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Repossession Agent Jobs in Ohio (NOW HIRING)

Alcar Recovery, LLC

Repossession Agent

Stow, OH · On-site

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known ...

Alcar Recovery

Repossession Agent

Stow, OH

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known ...

Alcar Recovery, LLC

Repossession Agent

Stow, OH · On-site

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known ...

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All JobsRepossession Agent JobsRepossession Agent Jobs in Ohio

Repossession Agent information

See Ohio salary details

$9

$19

$32

How much do repossession agent jobs pay per hour?

As of Aug 30, 2026, the average hourly pay for repossession agent in Ohio is $19.96, according to ZipRecruiter salary data. Most workers in this role earn between $15.53 and $22.16 per hour, depending on experience, location, and employer.

What is a repossession agent?

Repossession agents are professionals hired by lenders or financial institutions to recover property, typically vehicles or equipment, when borrowers default on their loans. They locate, secure, and retrieve the assets in accordance with state and federal laws, ensuring the process is handled legally and safely. Repossession agents may work independently or for repossession companies, and often need knowledge of legal procedures, negotiation skills, and sometimes a special license. Their work can be challenging and may involve interacting with distressed or confrontational individuals. The goal is to recover the property while minimizing conflict and legal risk.

What does a repossession agent do?

As a repossession agent, you participate in the recovery of an asset when someone is overdue on a debt payment. In your job as a repo agent, you may collect the deed to a vehicle or another piece of property, coordinate the transfer of ownership through a bank, and comply with all relevant laws and regulations for the repossession process. You may also help calculate the costs of repossession and help the bank determine the best way to finance complicated repossession efforts. Repossession agents should not be confused with recovery agents, who locate and retrieve people who fail to appear in court, though some people perform both duties.

What are the key skills and qualifications needed to thrive as a repossession agent, and why are they important?

To thrive as a Repossession Agent, you need a strong understanding of state and federal repossession laws, a valid driver's license, and often a high school diploma or equivalent. Familiarity with skip tracing software, GPS tracking systems, and digital reporting tools is typically required. Excellent negotiation, conflict resolution, and situational awareness are crucial soft skills for managing interactions with vehicle owners and ensuring safety. These skills and qualifications are essential for performing repossessions legally, efficiently, and safely while minimizing risk and maintaining professionalism.

What are some common challenges faced by repossession agents and how can they be managed on the job?

Repossession Agents often encounter challenges such as dealing with difficult or emotional vehicle owners, working irregular hours, and ensuring personal safety during recoveries. Staying calm under pressure, maintaining professionalism, and following proper legal protocols are essential for managing these situations. Agents typically work closely with team members, such as dispatchers and security staff, to coordinate safe and efficient repossessions. Training in conflict resolution and awareness of local laws can further help agents navigate these challenges successfully.

What is the difference between Repossession Agent vs Field Investigator?

AspectRepossession AgentField Investigator
CredentialsDriver's license, sometimes security or repossession trainingInvestigation certifications, background checks
Work EnvironmentFieldwork, often in various locations, sometimes confrontationalFieldwork, interviews, surveillance
Employer & IndustryLoan companies, banks, repossession agenciesInsurance companies, private investigation firms
Search & Comparison IntentLocating and recovering collateralGathering information, verifying facts

While both roles involve fieldwork and require investigative skills, Repossession Agents focus on locating and recovering collateral for lenders, often involving physical recovery. Field Investigators gather information, verify details, and conduct surveillance for various clients. The roles share some credentials and work environments but differ in primary responsibilities and industry focus.

How to become a certified repossession agent?

To become a certified repossession agent, individuals typically need to complete state-specific training and obtain a license or certification, which may involve background checks and passing a written exam. Gaining experience in security, law enforcement, or related fields can be beneficial, and some states require ongoing education to maintain certification.
More about Repossession Agent jobs

What are the most commonly searched types of Repossession Agent jobs in Ohio?

