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Commission Repossession Agent information

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$11K

$66.9K

$101K

How much do commission repossession agent jobs pay per year?

As of Jun 24, 2026, the average yearly pay for commission repossession agent in the United States is $66,913.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,000.00 and $74,500.00 per year, depending on experience, location, and employer.

Do repo agents make a lot of money?

Commission repossession agents typically earn a base salary plus commissions based on successful recoveries, with total earnings varying widely by location, experience, and employer. According to industry data, annual incomes can range from around $30,000 to over $70,000, with experienced agents in high-demand areas earning higher wages. Skills such as negotiation and knowledge of legal procedures can impact earning potential.

What are Commission Repossession Agents?

Commission Repossession Agents are professionals hired to recover property, typically vehicles, when borrowers default on their loans. They usually work for repossession companies or financial institutions, and their pay is often based on the number of successful recoveries they complete, rather than a fixed salary. These agents locate, secure, and transport assets back to the lender while following legal and ethical guidelines. The job requires knowledge of state repossession laws, strong negotiation skills, and the ability to handle potentially stressful or confrontational situations.

What job makes $10,000 a month without a degree?

Commission Repossession Agents can potentially earn $10,000 or more per month through commissions and fees for recovering defaulted vehicles or assets. Success depends on experience, network, and the volume of cases handled, often requiring strong negotiation skills and knowledge of legal processes. High earnings are typically associated with experienced agents working in high-value or high-volume environments.

What are the key skills and qualifications needed to thrive as a Commission Repossession Agent, and why are they important?

To thrive as a Commission Repossession Agent, you need knowledge of repossession laws, strong negotiation skills, and a valid driver’s license, often supplemented by relevant experience or training. Familiarity with repossession management software, GPS tracking systems, and secure vehicle handling is commonly required. Excellent communication, conflict resolution, and stress management abilities set top agents apart in challenging environments. These skills are crucial to ensure compliance with regulations, maintain personal safety, and achieve successful recoveries while minimizing disputes.

Do repo drivers get commission?

Commission Repossession Agents often earn a combination of base pay and commissions based on the number of vehicles they successfully recover. Compensation structures vary by employer, with some offering performance-based incentives to motivate efficiency and productivity. Skills in negotiation, driving, and understanding repossession laws are important in this role.

What is the difference between Commission Repossession Agent vs Field Collection Agent?

AspectCommission Repossession AgentField Collection Agent
CredentialsDriver's license, sometimes repossession-specific trainingCredit and debt collection training, sometimes certifications
Work EnvironmentOn-site at repossession locations, often in the fieldOffices and in the field, visiting debtors' locations
Industry UsageAuto loans, secured assets repossessionUnsecured debt collection, credit agencies

Commission Repossession Agents primarily focus on recovering secured assets like vehicles, often requiring specialized training and fieldwork. Field Collection Agents handle unsecured debts, working in both office and field settings. While both roles involve debt recovery, their methods, credentials, and industries differ significantly.

How to become a licensed repossession agent?

To become a licensed repossession agent, you typically need to meet state-specific licensing requirements, which often include completing a training program, passing a background check, and obtaining a license or permit. Some states also require a surety bond or insurance and adherence to federal and state regulations governing repossession activities. Gaining experience in security, law enforcement, or related fields can also be beneficial.

What are some common challenges faced by Commission Repossession Agents and how can they be managed?

Commission Repossession Agents often encounter challenges such as difficult or confrontational interactions with vehicle owners, unpredictable hours, and the need to adhere strictly to legal and ethical guidelines. Managing these challenges involves strong communication skills, situational awareness, and thorough knowledge of relevant laws and company policies. Building positive relationships with team members, maintaining detailed documentation, and participating in ongoing training can help agents navigate tough situations and ensure safety and compliance.
More about Commission Repossession Agent jobs
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What job categories do people searching Commission Repossession Agent jobs look for? The top searched job categories for Commission Repossession Agent jobs are:
Commission Repossession Agent jobs near you
Infographic showing various Commission Repossession Agent job openings in the United States as of June 2026, with employment types broken down into 84% Full Time, 3% Part Time, and 13% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $66,913 per year, or $32.2 per hour.

Tow Truck Operator/ Recovery Agent

Pegasus Recovery Solutions

Odessa, TX • On-site

Full-time

Posted 6 days ago

Job description

Salary: $60,000 salary plus commission

Job Description
The ideal candidate for a Recovery Agent is an individual who either has experience in the auto recovery or Towing/PPI field. The candidate must be willing to go the extra mile for our clients to provide the highest level of customer service and order completion.

Job Requirements

  • Must be at least 25 years old.
  • Must have no felonies on record for at least 7 years.
  • Must have a clean driving record and a valid driver's license.
  • Must be team oriented.
  • Be willing to learn the asset recovery services field with a positive attitude.
  • Be able to maintain, operate and keep the assigned vehicle clean.
  • Obtain/retain at all times a valid DOT medical card.
  • Be computer literate.
  • Be able to complete updates on each case when required by the client.
  • Be able to complete condition reports and provide an inventory of personal property on each repossessed vehicle accurately after the vehicle has been secured.
  • Be able to communicate clearly and courteously, act professionally and maintain a positive attitude at all times.
  • Display the standards and expectations of the company when dealing with the public or any customer.
  • Be willing to work long or extended hours.
  • Prior repossession experience not required, training will be provided. Please only apply if you have Tow Truck experience, PPI a plus!!

Job Types: Full-time, Commission

Job Type: Full-time

Schedule:

  • 12 hour shift
  • Day shift
  • Night shift

Job Type: Full-time

Salary: $60,000.00/year plus commission (current agents make $100k+/year)

Schedule:


  • 12 hour shift
  • Day shift
  • Night shift


Supplemental pay types:


  • Bonus pay


Ability to commute/relocate:


  • Odessa, TX 79764: Reliably commute or planning to relocate before starting work (Required)


Experience:


  • Tow truck: 1 year (Required)


License/Certification:


  • Driver's License (Required)


Shift availability:


  • Night Shift (Preferred)
  • Day Shift (Preferred)


Work Location: One location