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Repossession Jobs in Texas (NOW HIRING)

Motorola

Impound Coordinator

Dallas, TX · Hybrid

$41K - $47K/yr

We are a full-service recovery operation, connecting lenders and repossession agents to facilitate quicker and more compliant recoveries. Our technology is nothing without the people behind it. At ...

LPR Solutions, LLC

camera scan driver

Houston, TX · On-site

The driver will visually verify the vin number of the vehicle and notify Repossession Agent. You will work independently within very flexible hours, including 3rd shift and weekends. We are an Equal ...

LPR Solutions, LLC

camera scan driver

Houston, TX · On-site

The driver will visually verify the vin number of the vehicle and notify Repossession Agent. You will work independently within very flexible hours, including 3rd shift and weekends. We are an Equal ...

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Showing results 21-40

All JobsRepossession JobsRepossession Jobs in Texas

Repossession information

See Texas salary details

$10.2K

$53.9K

$128.1K

How much do repossession jobs pay per year?

As of Aug 21, 2026, the average yearly pay for repossession in Texas is $53,858.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,900.00 and $48,400.00 per year, depending on experience, location, and employer.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What are the key skills and qualifications needed to thrive as a repossession agent?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

How to become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and some states require a license or certification. Experience in law enforcement, security, or driving can be beneficial, and agents often work independently or for repossession companies, using tools like skip tracing and vehicle tracking devices.

What are the most commonly searched types of Repossession jobs in Texas?

The most popular types of Repossession jobs in Texas are:

What are popular job titles related to Repossession jobs in Texas?

For Repossession jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Repossession jobs in Texas look for?

The top searched job categories for Repossession jobs in Texas are:

What cities in Texas are hiring for Repossession jobs?

Cities in Texas with the most Repossession job openings:

Repossession jobs near you
Infographic showing various Repossession job openings in Texas as of August 2026, with employment types broken down into 90% Full Time, and 10% Contract. Highlights an 100% In-person job distribution, with an average salary of $53,858 per year, or $25.9 per hour.

Special Assets Officer

American National Bank

Dallas, TX • On-site

Other

This job post has expired today. Applications are no longer accepted.

Job description

Special Assets Officer

The Special Assets Officer is responsible for managing and resolving a portfolio of adversely classified and non-performing commercial loans, with a primary focus on commercial real estate (CRE) and business lending relationships. This role leads all aspects of loan workouts, including restructuring, enforcement, collateral liquidation, and guarantor recovery, with the objective of minimizing loss and maximizing recovery to the Bank.

This position requires deep expertise in distressed assets, strong credit judgment, and hands-on experience navigating foreclosure, repossession, and legal recovery processes—particularly within Texas.

Requirements

  • Manage a portfolio of criticized, classified, and non-performing commercial loans, with emphasis on CRE and income-producing properties
  • Develop and execute asset resolution strategies, including:
    • Loan restructures and modifications
    • Forbearance agreements
    • Deeds in lieu of foreclosure
    • Note sales and discounted payoffs
  • Lead and oversee foreclosure processes, UCC actions, and repossession of commercial collateral
  • Coordinate with internal and external legal counsel on litigation, bankruptcy, and enforcement actions
  • Pursue recovery from guarantors, including negotiation, settlement, and legal enforcement
  • Evaluate collateral positions, including real estate, business assets, and secondary sources of repayment
  • Analyze borrower financials, global cash flow, rent rolls, and guarantor capacity to inform strategy
  • Prepare risk ratings, impairment analyses, and charge-off recommendations in accordance with regulatory guidance
  • Present action plans, status updates, and risk exposure to senior management and credit committees
  • Ensure compliance with all regulatory requirements, internal policies, and documentation standards
  • Maintain detailed records of collection efforts, legal proceedings, and borrower communications
  • Minimum 5+ years of direct experience in:
    • Commercial loan collections
    • Special assets/workout management
    • Foreclosure and repossession of commercial assets
  • Strong working knowledge of:
    • Commercial real estate lending and valuation
    • Distressed asset resolution strategies
    • Guarantor enforcement and recovery practices
  • Demonstrated experience managing complex loan workouts from initial default through resolution
  • Experience working with legal counsel on bankruptcy, foreclosure, and litigation matters

Apply