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Contract Surety Underwriter Jobs (NOW HIRING)

Diedre Moire Corp.

Surety Underwriter

Oshkosh, WI · On-site

$140K - $250K/yr

Commercial Surety Insurance Underwriter - Oshkosh, WI Insurance Underwriter Underwriting Surety Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid, performance ...

Diedre Moire Corp.

Surety Underwriter

Eau Claire, WI · On-site

$140K - $250K/yr

Senior Bond Insurance Underwriter - Eau Claire, WI Insurance Underwriter Underwriting Surety Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid, performance and ...

Diedre Moire Corp.

Surety Underwriter

Reston, VA · On-site

$140K - $250K/yr

Commercial Surety Representative - Reston, VA Insurance Underwriter Underwriting Surety Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid, performance and ...

Diedre Moire Corp.

Surety Underwriter

Janesville, WI · On-site

$140K - $250K/yr

Surety - Territory Manager - Bond Underwriting - Janesville, WI Insurance Underwriter Underwriting Surety Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid ...

Zurich Insurance Company Ltd.

CA · On-site

$75K - $165K/yr

Zurich's Large Contract West Region Surety Team is looking for a motivated Contract Surety Underwriter to help us strengthen our portfolio, elevate our client relationships, and make a lasting impact ...

Diedre Moire Corp.

Surety Underwriter

Puyallup, WA · On-site

$150K - $300K/yr

... Contract Surety Contract Bonds Bid Bonds Performance Bonds Payment Bonds Maintenance Bond Latin America USA Canada _ . Assess complex risks; maintain underwriting discipline; develop marketing ...

Diedre Moire Corp.

Surety Underwriter

Chattanooga, TN · On-site

$140K - $250K/yr

Surety - Commercial Bond Underwriter - Chattanooga, TN Insurance Underwriter Underwriting Surety Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid, performance ...

United Fire Group

Surety Underwriter Trainee

Dallas, TX

$60K - $75K/yr

UFG is currently seeking a Surety Underwriter Trainee to join our growing Surety Department. You ... Accompany surety representatives to visit agency force and contract accounts. * May be exposed to ...

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Contract Surety Underwriter information

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How much do contract surety underwriter jobs pay per week?

As of Aug 8, 2026, the average weekly pay for contract surety underwriter in the United States is $673.08, according to ZipRecruiter salary data. Most workers in this role earn between $625.00 and $721.15 per week, depending on experience, location, and employer.

What is the difference between Contract Surety Underwriter vs Bond Underwriter?

AspectContract Surety UnderwriterBond Underwriter
CredentialsTypically requires insurance licenses, underwriting certifications, and industry experienceSimilar credentials, often including licenses and underwriting training
Work EnvironmentWorks within insurance or surety companies, assessing construction and project bondsWorks in insurance or surety firms, evaluating various types of bonds including commercial and fidelity bonds
Industry UsagePrimarily in construction, infrastructure, and project-based industriesUsed across multiple sectors including construction, finance, and government

Contract Surety Underwriters and Bond Underwriters share similar credentials and work environments, but they focus on different bond types and industry sectors. Contract Surety Underwriters specialize in construction and project bonds, while Bond Underwriters handle a broader range of bonds across various industries.

How much do contract surety underwriters make?

Contract surety underwriters typically earn a median annual salary between $70,000 and $100,000, depending on experience, location, and employer size. Senior underwriters or those with specialized skills can earn higher salaries, often exceeding $120,000. Compensation may also include bonuses and benefits related to their underwriting expertise and industry knowledge.

What is a contract surety underwriter?

A Contract Surety Underwriter is a professional who evaluates and approves surety bonds for construction projects. Their primary responsibility is to assess the financial strength, creditworthiness, and experience of contractors seeking bonds, ensuring that the contractor can fulfill the obligations of a construction contract. They analyze financial statements, project details, and industry trends to minimize risk for the surety company. Additionally, they work closely with agents, contractors, and other stakeholders throughout the bonding process.

What are the key skills and qualifications needed to thrive as a contract surety underwriter?

To thrive as a Contract Surety Underwriter, you need strong analytical skills, knowledge of financial statements, risk assessment abilities, and typically a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, financial modeling tools, and knowledge of surety bond regulations are commonly required, with CPCU or ARM certifications considered advantageous. Excellent communication, negotiation, and relationship-building skills help underwriters work effectively with clients and brokers. These competencies ensure accurate risk evaluation, informed decision-making, and the development of strong business partnerships essential for profitable underwriting.

How does a contract surety underwriter typically collaborate with agents and contractors during the underwriting process?

