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Contract Surety Underwriter Jobs (NOW HIRING)

Core Specialty

Contract Surety Underwriter

Dallas, TX · On-site

As a Contract Surety Underwriter, you will be responsible for development of contract surety business in a defined territory. You will play a critical role in the production and underwriting of ...

Core Specialty

Contract Surety Underwriter

Dallas, TX · Hybrid

- As a Contract Surety Underwriter, you will be responsible for development of contract surety business in a defined territory. You will play a critical role in the production and underwriting of ...

Swiss Re

Contract Surety Underwriter - CorSo

Boston, MA · On-site

$156K - $234K/yr

About the Role As a Contract Surety Underwriter, you'll be at the heart of our surety operations - evaluating risk, approving bonds, and cultivating the agent relationships that drive our business ...

Swiss Re

Contract Surety Underwriter - CorSo

Boston, MA · Hybrid

$156K - $234K/yr

About the Role As a Contract Surety Underwriter, you'll be at the heart of our surety operations - evaluating risk, approving bonds, and cultivating the agent relationships that drive our business ...

Crum & Forster

Contract Surety Underwriter

Draper, UT · On-site

$105K/yr

For more information about C&F, please visit our website: www.cfins.com Underwriter - Contract Surety - Utah hybrid A Contract Surety Underwriter is accountable for Contract Surety product ...

Diedre Moire Corp.

Surety Underwriter

Blacksburg, VA · On-site

$140K - $250K/yr

Surety Underwriter Account Manager - Blacksburg, VA Surety Underwriter Underwriting Surety Insurance Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid ...

Diedre Moire Corp.

Surety Underwriter

Burke, VA · On-site

$140K - $250K/yr

Commercial Surety Underwriting Manager - Burke, VA Surety Underwriter Underwriting Surety Insurance Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid ...

United Fire Group

Surety Underwriter

Chicago, IL

Oversee a book of contract surety business within defined territory. Meet production, marketing ... Request underwriting information from agencies. Review and process information received. * Perform ...

New

Diedre Moire Corp.

Surety Underwriter

Ashburn, VA · On-site

$140K - $250K/yr

Underwriting Manager Commercial Surety - Ashburn, VA Surety Underwriter Underwriting Surety Insurance Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid ...

Diedre Moire Corp.

Surety Underwriter

Manassas, VA · On-site

$140K - $250K/yr

Surety Bond Underwriting Manager - Manassas, VA Surety Underwriter Underwriting Surety Insurance Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid, performance ...

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Contract Surety Underwriter information

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How much do contract surety underwriter jobs pay per week?

As of Aug 7, 2026, the average weekly pay for contract surety underwriter in the United States is $673.08, according to ZipRecruiter salary data. Most workers in this role earn between $625.00 and $721.15 per week, depending on experience, location, and employer.

What is the difference between Contract Surety Underwriter vs Bond Underwriter?

AspectContract Surety UnderwriterBond Underwriter
CredentialsTypically requires insurance licenses, underwriting certifications, and industry experienceSimilar credentials, often including licenses and underwriting training
Work EnvironmentWorks within insurance or surety companies, assessing construction and project bondsWorks in insurance or surety firms, evaluating various types of bonds including commercial and fidelity bonds
Industry UsagePrimarily in construction, infrastructure, and project-based industriesUsed across multiple sectors including construction, finance, and government

Contract Surety Underwriters and Bond Underwriters share similar credentials and work environments, but they focus on different bond types and industry sectors. Contract Surety Underwriters specialize in construction and project bonds, while Bond Underwriters handle a broader range of bonds across various industries.

How much do contract surety underwriters make?

Contract surety underwriters typically earn a median annual salary between $70,000 and $100,000, depending on experience, location, and employer size. Senior underwriters or those with specialized skills can earn higher salaries, often exceeding $120,000. Compensation may also include bonuses and benefits related to their underwriting expertise and industry knowledge.

What is a contract surety underwriter?

A Contract Surety Underwriter is a professional who evaluates and approves surety bonds for construction projects. Their primary responsibility is to assess the financial strength, creditworthiness, and experience of contractors seeking bonds, ensuring that the contractor can fulfill the obligations of a construction contract. They analyze financial statements, project details, and industry trends to minimize risk for the surety company. Additionally, they work closely with agents, contractors, and other stakeholders throughout the bonding process.

What are the key skills and qualifications needed to thrive as a contract surety underwriter?

