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$24K

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$90K

How much do structured settlement jobs pay per year?

As of Jun 9, 2026, the average yearly pay for structured settlement in the United States is $50,043.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,500.00 and $54,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Structured Settlement position, and why are they important?

To thrive as a Structured Settlement Specialist, you need strong analytical skills, attention to detail, and a solid understanding of financial products and legal processes, often supported by a bachelor's degree in finance, business, or law. Familiarity with case management software, annuity calculators, and industry compliance tools is typically required. Excellent communication, negotiation, and client-service skills distinguish top performers in this field. These abilities are crucial for guiding clients through complex settlement transactions and ensuring legal and financial accuracy.

What are common challenges faced by Structured Settlement Specialists in their daily work?

Structured Settlement Specialists often navigate complex negotiations between claimants, attorneys, and insurance companies, which can be challenging as they must balance diverse interests while ensuring regulatory compliance. The role frequently involves interpreting intricate legal documents, managing multiple cases simultaneously, and adhering to strict deadlines. Additionally, specialists must educate clients about their settlement options and advocate for their clients' best interests. Effective communication and problem-solving skills are essential for overcoming these challenges and maintaining successful client relationships.

What is a Structured Settlement job?

A Structured Settlement job typically involves helping individuals manage or sell their structured settlement payments. Professionals in this field assist clients in understanding their settlement options, negotiating lump-sum payouts, and handling legal or financial paperwork. They often work for financial companies or settlement firms and must have knowledge of contracts, finance, and legal regulations. The role requires strong communication skills to guide clients through the process.

More about Structured Settlement jobs
What cities are hiring for Structured Settlement jobs? Cities with the most Structured Settlement job openings:
What are the most commonly searched types of Structured Settlement jobs? The most popular types of Structured Settlement jobs are:
What states have the most Structured Settlement jobs? States with the most job openings for Structured Settlement jobs include:
What job categories do people searching Structured Settlement jobs look for? The top searched job categories for Structured Settlement jobs are:
Structured Settlement jobs near you
Infographic showing various Structured Settlement job openings in the United States as of June 2026, with employment types broken down into 95% Full Time, 1% Part Time, 3% Contract, and 1% Nights. Highlights an 78% Physical, 7% Hybrid, and 15% Remote job distribution, with an average salary of $50,043 per year, or $24.1 per hour.

Mortgage Loan Closer

JG Wentworth Home Lending, LLC

Woodbridge, VA • On-site

Full-time

Posted 5 days ago

Job description

Company Description
For more than 20 years, The J.G. Wentworth Company®, through its affiliates and
subsidiaries, has provided individuals the flexible options they need to
respond to life's changing needs. Today, The J.G. Wentworth Company® is a
diversified company focused on providing direct-to-consumer solutions to
financial needs through a variety of offerings, including: home lending and
refinancing, structured settlement, annuity and lottery payment purchasing,
access to personal loans, and prepaid cards. Our seasoned management team has
developed a category-leading marketing, operations, customer service and
funding infrastructure that has allowed us to achieve efficiency and economies
of scale necessary for future growth.
Job Description
  • Prepare
    closing documents accurately and issue to closing attorneys and/or title
    companies.
  • Verify
    that the required accurate closing documentation is in file
  • Ensure
    that closing packages are accurately and efficiently generated for all mortgage
    products
  • Responsible
    for accurately selecting APR fees and making necessary changes to complete sale
    of the loan
  • Check
    settlement statement from attorney prior to closing and make any relevant
    changes
  • Approve
    final HUD1 settlement statement
  • Coordinate
    loan funding with the accounting department and the closing attorney
  • Perform
    other related duties as requested
  • High
    School graduate with 2+ years of loan closing experience in mortgage industry

Qualifications
  • High
    School Graduate with 2+ years of loan closing experience in the mortgage
    industry
  • Strong
    Problem solving skills
  • High
    level of attention to detail, and strong organizational skills
  • Excellent
    verbal and written communication skills
  • Ability
    to thrive in a fast-paced environment

Additional Information
We'd love to consider you for our growing team of talent and invite you to complete
an application for our current open positions. EOE/V/D

Apply