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Repossession Agent Jobs in Ohio (NOW HIRING)

Alcar Recovery

Repossession Agent

Stow, OH

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known ...

Alcar Recovery, LLC

Repossession Agent

Stow, OH · On-site

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumers delinquent on a payment agreement. You will be investigating and tracking the known ...

Alcar Recovery, LLC

Repossession Agent

Stow, OH · On-site

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known ...

7 17 Credit Union

Be Seen First

Repossession Specialist

Warren, OH · On-site

$42K - $58K/yr

Compile and process updates from repossession agent at time of repossession to assist Processors with right to redeem generation. * Review collateral condition reports and other information after ...

7 17 Credit Union

REPO SPECIALIST

Warren, OH · On-site

$14.50 - $19.25/hr

Compile and process updates from repossession agent at time of repossession to assist Processors with right to redeem generation. * Review collateral condition reports and other information after ...

7 17 Credit Union

REPO SPECIALIST

Warren, OH

$14.50 - $19.25/hr

Compile and process updates from repossession agent at time of repossession to assist Processors with right to redeem generation. * Review collateral condition reports and other information after ...

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All JobsRepossession Agent JobsRepossession Agent Jobs in Ohio

Repossession Agent information

See Ohio salary details

$9

$19

$32

How much do repossession agent jobs pay per hour?

As of Jul 15, 2026, the average hourly pay for repossession agent in Ohio is $19.96, according to ZipRecruiter salary data. Most workers in this role earn between $15.53 and $22.16 per hour, depending on experience, location, and employer.

Do repossession agents make good money?

Repossession agents typically earn a salary or commission-based pay that can vary depending on experience, location, and the number of recoveries made. On average, they earn between $30,000 and $60,000 annually, with some earning more through overtime or performance bonuses. The job often requires strong communication skills, knowledge of legal procedures, and the ability to work in challenging environments.

What is the difference between Repossession Agent vs Field Investigator?

AspectRepossession AgentField Investigator
CredentialsDriver's license, sometimes security or repossession trainingInvestigation certifications, background checks
Work EnvironmentFieldwork, often in various locations, sometimes confrontationalFieldwork, interviews, surveillance
Employer & IndustryLoan companies, banks, repossession agenciesInsurance companies, private investigation firms
Search & Comparison IntentLocating and recovering collateralGathering information, verifying facts

While both roles involve fieldwork and require investigative skills, Repossession Agents focus on locating and recovering collateral for lenders, often involving physical recovery. Field Investigators gather information, verify details, and conduct surveillance for various clients. The roles share some credentials and work environments but differ in primary responsibilities and industry focus.

Can repossession agents carry guns?

Repossession agents are generally not authorized to carry firearms as part of their job, and doing so can be illegal depending on local laws and regulations. They typically rely on non-violent methods and may work with law enforcement if necessary. Training in conflict de-escalation and understanding legal boundaries are important for their safety and compliance.

What are some common challenges faced by Repossession Agents and how can they be managed on the job?

Repossession Agents often encounter challenges such as dealing with difficult or emotional vehicle owners, working irregular hours, and ensuring personal safety during recoveries. Staying calm under pressure, maintaining professionalism, and following proper legal protocols are essential for managing these situations. Agents typically work closely with team members, such as dispatchers and security staff, to coordinate safe and efficient repossessions. Training in conflict resolution and awareness of local laws can further help agents navigate these challenges successfully.

What are repossession agents?

Repossession agents are professionals hired by lenders or financial institutions to recover property, typically vehicles or equipment, when borrowers default on their loans. They locate, secure, and retrieve the assets in accordance with state and federal laws, ensuring the process is handled legally and safely. Repossession agents may work independently or for repossession companies, and often need knowledge of legal procedures, negotiation skills, and sometimes a special license. Their work can be challenging and may involve interacting with distressed or confrontational individuals. The goal is to recover the property while minimizing conflict and legal risk.

How do repossession companies get paid?

Repossession companies typically get paid through a fee charged to the lender or creditor for recovering the asset. The fee can be a flat rate or a percentage of the asset's value, and payment is usually made after successful recovery. Some companies also charge additional fees for storage, transportation, or administrative costs.