To thrive as a Contract Surety Underwriter, you need strong analytical skills, knowledge of financial statements, risk assessment abilities, and typically a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, financial modeling tools, and knowledge of surety bond regulations are commonly required, with CPCU or ARM certifications considered advantageous. Excellent communication, negotiation, and relationship-building skills help underwriters work effectively with clients and brokers. These competencies ensure accurate risk evaluation, informed decision-making, and the development of strong business partnerships essential for profitable underwriting.

How does a contract surety underwriter typically collaborate with agents and contractors during the underwriting process?

A Contract Surety Underwriter works closely with both insurance agents and contractors to assess the financial stability, experience, and project specifics before issuing bonds. This collaboration involves reviewing financial statements, discussing project details, and clarifying risk factors to ensure the bond is appropriately structured. Regular communication is essential, as underwriters often need to address questions, request additional documentation, and provide guidance on bond requirements. Building strong relationships with agents and contractors not only facilitates smoother transactions but also helps in accurately evaluating and managing risks.

Is contract surety underwriting a good career?

Contract surety underwriting is a specialized role within the insurance industry that involves evaluating and approving surety bonds for construction and contractual projects. It offers opportunities for career growth, requires strong analytical skills, and often involves working with financial and legal documents. The field can provide stable employment and competitive compensation for those with relevant experience and certifications.

What do contract surety underwriters do?

Contract surety underwriters evaluate and assess the risk of providing surety bonds for construction projects and other contractual obligations. They review applicant financials, project details, and legal documents to determine bond eligibility and set appropriate terms, often using specialized underwriting software. Strong analytical skills and knowledge of construction and insurance industries are essential for this role.
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Contract Surety Underwriter jobs near you
Infographic showing various Contract Surety Underwriter job openings in the United States as of August 2026, with employment types broken down into 95% Full Time, 2% Part Time, and 3% Contract. Highlights an 71% Physical, 9% Hybrid, and 20% Remote job distribution, with an average salary of $35,000 per year, or $16.8 per hour.

Contract Surety Underwriter

Core Specialty

Dallas, TX • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 21 days ago

Job description

As a Contract Surety Underwriter, you will be responsible for development of contract surety business in a defined territory. You will play a critical role in the production and underwriting of contract surety account business.
Key Accountabilities/Deliverables:
  • Develop and manage distribution channels, including brokers, agents, and partnerships to expand market reach and drive sales growth.
  • Champion a customer-centric approach to deliver exceptional service, satisfaction, and value propositions that will differentiate our contract surety team in the marketplace.
  • Review and evaluate surety bond applications/submissions to determine risk levels and underwriting terms.
  • Analyze financial statements, work-in-process reports, credit reports, and other relevant underwriting documents to assess the financial quality and character of principals and indemnitors for the establishment of surety credit.
  • Determine appropriate single and aggregate bond amounts, terms, and conditions based on risk analysis and industry standards.
  • Collaborate with brokers, agents, and principals to gather necessary information required for proper analysis of bond risks.
  • Keep current on industry trends, regulations, underwriting practices, and competitors.
  • Keep abreast of obligee requirements and statutory changes.
  • Other projects and tasks as assigned.

Technical Knowledge and Understanding:
  • Strong technical contract surety underwriting expertise and financial analysis expertise.
  • Excellent analytical and decision-making skills, with the ability to assess complex risks and provide solutions.
  • Proficiency in underwriting software and tools.
  • Effective communication and interpersonal skills, both verbal and written, for building relationships and managing stakeholder expectations.
  • Time management and prioritization skills.
  • Ability to multi-task and collaborate effectively with others in a high-performance team environment.

Experience:
  • Bachelor's degree in accounting, finance, business, or related field.
  • 2+ years of surety underwriting experience or related field.
  • Contract surety underwriting experience preferred.
  • The ability to meet tight deadlines.
  • Strong customer service with a professional attitude and approach.
  • Strong analytical skills with the ability to interpret financial data.
  • Ability to travel as needed.

#LI-hybrid
At Core Specialty, you will receive a competitive salary and opportunities for professional development and advancement. We offer medical, dental, vision, and life insurances; short and long-term disability; a Company-match of 100% of a 6% contribution 401(k) plan; an Employee Assistance Plan; Health Savings Account, Flexible Spending Account, Health Reimbursement Account, and a wellness program

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