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Senior Surety Underwriter Jobs (NOW HIRING)

Chubb

Senior Underwriter, Surety

Minneapolis, MN · On-site

$100 - $125/hr

The Senior Surety Underwriter's primary responsibility is to underwrite individual surety risks through a demonstration of the following skills and abilities: * Fundamental Surety Underwriting.

IAT Insurance Group

$100 - $125/hr

IAT Surety has an immediate opening for a Surety Senior Underwriter located in our Birmingham, Alabama or Alpharetta, Georgia location that will be handling both contract and commercial surety. This ...

Chubb Life Fund

$125 - $150/hr

The Senior Surety Underwriter's primary responsibility is to underwrite individual surety risks through a demonstration of the following skills and abilities: * Fundamental Surety Underwriting.

Chubb Ltd.

Senior Underwriter, Surety

Minneapolis, MN · On-site

$100 - $125/hr

The Senior Surety Underwriter's primary responsibility is to underwrite individual surety risks through a demonstration of the following skills and abilities: * Fundamental Surety Underwriting.

Iatinsurancegroup

Senior Surety Underwriter

Birmingham, AL · On-site +1

$80K - $127K/yr

IAT Surety has an immediate opening for a Surety Senior Underwriter located in our Birmingham, Alabama or Alpharetta, Georgia location that will be handling both contract and commercial surety. This ...

Chubb Ltd.

$100 - $125/hr

The Senior Surety Underwriter's primary responsibility is to underwrite individual surety risks through a demonstration of the following skills and abilities: * Fundamental Surety Underwriting.

Iatinsurancegroup

Senior Surety Underwriter

Alpharetta, GA · On-site +1

$80K - $127K/yr

IAT Surety has an immediate opening for a Surety Senior Underwriter located in our Birmingham, Alabama or Alpharetta, Georgia location that will be handling both contract and commercial surety. This ...

Chubb

Senior Underwriter, Surety

Minnetonka, MN · On-site

$100K - $118K/yr

The Senior Surety Underwriter's primary responsibility is to underwrite individual surety risks through a demonstration of the following skills and abilities: * Fundamental Surety Underwriting.

Chubb

Senior Underwriter, Surety

Minnetonka, MN · On-site

$100K - $118K/yr

The Senior Surety Underwriter's primary responsibility is to underwrite individual surety risks through a demonstration of the following skills and abilities: * Fundamental Surety Underwriting.

Diedre Moire Corp.

Surety Underwriter

Lansing, MI · On-site

$150K - $300K/yr

Construction Contract Performance Surety Underwriter - Lansing, MI Insurance Underwriter ... Determine whether accounts are within underwriting appetite and make recommendations to senior ...

Posted today

Swiss Re

Contract Surety Underwriter - CorSo

Boston, MA · On-site

$156K - $234K/yr

Must have Credit & Surety Underwriting experience Position location: Woburn, MA or Windsor, CT We ... to senior leadership * Willingness and ability to travel up to 25% to meet with agents and visit ...

Swiss Re

Contract Surety Underwriter - CorSo

Boston, MA · Hybrid

$156K - $234K/yr

Must have Credit & Surety Underwriting experience Position location: Woburn, MA or Windsor, CT We ... to senior leadership * Willingness and ability to travel up to 25% to meet with agents and visit ...

Diedre Moire Corp.

Surety Underwriter

Round Rock, TX · On-site

$150K - $300K/yr

Senior Underwriter - Construction Bond - Round Rock, TX Support Construction Bond line of business ... Insurance Underwriter Construction & Contrct Surety Bid Bonds Performance Bonds Payment Bonds ...

Posted today

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Senior Surety Underwriter information

See salary details

$37K

$106.6K

$133.5K

How much do senior surety underwriter jobs pay per year?

As of Sep 9, 2026, the average yearly pay for senior surety underwriter in the United States is $106,601.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $116,500.00 per year, depending on experience, location, and employer.

What does a senior surety underwriter do?

A Senior Surety Underwriter evaluates and analyzes the financial strength and creditworthiness of companies or individuals seeking surety bonds. They assess risks, set bond terms, and determine whether to approve or deny applications for contract, commercial, or court bonds. In addition to reviewing documentation and financial statements, they often negotiate terms with clients, maintain relationships with agents and brokers, and ensure compliance with regulations. Senior Surety Underwriters typically have several years of experience and possess strong analytical, negotiation, and communication skills.

What are some common challenges faced by senior surety underwriters, and how can they be addressed?

