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Sr Credit Analyst Jobs (NOW HIRING)

Herring Bank

Senior Credit Analyst

Lewisville, TX · On-site

Vision insurance Senior Credit Analyst Location: Lewisville, TX Schedule: MondayFriday with occasional Saturdays; flexible schedule typically between 8:00 AM 5:00 PM Status: Full-Time | Exempt ...

altbanq

Senior Credit Analyst

Manhattan, NY · On-site

$100K - $150K/yr

Senior Credit Analyst Altbanq | Midtown Manhattan (On-Site) A dynamic and analytical professional who thrives in a detail-oriented, fast-paced environment. The Senior Credit Analyst at Altbanq is a ...

altbanq

Senior Credit Analyst

Manhattan, NY · On-site

$100K - $150K/yr

Senior Credit Analyst Altbanq | Midtown Manhattan (On-Site) A dynamic and analytical professional who thrives in a detail-oriented, fast-paced environment. The Senior Credit Analyst at Altbanq is a ...

Regent Bank

Sr. Credit Analyst

Frisco, TX · On-site

The Sr. Credit Analyst plays a crucial role in assessing the creditworthiness of potential clients and managing the credit risk of the organization. This position involves conducting thorough ...

Nola Bank

Senior Credit Analyst

New Orleans, LA · On-site

The Senior Credit Analyst will handle the bank's most complex credits across Commercial & Industrial (C&I) and Commercial Real Estate (CRE), including owner-occupied and non-owner- occupied ...

Herring Bank

Senior Credit Analyst

Lewisville, TX · On-site

Vision insurance Senior Credit Analyst Location: Lewisville, TX Schedule: Monday-Friday with occasional Saturdays; flexible schedule typically between 8:00 AM - 5:00 PM Status: Full-Time | Exempt ...

Interior Logic Group

Senior Credit Analyst

Plano, TX

Summary The Senior Credit Analyst plays a critical role in the financial and risk assessment of customer credit applications and ongoing customer relationships. This role communicates regularly with ...

MX Holdings

Sr Credit Analyst

Saint Louis, MO · On-site

$70K - $89K/yr

The Senior Credit Analyst (Manufacturing) is responsible for establishingcredit limits for new accounts or reviewing credit limits for existing customers.This position is responsible foroverseeing ...

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All JobsSr Credit Analyst Jobs

Sr Credit Analyst information

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$49.5K

$94.3K

$174K

How much do sr credit analyst jobs pay per year?

As of Jun 17, 2026, the average yearly pay for sr credit analyst in the United States is $94,288.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What are some common challenges Sr Credit Analysts face when evaluating complex credit applications?

Sr Credit Analysts often encounter challenges such as assessing applicants with limited or non-traditional credit histories, interpreting nuanced financial data, and staying updated on changing industry regulations. Additionally, they are required to balance risk assessment with business growth goals, which can be demanding in volatile economic environments. Collaboration with relationship managers and underwriters is essential to gather comprehensive information and ensure sound credit decisions.

What are the key skills and qualifications needed to thrive as a Sr Credit Analyst, and why are they important?

To thrive as a Sr Credit Analyst, you need a strong background in financial analysis, risk assessment, and credit underwriting, usually supported by a degree in finance, accounting, or a related field. Familiarity with financial modeling tools, credit scoring systems, and advanced Excel skills is typically required, and certifications like CFA or CPA can be advantageous. Attention to detail, critical thinking, and effective communication are essential soft skills for presenting findings and collaborating with stakeholders. These skills ensure accurate credit decisions, minimize risk, and support sound lending practices within the organization.

What is the difference between Sr Credit Analyst vs Credit Analyst?

AspectSr Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, experience in credit analysis, possibly certifications like CFA or credit-specific coursesBachelor's degree, entry-level to mid-level experience, often no advanced certifications required
Work EnvironmentFinancial institutions, corporate credit departments, risk management teamsBanks, lending institutions, credit departments, financial services
Employer & Industry UsageUsed in banking, corporate finance, and investment firms for more senior rolesCommon in banking, lending, and credit agencies for entry to mid-level roles

The main difference between a Sr Credit Analyst and a Credit Analyst lies in experience, responsibilities, and seniority. Sr Credit Analysts typically have more experience, handle complex credit evaluations, and may mentor junior staff. Credit Analysts are often entry to mid-level professionals focusing on initial credit assessments. Both roles are vital in financial institutions, but the senior role involves greater decision-making authority and expertise.

