowledge of surety products, risk assessment, and financial analysis, often backed by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, financial modeling tools, and industry certifications such as AFSB (Associate in Fidelity and Surety Bonding) are typically required. Strong negotiation, relationship-building, and decision-making skills are vital for interacting with clients and brokers. These competencies ensure accurate risk evaluation, profitable portfolios, and effective client management in a competitive insurance market.

What does a Senior Surety Underwriter do?

A Senior Surety Underwriter evaluates and analyzes the financial strength and creditworthiness of companies or individuals seeking surety bonds. They assess risks, set bond terms, and determine whether to approve or deny applications for contract, commercial, or court bonds. In addition to reviewing documentation and financial statements, they often negotiate terms with clients, maintain relationships with agents and brokers, and ensure compliance with regulations. Senior Surety Underwriters typically have several years of experience and possess strong analytical, negotiation, and communication skills.

What is the difference between Senior Surety Underwriter vs Surety Underwriter?

AspectSenior Surety UnderwriterSurety Underwriter
Experience LevelTypically 5+ years in underwritingEntry to mid-level experience
ResponsibilitiesComplex risk assessment, mentorship, decision-making authorityInitial risk evaluation, basic underwriting tasks
CredentialsOften requires professional certifications (e.g., CPCU)May require relevant insurance licenses or certifications
Work EnvironmentSenior roles in large insurance companies or brokersEntry to mid-level roles in similar settings

The main difference between a Senior Surety Underwriter and a Surety Underwriter lies in experience, responsibilities, and decision-making authority. Senior underwriters handle complex cases, mentor junior staff, and often hold advanced certifications, whereas entry-level underwriters focus on basic risk assessments. Both roles operate within the same industry and work environment, but the senior position involves greater expertise and leadership.

What are some common challenges faced by Senior Surety Underwriters, and how can they be addressed?

Senior Surety Underwriters often encounter challenges such as evaluating complex financial statements, assessing the risk of unfamiliar industries, and balancing the needs of clients with the company's risk appetite. Staying updated on market trends and regulatory changes is crucial for accurate risk assessment. Building strong relationships with agents and clients can help underwriters gain deeper insights into businesses, while collaborating with internal teams ensures well-rounded decision-making. Leveraging advanced analytical tools and continuing professional development are key strategies for overcoming these challenges.
More about Senior Surety Underwriter jobs
What cities are hiring for Senior Surety Underwriter jobs? Cities with the most Senior Surety Underwriter job openings:
What are the most commonly searched types of Surety Underwriter jobs? The most popular types of Surety Underwriter jobs are:
What states have the most Senior Surety Underwriter jobs? States with the most job openings for Senior Surety Underwriter jobs include:
Infographic showing various Senior Surety Underwriter job openings in the United States as of July 2026, with employment types broken down into 91% Full Time, 7% Part Time, and 2% Contract. Highlights an 88% Physical, 5% Hybrid, and 7% Remote job distribution, with an average salary of $106,601 per year, or $51.3 per hour.

Senior Surety Underwriter - Small to Mid Contract (Florida)

Liberty Mutual

Tallahassee, FL • Hybrid

$93K - $110K/yr

Full-time

Re-posted 11 days ago


Liberty Mutual rating

9.0

Company rating: 9.0 out of 10

Based on 146 frontline employees who took The Breakroom Quiz

37th of 301 rated insurance


Job description

Description

Liberty Mutual Surety is currently recruiting for a Senior Surety Underwriter to join our Small to Mid-Contract Team in the Southeast Surety Plus's Florida Branch.

As a Senior Surety Underwriter, you will develop and underwrite profitable surety business, and service independent agents, brokers, and small to mid-sized contract accounts within an assigned territory. Using your excellent relationship skills, you will build and maintain positive partnerships with agents, brokers, and accounts as a trusted advisor and underwriting resource for our producers and customers. You will also use your business and financial acumen to perform primary credit underwriting and financial/risk analysis, provide recommendations, and make decisions on new and existing accounts. This is an excellent opportunity for an experienced and self-motivated surety professional looking to grow their career with a top surety company that focuses on its employees and customers first.

Liberty Mutual Surety, a business unit of Liberty Mutual Insurance, is the world's largest global Surety, including in the United States. Conducting business worldwide through fronting relationships and Liberty-owned subsidiaries, we provide bonds in over 60 countries for construction firms, manufacturers and suppliers, and commercial enterprises on an account and transactional basis. We are committed to building mutually profitable relationships by providing smart business solutions, ease of doing business, and consistent, responsive service.  Liberty Mutual Surety is dedicated to the communities we serve and highly values a diverse workforce in more than 18 countries.

 Responsibilities: 

  • Underwrite and negotiate contract/SBA accounts to maximize profitability whilst minimizing risk, which may include the most complex accounts based on level of role. Makes thorough evaluations and assessments of a customer's financial, technical, organizational, and management capacities, including experience, desired objectives as well as a subjective judgment of character.
  • Manage the profitability and retention of an assigned book of business while continue to develop the portfolio through strong relationships and active engagement with new and existing agents and brokers. May assist in developing the marketing plan. 
  • Performs analytical evaluations of financial statements on both a static and trend basis. Determines the present and historical financial position of accounts and monitors financial position of risk through analysis of quarterly statements and work in progress data as appropriate.
  • Stay abreast of Liberty Mutual Surety and Global Risk Solutions product lines and identify/promote opportunities across with agents and brokers, leveraging domestic and global capabilities.
  • Responsible for investigation, analyzing, and managing all necessary underwriting/accounting/workflow issues, within framework of Surety policies and procedures.
  • May assess and identify changes in all aspects of the business including, but not limited to, work program to financial strength criteria, nature of work performed (inherent risk), accuracy and timeliness of data flow, and exposure analyses.  Coordinate and surface issues to Home Office Underwriters and Field Management.
  • Assists in the evaluation of business continuity arrangements and funding mechanisms (such as adequacy of life insurance) to preclude financial drain of customer in the event of the demise of (an) owner or other insurable loss.
  • May mentor more junior staff based on level.
  • Performs special projects and other duties as assigned.

If the selected candidate lives within 50 miles of a GRS office, then the selected candidate should be prepared to come into the office two days/week, but this is subject to change. 

This position is posted as a Senior Surety Underwriter, but we will consider candidates at various levels of experience. The posted salary range is for the Senior Surety Underwriter position and any salary offer will be based on experience. 

Qualifications
  • Degree in Business or equivalent typically required
  • A minimum of 2.5 years, typically 3 or more years, of surety UW experience and/or other related experience
  • Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility that includes competence with all phases and aspects of the underwriting process and proficiency in the use of qualitative and quantitative tools and techniques
  • Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues
  • Proven track record of developing and underwriting profitable Surety business
About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefitsLiberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.Fair Chance Notices

  • California
  • Los Angeles Incorporated
  • Los Angeles Unincorporated
  • Philadelphia
  • San Francisco
Employment Type: FULL_TIME

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About Liberty Mutual

Sourced by ZipRecruiter

Since 1912, we've grown into the fifth largest global property and casualty insurer based on 2022 gross written premium. We also rank 86 on the Fortune 100 list of largest corporations in the US based on 2022 revenue. ​At Liberty Mutual Insurance we work hard every day to support our customers and our people, so they can protect their families, build their businesses and invest in their futures. We are headquartered in Boston, but our people, our customers and our reach span the globe. So to better serve our global customers and employees, we are organized into three business units.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

Boston, MA, US

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