Senior Surety Underwriters often encounter challenges such as evaluating complex financial statements, assessing the risk of unfamiliar industries, and balancing the needs of clients with the company's risk appetite. Staying updated on market trends and regulatory changes is crucial for accurate risk assessment. Building strong relationships with agents and clients can help underwriters gain deeper insights into businesses, while collaborating with internal teams ensures well-rounded decision-making. Leveraging advanced analytical tools and continuing professional development are key strategies for overcoming these challenges.

What are the key skills and qualifications needed to thrive as a senior surety underwriter, and why are they important?

To thrive as a Senior Surety Underwriter, you need deep knowledge of surety products, risk assessment, and financial analysis, often backed by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, financial modeling tools, and industry certifications such as AFSB (Associate in Fidelity and Surety Bonding) are typically required. Strong negotiation, relationship-building, and decision-making skills are vital for interacting with clients and brokers. These competencies ensure accurate risk evaluation, profitable portfolios, and effective client management in a competitive insurance market.

What is the difference between Senior Surety Underwriter vs Surety Underwriter?

AspectSenior Surety UnderwriterSurety Underwriter
Experience LevelTypically 5+ years in underwritingEntry to mid-level experience
ResponsibilitiesComplex risk assessment, mentorship, decision-making authorityInitial risk evaluation, basic underwriting tasks
CredentialsOften requires professional certifications (e.g., CPCU)May require relevant insurance licenses or certifications
Work EnvironmentSenior roles in large insurance companies or brokersEntry to mid-level roles in similar settings

The main difference between a Senior Surety Underwriter and a Surety Underwriter lies in experience, responsibilities, and decision-making authority. Senior underwriters handle complex cases, mentor junior staff, and often hold advanced certifications, whereas entry-level underwriters focus on basic risk assessments. Both roles operate within the same industry and work environment, but the senior position involves greater expertise and leadership.

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What are the most commonly searched types of Surety Underwriter jobs?

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For Senior Surety Underwriter jobs, the most frequently searched job titles are:

Senior Surety Underwriter jobs near you
Infographic showing various Senior Surety Underwriter job openings in the United States as of September 2026, with employment types broken down into 96% Full Time, 2% Part Time, and 2% Contract. Highlights an 61% Physical, 10% Hybrid, and 29% Remote job distribution, with an average salary of $106,601 per year, or $51.3 per hour.

Senior Underwriter, Surety

Minneapolis, MN • On-site

Chubb
Insurance Services • 10K+ employees
Learn more about Chubbexternal

$100 - $125/hr

Other

Posted 22 days ago

Chubb rating

8.2

Company rating: 8.2 out of 10

Based on 67 frontline employees who took The Breakroom Quiz

148th of 315 rated insurance

Job description

The Senior Surety Underwriter’s primary responsibility is to underwrite individual surety risks through a demonstration of the following skills and abilities:

  • Fundamental Surety Underwriting. Ability to underwrite surety credits which generate a profit for the Company while meeting the needs of the customer.
  • Risk Assessment. Ability to identify risk exposures, analyze contracts and bond forms. Ability to analyze and differentiate risks on an account specific basis. Manage underwriting meetings with customers to understand operations and internal controls.
  • Financial proficiency. Sophisticated understanding of financial statements and ratios used in surety underwriting. Understanding of the impact of underwriting decisions on company results. Ability to understand credit risk.
  • Actuarial fundamentals. Ability to understand loss trends, loss triangles, and ratemaking. Ability to quantify risk based on experience history and forecasting methods.
  • Marketing and communications. Ability to build relationships, internally and externally, to grow the book of business to achieve bottom line profitability for the Company. Ability to make presentations and communicate articulately. Ability to base communications on strategic thinking. Ability to manage producer strategy.
  • Systems and programs. Ability to use systems and software programs needed to conduct daily business.

Major Duties & Responsibilities:

  • Marketing and prospecting for new business, primarily through travelling throughout the assigned territory.
  • Travel expectations 10-25% with flexible territory options.
  • Documents the underwriting files
  • Determines terms and conditions and complex rating plans
  • Handles more complex files and portfolios
  • Guides and mentors junior staff
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About Chubb

Sourced by ZipRecruiter

Chubb is the world's largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. We are a unique global organization with a culture of individuals passionately committed to our respective crafts. With underwriting at our core, each of us contributes to providing the best insurance coverage and service to our clients. Our highly collaborative, inclusive nature helps us drive better business outcomes through diversity of background, experiences, insights and values.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

Warren, NJ, US

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