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Small Business Credit Analyst Jobs (NOW HIRING)

7 17 Credit Union

SMALL BUSINESS LOAN SPECIALIST

Akron, OH · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

The ideal candidate will bring a strong understanding of small business lending, credit analysis, and relationship management, along with a proactive approach to community and member engagement. Key ...

7 17 Credit Union

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Small Business Loan Specialist

Streetsboro, OH · On-site

$65K - $75K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The ideal candidate will bring a strong understanding of small business lending, credit analysis, and relationship management, along with a proactive approach to community and member engagement. Key ...

Range Bank

Credit Analyst

Marquette, MI · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

As a Credit Analyst you will evaluate the risk of commercial loans by analyzing and preparing ... Primary Responsibilities * Assist in the recording and tracking of Business Banking client ...

Range Bank

Credit Analyst

Marquette, MI · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

As a Credit Analyst you will evaluate the risk of commercial loans by analyzing and preparing ... Primary Responsibilities * Assist in the recording and tracking of Business Banking client ...

Lake Ridge Bank

Credit Analyst

Middleton, WI · On-site

The Credit Analyst will be responsible for spreading financial statements as required by Lake Ridge ... Full Knowledge of the Small Business Model (SBM) & Small Ag Model (SAM) systems and how they ...

Specialty Capital

Credit Analyst

Great Neck, NY · On-site

  • PTO

Analyze and underwrite new small-business funding applications in accordance with internal credit and pricing guidelines * Review merchant documentation including bank statements, processing ...

Lake Ridge Bank

Credit Analyst

Middleton, WI · On-site

The Credit Analyst will be responsible for spreading financial statements as required by Lake Ridge ... Full Knowledge of the Small Business Model (SBM) & Small Ag Model (SAM) systems and how they ...

Lake Ridge Bank

Credit Analyst

Middleton, WI · On-site

The Credit Analyst will be responsible for spreading financial statements as required by Lake Ridge ... Full Knowledge of the Small Business Model (SBM) & Small Ag Model (SAM) systems and how they ...

Lake Ridge Bank

Credit Analyst

Middleton, WI · On-site

The Credit Analyst will be responsible for spreading financial statements as required by Lake Ridge ... Full Knowledge of the Small Business Model (SBM) & Small Ag Model (SAM) systems and how they ...

bav

Credit Analyst

Manhattan, NY

The Credit Analyst processes applications from new customers as well as existing ones who like to ... Processing business credit applications for credit terms account. * Investigating and assessing ...

Specialty Capital

Credit Analyst

Great Neck, NY · On-site

  • PTO

Analyze and underwrite new small-business funding applications in accordance with internal credit and pricing guidelines * Review merchant documentation including bank statements, processing ...

Commercial Credit Group

Credit Analyst

Charlotte, NC · On-site

Credit Analyst Charlotte, NC Commercial Credit Group Inc (CCG) is an independent national ... CCG offers an entrepreneurial small company approach to doing business emphasizing customer service ...

Parker

Senior Credit Analyst

New York, NY · On-site

$140K - $160K/yr

We believe the best way to achieve this is by giving independent business owners the financial ... As a Senior Credit Analyst at Parker, you will be responsible for conducting deep credit ...

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Small Business Credit Analyst information

See salary details

$15

$29

$49

How much do small business credit analyst jobs pay per hour?

As of Aug 13, 2026, the average hourly pay for small business credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What are the typical challenges faced by small business credit analysts when evaluating loan applications?

Small Business Credit Analysts often encounter challenges such as limited financial documentation, irregular cash flows, and a lack of credit history from applicants. These factors require analysts to dig deeper into qualitative aspects of the business, such as management experience and business plans, in addition to reviewing quantitative data. Collaborating closely with relationship managers and underwriters is crucial to gather a complete picture, and maintaining strong communication skills helps in clarifying information directly with business owners. Staying updated on industry trends and regulatory requirements also helps analysts make informed lending recommendations.

What is the difference between Small Business Credit Analyst vs Commercial Credit Analyst?

AspectSmall Business Credit AnalystCommercial Credit Analyst
CredentialsTypically requires a bachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis courses are commonSimilar educational background; often holds certifications such as CFA or credit analysis training
Work EnvironmentWorks primarily with small business clients, often in banks or financial institutionsFocuses on larger commercial clients, usually in banking or lending institutions
Employer & IndustryFinancial institutions, banks, credit unions serving small businessesCommercial banks, lending firms, and financial institutions dealing with larger business clients

Both roles involve assessing creditworthiness, analyzing financial statements, and making lending recommendations. The main difference lies in the size of the clients served, with Small Business Credit Analysts focusing on small businesses and Commercial Credit Analysts handling larger commercial clients.

