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Senior Credit Manager Jobs in Minnesota (NOW HIRING)

gpac

Senior Credit Officer

Rockford, MN · On-site

This executive will partner closely with the Chief Credit Officer, Chief Lending Officer, and senior management to ensure strong credit culture, regulatory compliance, and sustainable loan growth.

New

Lendable Ltd

Senior Credit Risk Manager

Virginia, MN · On-site

$200 - $250/hr

# Senior Credit Risk Manager* Virginia* Full Time (Permanent)* Hybrid* 175-250k* Loans US CreditApply for this role## About the roleWe're looking for a **highly analytical, technically strong Senior ...

The bank of elk river

Senior Credit Analyst

Elk River, MN · On-site

$80 - $100/hr

Senior Credit Analyst Regular Full-Time Professional Division 01 Main, Elk River, MN, US 7 days ago ... Ability to manage multiple priorities and work effectively with lenders, management, and credit ...

The bank of elk river

Senior Credit Analyst

Elk River, MN · On-site

$75K - $100K/yr

The Bank of Elk River is seeking a Senior Credit Analyst to support commercial lending through in-depth financial analysis, sound credit recommendations, and portfolio risk management. Join a team ...

The bank of elk river

Senior Credit Analyst

Elk River, MN · On-site

$75K - $100K/yr

The Bank of Elk River is seeking a Senior Credit Analyst to support commercial lending through in-depth financial analysis, sound credit recommendations, and portfolio risk management. Join a team ...

Meagher + Geer, P.L.L.P

$130K - $150K/yr

We are seeking an experienced credit and collections professional to lead our Firm's credit and ... Rather than simply managing outstanding balances, this individual will work collaboratively with ...

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Senior Credit Manager information

See Minnesota salary details

$84.7K

$155.1K

$234.6K

How much do senior credit manager jobs pay per year?

As of Sep 8, 2026, the average yearly pay for senior credit manager in Minnesota is $155,053.00, according to ZipRecruiter salary data. Most workers in this role earn between $130,800.00 and $173,800.00 per year, depending on experience, location, and employer.

What is a senior credit manager?

A Senior Credit Manager is responsible for overseeing an organization's credit policies, assessing credit risk, and managing a team to ensure sound lending and credit decisions. They analyze financial data, establish credit limits, and implement risk management strategies to minimize bad debt. Additionally, they collaborate with sales and finance teams to optimize credit terms while maintaining business growth and compliance with regulations.

What are the key skills and qualifications needed to thrive as a senior credit manager?

To thrive as a Senior Credit Manager, you need a robust understanding of credit risk assessment, financial analysis, and portfolio management, usually supported by a degree in finance, accounting, or a related field. Familiarity with credit management software, advanced Excel functions, and industry-standard risk assessment tools or certifications such as CFA is highly valued. Excellent leadership, negotiation, and decision-making skills help you stand out when leading teams and working with clients. These abilities are crucial for minimizing credit risk and supporting the organization's financial health while supporting business growth.

What are some typical challenges a senior credit manager may face, and how are they addressed?

A Senior Credit Manager often encounters challenges such as evaluating the creditworthiness of complex accounts, managing delinquent portfolios, and adapting to changing market or regulatory conditions. Addressing these requires strong analytical skills, up-to-date knowledge of industry best practices, and the ability to implement effective risk mitigation strategies. Collaboration with sales, legal, and collections teams is also common to balance risk while maintaining positive client relationships. Proactive communication and thorough due diligence help navigate these challenges and ensure sound credit decisions.

What are popular job titles related to Senior Credit Manager jobs in Minnesota?

For Senior Credit Manager jobs in Minnesota, the most frequently searched job titles are:

What job categories do people searching Senior Credit Manager jobs in Minnesota look for?

The top searched job categories for Senior Credit Manager jobs in Minnesota are:

What cities in Minnesota are hiring for Senior Credit Manager jobs?

Cities in Minnesota with the most Senior Credit Manager job openings:

Senior Credit Manager jobs near you
Infographic showing various Senior Credit Manager job openings in Minnesota as of August 2026, with employment types broken down into 86% Full Time, 9% Part Time, and 5% Contract. Highlights an 79% Physical, 3% Hybrid, and 18% Remote job distribution, with an average salary of $155,053 per year, or $74.5 per hour.

Senior Credit Officer

gpac

Rockford, MN • On-site

Other

Posted 2 days ago

New

Job description

Senior Credit Officer

Community Bank | Confidential Search

Position Overview

A well-capitalized, relationship-driven community bank is seeking a Senior Credit Officer to provide hands-on leadership over credit risk management, underwriting standards, and portfolio quality. This executive will partner closely with the Chief Credit Officer, Chief Lending Officer, and senior management to ensure strong credit culture, regulatory compliance, and sustainable loan growth.

The ideal candidate brings deep experience in commercial credit underwriting, portfolio management, and regulatory interaction within a community or regional banking environment.

Key Responsibilities

  • Provide senior-level oversight of commercial credit underwriting across C&I, CRE, owner-occupied, and specialized lending portfolios
  • Review, approve, and structure complex and higher-risk credit relationships
  • Serve as a trusted advisor to lenders on deal structure, risk mitigation, and policy interpretation
  • Ensure compliance with internal credit policy, regulatory guidance, and safety-and-soundness standards
  • Lead or support loan review, criticized asset management, and credit administration functions
  • Participate in ALLL/CECL methodology, stress testing, and portfolio analytics
  • Partner with lending leadership to balance growth objectives with disciplined risk management
  • Prepare and present credit-related reporting to senior management, loan committee, and the Board
  • Support regulatory exams and act as a key point of contact with auditors and examiners
  • Mentor and develop credit analysts and junior credit staff, reinforcing strong underwriting discipline

Qualifications

  • 10+ years of progressive commercial credit experience within a community or regional bank
  • Strong background in C&I and CRE underwriting, including complex credit structures
  • Prior experience in a Senior Credit Officer, Credit Manager, or Deputy CCO role preferred
  • Deep understanding of regulatory expectations (FDIC, OCC, Federal Reserve, or state regulators)
  • Proven ability to identify, measure, and mitigate credit risk across diverse loan portfolios
  • Strong communication skills with the ability to influence lenders, executives, and the Board
  • Bachelor's degree in Finance, Accounting, Economics, or related field (MBA or CPA a plus)

Why This Opportunity

  • Key leadership role with direct influence on the bank's credit culture and long-term stability
  • Well-capitalized community bank with a relationship-driven lending model
  • High visibility with executive leadership and the Board
  • Opportunity to help shape credit policy, underwriting standards, and portfolio strategy
  • Competitive compensation, bonus potential, and comprehensive benefits

This search is being conducted confidentially. Additional details will be shared with qualified candidates during the interview process.

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About GPAC

Sourced by ZipRecruiter

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Sioux Falls, SD, US

Year founded

1990

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