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Repossession Agent Jobs (NOW HIRING)

Alcar Recovery

Repossession Agent

Southfield, MI

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known ...

Alcar Recovery

Repossession Agent

Warren, MI · On-site

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known ...

Allstar Recovery, LLC

Repossession Agent

Pearl, MS · On-site

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known ...

Allstar Recovery, LLC

Repossession Agent

Odenville, AL · On-site

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumers delinquent on a payment agreement. You will be investigating and tracking the known ...

Allstar Recovery

Repossession Agent

Pearl, MS · On-site

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known ...

Allstar Recovery, LLC

Repossession agent

Vicksburg, MS · On-site

$14.75 - $20.25/hr

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known ...

Allstar Recovery

Repossession agent

Vicksburg, MS · On-site

$14.75 - $20.25/hr

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known ...

Allstar Recovery, LLC

Repossession agent

Vicksburg, MS · On-site

$14.75 - $20.25/hr

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumers delinquent on a payment agreement. You will be investigating and tracking the known ...

Daybreak Metro Inc

Repossession Agent

Richmond, CA · On-site

$60K - $135K/yr

Sunday - Thursday As a repossession agent the job requires you to locate vehicles, safely secure vehicles, and tow vehicles to the appropriate company yard. We have multiple camera car drivers whose ...

S C A R Inc

Repossession agent

San Antonio, TX · On-site

$62K/yr

R., Inc. is a repossession company that has been in the industry for 17 years. We believe our success is built on the foundation of loyalty, honesty, employee wellbeing, and client satisfaction. We ...

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Repossession Agent information

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$10

$20

$33

How much do repossession agent jobs pay per hour?

As of Jun 24, 2026, the average hourly pay for repossession agent in the United States is $21.00, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $23.32 per hour, depending on experience, location, and employer.

How do I get into a repo job?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Prior experience in security, law enforcement, or customer service can be helpful, and some employers require background checks and training on legal procedures and safety protocols before employment.

Do repo agents make a lot of money?

Repossession agents typically earn an hourly wage or commission-based pay, with salaries varying by location and experience. On average, they make moderate income, with some earning higher pay through overtime or successful recoveries, but they generally do not earn high salaries compared to other law enforcement or recovery roles.

What is the difference between Repossession Agent vs Field Investigator?

AspectRepossession AgentField Investigator
CredentialsDriver's license, sometimes security or repossession trainingInvestigation certifications, background checks
Work EnvironmentFieldwork, often in various locations, sometimes confrontationalFieldwork, interviews, surveillance
Employer & IndustryLoan companies, banks, repossession agenciesInsurance companies, private investigation firms
Search & Comparison IntentLocating and recovering collateralGathering information, verifying facts

While both roles involve fieldwork and require investigative skills, Repossession Agents focus on locating and recovering collateral for lenders, often involving physical recovery. Field Investigators gather information, verify details, and conduct surveillance for various clients. The roles share some credentials and work environments but differ in primary responsibilities and industry focus.

What are some common challenges faced by Repossession Agents and how can they be managed on the job?

Repossession Agents often encounter challenges such as dealing with difficult or emotional vehicle owners, working irregular hours, and ensuring personal safety during recoveries. Staying calm under pressure, maintaining professionalism, and following proper legal protocols are essential for managing these situations. Agents typically work closely with team members, such as dispatchers and security staff, to coordinate safe and efficient repossessions. Training in conflict resolution and awareness of local laws can further help agents navigate these challenges successfully.

What are repossession agents?

Repossession agents are professionals hired by lenders or financial institutions to recover property, typically vehicles or equipment, when borrowers default on their loans. They locate, secure, and retrieve the assets in accordance with state and federal laws, ensuring the process is handled legally and safely. Repossession agents may work independently or for repossession companies, and often need knowledge of legal procedures, negotiation skills, and sometimes a special license. Their work can be challenging and may involve interacting with distressed or confrontational individuals. The goal is to recover the property while minimizing conflict and legal risk.

What are the key skills and qualifications needed to thrive as a Repossession Agent, and why are they important?

To thrive as a Repossession Agent, you need a strong understanding of state and federal repossession laws, a valid driver's license, and often a high school diploma or equivalent. Familiarity with skip tracing software, GPS tracking systems, and digital reporting tools is typically required. Excellent negotiation, conflict resolution, and situational awareness are crucial soft skills for managing interactions with vehicle owners and ensuring safety. These skills and qualifications are essential for performing repossessions legally, efficiently, and safely while minimizing risk and maintaining professionalism.

