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Commission Repossession Agent Jobs (NOW HIRING)

S C A R Inc

Repossession agent

San Antonio, TX · On-site

$62K/yr

R., Inc. is a repossession company that has been in the industry for 17 years. We believe our ... We offer base hourly pay, commission, performance bonuses, employer-sponsored health insurance and ...

S C A R Inc

Repossession agent

Duncanville, TX · On-site

$62K/yr

R., Inc. is a repossession company that has been in the industry for 17 years. We believe our ... We offer base hourly pay, commission, performance bonuses, employer-sponsored health insurance and ...

S.C.A.R., Inc.

Repossession Agent

Duncanville, TX

$62K/yr

C.A.R., Inc. is a repossession company that has been in the industry for nearly 15 years. We ... We offer base hourly pay, commission, performance bonuses, and employer-sponsored health insurance.

S.C.A.R., Inc.

Repossession Agent

Duncanville, TX · On-site

$62K/yr

C.A.R., Inc. is a repossession company that has been in the industry for nearly 15 years. We ... We offer base hourly pay, commission, performance bonuses, and employer-sponsored health insurance.

S.C.A.R., Inc.

Repossession Agent

Duncanville, TX · On-site

$62K/yr

C.A.R., Inc. is a repossession company that has been in the industry for nearly 15 years. We ... We offer base hourly pay, commission, performance bonuses, and employer-sponsored health insurance.

McMillin Recovery

Repossession Field Agent

Cabot, AR · On-site

Commission based About the Role: We are looking for a motivated Repossession Field Agent to locate and recover vehicles, equipment, and other collateral. This is a hands-on, field-based role that ...

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Commission Repossession Agent information

See salary details

$11K

$66.9K

$101K

How much do commission repossession agent jobs pay per year?

As of Jul 14, 2026, the average yearly pay for commission repossession agent in the United States is $66,913.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,000.00 and $74,500.00 per year, depending on experience, location, and employer.

What are Commission Repossession Agents?

Commission Repossession Agents are professionals hired to recover property, typically vehicles, when borrowers default on their loans. They usually work for repossession companies or financial institutions, and their pay is often based on the number of successful recoveries they complete, rather than a fixed salary. These agents locate, secure, and transport assets back to the lender while following legal and ethical guidelines. The job requires knowledge of state repossession laws, strong negotiation skills, and the ability to handle potentially stressful or confrontational situations.

How do repossession companies get paid?

Repossession companies typically get paid a fee for each successful recovery, which can be a flat rate or a percentage of the value of the collateral. They may also charge additional fees for storage, transportation, or administrative costs, and payment is often arranged through the creditor or lender that hired them. Compensation is usually agreed upon before the recovery process begins and may vary based on the complexity of the repossession.

What are the key skills and qualifications needed to thrive as a Commission Repossession Agent, and why are they important?

To thrive as a Commission Repossession Agent, you need knowledge of repossession laws, strong negotiation skills, and a valid driver’s license, often supplemented by relevant experience or training. Familiarity with repossession management software, GPS tracking systems, and secure vehicle handling is commonly required. Excellent communication, conflict resolution, and stress management abilities set top agents apart in challenging environments. These skills are crucial to ensure compliance with regulations, maintain personal safety, and achieve successful recoveries while minimizing disputes.

What is the highest paying job for a felony?

For a Commission Repossession Agent, the highest paying roles typically involve experienced agents working in high-value asset recovery, often earning commissions or bonuses that can significantly increase income. However, employment opportunities may be limited for individuals with felony convictions, and salaries vary based on location, experience, and the complexity of cases handled.

What is the difference between Commission Repossession Agent vs Field Collection Agent?

AspectCommission Repossession AgentField Collection Agent
CredentialsDriver's license, sometimes repossession-specific trainingCredit and debt collection training, sometimes certifications
Work EnvironmentOn-site at repossession locations, often in the fieldOffices and in the field, visiting debtors' locations
Industry UsageAuto loans, secured assets repossessionUnsecured debt collection, credit agencies

Commission Repossession Agents primarily focus on recovering secured assets like vehicles, often requiring specialized training and fieldwork. Field Collection Agents handle unsecured debts, working in both office and field settings. While both roles involve debt recovery, their methods, credentials, and industries differ significantly.

How do I become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Many states require licensing or registration, and agents often receive on-the-job training or certification in repossession procedures and safety protocols.

Do repossession agents make good money?

Repossessions agents can earn a variable income that often includes a base pay plus commissions or fees for each successful recovery. Salaries typically range from $30,000 to $60,000 annually, depending on experience, location, and the volume of cases handled. The job may also require working irregular hours and handling potentially confrontational situations.

What are some common challenges faced by Commission Repossession Agents and how can they be managed?

Commission Repossession Agents often encounter challenges such as difficult or confrontational interactions with vehicle owners, unpredictable hours, and the need to adhere strictly to legal and ethical guidelines. Managing these challenges involves strong communication skills, situational awareness, and thorough knowledge of relevant laws and company policies. Building positive relationships with team members, maintaining detailed documentation, and participating in ongoing training can help agents navigate tough situations and ensure safety and compliance.
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Commission Repossession Agent jobs near you
Infographic showing various Commission Repossession Agent job openings in the United States as of July 2026, with employment types broken down into 92% Full Time, and 8% Contract. Highlights an 92% In-person, and 8% Remote job distribution, with an average salary of $66,913 per year, or $32.2 per hour.
Recovery / Repossession Agent

Recovery / Repossession Agent

MICHIGAN RECOVERY SERVICES INC

Saginaw, MI • On-site

$30K - $150K/yr

Full-time

Medical, Life, Retirement, PTO

Posted 25 days ago

Job description


Recovery Agent / Repossession Agent (Full-Time)

Location: Michigan (statewide)
Schedule: Varies; nights and weekends required

Michigan Recovery Services (MRS) is seeking a dependable, detail‑oriented full time Recovery Agent to safely and efficiently complete client repossession assignments. In this role, you’ll be responsible for securing units, gathering key account information, and communicating updates that help determine the status of each order. Professionalism, accuracy, and compliance are essential.

Benefits

  • 401k with employer match
  • Health Insurance, AFLAC, Life Insurance
  • Paid vacation
  • Income potential of up to $150,000 (commission/volume-based)

Key Responsibilities

  • Repossession & Account Handling
  • Execute repossession orders in alignment with MRS’s mission, values, and client standards.
  • Safely locate and secure assigned units.
  • Follow up on leads, tips, and address information to maximize recovery success.
  • Update all account information, including all addresses and employment, per client compliance.
  • Collaborate with the Client Liaison team when additional information or skip tracing is needed.
  • Remain professional and compliant with all federal, state, and local regulations (CFPB, GLB, FDCPA, UCC).
  • Submit accurate, timely repossession reports, condition reports, required photos
  • Provide excellent client service at all times.

Qualifications

  • High school diploma or equivalent required.
  • Physically qualified to drive a commercial vehicle.
  • Must have or be eligible to obtain a DOT medical card.
  • Valid chauffeur’s license required.
  • Minimum 4‑year clean driving record.
  • Must pass background check, drug test, and physical.
  • At least 2 years of towing or repossession experience preferred.
  • CARS/ARA certification preferred; must be able to obtain certification within 6 months of hire.
  • 22 years of age or older.

Working Conditions

  • Frequent driving and sitting for long periods.
  • Standing, walking, and repetitive movements.
  • Ability to use a computer in the vehicle while safely parked.
  • Occasional heavy lifting.
  • Availability for nights and weekends.