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Repossession Agent Jobs in Houston, TX (NOW HIRING)

LPR Solutions, LLC

camera scan driver

Houston, TX

The driver will visually verify the vin number of the vehicle and notify Repossession Agent. You will work independently within very flexible hours, including 3rd shift and weekends. We are an Equal ...

LPR Solutions, LLC

camera scan driver

Houston, TX · On-site

The driver will visually verify the vin number of the vehicle and notify Repossession Agent. You will work independently within very flexible hours, including 3rd shift and weekends. We are an Equal ...

All JobsRepossession Agent JobsRepossession Agent Jobs in Houston, TX

Repossession Agent information

See Houston, TX salary details

$8

$17

$28

How much do repossession agent jobs pay per hour?

As of Aug 18, 2026, the average hourly pay for repossession agent in Houston, TX is $17.80, according to ZipRecruiter salary data. Most workers in this role earn between $13.85 and $19.76 per hour, depending on experience, location, and employer.

What is a repossession agent?

Repossession agents are professionals hired by lenders or financial institutions to recover property, typically vehicles or equipment, when borrowers default on their loans. They locate, secure, and retrieve the assets in accordance with state and federal laws, ensuring the process is handled legally and safely. Repossession agents may work independently or for repossession companies, and often need knowledge of legal procedures, negotiation skills, and sometimes a special license. Their work can be challenging and may involve interacting with distressed or confrontational individuals. The goal is to recover the property while minimizing conflict and legal risk.

What does a repossession agent do?

As a repossession agent, you participate in the recovery of an asset when someone is overdue on a debt payment. In your job as a repo agent, you may collect the deed to a vehicle or another piece of property, coordinate the transfer of ownership through a bank, and comply with all relevant laws and regulations for the repossession process. You may also help calculate the costs of repossession and help the bank determine the best way to finance complicated repossession efforts. Repossession agents should not be confused with recovery agents, who locate and retrieve people who fail to appear in court, though some people perform both duties.

What are the key skills and qualifications needed to thrive as a repossession agent, and why are they important?

To thrive as a Repossession Agent, you need a strong understanding of state and federal repossession laws, a valid driver's license, and often a high school diploma or equivalent. Familiarity with skip tracing software, GPS tracking systems, and digital reporting tools is typically required. Excellent negotiation, conflict resolution, and situational awareness are crucial soft skills for managing interactions with vehicle owners and ensuring safety. These skills and qualifications are essential for performing repossessions legally, efficiently, and safely while minimizing risk and maintaining professionalism.

What are some common challenges faced by repossession agents and how can they be managed on the job?

Repossession Agents often encounter challenges such as dealing with difficult or emotional vehicle owners, working irregular hours, and ensuring personal safety during recoveries. Staying calm under pressure, maintaining professionalism, and following proper legal protocols are essential for managing these situations. Agents typically work closely with team members, such as dispatchers and security staff, to coordinate safe and efficient repossessions. Training in conflict resolution and awareness of local laws can further help agents navigate these challenges successfully.

What is the difference between Repossession Agent vs Field Investigator?

AspectRepossession AgentField Investigator
CredentialsDriver's license, sometimes security or repossession trainingInvestigation certifications, background checks
Work EnvironmentFieldwork, often in various locations, sometimes confrontationalFieldwork, interviews, surveillance
Employer & IndustryLoan companies, banks, repossession agenciesInsurance companies, private investigation firms
Search & Comparison IntentLocating and recovering collateralGathering information, verifying facts

While both roles involve fieldwork and require investigative skills, Repossession Agents focus on locating and recovering collateral for lenders, often involving physical recovery. Field Investigators gather information, verify details, and conduct surveillance for various clients. The roles share some credentials and work environments but differ in primary responsibilities and industry focus.

How to become a certified repossession agent?

To become a certified repossession agent, individuals typically need to complete state-specific training and obtain a license or certification, which may involve background checks and passing a written exam. Gaining experience in security, law enforcement, or related fields can be beneficial, and some states require ongoing education to maintain certification.
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Cities near Houston, TX with the most Repossession Agent job openings:

Repossession Agent jobs near you
Infographic showing various Repossession Agent job openings in Houston, TX as of August 2026, with employment types broken down into 67% Full Time, and 33% Contract. Highlights an 100% In-person job distribution, with an average salary of $37,015 per year, or $17.8 per hour.

Repossession Agent - Houston

Hide and Seek Recovery

Houston, TX • On-site

$6.0K - $15K/mo

Contractor

Re-posted 5 days ago

Job description

Earn More. Do More. Lead With Integrity.


Join Texas’s #1 Recovery Team — HNS Recovery

Most Texas agents top out around $71K. At HNS, we smash that ceiling. Our agents start with $100 per unit plus bonuses for dollies and direct-account hits, routinely averaging $6K–$15K/month with low six-figure potential. You control the throttle—your hustle, your pay.


Why HNS? The Opportunity

  • Pay Powerhouse – $100 per unit + dollies bonus + direct-account bump
  • Six-Figure Track – Consistent closers crack $100K+ annually
  • Elite Gear – Late-model Dodge 4500s, purpose-built rigs, AI-driven tech (LPR, route intel, real-time ops)
  • Schedules That Respect Life – 5/4/3-day rosters, two+ consecutive days off weekly


What You Bring

  • 1+ years wheel-lift experience (self-starter with clean, tight pulls)
  • Calm under pressure; tech-savvy and data-driven
  • Clean MVR, drug-free, age 24+ (insurance)
  • Nights/weekends rotation OK
  • Veterans, security pros, and former law enforcement strongly encouraged


How We Win (and Why You’ll Stay)

  • Compliance First – You focus on the work; we back you with airtight procedures and legal support.
  • Safety Always – De-escalation tactics, body-cam standards, real-time supervisor support.
  • Clear Path Up – Team Lead, Trainer, LPR Specialist, and Ops roles for top performers.
  • Respect Built-In – We treat consumers like people, not problems. It’s better business—and better work.


Ready To Level Up? 

  • APPLY NOW → Email your résumé to careers@hnsrecovery.com
     with subject “TX Agent – Ready to Earn”.


Spots are limited as we ramp statewide. Lock your roster now and start your six-figure track.


HNS Recovery — Professional. Empathetic. Elite.

Start your tomorrow, TODAY.