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Repossession Jobs in Texas (NOW HIRING)

S C A R Inc

Repossession agent

San Antonio, TX · On-site

$62K/yr

R., Inc. is a repossession company that has been in the industry for 17 years. We believe our success is built on the foundation of loyalty, honesty, employee wellbeing, and client satisfaction. We ...

S C A R Inc

Repossession agent

Duncanville, TX · On-site

$62K/yr

R., Inc. is a repossession company that has been in the industry for 17 years. We believe our success is built on the foundation of loyalty, honesty, employee wellbeing, and client satisfaction. We ...

S.C.A.R., Inc.

Repossession Agent

Duncanville, TX

$62K/yr

R., Inc. is a repossession company that has been in the industry for nearly 15 years. We believe our success is built on the foundation of loyalty, honesty, employee wellbeing, and client ...

S.C.A.R., Inc.

Repossession Agent

Duncanville, TX · On-site

$62K/yr

R., Inc. is a repossession company that has been in the industry for nearly 15 years. We believe our success is built on the foundation of loyalty, honesty, employee wellbeing, and client ...

S.C.A.R., Inc.

Repossession Agent

Duncanville, TX · On-site

$62K/yr

R., Inc. is a repossession company that has been in the industry for nearly 15 years. We believe our success is built on the foundation of loyalty, honesty, employee wellbeing, and client ...

Hide and Seek Recovery

Repossession Agent

El Paso, TX

$6K - $12K/mo

Our data shows most repossession professionals in Texas average only $71K annually. We shatter that ceiling with per unit pay starting at $85, plus bonuses for dollies and direct-account hits ...

Hide and Seek Recovery

Repossession Agent

El Paso, TX · On-site

$6K - $12K/mo

Our data shows most repossession professionals in Texas average only $71K annually. We shatter that ceiling with per unit pay starting at $85, plus bonuses for dollies and direct-account hits ...

Hide and Seek Recovery

Repossession Agent

El Paso, TX · On-site

Our data shows most repossession professionals in Texas average only $71K annually. We shatter that ceiling with per unit pay starting at $85, plus bonuses for dollies and direct-account hits ...

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All JobsRepossession JobsRepossession Jobs in Texas

Repossession information

See Texas salary details

$10.2K

$53.9K

$128.1K

How much do repossession jobs pay per year?

As of Jun 14, 2026, the average yearly pay for repossession in Texas is $53,858.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,900.00 and $48,400.00 per year, depending on experience, location, and employer.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What job makes $10,000 a month without a degree?

In the field of repossession, experienced recovery agents or managers can earn around $10,000 monthly through commissions and bonuses, especially in high-value asset recovery. Success in this role often depends on skills, experience, and the ability to operate in a demanding environment, with some positions requiring licensing or specialized training.

Do repo agents make a lot of money?

Repossession agents typically earn an hourly wage or commission-based pay, with salaries varying by location and experience. On average, they make around $30,000 to $50,000 annually, with some earning more through overtime or performance bonuses. The job often requires physical stamina, negotiation skills, and knowledge of legal procedures.

How to become a licensed repossession agent?

To become a licensed repossession agent, you typically need to meet state-specific requirements, which often include passing a background check, completing a training course, and obtaining a license or certification. Some states also require a surety bond or insurance and adherence to federal and state laws governing repossession activities.

How do I get into a repo job?

To get into a repossession job, candidates typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Relevant skills include good communication, negotiation, and knowledge of legal procedures; some employers may require background checks or prior experience in collections or law enforcement. Training is often provided on the job, and the work may involve irregular hours and outdoor environments.

What are the key skills and qualifications needed to thrive as a Repossession Agent, and why are they important?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.
What are the most commonly searched types of Repossession jobs in Texas? The most popular types of Repossession jobs in Texas are:
What cities in Texas are hiring for Repossession jobs? Cities in Texas with the most Repossession job openings:
Repossession jobs near you
Infographic showing various Repossession job openings in Texas as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $53,858 per year, or $25.9 per hour.

Repossession agent

S C A R Inc

San Antonio, TX • On-site

$62K/yr

Full-time

Medical, Retirement

Posted 3 days ago

Job description

Description:

S.C.A.R., Inc. is a repossession company that has been in the industry for 17 years. We believe our success is built on the foundation of loyalty, honesty, employee wellbeing, and client satisfaction. We are team-oriented and goal-driven. We believe in promoting from within when applicable and we operate in multiple markets throughout Texas, so a change of location may also be available. The typical workweek is five consecutive days, starting Sunday, from 4 PM until 4 AM with a 1-hour lunch break at 9 PM. We have assigned, well maintained, late model take-home trucks.


Repossession agents are asked to;

  • Follow company policy and procedures
  • Provide detailed updates on account activities
  • Complete detailed recovery and condition reports
  • Keep a clean & well-conditioned company vehicle

Compensation:

Repossession agents earn an average of $62,000.00 annually, with some earning $15k to $30k more. We offer base hourly pay, commission, performance bonuses, employer-sponsored health insurance and retirement benefits.

Requirements:

The applicant must:

• be at least 25 years of age and possess a valid Texas driver's license.

• possess a valid TDLR Tow Operator License.

• be able to pass pre-employment and unannounced drug screens throughout employment.

• not have more than 1 moving violation within the last 3 years.

• not have any felony convictions within the past 7 years.

• meet work schedule expectations.

The applicant should:

• be experienced with basic computer and typing skills.

• have at least 1-year wheel-lift wrecker experience.

• be comfortable with driving extended hours.

• be comfortable working evenings and nights.


Apply