How to become a licensed repossession agent?

To become a licensed repossession agent, you typically need to meet state-specific licensing requirements, which often include completing a training course, passing a background check, and obtaining a license or permit. Some states also require a surety bond or insurance and adherence to federal and state laws related to repossession activities. Gaining experience in security, law enforcement, or related fields can also be beneficial.

What job makes $10,000 a month without a degree?

A repossession agent can potentially earn $10,000 a month through commissions and fees, especially with experience and a high volume of cases. Success in this role depends on skills in negotiation, legal knowledge, and a flexible schedule, but it typically requires no formal degree.

What Does a Repossession Agent Do?

As a repossession agent, you participate in the recovery of an asset when someone is overdue on a debt payment. In your job as a repo agent, you may collect the deed to a vehicle or another piece of property, coordinate the transfer of ownership through a bank, and comply with all relevant laws and regulations for the repossession process. You may also help calculate the costs of repossession and help the bank determine the best way to finance complicated repossession efforts. Repossession agents should not be confused with recovery agents, who locate and retrieve people who fail to appear in court, though some people perform both duties.

More about Repossession Agent jobs
What cities are hiring for Repossession Agent jobs? Cities with the most Repossession Agent job openings:
What are the most commonly searched types of Repossession Agent jobs? The most popular types of Repossession Agent jobs are:
What states have the most Repossession Agent jobs? States with the most job openings for Repossession Agent jobs include:
What job categories do people searching Repossession Agent jobs look for? The top searched job categories for Repossession Agent jobs are:
Repossession Agent jobs near you
Infographic showing various Repossession Agent job openings in the United States as of June 2026, with employment types broken down into 1% Internship, 1% As Needed, 8% Full Time, 86% Part Time, 3% Temporary, and 1% Nights. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $43,678 per year, or $21 per hour.

Repossession Agent

Alcar Recovery

Southfield, MI

Full-time

Posted 13 days ago

Job description

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known locations of cars out for repossession, securing them, and towing the vehicles to the closest company storage facility. Once towed, you will be responsible for appropriate, timely and accurate documentation. No Cold Calling-ALL accounts provided byestablishedbusiness.


Alcar Recovery is one of the most respected, rapidly expanding repossession firms in the country. We are seeking both fulltimeexperienced field agents and those eager to learn and committed to a new profession. We haveindustryleadingtechnology and top of the line recovery trucks that will help you excel at your job. We do things the right way and we hire the right people that can deliver results.


Are you looking for an opportunity to:


Be an integral part of a growing organization?


Be handsomely rewarded for your strong and flexible work ethic?


Work independently without supervision?



The field agent requires a positive attitude and a high aptitude forproblem solving. You will be the face of our company to the public and who will recover the collateral and assets for our clients. It requires very good people skills and the ability to communicate on all levels with all types of persons. Every person you meet needs to be treated with courtesy and respect regardless of the circumstances in which they find themselves or the attitude they exhibit.


If you are at least 24 or older with clean driving record and background; if you want to work a flexible schedule including weekends, then you should get in touch with us. We are an Equal Employment Opportunity Employer.



EDUCATIONAL REQUIREMENTS and WORK EXPERIENCE


High School Diploma or equivalent required


Proven ability and experience working in an outside environment without direct supervision


Previous law enforcement or military a plus


Either possess or can acquire a DOT physical card and Class D commercial driver's license


Basic mechanical ability


Previous experience working as a tow truckoperation, or in the repo industry, as a flatbed operator, self-loader or tow dolly is encouraged, Industry certification a plus



ORGANIZATIONAL SKILLS AND KNOWLEDGE



Basic computer skills including internet and email, own a smartphone with service


You must have a clean driving record, pass a background and drug test


Clean, presentable appearance, reliable, strong work ethic and loyal


Able to read, write and speak English withreasonablecapability to be able to communicate with customers, employees, and vendors


Meet the attendance schedule and repossession goals as agreed to with your supervisor


Innovative, creative and seeks challenges while exercising analytical skills with determination


Ability to handle stress and multiple priorities with a level head and limited emotion


Flexible and self-confident with exceptional interpersonal skills


Effective command skills, competent management and organizational and conflict resolution skills

Apply