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Repossession Jobs in Texas (NOW HIRING)

The outstanding balance may be due to past due payments, lease end charges (mileage, wear and tear, property tax), deficiency balances due to a repossession, or an outstanding amount from a total ...

Maintain expert knowledge of Remarketing practices, auction operations, repossession regulations, and industry trends while actively supporting day-to-day operations and providing hands-on support to ...

Maintain expert knowledge of Remarketing practices, auction operations, repossession regulations, and industry trends while actively supporting day-to-day operations and providing hands-on support to ...

Impound Coordinator

Dallas, TX · On-site

$41K - $47K/yr

We are a full-service recovery operation, connecting lenders and repossession agents to facilitate quicker and more compliant recoveries. Our technology is nothing without the people behind it. At ...

Auto Skip Tracer II

Dallas, TX · On-site

$2.9K - $6.5K/mo

This position is responsible for locating bank & finance customers and vehicles subject to repossession nationwide. This is solely an IN-OFFICE position , no field work involved. This is not a ...

Collector(Spanish Speaking)

Fort Worth, TX · On-site

$16.25 - $21.75/hr

The outstanding balance may be due to past-due payments, lease-end charges (including mileage, wear and tear, and property tax), deficiency balances resulting from repossession, or an outstanding ...

New

Auto Skip Tracer II

Dallas, TX · On-site

$2.9K - $6.5K/mo

This position is responsible for locating bank & finance customers and vehicles subject to repossession nationwide. This is solely an IN-OFFICE position , no field work involved. This is not a ...

Auto Skip Tracer II

Dallas, TX · On-site

$2.9K - $6.5K/mo

This position is responsible for locating bank & finance customers and vehicles subject to repossession nationwide. This is solely an IN-OFFICE position , no field work involved. This is not a ...

Answer emails and calls from Skip and Repossession vendors and assist with questions about recovery efforts. Take inbound customer calls to discuss payments/payoffs and/or secure vehicles through the ...

Showing results 41-60

Repossession information

See Texas salary details

$10.2K

$53.9K

$128.1K

How much do repossession jobs pay per year?

As of Aug 21, 2026, the average yearly pay for repossession in Texas is $53,858.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,900.00 and $48,400.00 per year, depending on experience, location, and employer.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What are the key skills and qualifications needed to thrive as a repossession agent?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

How to become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and some states require a license or certification. Experience in law enforcement, security, or driving can be beneficial, and agents often work independently or for repossession companies, using tools like skip tracing and vehicle tracking devices.

What are the most commonly searched types of Repossession jobs in Texas?

The most popular types of Repossession jobs in Texas are:

What are popular job titles related to Repossession jobs in Texas?

For Repossession jobs in Texas, the most frequently searched job titles are:

What cities in Texas are hiring for Repossession jobs?

Cities in Texas with the most Repossession job openings:

Infographic showing various Repossession job openings in Texas as of August 2026, with employment types broken down into 90% Full Time, and 10% Contract. Highlights an 100% In-person job distribution, with an average salary of $53,858 per year, or $25.9 per hour.

Recovery Operations Specialist - Headquarters

Texas Bay Credit Union

Pasadena, TX • On-site

Full-time

Posted yesterday

New


Job description

Location

12650 N. Featherwood Dr.

Houston, TX 77034



Position Summary

In support of Texas Bay Credit Union’s (TBCU) mission to help our members achieve their financial goals and guided by our vision to stand out as a leading financial institution, the Recovery Operations Specialist is responsible for managing the full liquidation process for repossessed collateral, maximizing recovery proceeds, ensuring regulatory compliance, and minimizing losses to the credit union.

Essential Duties and Responsibilities

  • Coordinate transportation of repossessed and voluntarily surrendered collateral to auction facilities.
  • Maintain account records, repossession statuses, recovery documentation, and title tracking in core systems.
  • Process voluntary surrenders, ensure required notices are sent, and support account transitions through the recovery process.
  • Obtain vehicle titles, keys, and other required documentation to facilitate liquidation activities.
  • Manage repossessed collateral inventory and monitor auction schedules to ensure timely disposition.
  • Review condition reports, vehicle valuations, and repair recommendations; approve expenses within established authority limits.
  • Establish sale readiness dates, set floor prices and reserve amounts, and review auction bids to maximize recovery proceeds.
  • Reconcile auction settlements and verify receipt of sale proceeds.
  • Resolve title issues, including title defects, mileage discrepancies, and total loss designations.
  • Maintain complete repossession and recovery files, prepare deficiency notices, and ensure proper document retention.
  • File, manage, and monitor insurance claims, pursuing reimbursement opportunities and posting claim settlements.
  • Review repossession-related invoices, expenses, and accounting transactions for accuracy and proper approval.
  • Maintain inventory, recovery, and claim reporting, including month-end reconciliations.
  • Serve as the primary contact for auction partners, transportation providers, repossession agents, and insurance carriers, ensuring compliance with organizational standards and service expectations.

Other Duties and Responsibilities


• Serve as a backup for various functions within the department.

• Fulfill any other duties as required or assigned.

• Contribute to the smooth and efficient functioning of credit union teams.

• Propose changes to policies and procedures to address potential problems.

• As an employee of a “Essential Business” (as defined by Texas’s Executive Order GA 14),

employees are expected to continue to report to work as scheduled during state issued

emergency declarations.

• Follow all applicable laws, regulations, policies, and guidelines in the performance of

assigned duties and responsibilities.

Required Knowledge

• A high school education or GED

• Three to five years of similar or related experience.

• Completion of required TBCU training courses.

• Proficient in Microsoft Office, including MS Word and Excel.

Required Abilities

• Attention to detail and strong organizational skills

• Analytical, problem resolution, and decision-making skills

• Strong verbal and non-verbal communication skills

• Must be self-motivated and a quick learner

• Must be able to multitask and work well in a fast-paced environment

• Ability to work independently and accurately prioritize workload with minimal supervision

• Excellent member service skills

• Demonstrate all Texas Bay Core Values

• Demonstrate the ability to maintain confidentiality and exercise discretion

• Must be able to work in a deadline driven environment and analyze complex transactions

Physical Demands

The physical demands described are representative of those an employee must meet to perform essential job functions successfully.

• Regularly required to walk, sit, reach with hands and arms, kneel, talk, hear, and use stairs.

• Occasionally required to lift and/or move 10-15 pounds.

• Requires viewing a computer monitor for extended periods.


Disclaimer

The above information is designed to outline the general nature and level of work for this position. It is not designed to be, nor should it be interpreted as a comprehensive list of all duties, responsibilities, and qualifications required of employees assigned to this job.