What are the key skills and qualifications needed to thrive as a small business credit analyst, and why are they important?

To thrive as a Small Business Credit Analyst, you need strong analytical skills, knowledge of financial statements, and a degree in finance, accounting, or a related field. Familiarity with credit analysis software, financial modeling tools, and risk assessment systems such as Moody's Analytics or S&P Global is typically required. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating loan applications and explaining decisions to stakeholders. These capabilities ensure accurate credit assessments, minimize risk, and support sound lending decisions that help both the lender and small business clients succeed.

What does a small business credit analyst do?

A Small Business Credit Analyst evaluates the creditworthiness of small businesses applying for loans or other forms of credit. They review financial statements, business plans, credit reports, and other relevant data to assess the risk of lending to a particular company. Their analysis helps lenders make informed decisions about approving or denying credit applications and determining appropriate loan terms. They also monitor existing loans to identify potential risks or defaults. This role is crucial in supporting small businesses while ensuring the financial institution manages risk effectively.
More about Small Business Credit Analyst jobs
What cities are hiring for Small Business Credit Analyst jobs? Cities with the most Small Business Credit Analyst job openings:
What states have the most Small Business Credit Analyst jobs? States with the most job openings for Small Business Credit Analyst jobs include:
What job categories do people searching Small Business Credit Analyst jobs look for? The top searched job categories for Small Business Credit Analyst jobs are:
Small Business Credit Analyst jobs near you
Infographic showing various Small Business Credit Analyst job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, 13% Part Time, and 3% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

SMALL BUSINESS LOAN SPECIALIST

7 17 Credit Union

Akron, OH • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 9 days ago

Job description

About 7 17 Credit Union

7 17 Credit Union is a trusted financial partner committed to supporting the success of our members and local businesses across Northeast Ohio. We provide personalized financial solutions, community engagement, and exceptional member service. Our team is dedicated to helping individuals and small businesses achieve their goals — and we’re looking for motivated professionals who share that passion.

Position Summary

The Small Business Lender / Relationship Manager is responsible for growing the small business lending portfolio and expanding 7 17 Credit Union’s presence in the communities we serve. This role focuses on identifying and building relationships with small business owners, developing lending opportunities, and providing customized financing solutions.

The ideal candidate will bring a strong understanding of small business lending, credit analysis, and relationship management, along with a proactive approach to community and member engagement.

Key Responsibilities

Small Business Development

  • Develop and manage small business lending relationships (loan amounts under $150,000).
  • Actively work referrals from internal departments (Teleservices, Commercial, Branches, etc.) and generate new leads through outreach.
  • Attend and participate in local business organizations to identify and connect with new businesses.
  • Conduct outreach calls with existing small business members to assess needs, build rapport, and schedule follow-up discussions.
  • Accurately complete loan applications, collect financial documentation (tax returns, statements, quotes, etc.), and prepare loan packages for underwriting.
  • Assist with loan closings and ensure all documents are properly completed and signed.
  • Cross-sell additional business products and services to meet member needs and strengthen relationships.

Small Business Credit Underwriting

  • Gather and analyze financial documentation for small business loan requests ($150,000 or less).
  • Prepare and present credit recommendations and assist commercial lenders with underwriting as needed.
  • Perform credit analysis, including cash flow (global), collateral, management assessments, and risk ratings.
  • Understand and utilize the Credit Union’s lending platform (currently Credit Quest).
  • Prepare adverse action notices when applicable and ensure compliance with lending regulations.

Why Join 7 17 Credit Union?

  • Competitive pay and performance-based incentives
  • Comprehensive benefits (medical, dental, vision, 401(k) with employer match)
  • Paid time off and holidays
  • Opportunities for career growth and professional development
  • Supportive, community-oriented culture

Qualifications

Education:

  • High school diploma or equivalent required.

Experience:

  • Minimum of 3 years of experience in commercial or small business lending and underwriting.
  • Knowledge of small business operations, financial statements, and business banking practices.
  • Ability to review and interpret tax returns.

Skills & Abilities:

  • Strong customer service and relationship-building skills.
  • Excellent communication, problem-solving, and organizational abilities.
  • Sound judgment, professionalism, and the ability to work independently.
  • Attention to detail, initiative, and ability to manage multiple priorities.
  • Proficient in Microsoft Office and lending software systems.

Additional Requirements

  • Must maintain confidentiality of member information and Credit Union business.
  • Ability to travel locally and regionally for member and community engagement.
  • Must be able to sit, stand, walk, and occasionally lift up to 20 pounds.
 

7 17 Credit Union is an Equal Opportunity Employer.

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