What are Sr Credit Analysts?

Sr Credit Analysts, or Senior Credit Analysts, are finance professionals responsible for evaluating the creditworthiness of individuals or companies seeking loans or credit. They analyze financial statements, assess risk, and make recommendations on lending decisions to minimize losses for their organization. Senior Credit Analysts often oversee more complex or high-value accounts and may also mentor junior analysts. Their role is crucial in maintaining the financial health of banks, credit unions, or other lending institutions.
More about Sr Credit Analyst jobs
What cities are hiring for Sr Credit Analyst jobs? Cities with the most Sr Credit Analyst job openings:
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Sr Credit Analyst jobs near you
Infographic showing various Sr Credit Analyst job openings in the United States as of June 2026, with employment types broken down into 78% Full Time, 20% Part Time, 1% Temporary, and 1% Contract. Highlights an 85% Physical, 6% Hybrid, and 9% Remote job distribution, with an average salary of $94,288 per year, or $45.3 per hour.
Senior Credit Analyst

Senior Credit Analyst

Herring Bank

Lewisville, TX • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 9 days ago

Job description

Benefits:
  • 401(k)
  • 401(k) matching
  • Dental insurance
  • Health insurance
  • Paid time off
  • Vision insurance

Senior Credit Analyst
Location: Lewisville, TX
Schedule: MondayFriday with occasional Saturdays; flexible schedule typically between 8:00 AM 5:00 PM
Status: Full-Time | Exempt
Reports To: Senior Credit Officer
About the Role
Herring Bank is seeking an experienced Senior Credit Analyst to support the Banks commercial lending and credit administration functions through advanced underwriting, financial analysis, portfolio monitoring, and risk assessment. This role partners closely with Relationship Managers, Regional Presidents, and Credit Leadership to evaluate lending opportunities, identify risk exposure, and support sound credit decisions aligned with the Banks credit culture and strategic goals.
The ideal candidate will bring strong commercial banking and underwriting experience, analytical expertise, and the ability to manage complex credit relationships across a variety of industries.
What Youll Do
  • Analyze commercial loan requests through detailed review of financial statements, tax returns, cash flow, collateral, and guarantor support
  • Prepare comprehensive written credit presentations for lending officers and loan committees
  • Evaluate and document overall credit risk utilizing the Banks underwriting standards and the 5 Cs of Credit
  • Conduct industry and market research to support lending decisions
  • Monitor commercial loan portfolios, including covenant tracking, borrowing base analysis, collateral reviews, and periodic financial reporting
  • Identify potential credit concerns and assist with ongoing portfolio risk management
  • Support renewals, modifications, and relationship reviews
  • Partner closely with lending teams to support portfolio quality and commercial lending growth
  • Assist with appraisal ordering and review processes to ensure regulatory compliance and adequacy
  • Maintain compliance with Bank policies, procedures, and applicable banking regulations, including BSA responsibilities
  • Provide mentorship and support to junior credit analysts as needed
What Youll Bring
  • Strong commercial credit analysis and underwriting experience
  • Advanced financial statement, cash flow, and credit structuring knowledge
  • Ability to analyze complex commercial credit relationships and identify risk exposure
  • Strong analytical, organizational, and problem-solving skills
  • Excellent written and verbal communication abilities
  • Ability to manage multiple priorities in a fast-paced environment
  • Collaborative mindset with the ability to work effectively across lending and operational teams
  • Commitment to operational excellence and superior customer service
Qualifications
  • Bachelors degree in Finance, Accounting, Agricultural Economics, or related field preferred; equivalent commercial banking experience considered
  • Minimum of 5 years of commercial credit analysis and underwriting experience preferred
  • Working knowledge of commercial lending principles, banking regulations, and credit administration practices
  • Proficiency in Microsoft Office, including Excel and Word
  • Ability to pass background and credit screening requirements
Why Join Herring Bank?
We value collaboration, integrity, and exceptional customer service. Herring Bank is committed to supporting employees through professional development opportunities and a team-focused culture dedicated to serving our customers and communities.
Herring Bank is an Equal Opportunity Employer and Member FDIC.