A Contract Surety Underwriter works closely with both insurance agents and contractors to assess the financial stability, experience, and project specifics before issuing bonds. This collaboration involves reviewing financial statements, discussing project details, and clarifying risk factors to ensure the bond is appropriately structured. Regular communication is essential, as underwriters often need to address questions, request additional documentation, and provide guidance on bond requirements. Building strong relationships with agents and contractors not only facilitates smoother transactions but also helps in accurately evaluating and managing risks.

Is contract surety underwriting a good career?

Contract surety underwriting is a specialized role within the insurance industry that involves evaluating and approving surety bonds for construction and contractual projects. It offers opportunities for career growth, requires strong analytical skills, and often involves working with financial and legal documents. The field can provide stable employment and competitive compensation for those with relevant experience and certifications.

What do contract surety underwriters do?

Contract surety underwriters evaluate and assess the risk of providing surety bonds for construction projects and other contractual obligations. They review applicant financials, project details, and legal documents to determine bond eligibility and set appropriate terms, often using specialized underwriting software. Strong analytical skills and knowledge of construction and insurance industries are essential for this role.
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What job categories do people searching Contract Surety Underwriter jobs look for? The top searched job categories for Contract Surety Underwriter jobs are:
Contract Surety Underwriter jobs near you
Infographic showing various Contract Surety Underwriter job openings in the United States as of August 2026, with employment types broken down into 95% Full Time, 2% Part Time, and 3% Contract. Highlights an 71% Physical, 9% Hybrid, and 20% Remote job distribution, with an average salary of $35,000 per year, or $16.8 per hour.

Home Office Underwriting Manager - Contract Surety

The Hartford Financial Services Group, Inc.

Hartford, CT • On-site, Remote

$112K - $205K/yr

Full-time

Re-posted 19 days ago

The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 121 frontline employees who took The Breakroom Quiz

57th of 303 rated insurance

Job description

Senior Executive Underwriter - UW07DC
Executive Underwriter - UW07DD
We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
UPDATED 6/24/2026: This position can sit anywhere in the United States and can have a remote or hybrid work arrangement.
The Home Office Underwriting Manager position will report to the Regional Senior Managing Director. You will be responsible for assisting with the overall integrity of the division's contract surety portfolio, along with the improvement of their surety underwriting processes. You will be responsible for assisting the Regional Senior Managing Director with all home office matters surrounding underwriting analysis and reviews, portfolio management and reporting. As one of the lead Home Office personnel in Contract Surety, you will also have a channeled interest in assisting the regional field teams with marketing our underwriting abilities to our partners across the country.
Home Office Bond Underwriting Manager:
  • Represents Bond by demonstrating superior underwriting expertise, high-level decision-making skills, and comprehensive business knowledge.
  • Supports Regional Office sales and service objectives.
  • Monitors and assesses the implementation of underwriting guidelines, sales objectives, service standards and operational efficiencies.
  • Rigorously analyzes underwriting information and assesses most complex risk within the framework of company standards.
  • Has a high degree of autonomous decision-making authority and manages a portfolio of business
  • Helps set territory strategies for offices in the territory.
  • Serves as referral underwriter for regional offices.
  • Assists Region Office underwriters and managers in creating solutions for customers.
  • Option to Co-travel in the territory to understand the customer needs and attend meetings with clients.
  • Negotiates win/win solutions.
  • Analyzes the portfolio of business in the territory.

Should possess the following attributes:
  • Deep technical knowledge of Surety products and those processes, laws, regulations, terminology and principles related to surety underwriting.
  • The interest and the capabilities to serve as a resource on complex underwriting issues for the greater Contract Surety team.
  • An appreciation and desire to lead special projects and other duties as needed to improve the overall Contract Surety product at Hartford.
  • A shown ability to balance the needs of multiple stakeholders when making underwriting decisions- including claims, operations, compliance, and finance.
  • A team spirit and desire to work collaboratively.
  • A financial mindset to help make the best decisions.
  • Ability to own your work and following through on commitments.

Qualifications:
  • Bachelor's Degree strongly preferred
  • 8+ years of Contract Surety underwriting experience preferred.
  • Demonstrated success in developing and maintaining solid relationships with all internal and external business partners
  • Excellent communication, written, interpersonal and presentation skills
  • An ability to think analytically about business problems, make recommendations and propose solutions
  • High energy self-starter who is resilient
  • Demonstration of solid time, organizational, and desk management skills
  • Goal-oriented and delivers outcomes
  • Ability to challenge the status quo and compete to win
  • Superior technical knowledge and sound decision-making and analytical skills opportunities to improve and enhance results
  • Ability to travel approximately 10%

***The position title level will be determined after careful review of the selected candidate's qualifications***
Location:
This role can have a Hybrid or Remote work arrangement. Candidates who live near one of our office locations will have expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise.
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$112,800 - $205,200
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us | Our Culture | What It's Like to Work Here | Perks & Benefits

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About Hartford

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Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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