What are the key skills and qualifications needed to thrive as a Repossession Agent, and why are they important?

To thrive as a Repossession Agent, you need a strong understanding of state and federal repossession laws, a valid driver's license, and often a high school diploma or equivalent. Familiarity with skip tracing software, GPS tracking systems, and digital reporting tools is typically required. Excellent negotiation, conflict resolution, and situational awareness are crucial soft skills for managing interactions with vehicle owners and ensuring safety. These skills and qualifications are essential for performing repossessions legally, efficiently, and safely while minimizing risk and maintaining professionalism.

How do you become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Many states require licensing or registration, and agents often receive on-the-job training or certification in repossession procedures and safety protocols.

What Does a Repossession Agent Do?

As a repossession agent, you participate in the recovery of an asset when someone is overdue on a debt payment. In your job as a repo agent, you may collect the deed to a vehicle or another piece of property, coordinate the transfer of ownership through a bank, and comply with all relevant laws and regulations for the repossession process. You may also help calculate the costs of repossession and help the bank determine the best way to finance complicated repossession efforts. Repossession agents should not be confused with recovery agents, who locate and retrieve people who fail to appear in court, though some people perform both duties.

More about Repossession Agent jobs
What are the most commonly searched types of Repossession Agent jobs in Ohio? The most popular types of Repossession Agent jobs in Ohio are:
What are popular job titles related to Repossession Agent jobs in Ohio? For Repossession Agent jobs in Ohio, the most frequently searched job titles are:
What job categories do people searching Repossession Agent jobs in Ohio look for? The top searched job categories for Repossession Agent jobs in Ohio are:
What cities in Ohio are hiring for Repossession Agent jobs? Cities in Ohio with the most Repossession Agent job openings:
Repossession Agent jobs near you

Repossession Agent

Alcar Recovery

Stow, OH

Full-time

Re-posted 23 days ago

Job description

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known locations of cars out for repossession, securing them, and towing the vehicles to the closest company storage facility. Once towed, you will be responsible for appropriate, timely and accurate documentation. No Cold Calling-ALL accounts provided byestablishedbusiness.


Alcar Recovery is one of the most respected, rapidly expanding repossession firms in the country. We are seeking both fulltimeexperienced field agents and those eager to learn and committed to a new profession. We haveindustryleadingtechnology and top of the line recovery trucks that will help you excel at your job. We do things the right way and we hire the right people that can deliver results.


Are you looking for an opportunity to:


Be an integral part of a growing organization?


Be handsomely rewarded for your strong and flexible work ethic?


Work independently without supervision?



The field agent requires a positive attitude and a high aptitude forproblem solving. You will be the face of our company to the public and who will recover the collateral and assets for our clients. It requires very good people skills and the ability to communicate on all levels with all types of persons. Every person you meet needs to be treated with courtesy and respect regardless of the circumstances in which they find themselves or the attitude they exhibit.


If you are at least 24 or older with clean driving record and background; if you want to work a flexible schedule including weekends, then you should get in touch with us. We are an Equal Employment Opportunity Employer.



EDUCATIONAL REQUIREMENTS and WORK EXPERIENCE


High School Diploma or equivalent required


Proven ability and experience working in an outside environment without direct supervision


Previous law enforcement or military a plus


Either possess or can acquire a DOT physical card and Class D commercial driver's license


Basic mechanical ability


Previous experience working as a tow truckoperation, or in the repo industry, as a flatbed operator, self-loader or tow dolly is encouraged, Industry certification a plus



ORGANIZATIONAL SKILLS AND KNOWLEDGE



Basic computer skills including internet and email, own a smartphone with service


You must have a clean driving record, pass a background and drug test


Clean, presentable appearance, reliable, strong work ethic and loyal


Able to read, write and speak English withreasonablecapability to be able to communicate with customers, employees, and vendors


Meet the attendance schedule and repossession goals as agreed to with your supervisor


Innovative, creative and seeks challenges while exercising analytical skills with determination


Ability to handle stress and multiple priorities with a level head and limited emotion


Flexible and self-confident with exceptional interpersonal skills


Effective command skills, competent management and organizational and conflict resolution skills

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