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Repossession Jobs in Texas (NOW HIRING)

S C A R Inc

Rollback Tow Truck Operator

Robstown, TX · On-site

Rollback Tow Truck Operator (Repossession) Location: Robstown, TX and surrounding Coastal Bend area Job Type: Full-time S.C.A.R., Inc. is a leading repossession company dedicated to providing ...

The car source LLC

Be Seen First

In-office Repo Dispatcher - PT, Sat/Sun Only! Start ASAP! $16/hr

Plano, TX · On-site

$16/hr

About HNS Recovery HNS Recovery is one of America's fastest-growing and most respected repossession and asset recovery companies, recognized nationwide for integrity, performance, and innovation.

LPR Solutions, LLC

camera scan driver

Houston, TX · On-site

The driver will visually verify the vin number of the vehicle and notify Repossession Agent. You will work independently within very flexible hours, including 3rd shift and weekends. We are an Equal ...

LPR Solutions, LLC

camera scan driver

Houston, TX

The driver will visually verify the vin number of the vehicle and notify Repossession Agent. You will work independently within very flexible hours, including 3rd shift and weekends. We are an Equal ...

Brightwing

Collector - Senior

Fort Worth, TX

$19 - $21/hr

The outstanding balance may be due to past due payments, lease end charges (mileage, wear and tear, property tax), deficiency balances due to a repossession, or an outstanding amount from a total ...

MSR Technology Group

Collections Specialist

Fort Worth, TX

$17.75 - $24/hr

The outstanding balance may be due to past due payments, lease end charges (mileage, wear and tear, property tax), deficiency balances due to a repossession, or an outstanding amount from a total ...

Octane

Account Resolution Specialist II

Irving, TX

$14 - $19.25/hr

Review accounts for possible charge-off, repossession, or other resolution paths per company policy. * Maintain thorough documentation and accurate status updates in the system of record. Delinquency ...

Octane

Account Resolution Specialist II

Irving, TX · On-site

$14 - $19.25/hr

Review accounts for possible charge-off, repossession, or other resolution paths per company policy. * Maintain thorough documentation and accurate status updates in the system of record. Delinquency ...

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All JobsRepossession JobsRepossession Jobs in Texas

Repossession information

See Texas salary details

$10.2K

$53.9K

$128.1K

How much do repossession jobs pay per year?

As of Jun 14, 2026, the average yearly pay for repossession in Texas is $53,858.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,900.00 and $48,400.00 per year, depending on experience, location, and employer.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What job makes $10,000 a month without a degree?

In the field of repossession, experienced recovery agents or managers can earn around $10,000 monthly through commissions and bonuses, especially in high-value asset recovery. Success in this role often depends on skills, experience, and the ability to operate in a demanding environment, with some positions requiring licensing or specialized training.

Do repo agents make a lot of money?

Repossession agents typically earn an hourly wage or commission-based pay, with salaries varying by location and experience. On average, they make around $30,000 to $50,000 annually, with some earning more through overtime or performance bonuses. The job often requires physical stamina, negotiation skills, and knowledge of legal procedures.

How to become a licensed repossession agent?

To become a licensed repossession agent, you typically need to meet state-specific requirements, which often include passing a background check, completing a training course, and obtaining a license or certification. Some states also require a surety bond or insurance and adherence to federal and state laws governing repossession activities.

How do I get into a repo job?

To get into a repossession job, candidates typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Relevant skills include good communication, negotiation, and knowledge of legal procedures; some employers may require background checks or prior experience in collections or law enforcement. Training is often provided on the job, and the work may involve irregular hours and outdoor environments.

What are the key skills and qualifications needed to thrive as a Repossession Agent, and why are they important?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.
What are the most commonly searched types of Repossession jobs in Texas? The most popular types of Repossession jobs in Texas are:
What cities in Texas are hiring for Repossession jobs? Cities in Texas with the most Repossession job openings:
Repossession jobs near you
Infographic showing various Repossession job openings in Texas as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $53,858 per year, or $25.9 per hour.
Servicing Vendor Specialist (Repo)

Servicing Vendor Specialist (Repo)

Exeter Finance

Irving, TX • Remote

$19.80 - $24.40/hr

Full-time

Posted 25 days ago

Exeter Finance rating

9.3

Company rating: 9.3 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

Job description

At Exeter Finance, we are committed to helping customers find the right financing for their next vehicle purchase. By building strong relationships with our customers and network of dealer partners we are able to give options that make sense, getting customers behind the wheel of their car. 

Every team member is integral to our success. Whether you're at a servicing center helping customers with their loans, in the field building relationships with dealers, or supporting the company from its corporate offices, you'll enjoy a nurturing, invigorating and positive work environment.

Our vision is to be a premier finance company and lender of choice known for its People, Performance and Service.

Job Description

Job Summary

Responsible for the daily review, approval, and documentation of repossession assignments. Act as the final checkpoint in the repossession process, ensure that all state and federal regulations are strictly adhered to before approving an account for repossession.

Job Duties

  • Perform comprehensive daily reviews of accounts identified for repossession to confirm they comply with state and federal regulations, including assessing each account's eligibility for repossession.

  • Approve or reject repossession assignments based on established guidelines and account details.

  • Serve as the final checkpoint to ensure all regulatory requirements are met, including proper documentation and notices.

  • Accurately document all actions taken on accounts, including approvals, rejections, and compliance checks.

  • Maintain detailed and organized records to support audits, compliance reviews, and operational reporting.

  • Identify and escalate complex or high-risk cases to management for further review.

  • Develop and maintain a comprehensive understanding of collections, loss mitigation, and repossession processes.

  • Other duties as assigned.

Education and Work Experience

  • High school diploma or equivalent

  • 1+ years in auto finance operations

  • Strong communication and interpersonal skills, with the ability to build and maintain effective relationships with vendors and internal stakeholders.

  • Knowledgeable in Microsoft Office Suite (Excel, Word, PowerPoint).

  • Ability to work independently and as part of a team in a fast-paced environment.

  • Problem-solving skills, with the ability to handle account issues or disputes in a timely and professional manner.

  • Ability to maintain confidentiality and handle sensitive information responsibly.

  • Knowledge of state and federal repossession and collection laws.

  • Experience in the finance or credit industry preferred.

#LI-Remote

Individual compensation packages are based on various factors unique to each candidate including

skill set, experience, qualifications and other job-related reasons.

The pay range for this role is $19.80 - $24.40 hourly.

Exeter Finance LLC is an Equal Opportunity Employer.

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