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Commission Repossession Agent Jobs in Ohio (NOW HIRING)

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Commission Repossession Agent information

What is a commission repossession agent?

Commission Repossession Agents are professionals hired to recover property, typically vehicles, when borrowers default on their loans. They usually work for repossession companies or financial institutions, and their pay is often based on the number of successful recoveries they complete, rather than a fixed salary. These agents locate, secure, and transport assets back to the lender while following legal and ethical guidelines. The job requires knowledge of state repossession laws, strong negotiation skills, and the ability to handle potentially stressful or confrontational situations.

What are the key skills and qualifications needed to thrive as a commission repossession agent?

To thrive as a Commission Repossession Agent, you need knowledge of repossession laws, strong negotiation skills, and a valid driver’s license, often supplemented by relevant experience or training. Familiarity with repossession management software, GPS tracking systems, and secure vehicle handling is commonly required. Excellent communication, conflict resolution, and stress management abilities set top agents apart in challenging environments. These skills are crucial to ensure compliance with regulations, maintain personal safety, and achieve successful recoveries while minimizing disputes.

Does commission repossession agent work pay well?

Commission repossession agents typically earn income through commissions based on the number of successful recoveries, with pay varying by experience, location, and company. While some agents can earn a competitive income, earnings are often inconsistent and depend on performance and market demand.

How do I become a commission repossession agent?

To become a commission repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Some states require a license or certification, and training in repossession procedures and legal regulations is often necessary. Strong communication skills and knowledge of security procedures are also important for success in this role.

What is the difference between Commission Repossession Agent vs Field Collection Agent?

AspectCommission Repossession AgentField Collection Agent
CredentialsDriver's license, sometimes repossession-specific trainingCredit and debt collection training, sometimes certifications
Work EnvironmentOn-site at repossession locations, often in the fieldOffices and in the field, visiting debtors' locations
Industry UsageAuto loans, secured assets repossessionUnsecured debt collection, credit agencies

Commission Repossession Agents primarily focus on recovering secured assets like vehicles, often requiring specialized training and fieldwork. Field Collection Agents handle unsecured debts, working in both office and field settings. While both roles involve debt recovery, their methods, credentials, and industries differ significantly.

What are some common challenges faced by commission repossession agents and how can they be managed?

Commission Repossession Agents often encounter challenges such as difficult or confrontational interactions with vehicle owners, unpredictable hours, and the need to adhere strictly to legal and ethical guidelines. Managing these challenges involves strong communication skills, situational awareness, and thorough knowledge of relevant laws and company policies. Building positive relationships with team members, maintaining detailed documentation, and participating in ongoing training can help agents navigate tough situations and ensure safety and compliance.

How do commission repossession agents get paid?

Commission repossession agents typically earn a percentage of the amount recovered from the repossession, which is paid as a commission. Their pay structure often includes base pay plus bonuses or commissions based on successful recoveries, and they may also receive additional compensation for completing specific tasks or meeting targets.
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Commission Repossession Agent jobs near you

Experienced Vehicle Repossession Agent (Wheel Lift/Tow Truck)

National Asset Recovery Specialists, Inc.

Cleveland, OH • On-site

$75K - $95K/yr

Other

Medical, Life, Retirement, PTO

Re-posted 3 days ago

Job description

Description

This isn't your typical 9-5. This is a hustle-with real earning potential for people who know how to move, think, and execute. The repossession industry plays a critical role in the U.S. financial system. Without it, lenders wouldn't be able to confidently issue auto loans at scale. That means fewer approvals, higher risk, and less access for everyday consumers. What we do directly supports that system-and demand for it continues to grow.


National Asset Recovery Specialists, Inc. is a trusted leader in the repossession space, known for professional, compliant, and efficient collateral recovery. We operate with integrity, prioritize safety, and hold a high bar for performance. Our team is built with individuals who take pride in what they do-and get results.


As a Repossession Agent, you'll work alongside experienced skip tracers and field agents in a fast-paced, team-driven environment. This isn't a solo gig-communication, coordination, and support are what drive success here. You'll build real skills, gain industry knowledge, and have the opportunity to grow within a company that rewards performance.


We're hiring a highly motivated Repossession Agent to join our Cleveland-operations recovery team. You'll be responsible for recovering a wide range of collateral-including cars, trucks, motorcycles, boats, ATVs, and RVs-throughout Cleveland and surrounding areas such as Lakewood, Strongsville, Berea, Middleburg Heights, Pepper Pike, and Westlake.


This role is best suited for someone who is driven, resourceful, and comfortable working independently in the field. Strong tech skills, solid knowledge of the Cleveland area, and a commitment to safe, professional driving are essential.


Top performers in this role are confident, money-motivated, and know how to communicate effectively under pressure. You'll need to handle interactions professionally and be able to clearly and calmly explain Ohio repossession laws when needed.



Benefits & Compensation

Company-provided truck, equipment, and fuel card
Commission-based earnings: $75-$130 per recovery; most agents complete 4-5 per day
Weekly earning potential: $1,500-$3,000
Paid time off and vacation
Medical and life insurance
401(k) with company match
$1,500 sign-on bonus (with 1+ year verified repo experience)
Ongoing training, mentorship, and support



Why Join Us

Established, reputable company with consistent volume
W-2 position-no subcontracting
Clear path for growth and advancement
Strong team culture that values performance and accountability



Culture & Growth

We take pride in building a team that operates with integrity, professionalism, and respect. Hard work is recognized here-and results matter. We invest in our people through training, mentorship, and real opportunities to advance. If you're looking for a role where you can build a career, not just clock in, you'll fit right in.



Requirements

  Minimum 1 year of repossession or tow truck experience
Valid driver's license with MVR clean record
Must be 23+ (insurance requirement)
Ability to pass background check and drug screening
High school diploma or GED
Must be able to work nights 

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