The most popular types of Repossession Agent jobs in Ohio are:

What are popular job titles related to Repossession Agent jobs in Ohio?

For Repossession Agent jobs in Ohio, the most frequently searched job titles are:

What job categories do people searching Repossession Agent jobs in Ohio look for?

The top searched job categories for Repossession Agent jobs in Ohio are:

What cities in Ohio are hiring for Repossession Agent jobs?

Cities in Ohio with the most Repossession Agent job openings:

Repossession Agent jobs near you
Infographic showing various Repossession Agent job openings in Ohio as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $41,524 per year, or $20 per hour.

Repossession Agent

National Asset Recovery Specialists, Inc.

Cleveland, OH • On-site

$75K - $95K/yr

Full-time

Medical, Life, Retirement, PTO

Re-posted 28 days ago

Job description

Description

National Asset Recovery Specialists, Inc. is hiring experienced Repossession Agents to join our Cleveland recovery team.



We are an established repossession company serving lenders, banks, and credit unions throughout Northeast Ohio. We are looking for motivated agents who want consistent work, strong support, quality equipment, and the opportunity to maximize their earnings.


If you know the repo business, work well independently, and take pride in getting the job done safely and professionally, we want to hear from you.

Why Join National Asset Recovery Specialists?
  • Strong Earning Potential
  • $75-$130 per recovery
  • Most agents complete 4-5 recoveries per day
  • Weekly earning potential of $1,500-$3,000+
  • $1,500 sign-on bonus for candidates with 1+ year of verified repo experience
  • Bi-weekly pay
  • Performance-based earning opportunities

Equipment & Support

  • Large fleet of camera cars, scanning day & night
  • 12 Ohio drop yards 
  • Company-provided tow truck
  • Company-provided recovery equipment
  • Company fuel card
  • Management on Site
  • Ongoing training and field support
  • Experienced skip tracers and field agents supporting the recovery team
  • Technology and systems designed to help agents locate and recover collateral efficiently

W-2 Employee Position

  • W-2 employment - no subcontracting
  • Paid time off and vacation
  • Medical insurance
  • Life insurance
  • 401(k) with company match
  • Ongoing training and mentorship
  • Opportunities for advancement


What You'll Do

As a Repossession Agent, you will recover vehicles and other collateral throughout Cleveland and surrounding areas.

Collateral may include:

  • Cars
  • Trucks
  • Motorcycles
  • Boats
  • ATVs
  • RVs


What We're Looking For

Experience & Qualifications

  • Previous repossession experience preferred
  • Strong knowledge of the Cleveland/Northeast Ohio area
  • Clean driving record
  • Strong communication skills
  • Basic computer and smartphone skills
  • Ability to work independently
  • Ability to remain calm and professional during difficult interactions
  • Strong attention to detail
  • Must be dependable, motivated, and team-oriented

Physical Requirements

  • Ability to sit and drive for extended periods
  • Ability to safely operate recovery equipment
  • Ability to lift, bend, climb, and perform physical recovery-related tasks
  • Ability to work outdoors in varying weather conditions


What Makes a Successful Agent?

The best agents are self-motivated, resourceful, money-motivated, and dependable.

You need to be comfortable making decisions in the field, communicating with customers and your team, using technology, and working through challenges without needing someone beside you every step of the way.


We provide the equipment, training, technology, and support. You bring the work ethic and drive to get the job done.


Ready to Join the Team?

If you're an experienced repossession agent looking for consistent volume, strong support, quality equipment, and the opportunity to earn based on your performance, apply today.



Apply now - interviews are being scheduled immediately.

Requirements

Requirements & Qualifications
  • 1+ year of repossession or tow truck experience 
  • Valid driver's license
  • Clean driving record
  • 23+ years old (insurance requirement) 
  • Must pass a background check and drug screening 
  • Basic computer skills
  • BE A TEAM PLAYER

Apply